Providers › Recordkeeping and administration
Service provider · Schedule C, plan year 2024
Fidelity Investments Institutional
Most often reported for recordkeeping and administration
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Schedule C lists only providers a plan paid $5,000 or more, and is filed only by plans with 100 or more participants.
Fidelity Investments Institutional is named as a service provider on the Schedule C of 11,499 retirement plans with 100 or more participants for plan year 2024, covering 35,106,003 participant records. Most often it is reported for recordkeeping and administration.
Reported compensation from those plans, direct and indirect, totalled $955M. Per plan, the median was $46.39 per participant, with the middle half of plans between $16.38 and $86.17. These are amounts plans reported paying this organisation, not a price list: they depend on which services each plan buys and on how much is paid through fund expenses instead.
Its client plans are most numerous in California (1591), Texas (1028) and New York (910).
In 2009 it appeared on 7,263 such filings; in 2024, 11,538 (up 59%). Yearly counts include every filing that names it, so they can run slightly above the number of plans with pages here, and name or EIN changes after mergers can break the series.
Reported compensation per plan
| Across this provider's plans | 25th percentile | Median | 75th percentile |
|---|---|---|---|
| Compensation per participant | $16.38 | $46.39 | $86.17 |
| Compensation as a share of plan net assets | 0.02% | 0.07% | 0.15% |
What each plan reported paying this organisation, not the plan's total cost. For reference, the median US defined contribution plan reported $123 per participant to all Schedule C providers combined.
Plans served by year
Matched by employer identification number. A merger or a change of filing entity starts a new series, so a drop to zero is not a loss of clients by itself.
By state
By plan size
Services reported
Largest plans naming this provider
| Plan | Sponsor | State | Participants | Net assets | Reported to this provider |
|---|---|---|---|---|---|
| Amazon 401(k) Plan | Amazon.com Services, LLC | WA | 1,343,800 | $34.6B | $6.1M |
| The Kroger Co. 401(k) Retirement Savings Account Plan | The Kroger Co. | OH | 411,922 | $11.8B | $675K |
| Compass Group Retirement Plan | Compass Group USA, Inc. | NC | 312,914 | $2.48B | $4.2M |
| Starbucks Corporation 401(k) Plan | Starbucks Corporation | WA | 299,619 | $4.89B | $2.7M |
| Unitedhealth Group 401(k) Savings Plan | Unitedhealth Group Incorporated | MN | 274,906 | $26.6B | $6.0M |
| Walgreens Retirement Savings Plan | Walgreen Co. | IL | 254,452 | $14.5B | $3.9M |
| Albertsons Companies 401(k) Plan | Albertsons Companies, Inc. | CA | 236,172 | $8.03B | $3.4M |
| AT&T Retirement Savings Plan | AT&T Inc. | TX | 192,505 | $43.1B | $7.4M |
| Microsoft Corporation Savings Plus 401(k) Plan | Microsoft Corporation | WA | 183,509 | $65.6B | $1.5M |
| The Bank of America Pension Plan | Bank of America Corporation | RI | 168,197 | $17.6B | $10.3M |
| The Pepsico Savings Plan | Pepsico, Inc. | NY | 167,015 | $14.9B | $2.0M |
| Northrop Grumman Savings Plan | Northrop Grumman Corporation | VA | 153,905 | $39.5B | $3.8M |
| Tenet Healthcare Corporation 401(k) Retirement Savings Plan | Tenet Healthcare Corporation | TX | 146,003 | $8.69B | $2.9M |
| Apple 401(k) Plan | Apple Inc. | CA | 145,428 | $24.7B | $1.4M |
| IBM Personal Pension Plan | International Business Machines Corporation | NY | 144,666 | $17.6B | $11.1M |
| Consolidated 403(b) Program of Mass General Brigham and Member Organizations | Mass General Brigham Incorporated | MA | 136,132 | $16.7B | $4.3M |
| Tyson Foods, Inc. Retirement Savings Plan | Tyson Foods, Inc. | AR | 128,426 | $3.73B | $760K |
| Commonspirit Health 401(k) Retirement Savings Plan | Commonspirit Health | KY | 127,392 | $8.83B | $3.5M |
| Comcast Corporation Retirement - Investment Plan | Comcast Corporation | PA | 124,285 | $19.7B | $3.6M |
| 401(k) Savings Plan | Providence Health & Services | WA | 119,632 | $10.1B | $4.2M |
| Verizon Savings Plan for Management Employees | Verizon Communications Inc. | NJ | 119,145 | $29.4B | $2.4M |
| Whole Foods Market Growing Your Future 401(k) Plan | Whole Foods Market, Inc. | TX | 117,275 | $2.44B | $3.5M |
| Disney Hourly Savings and Investment Plan | TWDC Enterprises 18 Corp. | CA | 117,208 | $1.55B | $288K |
| Mayo 403(b) Plan | Mayo Clinic | MN | 114,636 | $12.8B | $3.4M |
| American Airlines, Inc. 401(k) Plan | American Airlines, Inc. - Retirement | TX | 114,149 | $16.2B | $3.9M |
| Delta 401(k) Retirement Plan | Delta Air Lines, Inc. | GA | 112,027 | $19.0B | $2.3M |
| Northrop Grumman Pension Plan | Northrop Grumman Corporation | VA | 104,566 | $18.8B | $4.9M |
| Autozone, Inc. 401(k) Plan | Autozone, Inc. | TN | 103,434 | $1.10B | $1.0M |
| Oracle Corporation 401(k) Savings and Investment Plan | Oracle Corporation | CA | 101,985 | $31.0B | $1.1M |
| Enterprise Holdings Retirement Savings Plan | The Crawford Group, Inc. | MO | 98,721 | $6.52B | $402K |
| Ernst & Young Retirement Savings Plan | Ernst & Young U.S. LLP | NJ | 97,058 | $18.3B | $4.7M |
| Aramark Hourly 401(k) Plan | Aramark Services, Inc. Retirement Benefits | PA | 96,767 | $252M | $698K |
| T-Mobile USA, Inc. 401(k) Retirement Savings Plan & Trust | T-Mobile USA, Inc. | WA | 95,644 | $9.05B | $1.8M |
| Elevance Health 401(k) Plan | Ath Holding Company, LLC | IN | 94,427 | $12.1B | $2.0M |
| Fidelity Retirement Savings Plan | FMR LLC | MA | 93,003 | $34.2B | $6,987 |
| O'Reilly Automotive, Inc. Profit Sharing and Savings Plan | O'Reilly Automotive, Inc. | MO | 91,899 | $1.87B | $2.9M |
| Tesla, Inc. 401(k) Plan | Tesla, Inc. | TX | 89,700 | $2.46B | $2.9M |
| United Airlines 401(k) Savings Plan | United Airlines, Inc. | IL | 88,204 | $10.3B | $1.7M |
| Food Lion 401(k) Plan | Food Lion, LLC | NC | 86,247 | $1.27B | $1.4M |
| Meta Platforms, Inc. 401(k) Plan | Meta Platforms, Inc. | CA | 84,993 | $16.5B | $457K |
Questions and answers
How many plans does Fidelity Investments Institutional serve?
11,499 plans with 100 or more participants named it on Schedule C for plan year 2024. Plans that paid it under $5,000, small plans that file Form 5500-SF, and plans whose filings spell its name without an EIN under a different form are not counted.
What do plans pay Fidelity Investments Institutional?
The median plan reported $46.39 per participant in direct and indirect compensation (9,812 plans reporting an amount), or 0.07% of plan net assets. Eligible indirect compensation disclosed to the plan by formula is not reported as a dollar amount, so many filings understate what a provider receives.
What services are reported?
The service codes most often attached to it are Participant loan processing (9,836 plans), Recordkeeping and information management (228 plans), Investment management (199 plans) and Trustee (directed) (88 plans).
Where does this come from?
Schedule C of Form 5500, Part I line 2, from the EBSA research files with filings received through 24 Aug 2026. Individuals named on Schedule C are excluded from this site.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, Schedule C Part I line 2, public domain, with filings received through 24 Aug 2026. Rows are grouped by the provider's EIN as entered by each plan; rows without an EIN join the EIN most often filed under the same name. Providers named on fewer than 25 plans have no page. See the methodology and corrections.