Median employer contributions by state, plan year 2024
Filings received through . A program makes this page from the Form 5500 files with fixed sentence rules.
In plan year 2024, the median employer contribution was highest in the District of Columbia ($4,638) and lowest in Puerto Rico ($1,020).
The figure is for each active participant of a defined contribution plan with 100 or more participants.
The national median was $2,172.
The median was above the national median in 22 of 52 states and territories with 50 plans or more that report the figure.
While applicable plans are required to file a Form 5500 or Form 5500-SF annually, multiple filings may exist for a plan’s single form year if a plan amends their original filing or if a duplicate filing was erroneously submitted.
The dataset listed as “Latest” includes only the latest filing received for a plan with a filing status of “FILING_RECEIVED”.
EBSA wrote these sentences. Copied from Employee Benefits Security Administration, Form 5500 Datasets Guide on .
In plain words: this page shows the latest filing on record for each plan. A plan can amend a filing, and an amended filing replaces the earlier one at the next update. Source of the figures: the Form 5500 datasets, filings received through .
Examples of plan filings
Each row uses the latest filing of one plan. The plan pages give the filing history and the source lines.
| Plan | Plan year | Employer contributions for each active participant | State figures |
|---|---|---|---|
| Cataldo Ambulance Service, Inc. 401(k) Profit Sharing Plan | 2025 | $107 | State data (CSV) |
| Catholic Charities New Hampshire 401(k) Retirement Plan | 2025 | $1,436 | State data (CSV) |
| Omnicell, Inc. 401(k) Plan | 2025 | $2,374 | State data (CSV) |
| Senior Living Residences, LLC 401(k) Plan | 2025 | $657 | State data (CSV) |
| Stop & Shop Supermarket Company 401(k) Plan | 2025 | $3,464 | State data (CSV) |
The state comparison uses plan year 2024. A filing for another plan year describes a different period.
Form 5500 does not state the match formula. These are reported amounts, not benefit promises.
States by median
| State | Plans with the figure | Median employer contributions | Difference from the national median |
|---|---|---|---|
| District of Columbia | 539 | $4,638 | +$2,466 |
| Massachusetts | 2,167 | $2,855 | +$683 |
| Virginia | 1,861 | $2,745 | +$573 |
| Alaska | 133 | $2,666 | +$494 |
| Montana | 186 | $2,630 | +$458 |
| Wyoming | 59 | $2,629 | +$457 |
| Delaware | 187 | $2,563 | +$391 |
| Connecticut | 910 | $2,524 | +$352 |
| North Dakota | 249 | $2,513 | +$341 |
| New York | 4,461 | $2,462 | +$290 |
| New Jersey | 1,811 | $2,449 | +$277 |
| Vermont | 183 | $2,448 | +$276 |
| Colorado | 1,061 | $2,391 | +$219 |
| Washington | 1,338 | $2,377 | +$205 |
| Maryland | 1,279 | $2,343 | +$171 |
| California | 6,833 | $2,321 | +$149 |
| Illinois | 2,913 | $2,316 | +$144 |
| Oregon | 786 | $2,272 | +$100 |
| Utah | 622 | $2,226 | +$54 |
| Wisconsin | 1,634 | $2,204 | +$32 |
| Minnesota | 1,619 | $2,194 | +$22 |
| New Hampshire | 322 | $2,188 | +$16 |
| Iowa | 726 | $2,167 | -$5 |
| Nebraska | 475 | $2,152 | -$20 |
| Georgia | 1,622 | $2,135 | -$38 |
| Pennsylvania | 3,032 | $2,131 | -$41 |
| Missouri | 1,147 | $2,100 | -$72 |
| New Mexico | 209 | $2,095 | -$77 |
| Texas | 4,081 | $2,079 | -$93 |
| West Virginia | 200 | $2,069 | -$103 |
| Maine | 293 | $2,049 | -$123 |
| Ohio | 2,661 | $2,036 | -$136 |
| Kansas | 667 | $2,017 | -$155 |
| Oklahoma | 589 | $1,996 | -$176 |
| Alabama | 682 | $1,979 | -$194 |
| Idaho | 268 | $1,970 | -$203 |
| Hawaii | 202 | $1,967 | -$206 |
| South Dakota | 196 | $1,964 | -$209 |
| North Carolina | 1,538 | $1,962 | -$210 |
| Rhode Island | 222 | $1,932 | -$240 |
| Michigan | 2,063 | $1,887 | -$285 |
| South Carolina | 597 | $1,868 | -$304 |
| Indiana | 1,247 | $1,839 | -$333 |
| Nevada | 315 | $1,825 | -$347 |
| Louisiana | 612 | $1,823 | -$350 |
| Tennessee | 1,141 | $1,800 | -$372 |
| Arkansas | 339 | $1,797 | -$375 |
| Kentucky | 693 | $1,767 | -$405 |
| Mississippi | 264 | $1,764 | -$408 |
| Florida | 2,680 | $1,724 | -$448 |
| Arizona | 903 | $1,649 | -$523 |
| Puerto Rico | 264 | $1,020 | -$1,152 |
How the figures were made
The figure is the cash from employers on Schedule H line 2a(1)(A). The site divides it by the active participants at the end of the plan year. Form 5500 does not state the match formula.
A state needs 50 plans or more with the figure to appear. A plan is in the state of the address of its sponsor. A zero on the line counts as zero, and a blank line gives no figure.
In earlier editions
- October 2026: the first row was District of Columbia ($4,638).