Plan-size band · total participants at plan year end
Plans with 500 to 999 participants
The same-size peer group used on every plan page in this band.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
For plan year 2024, 11,629 retirement plans with 500 to 999 participants with 100 or more participants filed Form 5500: 10,748 defined contribution and 881 defined benefit. They reported 8,124,328 participant records and $587.4B in net assets, counting every plan on the form.
The median defined contribution plan held $46,142 per participant, below the national median of $53,031, and its employer put in $1,931 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $113 per participant against $123 nationally.
Employers contributed $17.2B and participants $26.0B during the year, and the plans paid out $56.3B in benefits.
In 2009 the same group numbered 9,829 plans with $220.4B; by 2024 it was 11,629 plans (up 18%) and $587.4B (up 166%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Band: DC | US: DC | Band: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $46,142 | $53,031 | $86,794 | $86,234 |
| Employer contributions per active participant | $1,931 | $2,174 | $10,768 | $10,244 |
| Schedule C compensation per participant | $113 | $123 | $380 | $344 |
| Schedule C compensation, share of net assets | 0.25% | 0.26% | 0.48% | 0.42% |
| Administrative expenses per participant | $109 | $116 | $594 | $527 |
Medians across plans with 100 or more participants (10,666 DC and 878 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $21,036 | $46,142 | $88,757 | 10,666 |
| Employer contributions per active participant | $859 | $1,931 | $3,723 | 10,132 |
| Schedule C compensation per participant | $53.33 | $113 | $179 | 10,127 |
| Administrative expenses per participant | $48.06 | $109 | $174 | 10,320 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 1,278 | 883,714 | $78.2B | $2.05B | $3.48B | $65,704 | $126 |
| 2024 | 11,629 | 8,124,328 | $587.4B | $17.2B | $26.0B | $46,142 | $113 |
| 2023 | 11,679 | 8,156,280 | $534.1B | $16.6B | $24.9B | $41,322 | $97.23 |
| 2022 | 11,833 | 8,233,696 | $463.1B | $15.3B | $23.1B | $33,944 | $92.65 |
| 2021 | 11,236 | 7,824,395 | $541.7B | $14.3B | $20.5B | $42,070 | $96.69 |
| 2020 | 11,048 | 7,700,619 | $504.6B | $13.8B | $19.0B | $39,036 | $83.62 |
| 2019 | 11,122 | 7,760,203 | $439.8B | $13.7B | $18.0B | $33,687 | $74.12 |
| 2018 | 10,792 | 7,540,648 | $375.2B | $13.1B | $16.5B | $29,267 | $67.55 |
| 2017 | 10,702 | 7,468,964 | $402.2B | $13.5B | $15.5B | $31,933 | $58.99 |
| 2016 | 10,696 | 7,476,164 | $359.9B | $12.7B | $14.8B | $28,338 | $49.28 |
| 2015 | 10,511 | 7,342,305 | $337.4B | $12.2B | $14.2B | $27,209 | $43.85 |
| 2014 | 10,344 | 7,211,545 | $339.5B | $11.5B | $13.0B | $28,316 | $38.89 |
| 2013 | 10,048 | 7,005,266 | $323.0B | $11.2B | $12.1B | $28,444 | $32.49 |
| 2012 | 9,942 | 6,927,097 | $278.6B | $11.2B | $11.4B | $24,583 | $29.27 |
| 2011 | 9,900 | 6,901,751 | $251.7B | $11.1B | $10.9B | $22,194 | $26.80 |
| 2010 | 9,753 | 6,816,740 | $247.1B | $10.2B | $10.1B | $22,493 | $25.67 |
| 2009 | 9,829 | 6,868,977 | $220.4B | $9.57B | $9.91B | $19,761 | $23.64 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 11,555 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 50 largest by participants of 11,555 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Western Glaziers Retirement Plan | Board of Trustees of Western Glaziers Retirement Plan | OR | DB | 999 | $216M | $216,128 | $19,615 | $607 |
| Scor U.S. Group Retirement and Savings Plan | Scor U.S. Corporation | NY | DC | 999 | $315M | $314,944 | $18,671 | $143 |
| Agile Sports Technologies, Inc. 401(k) Profit Sharing Plan | Agile Sports Technologies, Inc. | NE | DC | 999 | $59.2M | $59,290 | $4,026 | $247 |
| Clarins USA, Inc. 401(k) Plan | Clarins USA, Inc. | NY | DC | 999 | $52.9M | $52,973 | $1,821 | $84.38 |
| Goodwin University Savings and Retirement Plan | Goodwin University, Inc. | CT | DC | 999 | $31.2M | $31,234 | $1,025 | $80.98 |
| Old National Bank Pooled Employer Plan | Old National Bank | IN | DC | 999 | $40.2M | $40,285 | $1,259 | $350 |
| JRB Personnel, LLC 401(k) Retirement Plan | Duro-Last, Inc. | MI | DC | 999 | $90.6M | $90,650 | $4,878 | $18.76 |
| Peak Technologies, Inc. 401(k) Retirement Plan | Peak Technologies, Inc. | MD | DC | 999 | $103M | $102,843 | $1,653 | $80.63 |
| WNG 401(k) Plan | Western National Properties DBA Western National Group | CA | DC | 999 | $58.3M | $58,322 | $1,569 | $333 |
| Fenner Aep 401(k) Plan | Cdi Products, LLC | TX | DC | 999 | $100M | $100,460 | $3,219 | $212 |
| Lifetime Brands, Inc. 401(k) Savings Plan | Lifetime Brands, Inc. | NY | DC | 999 | $93.3M | $93,436 | — | $201 |
| Worldwide Equipment Enterprises, Inc. Employees Savings | Worldwide Equipment Enterprises | TN | DC | 999 | $31.6M | $31,604 | $661 | $144 |
| Trustees of Deerfield Academy Defined Contribution Retirement Plan | Trustees of Deerfield Academy | MA | DC | 998 | $156M | $156,813 | $7,284 | $79.58 |
| Glaziers Union Local No. 27 Pension & Retirement P | Glaziers Union Local No. 27 Pension & Retirement Plan Trustees | IL | DB | 998 | $195M | $195,864 | $19,182 | $456 |
| Liquidity Services, Inc. 401(k) Profit Sharing Plan | Liquidity Services, Inc. | MD | DC | 998 | $81.9M | $82,070 | $2,317 | $118 |
| Four Rivers Nuclear Partnership Retirement Plan | Four Rivers Nuclear Partnership | KY | DC | 998 | $108M | $108,659 | $8,459 | $230 |
| MMSS 403(b) Plan | Mississippi Methodist Senior Services Inc. | MS | DC | 998 | $6.5M | $6,479 | $0 | $37.35 |
| Bethany Children's Health Center 401(k) Plan | The Children's Center, Inc. | OK | DC | 998 | $42.0M | $42,103 | $1,334 | $290 |
| Borland-Groover Clinic, P.A. Profit Sharing Plan and Trust | Borland-Groover Clinic, P.A. | FL | DC | 998 | $127M | $127,260 | $9,416 | $134 |
| Elwyn California Defined Contribution 403(b) Plan | Elwyn California | CA | DC | 998 | $14.1M | $14,110 | $1,389 | $67.98 |
| Husco International, Inc. Savings Plan | Husco International, Inc. | WI | DC | 998 | $148M | $147,987 | $4,102 | $149 |
| CNCM, LLC Employees' Profit Sharing Plan | CNCM, LLC | NJ | DC | 998 | $12.5M | $12,499 | $413 | $5.72 |
| Sagesure LLC 401(k) Plan | Sagesure LLC | NJ | DC | 998 | $50.3M | $50,390 | $3,011 | $185 |
| Maci Associates 401(k) Savings Plan | Michigan Automotive Compressor | MI | DC | 998 | $163M | $163,282 | $3,058 | $176 |
| Southwest Human Development, Inc. 401(k) and Profit Sharing Plan | Southwest Human Development, Inc. | AZ | DC | 998 | $44.2M | $44,253 | $2,310 | $137 |
| Azria Health 401(k) Plan | Azria Health | IA | DC | 998 | $5.3M | $5,322 | $110 | $43.28 |
| Reyes Automotive Group 401(k) Plan | Reyes Automotive Group II, LLC | TX | DC | 998 | $6.0M | $5,967 | $81 | $47.28 |
| Custom Glass Solutions Retirement Savings Plan | Custom Glass Solutions, LLC | OH | DC | 997 | $35.2M | $35,279 | $1,472 | $75.91 |
| Crouse Hospital 401(k) Plan | Crouse Hospital | NY | DC | 997 | $126M | $126,049 | $3,065 | $124 |
| Drug Plastics & Glass Company, Inc. 401(k) Profit Sharing Plan | Drug Plastics & Glass Company, Inc. | PA | DC | 997 | $79.7M | $79,937 | $1,605 | $88.71 |
| SM Workers Local 49 Defined Contribution Pension Plan | Board of Trustees SM Workers Local 49 Defined Contribution Plan | NM | DC | 997 | $24.5M | $24,527 | $639 | $319 |
| Thrift and Savings Plan for Employees of Sentinel Transportation, LLC | Sentinel Transportation, LLC | DE | DC | 997 | $96.5M | $96,759 | $9,925 | $112 |
| The Kenific Group 401(k) Plan | The Kenific Group Inc. | VA | DC | 997 | $9.3M | $9,376 | $990 | $78.66 |
| NTT Global Data Centers Americas, Inc. 401(k) Plan | NTT Global Data Centers Americas, Inc. | CA | DC | 997 | $55.7M | $55,875 | $3,989 | $64.17 |
| Hellermanntyton Corporation 401(k) Retirement and Profit Sharing Plan | Hellermanntyton Corporation | WI | DC | 997 | $101M | $100,803 | $3,953 | $174 |
| Orlando Rehabilitation Group Inc. 401(k) Plan | Orlando Rehabilitation Group Inc. | PA | DC | 997 | — | — | — | — |
| Ais 401(k) Plan | Bond Pharmacy, Inc. | MS | DC | 997 | $33.1M | $33,211 | $2,624 | $210 |
| Pafmg Cash Balance Plan II | Palo Alto Foundation Medical Group, Inc. | CA | DB | 997 | $362M | $362,826 | $84,061 | $183 |
| Nim 401(k) Plan | Norfolk Iron & Metal Company | NE | DC | 996 | $86.5M | $86,838 | $2,086 | $160 |
| CVDC 401(k) Plan | Central Virginia Dental Care, PLC | VA | DC | 996 | $97.3M | $97,700 | $4,899 | $232 |
| Suburban Wholesalers Association Pension Plan | Trustee of Suburban Wholesalers Association Pension Plan | NY | DB | 996 | $22.2M | $22,314 | — | $174 |
| Country Fair, Inc. 401(k) Retirement Savings Plan for Hourly Store Employees | Country Fair, Inc. | PA | DC | 996 | $1.3M | $1,281 | $0 | $4.18 |
| Heidtman Steel Retirement Savings 401(k) Plan | Heidtman Steel Products | OH | DC | 996 | $72.6M | $72,900 | $2,417 | $243 |
| Nutramax Laboratories, Inc. 401(k) Profit Sharing Plan | Nutramax Laboratories, Inc. | SC | DC | 996 | $74.1M | $74,351 | $7,742 | $133 |
| Sight & Sound Ministries, Inc. Retirement Savings Plan | Sight & Sound Ministries, Inc. | PA | DC | 996 | $27.9M | $28,007 | $1,021 | $175 |
| Spreetail 401(k) Plan | Spreetail, LLC | NE | DC | 996 | $10.9M | $10,901 | — | $38.35 |
| Contitech USA, LLC Defined Benefit Plan | Contitech USA, LLC | SC | DB | 995 | $105M | $105,734 | $13,172 | $250 |
| Meda and Emd Consolidated Pension Plan | Meda Pharmaceuticals Inc. | PA | DB | 995 | $61.6M | $61,955 | — | $413 |
| Goellner, Inc. Retirement Savings Plan | Goellner, Inc. | IL | DC | 995 | $24.4M | $24,519 | $924 | $83.38 |
| Hme Retirement Savings Plan | HM Electronics, Inc. | CA | DC | 995 | $89.7M | $90,187 | $2,439 | $107 |
By state
Questions and answers
How many retirement plans are there with 500 to 999 participants?
11,629 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 11,629 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance with 500 to 999 participants?
The median defined contribution plan reported $46,142 in net assets per participant (middle half of plans: $21,036 to $88,757); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute with 500 to 999 participants?
The median defined contribution plan received $1,931 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees with 500 to 999 participants?
Among defined contribution plans that report any Schedule C compensation, the median was $113 per participant and 0.25% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Bands use total participants at plan year end (Form 5500 line 6f). See the methodology.