State · sponsors with a Nevada filing address
Retirement plans in Nevada
Form 5500 filings for plan years 2009 to 2025; medians for plan year 2024.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. A plan is counted in the state of its sponsor's address, not where its participants live.
For plan year 2024, 368 retirement plans based in Nevada with 100 or more participants filed Form 5500: 351 defined contribution and 17 defined benefit. They reported 653,684 participant records and $29.6B in net assets, counting every plan on the form.
The median defined contribution plan held $33,465 per participant, well below the national median of $53,031, and its employer put in $1,827 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $105 per participant against $123 nationally.
Employers contributed $1.09B and participants $1.31B during the year, and the plans paid out $2.65B in benefits.
In 2009 the same group numbered 390 plans with $12.0B; by 2024 it was 368 plans (down 6%) and $29.6B (up 147%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Beyond the full-form filers, 6,455 small plans based in Nevada filed the short Form 5500-SF for 2024, with 143,768 participants and $6.03B in net assets. Small plans are counted here and nowhere else on this site.
Medians compared with all US plans
| Median plan, plan year 2024 | NV: DC | US: DC | NV: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $33,465 | $53,031 | $90,514 | $86,234 |
| Employer contributions per active participant | $1,827 | $2,174 | $9,528 | $10,244 |
| Schedule C compensation per participant | $105 | $123 | $477 | $344 |
| Schedule C compensation, share of net assets | 0.35% | 0.26% | 0.48% | 0.42% |
| Administrative expenses per participant | $106 | $116 | $573 | $527 |
Medians across plans with 100 or more participants (333 DC and 17 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $15,097 | $33,465 | $66,541 | 333 |
| Employer contributions per active participant | $729 | $1,827 | $3,618 | 314 |
| Schedule C compensation per participant | $48.94 | $105 | $184 | 315 |
| Administrative expenses per participant | $47.73 | $106 | $185 | 329 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 68 | 75,913 | $3.98B | $140M | $168M | $36,771 | $102 |
| 2024 | 368 | 653,684 | $29.6B | $1.09B | $1.31B | $33,465 | $105 |
| 2023 | 353 | 620,985 | $26.2B | $1.20B | $1.19B | $27,281 | $96.71 |
| 2022 | 415 | 697,285 | $25.6B | $1.07B | $1.12B | $20,066 | $87.88 |
| 2021 | 388 | 679,281 | $29.9B | $918M | $986M | $24,904 | $84.70 |
| 2020 | 388 | 666,457 | $28.1B | $946M | $883M | $21,917 | $74.03 |
| 2019 | 367 | 649,842 | $22.7B | $894M | $916M | $18,939 | $63.93 |
| 2018 | 342 | 639,925 | $18.2B | $688M | $839M | $16,344 | $53.09 |
| 2017 | 349 | 628,486 | $19.4B | $667M | $751M | $17,069 | $50.24 |
| 2016 | 330 | 605,688 | $16.9B | $561M | $691M | $16,181 | $44.40 |
| 2015 | 312 | 609,190 | $15.8B | $564M | $675M | $14,911 | $44.53 |
| 2014 | 315 | 618,881 | $15.7B | $452M | $619M | $16,313 | $43.96 |
| 2013 | 310 | 610,002 | $15.3B | $468M | $578M | $16,393 | $36.43 |
| 2012 | 302 | 601,581 | $14.0B | $461M | $537M | $14,418 | $35.49 |
| 2011 | 311 | 602,659 | $12.8B | $456M | $507M | $13,455 | $31.53 |
| 2010 | 335 | 623,371 | $13.2B | $476M | $498M | $13,537 | $34.55 |
| 2009 | 390 | 638,224 | $12.0B | $493M | $519M | $10,884 | $31.74 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 370 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 60 largest by participants of 370 plans with a page on this site.
| Plan | Sponsor | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|
| Culinary and Bartenders 401(k) Plan | Trustees of the Culinary and Bartenders 401(k) Trust | DC | 126,837 | $246M | $1,940 | $0 | $9.76 |
| Caesars Entertainment, Inc. 401(k) Plan | Caesars Entertainment Inc. | DC | 45,125 | $1.94B | $42,988 | $944 | $26.10 |
| The MGM Resorts 401(k) Savings Plan | MGM Resorts International | DC | 43,365 | $2.24B | $51,700 | $886 | $44.74 |
| Eighth District Electrical Pension Fund Annuity Plan | Board of Trustees, Eighth District Electrical Pension | DC | 24,505 | $1.30B | $52,897 | $2,745 | $53.83 |
| Eighth District Electrical Pension Fund | Board of Trustees, Eighth District Electrical Pension | DB | 21,064 | $1.25B | $59,451 | $7,649 | $264 |
| Boyd Gaming Corporation 401(k) Plan and Trust | Boyd Gaming Corporation | DC | 18,991 | $537M | $28,283 | $332 | $32.20 |
| Station Casinos LLC & Affiliates 401(k) Retirement Plan | Station Casinos LLC | DC | 12,020 | $352M | $29,264 | $1,200 | $46.47 |
| Wynn Resorts, Limited 401(k) Plan | Wynn Resorts, Limited | DC | 10,917 | $509M | $46,664 | $1,037 | $88.10 |
| Venetian Las Vegas Gaming, LLC 401(k) Plan | Venetian Las Vegas Gaming, LLC | DC | 9,690 | $469M | $48,372 | $837 | $69.74 |
| Barrick Retirement Plan | Barrick Gold of North America, Inc. | DC | 8,866 | $1.34B | $151,342 | $9,412 | $102 |
| Southern Nevada and California Glaziers, Fabricators, Painters and Floorcoverers Pension Trust Fund | Southern NV & Ca Glaziers Fabricators Painters & Floorcoverers Pensio | DC | 8,658 | $109M | $12,625 | $3,698 | $69.57 |
| The Allegiant 401(k) Retirement Plan | Allegiant Travel Company | DC | 7,888 | $551M | $69,902 | $4,001 | $65.61 |
| I.B.E.W. Local Union No 357 Pension Trust Fund, Plan B | I.B.E.W. Board of Trustees for Local No 357 Pension Trust | DC | 7,275 | $545M | $74,867 | $6,811 | $55.97 |
| Renown Health Retirement Savings Plan | Renown Health | DC | 7,098 | $713M | $100,497 | $3,686 | $110 |
| Mission Support and Test Services LLC (MSTS) Employee Retirement Plan | Mission Support and Test Services LLC | DB | 6,691 | $533M | $79,597 | $7,758 | $266 |
| Fontainebleau Las Vegas 401(k) Plan | Bowtie Hospitality LV LLC | DC | 6,641 | $18.2M | $2,737 | $293 | $13.37 |
| Construction Industry and Laborers Joint Pension Trust for So Nevada, Plan a | Con Ind & Laborers Joint Pension Trust Board of Trustees | DB | 6,608 | $651M | $98,472 | $26,826 | $480 |
| Nevada Resort Association IATSE Local 720 Retirement Plan | Nevada Resort Association IATSE Local 720 Retirement Plan, Board of TR | DB | 6,130 | $241M | $39,392 | $3,223 | $178 |
| Advanstaff, Inc. 401(k) Plan & Trust | Advanstaff, Inc. | DC | 5,605 | $127M | $22,633 | $963 | $168 |
| Sierra Nevada Company, LLC 401(k) Profit Sharing Plan | Sierra Nevada Company, LLC | DC | 5,518 | $1.01B | $182,331 | $9,473 | $54.55 |
| Vacasa 401(k) Plan | Vacasa LLC | DC | 5,274 | $116M | $22,006 | $1,824 | $50.21 |
| Construction Industry and Laborers Defined Contribution Pension Plan | Const Ind & Laborers Defined Contribution Pension Plan | DC | 5,091 | $30.7M | $6,023 | $1,478 | $27.66 |
| I.B.E.W. Local Union No 357 Pension Trust Fund, Plan a | I.B.E.W. Board of Trustees for Local 357 Pension Trust | DB | 4,922 | $547M | $111,111 | $11,959 | $586 |
| United Brotherhood of Carpenters Pension Fund United States Segment | United Brotherhood of Carpenters Pension Fund | DB | 4,562 | $1.07B | $234,052 | $32,791 | $277 |
| Retirement Plan for Employees of Southwest Gas Corporation | Southwest Gas Corporation | DB | 4,490 | $1.18B | $261,773 | $14,140 | $840 |
| Golden Entertainment, Inc. 401(k) Savings Plan | Golden Entertainment, Inc. | DC | 4,331 | $59.6M | $13,751 | $140 | $66.10 |
| Light & Wonder, Inc. 401(k) Plan | Light & Wonder, Inc. | DC | 4,192 | $569M | $135,799 | $3,624 | $97.84 |
| Aristocrat Technologies, Inc. 401(k) Savings Plan | Aristocrat Technologies, Inc. | DC | 4,017 | $352M | $87,560 | $4,137 | $78.26 |
| Peppermill Casinos, Inc. Retirement Plan | Peppermill Casinos, Inc. | DC | 3,970 | $84.7M | $21,342 | $591 | $52.66 |
| Monarch Casino & Resort, Inc. 401(k) Plan | Monarch Casino & Resort, Inc. | DC | 3,756 | $43.0M | $11,446 | $241 | $34.59 |
| Pension and Retirement Plan of Plumbers and Pipefitters Union Local 525 | Joint Gov. Comm. Plumbers and Pipefitters Local Union No. 525 | DB | 3,727 | $455M | $122,084 | $19,096 | $579 |
| NV Energy Retirement Plan | NV Energy, Inc. | DB | 3,547 | $788M | $222,027 | $2,479 | $23.13 |
| South Point Hotel and Casino 401(k) Plan | Gaughan South LLC DBA South Point Hotel and Casino | DC | 3,535 | $131M | $37,166 | $1,409 | $82.98 |
| NV Energy 401(k) Plan | NV Energy, Inc. | DC | 3,520 | $1.13B | $319,748 | $11,272 | $205 |
| Telus International (U.S.) Corp. 401(k) Plan | Telus International (U.S.) Corp. | DC | 3,503 | $52.9M | $15,097 | $1,556 | $82.39 |
| Fletcher Jones Automotive Group Employee 401(k) Retirement Plan | Fletcher Jones Management Group, LLC | DC | 3,316 | $170M | $51,264 | $1,072 | $79.32 |
| Mission Support and Test Services LLC (MSTS) Employee 401(k) Plan | Mission Support and Test Services LLC | DC | 3,150 | $612M | $194,265 | $3,378 | $122 |
| Sheet Metal Workers' Local 88 401(k) Plan | Board of Trustees | DC | 3,070 | $80.0M | $26,062 | $449 | $156 |
| Findlay Management Group 401(k) Profit Sharing Plan and Trust | Findlay Management Group | DC | 3,037 | $77.4M | $25,501 | $579 | $121 |
| Electrical Workers Defined Contribution Plan for Northern Nevada | Electrical Workers Defined Contribution Plan for Northern Nevada | DC | 3,017 | $128M | $42,525 | $6,011 | $44.70 |
| Swickard Auto Group Retirement Plan | Swickard Corporation | DC | 3,003 | $45.9M | $15,271 | — | $99.27 |
| Southwest Gas Corporation Employees' Investment Plan | Southwest Gas Corporation | DC | 2,983 | $693M | $232,337 | $4,710 | $99.76 |
| Bricklayers & Allied Craftworkers Local 13 Defined Contribution Pension Plan | Bricklayers & Allied Craftworkers | DC | 2,776 | $30.6M | $11,008 | $5,512 | $79.33 |
| Laborers Pension Trust Fund for Northern Nevada | Board of Trustees, Laborers Pension Trust Fund for Northern Nevada | DB | 2,771 | $207M | $74,597 | $9,765 | $473 |
| Carson Tahoe Health System 401(k) Plan | Carson Tahoe Health System | DC | 2,617 | $187M | $71,268 | $3,035 | $125 |
| Full House Resorts, Inc. 401(k) Plan | Full House Resorts, Inc. | DC | 2,491 | $21.3M | $8,534 | $138 | $26.92 |
| Circa Hospitality Group 401(k) Retirement Plan | Circa Hospitality Group LLC | DC | 2,344 | $46.0M | $19,641 | $644 | $95.57 |
| Everi Holdings Inc. 401(k) Plan | Everi Payments Inc. | DC | 2,260 | $173M | $76,504 | $3,485 | $101 |
| Palms 401(k) Savings Plan | Smgha Nevada, LLC | DC | 2,222 | $10.1M | $4,539 | $566 | $14.36 |
| Adams and Associates 401(k) Savings Plan | Adams and Associates, Inc. | DC | 2,199 | $36.1M | $16,396 | $1,463 | $136 |
| Calportland Company Thrift & Profit Sharing Plan for Hourly Employees | Calportland Company | DC | 2,112 | $75.3M | $35,640 | $2,443 | $48.04 |
| Nrsi 401(k) Plan | Nevada Restaurant Services, Inc. DBA Dotty's | DC | 2,110 | $10.1M | $4,809 | $296 | $14.23 |
| WBF Management, LLC 401(k) Plan | WBF Management, LLC | DC | 2,066 | $174K | $84 | — | — |
| Cement Masons and Plasterers Joint Pension Plan | Board of Trustees Cement Masons and Plasterers Joint Pension Plan | DC | 2,001 | $95.2M | $47,559 | $12,014 | $220 |
| Trax International Corporation Savings and Retirement Plan | Trax International Corporation | DC | 1,984 | $113M | $57,010 | $2,168 | $79.10 |
| Adams and Associates, Inc. Employee Stock Ownership Plan | Adams and Associates, Inc. | DC | 1,959 | $59.4M | $30,303 | $4,257 | — |
| American Homes 4 Rent, L.P. 401(k) Plan | American Homes 4 Rent, L.P. | DC | 1,924 | $65.4M | $33,970 | $2,433 | $88.97 |
| Reliable Management Solutions 401(k) Plan | Reliable Management Solutions | DC | 1,908 | $4.7M | $2,444 | $299 | $75.90 |
| Whittlesea-Bell Retirement 401(k) Plan | Whittlesea-Bell | DC | 1,893 | $7.8M | $4,112 | $35 | $4.83 |
| Nevada Gold Mines LLC - Bargaining Unit Pension Plan | Nevada Gold Mines LLC | DB | 1,871 | $16.7M | $8,911 | $2,258 | — |
By plan size
By industry
By plan year
Questions and answers
How many retirement plans are there in Nevada?
368 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 793 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in Nevada?
The median defined contribution plan reported $33,465 in net assets per participant (middle half of plans: $15,097 to $66,541); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in Nevada?
The median defined contribution plan received $1,827 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in Nevada?
Among defined contribution plans that report any Schedule C compensation, the median was $105 per participant and 0.35% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 and Form 5500-SF research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.