State · sponsors with a Wisconsin filing address
Retirement plans in Wisconsin
Form 5500 filings for plan years 2009 to 2025; medians for plan year 2024.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. A plan is counted in the state of its sponsor's address, not where its participants live.
For plan year 2024, 1,868 retirement plans based in Wisconsin with 100 or more participants filed Form 5500: 1,734 defined contribution and 134 defined benefit. They reported 2,328,333 participant records and $226.7B in net assets, counting every plan on the form.
The median defined contribution plan held $65,342 per participant, above the national median of $53,031, and its employer put in $2,200 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $169 per participant against $123 nationally.
Employers contributed $5.56B and participants $7.60B during the year, and the plans paid out $21.1B in benefits.
In 2009 the same group numbered 2,109 plans with $91.6B; by 2024 it was 1,868 plans (down 11%) and $226.7B (up 147%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Beyond the full-form filers, 12,405 small plans based in Wisconsin filed the short Form 5500-SF for 2024, with 363,896 participants and $27.2B in net assets. Small plans are counted here and nowhere else on this site.
Medians compared with all US plans
| Median plan, plan year 2024 | WI: DC | US: DC | WI: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $65,342 | $53,031 | $89,545 | $86,234 |
| Employer contributions per active participant | $2,200 | $2,174 | $9,308 | $10,244 |
| Schedule C compensation per participant | $169 | $123 | $317 | $344 |
| Schedule C compensation, share of net assets | 0.29% | 0.26% | 0.34% | 0.42% |
| Administrative expenses per participant | $159 | $116 | $456 | $527 |
Medians across plans with 100 or more participants (1,674 DC and 134 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $36,304 | $65,342 | $107,782 | 1,674 |
| Employer contributions per active participant | $1,229 | $2,200 | $3,793 | 1,625 |
| Schedule C compensation per participant | $80.94 | $169 | $274 | 1,572 |
| Administrative expenses per participant | $72.97 | $159 | $264 | 1,623 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 334 | 355,446 | $42.7B | $939M | $1.43B | $83,323 | $199 |
| 2024 | 1,868 | 2,328,333 | $226.7B | $5.56B | $7.60B | $65,342 | $169 |
| 2023 | 1,918 | 2,371,645 | $210.3B | $5.34B | $7.35B | $58,951 | $145 |
| 2022 | 2,104 | 2,342,479 | $178.6B | $4.66B | $6.43B | $47,021 | $143 |
| 2021 | 2,100 | 2,322,191 | $213.1B | $4.21B | $5.87B | $56,887 | $149 |
| 2020 | 2,078 | 2,291,601 | $200.1B | $4.04B | $5.32B | $54,690 | $129 |
| 2019 | 2,072 | 2,229,715 | $177.3B | $4.13B | $4.96B | $48,232 | $116 |
| 2018 | 2,034 | 2,228,258 | $149.0B | $3.98B | $4.84B | $42,547 | $106 |
| 2017 | 2,039 | 2,243,103 | $159.8B | $4.70B | $4.36B | $46,437 | $96.86 |
| 2016 | 2,037 | 2,231,853 | $148.5B | $4.38B | $4.18B | $42,189 | $86.33 |
| 2015 | 2,017 | 2,250,969 | $140.4B | $4.62B | $3.99B | $40,112 | $76.45 |
| 2014 | 2,025 | 2,263,923 | $144.9B | $4.12B | $3.68B | $41,793 | $70.81 |
| 2013 | 2,015 | 2,288,479 | $136.4B | $3.58B | $3.48B | $40,107 | $62.51 |
| 2012 | 1,991 | 2,328,697 | $121.0B | $4.01B | $3.32B | $34,936 | $60.71 |
| 2011 | 1,998 | 2,283,923 | $108.6B | $4.92B | $3.16B | $31,928 | $58.04 |
| 2010 | 2,030 | 2,256,311 | $107.3B | $4.80B | $2.93B | $32,072 | $49.65 |
| 2009 | 2,109 | 2,226,812 | $91.6B | $4.17B | $2.84B | $27,990 | $44.03 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 1,866 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 60 largest by participants of 1,866 plans with a page on this site.
| Plan | Sponsor | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|
| Advocate Aurora Health 401(k) Plan | Advocate Aurora Health, Inc. | DC | 103,145 | $10.5B | $101,680 | $4,254 | $66.92 |
| Kohl's Inc. Savings Plan | Kohl's Inc. | DC | 63,271 | $2.28B | $36,073 | $1,053 | — |
| Menard, Inc. 401(k) Plan | Menard, Inc. | DC | 54,287 | $282M | $5,195 | — | $11.41 |
| Johnson Controls Retirement Savings and Investment Plan | Johnson Controls, Inc. | DC | 49,004 | $7.73B | $157,702 | $5,013 | $85.15 |
| Fiserv 401(k) Savings Plan | Fiserv Solutions, LLC. | DC | 36,649 | $5.13B | $140,064 | $3,081 | $44.12 |
| Kwik Trip Profit Sharing 401(k) Plan | Kwik Trip, Inc. | DC | 30,738 | $1.11B | $36,238 | $2,196 | $57.55 |
| Building Trades United Pension Trust Fund Milwaukee and Vicinity | Building Trades United Pension Trust Fund | DB | 28,408 | $3.52B | $123,960 | $22,207 | $480 |
| Credit Union Retirement Plan Association 401(k) Plan | Credit Union Retirement Plan Association | DC | 26,851 | $2.11B | $78,620 | $4,100 | $150 |
| Kohler Co. Pension Plan | Kohler Co. & Subsidiaries | DB | 23,486 | $1.75B | $74,335 | — | $19.61 |
| Epic Systems Corporation 401(k) Plan | Epic Systems Corporation | DC | 22,795 | $2.90B | $127,267 | $4,606 | $12.11 |
| Johnson Controls Pension Plan | Johnson Controls, Inc. | DB | 22,667 | $1.44B | $63,405 | — | $134 |
| Manpowergroup 401(k) Savings Plan | Manpowergroup Inc. | DC | 22,637 | $686M | $30,309 | $394 | $51.45 |
| ABC Supply Company Employees' Savings & Retirement Plan | American Builders & Contractors Supply Co. Inc. | DC | 20,980 | $1.56B | $74,421 | $5,953 | $71.98 |
| Froedtert Health, Inc. 403(b) Plan | Froedtert Thedacare Health, Inc. | DC | 20,574 | $2.18B | $105,915 | $3,849 | $54.98 |
| Oshkosh Corporation and Affiliates Tax-Deferred Investment Plan | Oshkosh Corporation | DC | 18,364 | $2.34B | $127,665 | $4,876 | $94.64 |
| Ashley Furniture Industries, LLC Profit Sharing 401(k) Plan | Ashley Furniture Industries, LLC | DC | 18,185 | $528M | $29,029 | $649 | $65.37 |
| Schneider National, Inc. 401(k) Savings and Retirement Plan | Schneider National, Inc. | DC | 18,168 | $893M | $49,173 | $1,432 | $45.78 |
| North Central States Regional Council of Carpenters Pension Fund | Joint Board of Trustees of North Central States Regional Council of | DB | 18,092 | $1.83B | $101,142 | $13,682 | $528 |
| Kimberly-Clark Corporation 401(k) & Profit Sharing Plan | Kimberly-Clark Corporation | DC | 17,038 | $4.99B | $292,616 | $11,673 | $224 |
| American Family 401(k) Plan | American Family Mutual Insurance Company, S.I. | DC | 16,692 | $2.19B | $131,352 | $3,916 | $76.23 |
| American Family Pension Plan | American Family Mutual Insurance Company, S.I. | DB | 16,185 | $1.25B | $77,272 | — | $48.73 |
| United Food and Commercial Workers Unions and Employers Pension Plan | United Food and Commercial Workers Employers Pension Plan | DB | 15,576 | $481M | $30,880 | $10,067 | $215 |
| Rockwell Automation Pension Plan | Rockwell Automation, Inc. | DB | 14,801 | $1.78B | $119,980 | $38,023 | $396 |
| Rockwell Automation Retirement Savings Plan | Rockwell Automation | DC | 14,665 | $3.77B | $256,743 | $7,300 | — |
| The Northwestern Mutual Employee Retirement Plan | Northwestern Mutual Life Ins.co. | DB | 14,379 | $3.23B | $224,472 | — | $344 |
| Quad/graphics Diversified Plan | Quad/graphics, Inc. | DC | 13,883 | $2.08B | $149,940 | $1,652 | $87.40 |
| The Northwestern Mutual Life Insurance Company Agents Retirement Plan | Northwestern Mutual Life Ins.co. | DB | 13,879 | $2.06B | $148,343 | — | $229 |
| Aspirus, Inc. Retirement Plan | Aspirus, Inc. | DC | 13,829 | $893M | $64,603 | $1,676 | $78.69 |
| Marshfield Clinic Salary Reduction Plan | Marshfield Clinic, Inc. | DC | 13,782 | $1.80B | $130,272 | $1,361 | $20.89 |
| The Northwestern Mutual Employee Savings Plan | Northwestern Mutual Life Ins. Co. | DC | 12,763 | $2.89B | $226,612 | — | $49.61 |
| CNH Industrial U.S. Retirement Savings Plan | Case New Holland Industrial Inc. | DC | 12,639 | $2.28B | $180,218 | $7,847 | $57.43 |
| Telephone and Data Systems, Inc. Tax-Deferred Savings Plan | Telephone and Data Systems, Inc. | DC | 12,108 | $1.59B | $131,242 | $5,241 | $150 |
| Gundersen Lutheran Employees' Retirement Plan | Gundersen Lutheran Administrative Services, Inc. | DC | 12,092 | $2.87B | $237,504 | $9,913 | $208 |
| North Central States Regional Council of Carpenters Supplemental Retirement Plan | Joint Board of Trustees of North Central States Regional Council of | DC | 11,776 | $378M | $32,088 | $3,470 | $50.96 |
| Wisconsin Laborers' Pension Fund | Trustees of Wisconsin Laborers' Pension Fund | DB | 11,411 | $1.14B | $100,198 | $14,596 | $183 |
| Children's Hospital and Health System Shared Retirement Savings Plan | Childrens Hospital and Health System, Inc. | DC | 10,723 | $1.01B | $94,474 | $2,982 | $61.88 |
| Employees Retirement Plan of Marshfield Clinic | Marshfield Clinic, Inc. | DC | 10,255 | $1.27B | $123,408 | $824 | $1.46 |
| Uline, Inc. Profit Sharing Plan and Trust | Uline, Inc. | DC | 10,219 | $1.20B | $117,370 | $5,239 | $54.83 |
| The Medical College of Wisconsin, Inc. Retirement Plan | The Medical College of Wisconsin, Inc. | DC | 9,960 | $2.60B | $260,729 | $8,383 | $98.39 |
| Quad/graphics ESOP | Quad/graphics, Inc. | DC | 9,918 | $17.4M | $1,750 | — | $3.92 |
| Molson Coors Employees' Retirement and Savings Plan | Molson Coors Beverage Company USA LLC | DC | 9,895 | $2.14B | $215,845 | $10,402 | $31.65 |
| Snap-On Incorporated 401(k) Savings Plan | Snap-On Incorporated | DC | 9,835 | $1.07B | $108,916 | $1,892 | $62.03 |
| Komatsu U.S. Pension Plan | Komatsu Mining Corp. | DB | 9,765 | $721M | $73,857 | — | $317 |
| Saputo USA 401(k) Plan | Saputo Cheese USA Inc. | DC | 9,455 | $650M | $68,732 | $3,038 | $49.45 |
| Snap-On Incorporated Retirement Plan | Snap-On Incorporated | DB | 9,447 | $971M | $102,787 | — | $248 |
| Operating Engineers Local 139 Defined Contribution Annuity Fund | Trustees -Operating Engineers Local 139 Defined Contribution Annuity F | DC | 9,375 | $59.6M | $6,359 | $2,360 | $56.14 |
| Kimberly-Clark Corporation Pension Plan | Kimberly-Clark Corporation | DB | 9,325 | $871M | $93,370 | — | $208 |
| Exact Sciences Corporation 401(k) Plan | Exact Sciences Corporation | DC | 8,867 | $749M | $84,446 | $6,549 | $26.01 |
| Thedacare Retirement and 403(b) Savings Plan | Thedacare Inc. | DC | 8,797 | $838M | $95,217 | $2,094 | $96.65 |
| Amcor 401(k) Plan | Amcor Flexibles North America, Inc. | DC | 8,582 | $1.25B | $145,343 | $4,758 | $163 |
| Menasha Corporation 401(k) Retirement Savings Plan | Menasha Corporation | DC | 8,575 | $693M | $80,770 | $3,218 | $48.22 |
| The Northwestern Mutual Life Insurance Company Agents Persistency Fee Guarantee Fund | Northwestern Mutual Life Ins.co. | DC | 8,491 | $1.42B | $167,632 | $5,875 | $35.21 |
| Schreiber Foods, Inc. 401(k) Retirement Savings Plan | Schreiber Foods, Inc. | DC | 7,926 | $672M | $84,778 | $133 | $59.28 |
| Sentry 401(k) Plan | Sentry Insurance Company | DC | 7,918 | $1.94B | $245,257 | $7,060 | $22.54 |
| Harley-Davidson Retirement Plan | Harley-Davidson Motor Company, Inc. | DB | 7,834 | $1.85B | $235,659 | — | $545 |
| Bellin Health 401(k) Retirement Plan | Bellin Health Systems, Inc. | DC | 7,737 | $862M | $111,398 | $4,451 | $66.76 |
| Generac Power Systems, Inc. Employees 401(k) Savings Plan | Generac Power Systems, Inc. | DC | 7,683 | $344M | $44,728 | $1,736 | $57.64 |
| The Pssi 401(k) Plan & Trust | Packers Sanitation Serivces, Inc. | DC | 7,531 | $30.9M | $4,097 | $75 | $44.45 |
| Schreiber Foods, Inc. Employee Stock Ownership Plan | Schreiber Foods, Inc. | DC | 7,342 | $3.21B | $437,324 | $5,017 | — |
| Fairway Mortgage Corp. Savings & Investment Plan | Fairway Independent Mortgage Corporation | DC | 7,108 | $455M | $64,062 | $0 | $43.10 |
By plan size
By industry
By plan year
Questions and answers
How many retirement plans are there in Wisconsin?
1,868 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 2,904 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in Wisconsin?
The median defined contribution plan reported $65,342 in net assets per participant (middle half of plans: $36,304 to $107,782); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in Wisconsin?
The median defined contribution plan received $2,200 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in Wisconsin?
Among defined contribution plans that report any Schedule C compensation, the median was $169 per participant and 0.29% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 and Form 5500-SF research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.