State · sponsors with a Delaware filing address
Retirement plans in Delaware
Form 5500 filings for plan years 2009 to 2025; medians for plan year 2024.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. A plan is counted in the state of its sponsor's address, not where its participants live.
For plan year 2024, 216 retirement plans based in Delaware with 100 or more participants filed Form 5500: 201 defined contribution and 15 defined benefit. They reported 364,905 participant records and $52.1B in net assets, counting every plan on the form.
The median defined contribution plan held $62,032 per participant, above the national median of $53,031, and its employer put in $2,563 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $142 per participant against $123 nationally.
Employers contributed $1.12B and participants $1.39B during the year, and the plans paid out $5.89B in benefits.
In 2009 the same group numbered 219 plans with $32.5B; by 2024 it was 216 plans (down 1%) and $52.1B (up 60%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Beyond the full-form filers, 3,703 small plans based in Delaware filed the short Form 5500-SF for 2024, with 80,397 participants and $4.82B in net assets. Small plans are counted here and nowhere else on this site.
Medians compared with all US plans
| Median plan, plan year 2024 | DE: DC | US: DC | DE: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $62,032 | $53,031 | $72,248 | $86,234 |
| Employer contributions per active participant | $2,563 | $2,174 | $35,040 | $10,244 |
| Schedule C compensation per participant | $142 | $123 | $445 | $344 |
| Schedule C compensation, share of net assets | 0.23% | 0.26% | 0.52% | 0.42% |
| Administrative expenses per participant | $139 | $116 | $652 | $527 |
Medians across plans with 100 or more participants (193 DC and 15 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $35,164 | $62,032 | $112,887 | 193 |
| Employer contributions per active participant | $1,210 | $2,563 | $4,923 | 187 |
| Schedule C compensation per participant | $62.52 | $142 | $240 | 182 |
| Administrative expenses per participant | $57.88 | $139 | $247 | 186 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 33 | 56,436 | $13.9B | $339M | $491M | $95,280 | $125 |
| 2024 | 216 | 364,905 | $52.1B | $1.12B | $1.39B | $62,032 | $142 |
| 2023 | 223 | 370,286 | $49.0B | $1.05B | $1.26B | $53,603 | $133 |
| 2022 | 252 | 394,341 | $46.4B | $962M | $1.19B | $43,178 | $109 |
| 2021 | 235 | 368,576 | $58.6B | $910M | $1.07B | $57,843 | $108 |
| 2020 | 231 | 375,246 | $55.6B | $1.00B | $1.01B | $55,139 | $104 |
| 2019 | 225 | 382,409 | $50.8B | $843M | $956M | $48,848 | $99.47 |
| 2018 | 215 | 358,235 | $43.8B | $839M | $798M | $41,222 | $77.32 |
| 2017 | 199 | 361,062 | $47.1B | $2.10B | $739M | $45,253 | $72.53 |
| 2016 | 203 | 365,635 | $42.3B | $3.68B | $728M | $38,357 | $54.86 |
| 2015 | 198 | 4,377,389 | $39.3B | $895M | $683M | $36,982 | $52.57 |
| 2014 | 208 | 387,802 | $41.6B | $722M | $646M | $36,332 | $41.81 |
| 2013 | 199 | 370,312 | $39.8B | $679M | $520M | $35,784 | $36.67 |
| 2012 | 196 | 373,331 | $36.0B | $643M | $514M | $32,321 | $29.89 |
| 2011 | 210 | 395,045 | $34.2B | $1.22B | $529M | $27,819 | $30.51 |
| 2010 | 212 | 407,107 | $34.7B | $759M | $516M | $27,711 | $38.76 |
| 2009 | 219 | 413,683 | $32.5B | $1.30B | $515M | $23,371 | $36.14 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 217 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 60 largest by participants of 217 plans with a page on this site.
| Plan | Sponsor | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|
| Pension and Retirement Plan | Eidp, Inc. | DB | 66,338 | $10.4B | $157,063 | — | $97.58 |
| Astrazeneca Savings and Security Plan | Astrazeneca Pharmaceuticals LP | DC | 27,192 | $9.63B | $354,098 | $13,167 | $7.78 |
| Retirement Savings Plan | Corteva Agriscience, LLC | DC | 24,519 | $7.02B | $286,124 | $10,379 | $45.38 |
| Lululemon Savings Plan | Lululemon Athletica Inc. | DC | 19,862 | $218M | $10,995 | $822 | $30.59 |
| Christiana Care 403(b) Plan | Christiana Care Health Services Inc. | DC | 18,962 | $1.87B | $98,503 | $2,076 | $100 |
| Dupont Retirement Savings Plan | Dupont de Nemours, Inc. | DC | 13,214 | $3.41B | $258,083 | $9,932 | $55.85 |
| Christiana Care Health Services, Inc. Defined Contribution Plan | Christiana Care Health Services, Inc. | DC | 12,217 | $299M | $24,466 | $3,917 | $25.54 |
| WL Gore & Associates, Inc. 401(k) Plan | W. L. Gore & Associates, Inc. | DC | 10,505 | $2.01B | $191,301 | $3,816 | $48.25 |
| W.L. Gore & Associates, Inc. Restated Associate Stock Ownership Plan | W.L. Gore & Associates, Inc. | DC | 10,373 | $2.43B | $234,521 | $9,946 | $13.50 |
| AAA Club Alliance Inc. 401(k) Retirement Savings Plan | AAA Club Alliance Inc. | DC | 7,505 | $562M | $74,936 | $3,290 | $113 |
| Atkinsrealis US Retirement Savings Program | Atkins US Holdings, Inc. | DC | 6,965 | $895M | $128,436 | $4,245 | $63.02 |
| Bayhealth Medical Center, Inc. Retirement and Savings Plan | Bayhealth Medical Center, Inc. | DC | 6,309 | $539M | $85,445 | $4,162 | $80.13 |
| Bayhealth Medical Center, Inc. Tax-Deferred Annuity Plan | Bayhealth Medical Center, Inc. | DC | 5,295 | $17.8M | $3,363 | — | $3.04 |
| Chemours Company Retirement Savings Plan | The Chemours Company | DC | 5,178 | $965M | $186,325 | $8,591 | $162 |
| Navient 401(k) Savings Plan | Navient Corporation | DC | 4,726 | $694M | $146,852 | $6,040 | $32.30 |
| Christiana Care Health Services, Inc. Retirement Plan | Christiana Care Health Services, Inc. | DB | 4,725 | $599M | $126,772 | $35,040 | $290 |
| Ashland Employee Savings Plan | Ashland Inc. | DC | 4,322 | $1.34B | $309,322 | $8,213 | $8.61 |
| Solenis, LLC Employee Savings Plan | Solenis, LLC | DC | 4,252 | $715M | $168,165 | $9,942 | $86.08 |
| CSC 401(k) Plan | CSC | DC | 4,002 | $544M | $135,937 | $4,957 | $55.51 |
| Beebe Medical Center Retirement Plus Plan | Beebe Medical Center | DC | 3,977 | $268M | $67,356 | $3,262 | $74.80 |
| Caes 401(k) Plan | Cobham Benefits Holding, LLC | DC | 3,828 | $762M | $199,166 | $33,417 | $79.24 |
| Enovis 401(k) Savings Plan Plus | Enovis Corporation | DC | 3,362 | $292M | $86,986 | $4,271 | $114 |
| Qnity Retirement Savings Plan | Qnity Electronics, Inc. | DC | 3,287 | $84.8M | $25,787 | $1,177 | $1.72 |
| Horizon Services LLC 401(k) Plan | Horizon Services, LLC | DC | 2,963 | $83.1M | $28,056 | $628 | $91.31 |
| Syngenta Corporation Pension Plan | Syngenta Corporation | DB | 2,934 | $385M | $131,355 | $33,533 | $499 |
| WSFS Financial Corporation Section 401(k) Savings & Retirement Plan | Wilmington Savings Fund Society, FSB | DC | 2,930 | $305M | $104,020 | $4,865 | $105 |
| Incyte Corporation 401(k) Plan | Incyte Corporation | DC | 2,481 | $612M | $246,564 | $11,051 | $5.34 |
| Wilmington University 403(b) DC Plan | Wilmington University, Inc. | DC | 2,381 | $118M | $49,696 | $1,198 | $54.23 |
| The Kendal Corporation 403(b) Plan | The Kendal Corporation | DC | 2,355 | $73.4M | $31,166 | $1,326 | $101 |
| Sallie Mae 401(k) Savings Plan | SLM Corporation | DC | 2,324 | $304M | $130,813 | $5,127 | $89.38 |
| The Siegfried Group's 401(k) Plan | The Siegfried Group, LLP | DC | 1,929 | $252M | $130,848 | $6,980 | $69.61 |
| Plumbers & Pipefitters Lu No. 74 Annuity Fund | BD of Tte of Plum & Pipe Lu No. 74 Pipefitters Lu No. 74 Annuity Fund | DC | 1,914 | $98.6M | $51,519 | $6,108 | $98.80 |
| Risepoint, LLC Retirement Savings Plan | Risepoint, LLC | DC | 1,834 | $94.6M | $51,603 | $1,922 | $96.16 |
| Beebe Medical Center Pension Plan | Beebe Healthcare | DB | 1,797 | $130M | $72,248 | — | $112 |
| International Specialty Products Inc. 401(k) Plan | International Specialty Products, Inc. | DC | 1,724 | $143M | $83,213 | $1,216 | $5.01 |
| Chesapeake Utilities Corporation Retirement Savings Plan | Chesapeake Utilities Corporation | DC | 1,553 | $220M | $141,931 | $4,754 | $121 |
| ABC of Delaware 401(k) Plan | Associated Builders and Contractors, Inc., Delaware Chapter | DC | 1,477 | $55.1M | $37,283 | $1,414 | $313 |
| The Allen Harim Group 401(k) Plan | Allen Harim Foods, LLC | DC | 1,408 | $16.8M | $11,946 | $432 | $25.79 |
| Burris Logistics Retirement Plan | Burris Logistics | DC | 1,290 | $101M | $78,397 | $3,995 | $96.50 |
| Ilc Dover 401(k) Savings and Investment Plan | New Ilc Dover Inc. | DC | 1,260 | $68.9M | $54,644 | $2,563 | $104 |
| Hertrich Family of Automobile Dealers 401 (K) Plan | Hertrich Family of Automobile Dealers | DC | 1,248 | $41.8M | $33,463 | $1,336 | $59.91 |
| Goodwill Industries of Delaware & Delaware County, Inc. 401(k) Plan | Goodwill Industries of Delaware & Delaware County, Inc. | DC | 1,097 | $5.6M | $5,115 | $363 | $27.84 |
| Thrift and Savings Plan for Employees of Sentinel Transportation, LLC | Sentinel Transportation, LLC | DC | 997 | $96.5M | $96,759 | $9,925 | $112 |
| The Bancorp, Inc. 401(k) Plan | The Bancorp, Inc. | DC | 974 | $143M | $146,339 | $3,446 | $147 |
| Delaware Park & Affiliates 401(k) Plan | Delaware Park Management Company, LLC | DC | 950 | $42.6M | $44,882 | $564 | $102 |
| Nixon Uniform Service, Inc. Retirement Savings Plan | Nixon Uniform Service, Inc. | DC | 872 | $34.4M | $39,500 | $1,268 | $145 |
| Imasco Holdings Group Inc. and Participating Affiliates Retirement Plan | Imasco Holdings Group, Inc. | DB | 830 | $41.9M | $50,500 | — | $1,117 |
| Beneficial Bank Consolidated Pension Plan | Wilmington Savings Fund Society, FSB | DB | 823 | $77.9M | $94,691 | — | $597 |
| Veho Tech, Inc. 401(k) Plan | Veho Tech, Inc. | DC | 816 | $8.0M | $9,822 | $0 | $38.44 |
| Taghleef Industries, Inc. Savings and Profit Sharing Plan | Taghleef Industries, Inc. | DC | 795 | $72.2M | $90,811 | $1,984 | $102 |
| Wood Wire and Metal Lathing Ind. General Pension Plan & General Pension Fund | Trustees of Metal Lathing Ind. Gen Pen Plan & Gen Pen Fund | DB | 789 | $4.4M | $5,638 | — | $226 |
| Iko Hourly Employee Savings Plan | Iko Industries, Inc. | DC | 783 | $15.4M | $19,712 | $1,933 | $93.34 |
| Iron Workers Local 451 Annuity Fund | Iron Workers Local 451 Joint Board of Trustees | DC | 773 | $35.2M | $45,508 | $3,513 | $416 |
| LL Flooring Holdings, Inc. 401(k) & Profit Sharing Plan | LL Flooring Holdings Inc. | DC | 757 | $41.1M | $54,332 | $67,138 | $21.31 |
| First State Orthopaedics, P.A. 401(k) Profit Sharing Plan | First State Orthopaedics, P.A. | DC | 743 | $78.3M | $105,441 | $3,544 | $164 |
| Best Egg 401(k) Plan | Best Egg Services, Llcf/k/a Ma | DC | 695 | $52.3M | $75,194 | $6,478 | $220 |
| Dover Downs, Inc. Pension Plan | Dover Downs, Inc. | DB | 664 | $17.2M | $25,907 | — | $14.50 |
| 1PASSWORD 401(k) Plan | Agilebits USA, Inc. | DC | 659 | $30.9M | $46,959 | $7,187 | $9.99 |
| Delta Apparel, Inc. Savings and Investment Plan | Delta Apparel, Inc. | DC | 650 | $28.5M | $43,918 | $5,030 | $62.54 |
| BPG Real Estate Services 401(k) Plan | BPG Real Estate Services, LLC | DC | 649 | $16.9M | $26,102 | $0 | $182 |
By plan size
By industry
By plan year
Questions and answers
How many retirement plans are there in Delaware?
216 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 384 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in Delaware?
The median defined contribution plan reported $62,032 in net assets per participant (middle half of plans: $35,164 to $112,887); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in Delaware?
The median defined contribution plan received $2,563 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in Delaware?
Among defined contribution plans that report any Schedule C compensation, the median was $142 per participant and 0.23% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 and Form 5500-SF research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.