Industry · Form 5500 business code 424210
Drugs & Druggists' Sundries: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 79 retirement plans in drugs & druggists' sundries with 100 or more participants filed Form 5500: 79 defined contribution and 0 defined benefit. They reported 209,843 participant records and $18.5B in net assets, counting every plan on the form.
The median defined contribution plan held $69,020 per participant, well above the national median of $53,031, and its employer put in $3,328 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $95.56 per participant against $123 nationally.
Employers contributed $451M and participants $842M during the year, and the plans paid out $2.14B in benefits.
In 2009 the same group numbered 79 plans with $4.43B; by 2024 it was 79 plans (unchanged) and $18.5B (up 317%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $69,020 | $53,031 | — | $86,234 |
| Employer contributions per active participant | $3,328 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $95.56 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.15% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $98.98 | $116 | — | $527 |
Medians across plans with 100 or more participants (73 DC and 0 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $43,686 | $69,020 | $116,772 | 73 |
| Employer contributions per active participant | $1,816 | $3,328 | $5,207 | 70 |
| Schedule C compensation per participant | $52.05 | $95.56 | $222 | 69 |
| Administrative expenses per participant | $40.89 | $98.98 | $200 | 71 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 16 | 71,761 | $8.38B | $164M | $316M | $111,218 | $248 |
| 2024 | 79 | 209,843 | $18.5B | $451M | $842M | $69,020 | $95.56 |
| 2023 | 74 | 211,166 | $16.9B | $403M | $794M | $65,445 | $104 |
| 2022 | 84 | 213,094 | $14.4B | $371M | $742M | $56,259 | $109 |
| 2021 | 79 | 204,318 | $16.8B | $355M | $692M | $76,385 | $128 |
| 2020 | 81 | 200,896 | $15.3B | $333M | $642M | $68,472 | $94.88 |
| 2019 | 78 | 168,630 | $12.4B | $365M | $592M | $57,560 | $76.57 |
| 2018 | 78 | 173,426 | $11.4B | $356M | $583M | $44,152 | $80.26 |
| 2017 | 81 | 182,916 | $12.1B | $276M | $572M | $47,409 | $72.66 |
| 2016 | 81 | 167,841 | $10.8B | $375M | $538M | $43,794 | $51.69 |
| 2015 | 82 | 164,141 | $10.1B | $322M | $516M | $38,261 | $53.39 |
| 2014 | 78 | 160,742 | $10.6B | $307M | $481M | $40,240 | $36.31 |
| 2013 | 76 | 120,123 | $7.17B | $195M | $355M | $37,445 | $24.63 |
| 2012 | 73 | 110,713 | $5.81B | $187M | $325M | $32,942 | $26.81 |
| 2011 | 76 | 104,848 | $5.00B | $177M | $295M | $27,489 | $39.57 |
| 2010 | 77 | 112,540 | $5.20B | $204M | $306M | $32,009 | $27.54 |
| 2009 | 79 | 116,330 | $4.43B | $144M | $283M | $26,909 | $21.17 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 78 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 78 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Brightspring Health Services Retirement Savings Plan | Brightspring Health Services | KY | DC | 47,721 | $794M | $16,643 | $175 | $16.13 |
| Cardinal Health 401(k) Savings Plan | Cardinal Health, Inc. | OH | DC | 44,500 | $5.55B | $124,753 | $2,470 | $45.34 |
| McKesson Corporation 401(k) Retirement Savings Plan | McKesson Corporation | TX | DC | 42,176 | $5.68B | $134,701 | $3,796 | $21.39 |
| Cencora Employee Investment Plan | Cencora, Inc. | PA | DC | 21,967 | $2.44B | $111,218 | $3,952 | $44.87 |
| Owens & Minor 401(k) Savings and Retirement Plan | Owens & Minor, Inc. | VA | DC | 17,272 | $994M | $57,521 | $2,856 | $65.22 |
| Daiichi Sankyo, Inc. Savings and Retirement Plan | Daiichi Sankyo, Inc. | NJ | DC | 3,730 | $964M | $258,349 | $17,336 | $73.54 |
| Herbalife International of America, Inc. Employees 401(k) Profit Sharing | Herbalife International of America, Inc. | CA | DC | 2,992 | $417M | $139,329 | $4,821 | $98.98 |
| Hikma Pharmaceuticals USA Inc. 401(k) Retirement Plan | Hikma Pharmaceuticals USA Inc. | NJ | DC | 2,753 | $275M | $99,820 | $4,497 | $88.66 |
| Merz North America 401(k) Plan | Merz, Incorporated | NC | DC | 1,677 | $237M | $141,319 | $13,778 | $85.02 |
| Ferring Pharmaceuticals Inc. 401(k) Savings Plan | Ferring Pharmaceutical Inc. | NJ | DC | 1,507 | $233M | $154,456 | $8,517 | $28.45 |
| CCS Medical 401(k) Plan | CCS Medical | TX | DC | 1,477 | $46.5M | $31,499 | $1,016 | $90.85 |
| Neill Corporation 401(k) Profit Sharing Plan & Trust | Neill Corporation | LA | DC | 1,269 | $34.5M | $27,165 | $867 | $253 |
| Ipsen Biopharmaceuticals, Inc. U.S. 401(k) Plan | Ipsen Biopharmaceuticals, Inc. | NJ | DC | 1,219 | $206M | $168,838 | $23,408 | $77.03 |
| Pantherx Specialty, LLC 401(k) Plan | Pantherx Specialty, LLC | PA | DC | 1,143 | $28.0M | $24,461 | $2,106 | $184 |
| J M Smith Corporation Profit Sharing and 401(k) Plan | J M Smith Corporation | SC | DC | 859 | $102M | $118,630 | $704 | $69.27 |
| Harry's, Inc. 401(k) Plan | Harry's, Inc. | NY | DC | 842 | $42.4M | $50,391 | $2,919 | $144 |
| Cardinal Health 401(k) Savings Plan for Employees of Puerto Rico | Cardinal Health, Inc. | OH | DC | 823 | $63.9M | $77,637 | $1,828 | $56.55 |
| Ani Pharmaceuticals, Inc. 401(k) Plan | Anip Acquisitions d/b/a Ani Pharmaceuticals, Inc. | MN | DC | 822 | $44.0M | $53,579 | $3,755 | $106 |
| Meridian Bioscience, Inc. Savings & Investment Plan | Meridian Bioscience, Inc. | OH | DC | 813 | $90.5M | $111,262 | $5,304 | $16.12 |
| FFF Enterprises 401(k) Profit Sharing Plan | FFF Enterprises, Inc. | CA | DC | 809 | $53.0M | $65,552 | $1,067 | $183 |
| The Bobrick Corporation Profit Sharing Retirement Plan | The Bobrick Corporation | CA | DC | 795 | $92.1M | $115,899 | $5,377 | $209 |
| Chiesi USA, Inc. 401(k) Retirement Plan | Cornerstone Biopharma, Inc. | NC | DC | 777 | $115M | $148,352 | $13,928 | $308 |
| Guerbet Retirement Savings Plan | Guerbet America LLC | NC | DC | 744 | $65.9M | $88,631 | $5,867 | $68.67 |
| Dr. Reddy's Laboratories Inc. 401(k) Profit Sharing Plan | DR Reddy's Laboratories Inc. | NJ | DC | 741 | $86.7M | $116,955 | $6,789 | $194 |
| Sobi, Inc. 401(k) Retirement Plan | Sobi, Inc. | MA | DC | 740 | $94.8M | $128,146 | $10,359 | $25.75 |
| Morris & Dickson Co., LLC 401(k) Plan | Morris & Dickson Co., LLC | LA | DC | 721 | $75.5M | $104,755 | $2,622 | $146 |
| Natural Organics, Inc. 401(k) Plan | Natural Organics, Inc. | NY | DC | 464 | $30.9M | $66,533 | $715 | $9.57 |
| RR Group, Inc. Employee's Profit Sharing Plan | RR Group Retirement Plan | PR | DC | 456 | $8.9M | $19,554 | $1,387 | $277 |
| Interpace Biosciences 401(k) Plan | Interpace Biosciences | NJ | DC | 436 | $40.2M | $92,247 | $3,885 | $9.87 |
| Apotex Corp. Retirement Savings Plan | Apotex Corp. | FL | DC | 431 | $39.7M | $92,070 | $3,418 | $151 |
| Xec, LLC 401(k) Plan | Xec, LLC | FL | DC | 409 | $11.5M | $28,073 | $637 | $85.12 |
| Unicity 401(k) Profit Sharing Plan | Unicity International, Inc. | UT | DC | 406 | $20.6M | $50,776 | $2,050 | $41.36 |
| Aso 401(k) Savings Plan | Aso LLC | FL | DC | 394 | $20.5M | $52,082 | $1,362 | $9.68 |
| Alfasigma USA, Inc. 401(k) Plan | Alfasigma USA, Inc. | NJ | DC | 348 | $28.2M | $81,126 | $4,539 | $330 |
| Trish McEvoy Ltd. 401(k) Plan | Trish McEvoy Ltd. | NJ | DC | 323 | $9.1M | $28,206 | $8 | $26.46 |
| New Chapter, Inc. 401(k) Plan | New Chapter, Inc. | VT | DC | 282 | $19.5M | $69,020 | $3,454 | $164 |
| Sunrider International Retirement Savings Plan | Sunrider International | CA | DC | 278 | $53.1M | $191,011 | $4,916 | $28.13 |
| Strides Pharma, Inc. 401(k) Profit Sharing Plan & Trust | Strides Pharma, Inc. | NY | DC | 273 | $11.7M | $42,866 | $3,213 | $16.98 |
| Exeltis USA 401(k) Plan | Exeltis USA Inc. | NJ | DC | 271 | $15.8M | $58,429 | $6,213 | $92.05 |
| Luxury Brand Partners LLC 401(k) Plan | Luxury Brand Partners LLC | FL | DC | 267 | $10.1M | $37,886 | — | $13.09 |
By plan size
By state
Questions and answers
How many retirement plans are there in drugs & druggists' sundries?
79 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 108 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in drugs & druggists' sundries?
The median defined contribution plan reported $69,020 in net assets per participant (middle half of plans: $43,686 to $116,772); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in drugs & druggists' sundries?
The median defined contribution plan received $3,328 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in drugs & druggists' sundries?
Among defined contribution plans that report any Schedule C compensation, the median was $95.56 per participant and 0.15% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.