State · sponsors with a Wyoming filing address
Retirement plans in Wyoming
Form 5500 filings for plan years 2009 to 2025; medians for plan year 2024.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. A plan is counted in the state of its sponsor's address, not where its participants live.
66 retirement plans based in Wyoming with 100 or more participants filed Form 5500 for plan year 2024 (61 defined contribution, 5 defined benefit). All Form 5500 pension filers in the group reported 30,558 participant records and $1.60B in net assets.
The median defined contribution plan held $50,151 per participant, below the national median of $53,031, and its employer put in $2,629 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $124 per participant against $123 nationally.
Employers contributed $67.0M and participants $67.6M during the year, and the plans paid out $181M in benefits.
In 2009 the same group numbered 71 plans with $732M; by 2024 it was 66 plans (down 7%) and $1.60B (up 119%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Beyond the full-form filers, 1,259 small plans based in Wyoming filed the short Form 5500-SF for 2024, with 30,541 participants and $1.66B in net assets. Small plans are counted here and nowhere else on this site.
Medians compared with all US plans
| Median plan, plan year 2024 | WY: DC | US: DC | WY: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $50,151 | $53,031 | $55,824 | $86,234 |
| Employer contributions per active participant | $2,629 | $2,174 | $6,860 | $10,244 |
| Schedule C compensation per participant | $124 | $123 | $215 | $344 |
| Schedule C compensation, share of net assets | 0.28% | 0.26% | 0.42% | 0.42% |
| Administrative expenses per participant | $93.50 | $116 | $254 | $527 |
Medians across plans with 100 or more participants (60 DC and 5 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $18,692 | $50,151 | $91,946 | 60 |
| Employer contributions per active participant | $980 | $2,629 | $4,140 | 59 |
| Schedule C compensation per participant | $49.82 | $124 | $243 | 55 |
| Administrative expenses per participant | $27.74 | $93.50 | $235 | 58 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 18 | 6,503 | $488M | $17.3M | $14.7M | $88,165 | $136 |
| 2024 | 66 | 30,558 | $1.60B | $67.0M | $67.6M | $50,151 | $124 |
| 2023 | 68 | 27,564 | $1.47B | $59.6M | $62.8M | $45,663 | $118 |
| 2022 | 77 | 27,731 | $1.31B | $58.0M | $57.8M | $34,918 | $121 |
| 2021 | 76 | 25,587 | $1.51B | $48.7M | $55.4M | $45,345 | $123 |
| 2020 | 74 | 28,000 | $1.56B | $58.9M | $50.5M | $40,037 | $110 |
| 2019 | 71 | 27,572 | $1.34B | $52.8M | $44.8M | $33,027 | $104 |
| 2018 | 70 | 29,553 | $1.38B | $53.9M | $52.5M | $31,835 | $91.59 |
| 2017 | 70 | 26,872 | $1.40B | $50.6M | $45.9M | $37,085 | $70.70 |
| 2016 | 69 | 28,513 | $1.21B | $51.6M | $44.2M | $28,592 | $65.27 |
| 2015 | 68 | 30,402 | $1.11B | $51.4M | $45.7M | $24,517 | $56.08 |
| 2014 | 72 | 34,829 | $1.30B | $58.9M | $45.7M | $25,290 | $49.52 |
| 2013 | 72 | 34,871 | $1.38B | $66.6M | $45.2M | $23,989 | $44.35 |
| 2012 | 68 | 33,778 | $1.14B | $62.3M | $42.2M | $18,748 | $34.94 |
| 2011 | 66 | 32,703 | $964M | $63.4M | $39.6M | $18,405 | $27.76 |
| 2010 | 65 | 32,197 | $887M | $54.0M | $36.2M | $19,017 | $18.56 |
| 2009 | 71 | 36,048 | $732M | $39.3M | $29.1M | $14,738 | $20.69 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 70 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 60 largest by participants of 70 plans with a page on this site.
| Plan | Sponsor | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|
| Admiral Beverage Corporation 401(k) Plan | Admiral Beverage Corporation | DC | 2,279 | $169M | $73,960 | $4,778 | $54.10 |
| Takkion Ops Management LLC 401(k) Plan | Takkion Ops Management LLC | DC | 2,170 | $26.0M | $11,993 | $1,572 | $28.71 |
| Jackson Hole Mountain Resort 401(k) Plan | Jackson Hole Mountain Resort Corporation | DC | 1,825 | $33.4M | $18,303 | $460 | $14.12 |
| True Companies Employees Profit Sharing Plan | True Drilling LLC | DC | 1,350 | $149M | $110,084 | $10,375 | $356 |
| True Companies Employees' 401(k) Savings Plan | True Drilling LLC | DC | 1,144 | $81.5M | $71,282 | $1,669 | $23.26 |
| Registered Agents, Inc. 401(k) Plan | Registered Agents, Inc. | DC | 1,133 | $11.5M | $10,172 | $1,432 | $0.88 |
| National Outdoor Leadership School Tax Sheltered Annuity Plan | National Outdoor Leadership School | DC | 1,010 | $19.0M | $18,821 | $393 | $11.87 |
| Wyoming Machinery Company Profit Sharing 401(k) Plan | Wyoming Machinery Company | DC | 979 | $144M | $147,220 | $4,112 | $410 |
| Trihydro Corporation 401(k) Plan | Trihydro Corporation | DC | 778 | $115M | $147,301 | $4,485 | $66.64 |
| Ivinson Memorial Hospital Retirement Plan | Ivinson Memorial Hospital | DC | 742 | $58.4M | $78,765 | $2,629 | $434 |
| Operating Engineers #800 & Wyoming Contractors' Association, Inc. Pension Trust Fund | Bot-Operating Engineers Local 800 & Wyoming Contractors' Assoc. Inc. | DB | 664 | $12.4M | $18,618 | — | $244 |
| Fremont Motors 401(k) Plan | Fremont Motor Company, Inc. | DC | 620 | $19.2M | $30,964 | $758 | $57.15 |
| Western Ecosystems Technology, Inc. 401(k) Plan | Western Ecosystems Technology, Inc. | DC | 563 | $9.0M | $15,912 | $9,090 | $124 |
| Blue Federal Credit Union Employees Earnings Sharing Plan | Blue Federal Credit Union | DC | 531 | $28.5M | $53,710 | $2,423 | $81.81 |
| Neiman Enterprises, Inc. 401(k) Profit Sharing Plan & Trust | Neiman Enterprises, Inc. | DC | 510 | $47.8M | $93,634 | $2,837 | $16.06 |
| Wyoming Beverages, Inc. 401(k) Plan | Wyoming Beverages, Inc. | DC | 465 | $42.7M | $91,923 | $4,499 | $56.82 |
| Wind River Hotel Casino 401(k) Plan and Trust | Northern Arapaho Enterprise 2 DBA Wind River Hotel Casino | DC | 437 | $2.3M | $5,288 | $441 | $0.01 |
| United Energy Workers Healthcare Group | Uew Intermediate Holding, LLC | DC | 399 | $4.9M | $12,383 | $2,126 | $67.05 |
| Narcorps Specialties, LLC Retirement Plan | Narcorps Specialties, LLC | DC | 397 | $555K | $1,399 | $299 | $42.03 |
| Cyclone Drilling, Inc. 401(k) Plan | Cyclone Drilling, Inc. | DC | 394 | $19.0M | $48,135 | $2,988 | $226 |
| O.C. 401(k) Plan | O.C. Gillette, LLC | DC | 374 | $272K | $726 | $355 | $18.83 |
| Non-Contributory Retirement Program for Certain Empl of BCBS Wyoming | Blue Cross and Blue Shield of Wyoming | DB | 374 | $35.6M | $95,067 | $6,860 | $475 |
| Blue Cross Blue Shield of Wyoming Tax-Favored Savings Program | Blue Cross & Blue Shield of Wyoming | DC | 370 | $50.6M | $136,802 | $4,330 | $38.12 |
| Plenty 401(k) Plan | Plenty Unlimited Inc. | DC | 348 | $21.5M | $61,659 | $3,329 | $129 |
| Union Holding Corp. Employee Stock Ownership Plan | Union Holding Corp. | DC | 333 | $7.0M | $20,937 | $3,955 | — |
| Mountain West Farm Bureau Voluntary Employee Savings Plan | Mountain West Farm Bureau Mutual Insurance Company | DC | 328 | $22.6M | $68,849 | $3,007 | $191 |
| Community Health Center of Central Wyoming 403(b) Plan | Community Health Center of Central Wyoming, Inc. | DC | 327 | $5.7M | $17,302 | $2,735 | $155 |
| Tes Services Inc. 401(k) Plan | Tes Services Inc. | DC | 322 | $3.0M | $9,369 | $2,406 | $227 |
| Bloedorn Lumber Co. & Subsidiaries ESOP | Bloedorn Lumber Company | DC | 320 | $33.2M | $103,625 | $11,679 | $132 |
| Johnson Restaurant Group 401(k) Plan | Johnson Restaurant Group, Inc. | DC | 318 | $335K | $1,052 | $386 | $16.16 |
| Union Telephone Company 401(k) Plan | Union Telephone Company | DC | 313 | $25.1M | $80,087 | $871 | $189 |
| Silver Spur Ranches 401(k) Plan | Silver Spur Operating Company, L.L.C. | DC | 302 | $18.8M | $62,089 | $1,754 | $49.13 |
| TRK Enterprises 401(k) Plan | TRK Enterprises, Inc. | DC | 291 | $2.1M | $7,190 | $0 | $149 |
| Altitude Energy Partners 401(k) Plan | Altitude Energy Partners | DC | 274 | $4.4M | $16,194 | $2,703 | $37.26 |
| L & H Industrial, Inc. 401(k) Plan | L & H Industrial, Inc. | DC | 270 | $39.0M | $144,446 | $4,495 | $90.89 |
| Visionary Communications, Inc. 401(k) Plan | Visionary Communications, Inc. | DC | 267 | $16.5M | $61,888 | $3,898 | $262 |
| Kemmerer Operations 401(k) Plan | Kemmerer Operations, LLC | DC | 262 | $22.5M | $85,916 | $5,817 | $219 |
| Nowcap of Wyoming Tax Sheltered Retirement Annuity Plan | Northwest Community Action Programs Wyoming, Inc. | DC | 244 | $3.8M | $15,376 | $648 | $85.73 |
| Wyotech 401(k) Profit Sharing Plan | Dbjjdm Enterprises LLC DBA Wyotech | DC | 228 | $3.4M | $14,896 | $210 | $35.17 |
| Emit Technologies 401(k) Plan | Emit Technologies Inc. | DC | 223 | $3.3M | $14,804 | $976 | $227 |
| Teton Science Schools 403(b) Defined Contribution Plan | Teton Science Schools | DC | 201 | $8.6M | $42,743 | $1,799 | $167 |
| Silver Star Telephone Company, Inc. Employees 401(k) Plan | Silver Star Telephone Company | DC | 198 | $23.6M | $119,278 | $3,463 | $499 |
| Gem City Bone & Joint, P.C. Pension Plan | Gem City Bone & Joint, P.C. | DB | 192 | $10.7M | $55,824 | $13,654 | $186 |
| Buffalo Bill Historical Center 403(b) DC Plan | Buffalo Bill Memorial Association | DC | 189 | $16.7M | $88,165 | $1,692 | $143 |
| Hilltop National Bank 401(k) Savings Plan | Hilltop National Bank | DC | 178 | $34.3M | $192,714 | $3,300 | $31.29 |
| Meridian Trust Federal Credit Union Retirement Savings Plan | Meridian Trust Federal Credit Union | DC | 176 | $8.2M | $46,641 | $1,752 | $103 |
| Hilltop National Bank Profit Sharing Plan | Hilltop National Bank | DC | 171 | $8.2M | $48,008 | $2,969 | — |
| Cathedral Home for Children Retirement Plan | Cathedral Home for Children | DC | 170 | $5.5M | $32,299 | $1,446 | $52.77 |
| Austin Engineering USA Services Employee 401(k) | Austin Engineering USA Services, Inc. | DC | 169 | $4.3M | $25,516 | $778 | $96.10 |
| Moser Energy Systems Retirement Plan | Moser Engine Service, Inc. DBA Moser Energy System | DC | 166 | $6.1M | $36,653 | $4,168 | $213 |
| 403(b) Thrift Plan for Child Development Center of Natrona County | Child Development Center of Natrona County | DC | 162 | $8.3M | $51,432 | $1,432 | $280 |
| North Platte Physical Therapy Services, Inc. Profit Sharing Plan | North Platte Physical Therapy Services, Inc. | DC | 157 | $27.2M | $173,027 | $12,369 | $346 |
| FNB 401(k) Employee Stock Ownership Plan | First Northern Bank of Wyoming | DC | 157 | $16.0M | $101,767 | $2,261 | — |
| Roberts Aircraft Co. 401(k) Plan | Roberts Aircraft Co. | DC | 156 | $8.3M | $53,324 | $4,037 | $120 |
| The Community Health Center of Central Wyoming, Inc. Defined Contribution Plan | Community Health Center of Central Wyoming | DC | 146 | $4.1M | $28,400 | — | — |
| Developmental Preschool and Day Care Center 403(b) Plan | Developmental Preschool and Day Care Center | DC | 141 | $3.4M | $24,027 | $984 | $163 |
| Horizon Communications, Inc. Employee Stock Ownership Plan | Horizon Communications, Inc. | DC | 140 | $11.9M | $84,762 | $16,537 | $450 |
| Uniwyo Federal Credit Union 401(k) Plan and Trust | Uniwyo Federal Credit Union | DC | 133 | $9.1M | $68,497 | $5,255 | $331 |
| Stride Learning Center 401(k) Plan | Stride Learning Center | DC | 133 | $12.7M | $95,368 | $3,761 | $429 |
| Casper Orthopaedic Associates, PC 401(k) Profit Sharing Plan | Casper Orthopaedic Associates, PC | DC | 129 | $20.6M | $159,742 | $6,894 | $482 |
By plan size
By industry
By plan year
Questions and answers
How many retirement plans are there in Wyoming?
66 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 224 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in Wyoming?
The median defined contribution plan reported $50,151 in net assets per participant (middle half of plans: $18,692 to $91,946); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in Wyoming?
The median defined contribution plan received $2,629 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in Wyoming?
Among defined contribution plans that report any Schedule C compensation, the median was $124 per participant and 0.28% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 and Form 5500-SF research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.