Industry · Form 5500 business code 811190
Other Automotive Repair & Maintenance (including oil change & lubrication shops & car washes): retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
56 retirement plans in other automotive repair & maintenance (including oil change & lubrication shops & car washes) with 100 or more participants filed Form 5500 for plan year 2024 (54 defined contribution, 2 defined benefit). All Form 5500 pension filers in the group reported 73,316 participant records and $2.06B in net assets.
The median defined contribution plan held $13,235 per participant, well below the national median of $53,031, and its employer put in $542 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $71.54 per participant against $123 nationally.
Employers contributed $76.8M and participants $65.1M during the year, and the plans paid out $169M in benefits.
In 2009 the same group numbered 57 plans with $898M; by 2024 it was 56 plans (down 2%) and $2.06B (up 130%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $13,235 | $53,031 | $55,719 | $86,234 |
| Employer contributions per active participant | $542 | $2,174 | $12,197 | $10,244 |
| Schedule C compensation per participant | $71.54 | $123 | $211 | $344 |
| Schedule C compensation, share of net assets | 0.48% | 0.26% | 0.60% | 0.42% |
| Administrative expenses per participant | $65.73 | $116 | $314 | $527 |
Medians across plans with 100 or more participants (50 DC and 2 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $5,308 | $13,235 | $27,531 | 50 |
| Employer contributions per active participant | $315 | $542 | $1,082 | 50 |
| Schedule C compensation per participant | $31.69 | $71.54 | $129 | 46 |
| Administrative expenses per participant | $20.99 | $65.73 | $118 | 50 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 56 | 73,316 | $2.06B | $76.8M | $65.1M | $13,235 | $71.54 |
| 2023 | 56 | 70,305 | $1.83B | $72.8M | $62.6M | $11,910 | $62.20 |
| 2022 | 80 | 71,104 | $1.78B | $72.2M | $64.5M | $11,280 | $76.86 |
| 2021 | 68 | 64,496 | $2.09B | $62.2M | $53.8M | $17,456 | $79.35 |
| 2020 | 67 | 61,897 | $1.90B | $58.5M | $46.2M | $14,829 | $72.97 |
| 2019 | 66 | 61,384 | $1.68B | $63.8M | $46.5M | $15,917 | $84.83 |
| 2018 | 60 | 59,703 | $1.46B | $60.5M | $41.5M | $17,395 | $92.01 |
| 2017 | 57 | 53,539 | $1.51B | $72.6M | $32.3M | $16,694 | $50.73 |
| 2016 | 50 | 53,623 | $1.28B | $75.9M | $27.5M | $14,152 | $45.55 |
| 2015 | 54 | 49,566 | $1.20B | $76.9M | $25.1M | $12,452 | $47.91 |
| 2014 | 55 | 49,944 | $1.32B | $71.3M | $24.8M | $13,141 | $20.69 |
| 2013 | 52 | 49,953 | $1.30B | $59.4M | $25.6M | $14,416 | $31.96 |
| 2012 | 53 | 45,175 | $1.13B | $44.8M | $25.3M | $13,900 | $33.78 |
| 2011 | 56 | 43,524 | $1.04B | $40.1M | $23.6M | $12,118 | $33.14 |
| 2010 | 54 | 46,051 | $1.05B | $36.0M | $22.0M | $11,580 | $23.40 |
| 2009 | 57 | 44,601 | $898M | $31.8M | $17.8M | $9,709 | $24.14 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 57 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 57 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Automobile Mechanics' Local No. 701 Pension Fund | Trustees of Automobile Mechanics' Local No. 701 Pension Fund | IL | DB | 14,856 | $1.23B | $82,649 | $12,197 | $113 |
| Monro, Inc. 401(k) Plan | Monro, Inc. | NY | DC | 6,939 | $82.2M | $11,841 | $253 | $25.71 |
| Mister Car Wash 401(k) Retirement Plan | Car Wash Partners, Inc. DBA Mister Car Wash | AZ | DC | 5,068 | $29.3M | $5,775 | $283 | $37.35 |
| Henley Companies 401(k) Savings Plan | Henley Enterprises, Inc. | MA | DC | 3,762 | $53.8M | $14,304 | $1,203 | $53.21 |
| Blue Beacon, Inc. Profit SHARING/401(K) Plan | Blue Beacon, Inc. | KS | DC | 3,197 | $147M | $46,000 | $1,192 | $132 |
| Quick Quack Car Wash 401(k) Plan | S&D Car Wash Management LLC | CA | DC | 2,796 | $19.8M | $7,078 | $707 | $8.07 |
| Tidal Wave Auto Spa 401(k) Plan | New Potato Creek Holdings LLC | GA | DC | 2,189 | $7.6M | $3,472 | $871 | $25.31 |
| Grease Monkey International 401(k) Plan | Grease Monkey International LLC | CO | DC | 2,155 | $5.6M | $2,593 | $156 | $15.75 |
| Go Carwash Corp. 401(k) Plan and Trust | Go Car Wash Management, Corp. | CO | DC | 2,077 | $5.0M | $2,425 | $388 | $15.55 |
| Premium Velocity Auto, LLC Retirement Plan | Premium Velocity Auto, LLC | TX | DC | 2,023 | $5.6M | $2,789 | $285 | $3.28 |
| Opus Inspection 401(k) Plan | Opus Inspection, Inc. | CT | DC | 1,765 | $80.5M | $45,612 | $1,285 | $79.37 |
| Super Star Car Wash 401(k) | Denali Midco 2 LLC | AZ | DC | 1,521 | $2.7M | $1,769 | $257 | $85.41 |
| Delta Sonic Retirement Savings Plan | Delta Sonic Car Wash Systems, Inc. | NY | DC | 1,434 | $54.2M | $37,799 | $1,311 | $64.90 |
| Galena Associates 401(k) Plan | Galena Associates, LLC | CT | DC | 1,284 | $15.8M | $12,343 | $673 | $66.56 |
| Express Wash Concepts 401(k) Plan | Express Wash Concepts, LLC | OH | DC | 1,225 | $3.5M | $2,823 | $323 | $31.09 |
| Oil Changer, Inc. 401(k) Plan | Oil Changer, Inc. | CA | DC | 1,187 | $10.7M | $9,052 | $442 | $46.12 |
| Mammoth Holdings, LLC 401(k) Profit Sharing Plan | Mammoth Holdings, LLC | GA | DC | 911 | $3.8M | $4,212 | $505 | $33.50 |
| Wash Depot Holdings, Inc. 401(k) Plan | Wash Depot Holdings, Inc. | FL | DC | 891 | $8.4M | $9,403 | $1 | — |
| Sams Holdings 401(k) Retirement Plan | Sams Holdings, LLC | NC | DC | 814 | $4.2M | $5,152 | $296 | $17.31 |
| Anthony & Joann Fanticola Family Ltd. Partnership 401(k) Profit Sharing Plan | M.C. LLC | CA | DC | 804 | $12.6M | $15,610 | $1,157 | $22.01 |
| Sams Xpress Car Wash LLC 401(k) Profit Sharing Plan & Trust | Sams Xpress Car Wash LLC | NC | DC | 746 | — | — | — | — |
| The Metrolube Companies 401(k) Plan | Metrolube Enterprises, Inc. | MA | DC | 693 | $4.6M | $6,658 | $401 | $94.64 |
| S & S Firestone, Inc. 401(k) Retirement Plan | S & S Firestone, Inc. | KY | DC | 692 | $17.0M | $24,498 | $546 | $122 |
| Autobell Car Wash, LLC. Profit Sharing & 401(k) Plan | Autobell Car Wash, LLC. | NC | DC | 685 | $21.2M | $30,985 | $1,668 | $70.73 |
| Brown Bear Car Wash 401(k) Plan | Car Wash Enterprises, Inc. DBA Brown Bear Car Wash | WA | DC | 666 | $12.5M | $18,758 | $515 | $24.30 |
| Leeds West Groups 401(k) Retirement Plan | Leeds West Operating Group, LLC | CO | DC | 665 | $15.6M | $23,406 | $219 | $72.62 |
| Soapy Joe's 401(k) Plan | Soapy Joes Group, Inc. | CA | DC | 602 | $2.4M | $3,928 | $498 | $65.61 |
| Monro, Inc. Pension Plan | Monro, Inc. | NY | DB | 576 | $16.6M | $28,789 | — | $309 |
| Griffin Family of Companies 401(k) Plan | Griffin Enterprises L.C. | UT | DC | 557 | $1.5M | $2,624 | $639 | $112 |
| Mike's Carwash 401(k) Plan | Mike's Carwash, Inc. | OH | DC | 554 | $11.8M | $21,360 | $1,005 | $192 |
| Epika Fleet Services 401(k) Plan | Epika Fleet Services, Inc. | TN | DC | 537 | $6.4M | $11,829 | $1,122 | $106 |
| Crew Carwash 401(k) Plan | Crew Carwash, Inc. | IN | DC | 528 | $19.5M | $36,872 | $956 | $101 |
| Vizza Wash, L. P. 401(k) Plan | Vizza Wash, L.P. | TX | DC | 521 | $7.0M | $13,381 | $527 | $160 |
| WLR Management Company, Inc. 401(k) Profit Sharing | WLR Management Company, Inc. | MD | DC | 520 | $4.6M | $8,824 | $460 | $138 |
| Bay & Bay Retirement Plan | Bay & Bay Transfer Co., Inc. | MN | DC | 501 | $11.9M | $23,845 | $430 | $95.75 |
| Hoffman Car Wash, Inc. Retirement Plan | Hoffman Car Wash, Inc. | NY | DC | 465 | $30.6M | $65,833 | $2,487 | $169 |
| Atlantic Coast Enterprises LLC 401(k) Plan | Atlantic Coast Enterprises, LLC | FL | DC | 419 | $4.4M | $10,388 | $943 | $15.35 |
| Lubricar, Inc. 401(k) Plan | Lubricar, Inc. | NM | DC | 349 | $6.1M | $17,445 | $312 | $13.64 |
| Lube Management Corp. 401(k) Safe Harbor Retirement Savings Plan | Lube Management Corp. | UT | DC | 325 | $11.1M | $34,236 | $1,146 | $243 |
| Atlanta Commercial Tire Inc. 401(k) Profit Sharing Plan | Atlanta Commercial Tire Inc. | GA | DC | 308 | $11.1M | $36,033 | $1,008 | $309 |
By plan size
By state
Questions and answers
How many retirement plans are there in other automotive repair & maintenance (including oil change & lubrication shops & car washes)?
56 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 276 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in other automotive repair & maintenance (including oil change & lubrication shops & car washes)?
The median defined contribution plan reported $13,235 in net assets per participant (middle half of plans: $5,308 to $27,531); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in other automotive repair & maintenance (including oil change & lubrication shops & car washes)?
The median defined contribution plan received $542 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in other automotive repair & maintenance (including oil change & lubrication shops & car washes)?
Among defined contribution plans that report any Schedule C compensation, the median was $71.54 per participant and 0.48% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.