State · sponsors with a Oregon filing address
Retirement plans in Oregon
Form 5500 filings for plan years 2009 to 2025; medians for plan year 2024.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. A plan is counted in the state of its sponsor's address, not where its participants live.
928 retirement plans based in Oregon with 100 or more participants filed Form 5500 for plan year 2024 (859 defined contribution, 69 defined benefit). All Form 5500 pension filers in the group reported 1,049,057 participant records and $82.4B in net assets.
The median defined contribution plan held $48,798 per participant, below the national median of $53,031, and its employer put in $2,268 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $130 per participant against $123 nationally.
Employers contributed $2.59B and participants $2.74B during the year, and the plans paid out $7.49B in benefits.
In 2009 the same group numbered 945 plans with $32.9B; by 2024 it was 928 plans (down 2%) and $82.4B (up 151%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Beyond the full-form filers, 11,571 small plans based in Oregon filed the short Form 5500-SF for 2024, with 279,321 participants and $16.0B in net assets. Small plans are counted here and nowhere else on this site.
Medians compared with all US plans
| Median plan, plan year 2024 | OR: DC | US: DC | OR: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $48,798 | $53,031 | $76,874 | $86,234 |
| Employer contributions per active participant | $2,268 | $2,174 | $13,232 | $10,244 |
| Schedule C compensation per participant | $130 | $123 | $292 | $344 |
| Schedule C compensation, share of net assets | 0.28% | 0.26% | 0.43% | 0.42% |
| Administrative expenses per participant | $122 | $116 | $415 | $527 |
Medians across plans with 100 or more participants (817 DC and 69 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $25,624 | $48,798 | $93,700 | 817 |
| Employer contributions per active participant | $1,121 | $2,268 | $4,236 | 783 |
| Schedule C compensation per participant | $70.11 | $130 | $240 | 748 |
| Administrative expenses per participant | $51.82 | $122 | $230 | 799 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 122 | 68,290 | $6.10B | $189M | $273M | $68,532 | $159 |
| 2024 | 928 | 1,049,057 | $82.4B | $2.59B | $2.74B | $48,798 | $130 |
| 2023 | 950 | 1,049,240 | $76.6B | $2.54B | $2.66B | $43,696 | $123 |
| 2022 | 1,051 | 1,065,289 | $66.4B | $2.24B | $2.48B | $33,320 | $114 |
| 2021 | 1,025 | 965,895 | $77.1B | $2.09B | $2.30B | $42,057 | $124 |
| 2020 | 1,014 | 934,542 | $71.1B | $2.07B | $2.06B | $38,784 | $110 |
| 2019 | 982 | 1,021,910 | $65.7B | $2.35B | $2.05B | $33,383 | $96.19 |
| 2018 | 983 | 1,027,646 | $56.1B | $1.97B | $1.92B | $28,558 | $86.27 |
| 2017 | 960 | 1,023,479 | $60.2B | $2.00B | $1.75B | $32,290 | $83.20 |
| 2016 | 928 | 992,083 | $52.5B | $1.72B | $1.62B | $28,281 | $74.13 |
| 2015 | 908 | 978,815 | $49.0B | $1.90B | $1.51B | $26,857 | $63.51 |
| 2014 | 905 | 995,650 | $49.6B | $1.71B | $1.36B | $28,901 | $61.10 |
| 2013 | 894 | 974,087 | $46.5B | $1.67B | $1.24B | $29,200 | $52.16 |
| 2012 | 886 | 952,293 | $40.4B | $1.62B | $1.16B | $25,311 | $55.00 |
| 2011 | 872 | 944,969 | $35.9B | $1.67B | $1.09B | $22,969 | $53.91 |
| 2010 | 898 | 960,364 | $36.0B | $1.57B | $1.02B | $22,813 | $52.82 |
| 2009 | 945 | 1,287,488 | $32.9B | $1.45B | $1.02B | $21,289 | $42.40 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 930 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 60 largest by participants of 930 plans with a page on this site.
| Plan | Sponsor | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|
| Oregon Retail Employees Pension Plan | Board of Trustees, Oregon Retail Employees Pension | DB | 56,361 | $1.06B | $18,862 | $1,559 | $66.50 |
| 401(k) Savings and Profit Sharing Plan for Employees of Nike, Inc. | Nike, Inc. | DC | 48,256 | $5.89B | $122,133 | $3,849 | $45.31 |
| International Brotherhood of Electrical Workers District No. 9 Pension Plan | Board of Trustees, International Brotherhood of | DC | 32,974 | $2.47B | $74,792 | $4,121 | $33.90 |
| Lithia Motors, Inc. 401(k) Plan | Lithia Motors, Inc. | DC | 30,021 | $1.03B | $34,159 | $1,631 | $57.18 |
| Precision Castparts Corp. 401(k) Retirement Savings Plan | Precision Castparts Corp. | DC | 23,698 | $2.48B | $104,796 | $3,399 | $44.42 |
| Xpo Pension Plan | Xpo CNW, Inc. | DB | 20,788 | $1.43B | $68,783 | — | $288 |
| Legacy Health 403(b) Plan | Legacy Health | DC | 20,439 | $1.97B | $96,583 | — | $14.03 |
| Legacy Health Defined Contribution Retirement Plan | Legacy Health | DC | 14,662 | $817M | $55,735 | $7,383 | $12.92 |
| Daimler Truck North America UAW Pension Plan | Daimler Truck North America | DB | 11,374 | $833M | $73,240 | $4,573 | $88.24 |
| Legacy Health Employees Retirement Plan | Legacy Health | DB | 10,987 | $753M | $68,537 | — | $30.31 |
| Daimler Truck North America, L.L.C. Employee Retirement Savings Plan | Daimler Truck North America, L.L.C. | DC | 10,746 | $2.72B | $252,983 | $10,446 | $47.00 |
| Northwest Sheet Metal Workers Supp Pension Plan | BD of Trustees, Northwest Sheet Metal Workers Supp Pension Plan | DC | 10,579 | $359M | $33,910 | $667 | $62.88 |
| Adidas 401(k) Savings and Retirement Plan | Adidas America, Inc. | DC | 10,394 | $956M | $91,996 | $5,056 | $47.62 |
| Avamere Health Services 401(k) Plan | Avamere Health Services, LLC | DC | 9,807 | $32.3M | $3,295 | $49 | $26.49 |
| Northwest Sheet Metal Workers Pension Plan | B of T, Northwest Sheet Metal Workers Pension Plan | DB | 9,374 | $1.69B | $180,031 | $13,886 | $292 |
| Les Schwab Profit Sharing Retirement Plan | Les Schwab Warehouse Center, LLC | DC | 8,803 | $865M | $98,227 | $7,896 | $461 |
| Daimler Truck North America, LLC UAW Retirement Savings Plan | Daimler Truck North America LLC | DC | 8,508 | $537M | $63,125 | $2,094 | $53.85 |
| Edison Pension Plan | Board of Trustees, Edison Pension Trust | DB | 8,208 | $1000M | $121,775 | $16,718 | $372 |
| Precision Castparts Corp. Retirement Plan | Precision Castparts Corp. | DB | 8,000 | $1.20B | $150,391 | $0 | $131 |
| Samaritan Health Services Tax Sheltered Annuity PL | Samaritan Health Services | DC | 7,801 | $703M | $90,153 | $1,581 | $70.11 |
| Salem Health Hospitals & Clinics Retirement Plan | Salem Health Hospitals & Clinics | DC | 7,778 | $1.17B | $150,970 | $5,625 | $104 |
| Asante 403(b) Plan | Asante | DC | 7,757 | $759M | $97,787 | $4,549 | $112 |
| Oregon Processors Seasonal Employees Pension Plan | Oregon Processors Seasonal Employees Pension Plan | DB | 7,327 | $8.6M | $1,175 | $264 | $64.32 |
| Pacificorp K Plus Employee Savings Plan | Pacificorp | DC | 7,261 | $1.77B | $243,894 | $10,733 | $357 |
| Vestas America Holding, Inc. 401(k) Plan | Vestas America Holding, Inc. | DC | 7,036 | $381M | $54,107 | $3,814 | $46.05 |
| Cambia Health Solutions, Inc. 401(k) Savings Plan | Cambia Health Solutions, Inc. | DC | 6,863 | $1.47B | $213,590 | $10,133 | $169 |
| Northwest Agc Chapters Retirement Plan | Oregon - Columbia Chapter Agc | DC | 6,810 | $328M | $48,154 | $4,608 | $117 |
| Oregon Laborers-Employers Pension Plan | Trustees Oregon Laborers - Employer Pension Plan | DB | 6,774 | $448M | $66,190 | $9,454 | $379 |
| Samaritan Health Services Retirement Plan | Samaritan Health Services | DC | 6,559 | $321M | $48,874 | $4,075 | $51.01 |
| UA Local 290 Plumber, Steamfitter & Shipfitter Pension Plan | Board of Trustees, United Association Union Local No. | DB | 6,486 | $1.26B | $195,027 | $24,264 | $712 |
| St. Charles Health System, Inc. Retirement Plan | St. Charles Health System, Inc. | DC | 6,419 | $744M | $115,905 | $4,668 | $113 |
| Alaska United Food and Commercial Workers Pension Trust | Board of Trustees, Alaska United Food and Commercial | DB | 6,404 | $198M | $30,859 | $2,421 | $148 |
| Qorvo 401(k) Plan | Qorvo US, Inc. | DC | 6,346 | $1.25B | $196,268 | $4,224 | $31.52 |
| Corvel Incentive Savings Plan | Corvel Healthcare Corporation | DC | 6,257 | $276M | $44,104 | $285 | $13.56 |
| The Pape' Group, Inc. Profit Sharing 401(k) Plan | The Pape' Group, Inc. | DC | 5,930 | $442M | $74,506 | $2,181 | $78.14 |
| The Standard 401(k) Plan | Standard Insurance Company | DC | 5,856 | $1.33B | $227,599 | $9,774 | $30.37 |
| Columbia Sportswear Company 401(k) Plan | Columbia Sportswear Company | DC | 5,705 | $540M | $94,653 | $3,546 | $86.16 |
| Reser's Fine Foods Inc. 401(k) Plan | Reser's Fine Foods, Inc. | DC | 5,639 | $155M | $27,443 | $804 | $53.70 |
| Inlandboatmen's Union of the Pacific National Pension Plan | Board of Trustees, Ibu of the Pacific National | DB | 4,899 | $299M | $61,119 | $10,753 | $251 |
| Cascade Pension Trust Money Purchase Pension Plan | Board of Trustees, Cascade Pension Trust Money | DC | 4,890 | $425M | $86,962 | $7,843 | $113 |
| Regional District Council Retirement Plan | Board of Trustees, Regional District Council Retirement Plan | DC | 4,863 | $52.1M | $10,721 | $2,313 | $105 |
| Oregon Laborers-Employers Defined Contribution and 401(k) Plan | Board of Trustees-Oregon Laborers- Employers Pension Trust Fund | DC | 4,811 | $20.9M | $4,349 | $450 | $78.05 |
| Pacificorp Retirement Plan | Pacificorp | DB | 4,582 | $747M | $162,997 | — | $100 |
| Cambia Health Solutions Retirement Plan | Cambia Health Solutions, Inc. | DB | 4,463 | $362M | $81,211 | $0 | $376 |
| Daimler Truck North America Pension Plan | Daimler Truck North America | DB | 4,363 | $505M | $115,639 | — | $261 |
| Dutch Bros 401(k) Plan | Dutch Mafia, LLC | DC | 4,161 | $29.3M | $7,036 | $695 | $45.29 |
| The Marquis 401(k) Savings Plan | Marquis Companies I, Inc. | DC | 4,115 | $76.6M | $18,604 | $239 | $80.79 |
| Toc-Woodworkers, IAM Defined Contribution Plan and Trust | Board of Trustees, Toc-Woodworkers, IAM Defined | DC | 4,105 | $141M | $34,356 | $778 | $130 |
| Portland General Electric Company 401(k) Plan | Portland General Electric Company | DC | 4,096 | $1.23B | $301,431 | $13,154 | $283 |
| WRP Conglomerate Retirement Savings Plan | Standard Retirement Services, Inc. | DC | 3,941 | $139M | $35,303 | $1,280 | $178 |
| Retireready 401(k) Plan | Standard Retirement Services, Inc. | DC | 3,890 | $40.8M | $10,499 | $357 | $29.72 |
| Pacific Retirement Services, Inc. 401(k) Plan | Pacific Retirement Services, Inc. | DC | 3,808 | $112M | $29,364 | $2,315 | $89.93 |
| Sheet Metal Workers Local 100 401(k) Plan | Sheet Metal Workers Local 100 401(k) Plan | DC | 3,750 | $161M | $42,979 | $1,045 | $125 |
| Xenium 401(k) Retirement Savings Plan | Xenium Resources, Inc. | DC | 3,713 | $131M | $35,402 | $1,458 | $330 |
| Ima Wealth Pooled Employer Plan | Standard Retirement Services, Inc. | DC | 3,660 | $34.7M | $9,471 | $54 | $37.20 |
| Thyssenkrupp 401(k) Plan North America | Thyssenkrupp North America, LLC | DC | 3,649 | $384M | $105,231 | $2,908 | $68.45 |
| New Seasons Market LLC 401(k) Plan | New Seasons Market LLC | DC | 3,579 | $69.5M | $19,429 | $641 | $74.96 |
| Roseburg Forest Products Co. and Western States Regional Council of Carpenters Pension Plan | Roseburg Forest Products Co. and Western States Regional Council | DB | 3,532 | $237M | $66,981 | — | $282 |
| Pension Plan of the Oregon Sheet Metal Workers Master Retirement Trust | Bot - Oregon Sheet Metal Workers Master Retirement Trust | DB | 3,426 | $527M | $153,745 | $18,958 | $324 |
| Bi-Mart Corporation Defined Contribution Retirement Plan | Bi-Mart Corporation | DC | 3,385 | $107M | $31,617 | $0 | $41.78 |
By plan size
By industry
By plan year
Questions and answers
How many retirement plans are there in Oregon?
928 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 1,719 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in Oregon?
The median defined contribution plan reported $48,798 in net assets per participant (middle half of plans: $25,624 to $93,700); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in Oregon?
The median defined contribution plan received $2,268 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in Oregon?
Among defined contribution plans that report any Schedule C compensation, the median was $130 per participant and 0.28% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 and Form 5500-SF research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.