Industry · Form 5500 business code 813000
Religious, Grantmaking, Civic, Professional, & Similar Organizations (including condominium and homeowners associations): retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
1,799 retirement plans in religious, grantmaking, civic, professional, & similar organizations (including condominium and homeowners associations) with 100 or more participants filed Form 5500 for plan year 2024 (1,658 defined contribution, 141 defined benefit). All Form 5500 pension filers in the group reported 1,276,236 participant records and $88.2B in net assets.
The median defined contribution plan held $47,255 per participant, below the national median of $53,031, and its employer put in $2,609 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $113 per participant against $123 nationally.
Employers contributed $2.85B and participants $2.77B during the year, and the plans paid out $7.61B in benefits.
In 2009 the same group numbered 1,912 plans with $32.3B; by 2024 it was 1,799 plans (down 6%) and $88.2B (up 173%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $47,255 | $53,031 | $114,089 | $86,234 |
| Employer contributions per active participant | $2,609 | $2,174 | $13,526 | $10,244 |
| Schedule C compensation per participant | $113 | $123 | $501 | $344 |
| Schedule C compensation, share of net assets | 0.23% | 0.26% | 0.43% | 0.42% |
| Administrative expenses per participant | $98.20 | $116 | $696 | $527 |
Medians across plans with 100 or more participants (1,610 DC and 140 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $23,824 | $47,255 | $104,150 | 1,610 |
| Employer contributions per active participant | $1,158 | $2,609 | $5,705 | 1,546 |
| Schedule C compensation per participant | $37.56 | $113 | $226 | 1,495 |
| Administrative expenses per participant | $26.96 | $98.20 | $197 | 1,562 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 223 | 138,985 | $12.6B | $347M | $455M | $70,165 | $160 |
| 2024 | 1,799 | 1,276,236 | $88.2B | $2.85B | $2.77B | $47,255 | $113 |
| 2023 | 1,827 | 1,280,761 | $80.8B | $2.79B | $2.59B | $40,874 | $95.35 |
| 2022 | 1,958 | 1,261,577 | $71.2B | $2.58B | $2.35B | $31,759 | $91.49 |
| 2021 | 1,937 | 1,233,992 | $81.3B | $2.42B | $2.14B | $37,310 | $95.21 |
| 2020 | 1,954 | 1,206,698 | $76.0B | $2.22B | $1.98B | $34,412 | $81.38 |
| 2019 | 1,947 | 1,198,054 | $67.4B | $2.44B | $1.84B | $29,473 | $69.49 |
| 2018 | 1,930 | 1,161,703 | $58.0B | $2.31B | $1.71B | $25,700 | $60.05 |
| 2017 | 1,928 | 1,151,452 | $59.8B | $2.19B | $1.55B | $26,863 | $53.93 |
| 2016 | 1,905 | 1,125,169 | $52.9B | $2.24B | $1.46B | $24,193 | $43.57 |
| 2015 | 1,882 | 1,106,389 | $47.8B | $2.21B | $1.31B | $22,226 | $36.03 |
| 2014 | 1,878 | 1,110,985 | $50.3B | $2.06B | $1.24B | $22,787 | $34.94 |
| 2013 | 1,878 | 1,114,433 | $48.1B | $2.07B | $1.17B | $22,078 | $28.40 |
| 2012 | 1,904 | 1,111,614 | $42.6B | $2.11B | $1.09B | $18,934 | $28.22 |
| 2011 | 1,882 | 1,098,656 | $37.9B | $2.01B | $1.01B | $16,650 | $27.41 |
| 2010 | 1,903 | 1,078,031 | $36.9B | $1.93B | $959M | $16,636 | $29.30 |
| 2009 | 1,912 | 1,103,030 | $32.3B | $1.70B | $932M | $14,456 | $22.75 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 1,781 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 1,781 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Young Men's Christian Association Retirement Fund Retirement Plan | Young Men's Christian Association Retirement Fund | NY | DC | 99,339 | $3.88B | $39,020 | $4,529 | — |
| The Cultural Institutions Pension Plan | The Cultural Institutions Retirement System | NY | DB | 24,316 | $1.67B | $68,559 | $9,169 | $239 |
| Massachusetts Service Employees' Pension Fund | Trustees of Massachusetts Service Employees' Pension Fund | NY | DB | 22,061 | $297M | $13,457 | $970 | $60.46 |
| Agc Select 401(k) PEP | Plan Professionals, LLC | NJ | DC | 19,193 | $610M | $31,764 | $1,107 | $36.65 |
| SEIU Local No. 4 Pension Fund | Trustees of SEIU Local No. 4 Pension Fund | IL | DB | 17,627 | $88.6M | $5,029 | $562 | $30.25 |
| The Cultural Institutions Savings Plan | The Cultural Institutions Retirement System | NY | DC | 14,828 | $725M | $48,878 | $365 | $42.22 |
| Howard Hughes Medical Institute Retirement Savings Plan | Howard Hughes Medical Institute | MD | DC | 13,330 | $1.97B | $147,550 | $10,263 | $27.97 |
| Boy Scouts of America Master Pension Trust - Boy Scouts of America Retirement Plan for Employees | Boy Scouts of America | TX | DB | 12,553 | $1.40B | $111,531 | — | $472 |
| Ace Retail Savings Plan 401(k) | Ace Hardware Corporation | IL | DC | 11,052 | $188M | $17,014 | $552 | $96.61 |
| Club Retirement Plan | The Club Management Association of America | VA | DC | 8,662 | $263M | $30,306 | $1,107 | $224 |
| Apella Health Management, Inc. Retirement Savings Plan | Apella Health Management, Inc. | SC | DC | 8,020 | $168M | $20,899 | $1,531 | $83.18 |
| American Heart Association, Inc. 403(b) Pension Plan | American Heart Association, Inc. | TX | DC | 7,273 | $452M | $62,143 | — | $24.38 |
| Ascension Healthcare 401(k) Retirement Savings Plan | Ascension Health DBA Ascension Healthcare | MO | DC | 7,250 | $600M | $82,750 | — | $45.43 |
| Bsa Match Savings Plan | Boy Scouts of America | TX | DC | 7,200 | $292M | $40,587 | $1,720 | $71.26 |
| Texo Members 401(k) Plan | Texo Abc-Agc, Inc. | TX | DC | 7,018 | $117M | $16,647 | $744 | $134 |
| American Heart Association, Inc. Qualified Retirement Plan | American Heart Association, Inc. | TX | DC | 6,853 | $605M | $88,352 | $9,276 | $37.09 |
| Nature Conservancy Savings & Retirement Plan | The Nature Conservancy | VA | DC | 6,763 | $1.43B | $212,139 | $7,239 | $35.91 |
| National Girl Scout Council Retirement Plan | Girl Scouts of the USA | NY | DB | 6,669 | $430M | $64,467 | $29,991 | $266 |
| American Cancer Society 403(b) Plan | American Cancer Society, Inc. | GA | DC | 6,376 | $426M | $66,739 | $4,135 | $67.22 |
| Vizient 401(k) Savings Plan | Vizient, Inc. | TX | DC | 6,320 | $1.11B | $176,165 | $5,070 | $122 |
| Finra Savings Plus Plan | Finra | DC | DC | 6,201 | $2.49B | $401,128 | $16,320 | $127 |
| Aarp Employees' Pension Plan | Aarp | DC | DB | 5,813 | $1.57B | $270,431 | $9,174 | $1,426 |
| Acce Benefit Trust Profit Sharing Plan | Acce Benefit Trust | VA | DC | 5,598 | $539M | $96,305 | $4,690 | $315 |
| American Cancer Society, Inc. Retirement Annuity Plan | American Cancer Society, Inc. | GA | DB | 5,319 | $445M | $83,616 | — | $195 |
| The Driscoll Children's Health 403(b) Retirement Plan | Driscoll Children's Health | TX | DC | 5,244 | $249M | $47,553 | $0 | $18.05 |
| Marine Industry Retirement Plan | National Marine Manufacturers Association, Inc. | IL | DC | 5,065 | $136M | $26,849 | $1,221 | $128 |
| Irc 403(b) Retirement Savings Plan | International Rescue Committee | NY | DC | 5,036 | $253M | $50,273 | $5,307 | $71.01 |
| FCP Retirement Plan | Forest County Potawatomi Community | WI | DC | 4,856 | $144M | $29,576 | $1,318 | $67.47 |
| Ingalls Health System Smart Money Retirement Plan | Uchicago Medicine Network, Inc. | IL | DC | 4,853 | $166M | $34,181 | $938 | $40.32 |
| Fourth Retirement Savings Plan | Choice Employer Solutions, Inc. | FL | DC | 4,663 | $21.9M | $4,687 | $160 | $48.39 |
| Retirement Plan for Draper Employees | The Charles Stark Draper Laboratory, Inc. | MA | DB | 4,581 | $1.31B | $285,726 | $13,259 | $107 |
| Samaritan Village, Inc. Retirement Plan | Samaritan Daytop Village, Inc. | NY | DC | 4,547 | $57.0M | $12,538 | $2,382 | $66.41 |
| The Driscoll Children's Health Employer Matching and Retirement Plan | Driscoll Children's Health | TX | DC | 4,529 | $267M | $58,924 | $5,700 | $2.38 |
| Pga Tour Employees Savings Plan | Pga Tour, Inc. | FL | DC | 4,492 | $291M | $64,726 | $2,564 | $28.64 |
| Peckham, Inc. 403(b) Tda Plan | Peckham, Inc. | MI | DC | 4,454 | $67.2M | $15,095 | — | $58.48 |
| Nonprofit Association of the Midlands 403(b) Plan | Nonprofit Association of the Midlan DS | NE | DC | 4,300 | $54.8M | $12,746 | $962 | $44.60 |
| Fba Retirement Plan | Austin 3(16) Fiduciary Limited | NY | DC | 4,294 | $7.6M | $1,775 | $39 | $62.27 |
| Calista 401(k) Retirement Plan | Calista Corporation | AK | DC | 4,291 | $184M | $42,969 | $1,547 | $77.54 |
| Consolidated Retirement Plan | Board of Trustees Consolidated Retirement Fund | NY | DB | 4,269 | $492M | $115,218 | $15,664 | $519 |
| Hrsa-Ila Pension Plan | Board of Trustees of the Hrsa-Ila Pension Plan | VA | DB | 4,245 | $595M | $140,048 | $8,555 | $795 |
By plan size
By state
Questions and answers
How many retirement plans are there in religious, grantmaking, civic, professional, & similar organizations (including condominium and homeowners associations)?
1,799 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 2,271 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in religious, grantmaking, civic, professional, & similar organizations (including condominium and homeowners associations)?
The median defined contribution plan reported $47,255 in net assets per participant (middle half of plans: $23,824 to $104,150); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in religious, grantmaking, civic, professional, & similar organizations (including condominium and homeowners associations)?
The median defined contribution plan received $2,609 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in religious, grantmaking, civic, professional, & similar organizations (including condominium and homeowners associations)?
Among defined contribution plans that report any Schedule C compensation, the median was $113 per participant and 0.23% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.