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Industry · Form 5500 business code 621210
Offices of Dentists: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
182 retirement plans in offices of dentists with 100 or more participants filed Form 5500 for plan year 2024 (181 defined contribution, 1 defined benefit). All Form 5500 pension filers in the group reported 216,253 participant records and $6.86B in net assets.
The median defined contribution plan held $28,524 per participant, well below the national median of $53,031, and its employer put in $1,532 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $108 per participant against $123 nationally.
Employers contributed $168M and participants $615M during the year, and the plans paid out $617M in benefits.
In 2009 the same group numbered 92 plans with $829M; by 2024 it was 182 plans (up 98%) and $6.86B (up 727%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $28,524 | $53,031 | $212,209 | $86,234 |
| Employer contributions per active participant | $1,532 | $2,174 | $12,903 | $10,244 |
| Schedule C compensation per participant | $108 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.36% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $116 | $116 | $8.33 | $527 |
Medians across plans with 100 or more participants (170 DC and 1 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $16,677 | $28,524 | $45,882 | 170 |
| Employer contributions per active participant | $726 | $1,532 | $2,708 | 145 |
| Schedule C compensation per participant | $55.91 | $108 | $185 | 164 |
| Administrative expenses per participant | $58.44 | $116 | $197 | 170 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 23 | 13,613 | $321M | $5.9M | $22.1M | $35,361 | $150 |
| 2024 | 182 | 216,253 | $6.86B | $168M | $615M | $28,524 | $108 |
| 2023 | 173 | 200,503 | $5.73B | $153M | $555M | $24,868 | $96.61 |
| 2022 | 191 | 197,754 | $4.52B | $120M | $463M | $19,532 | $73.85 |
| 2021 | 172 | 169,180 | $4.68B | $90.7M | $346M | $24,549 | $84.88 |
| 2020 | 149 | 143,002 | $3.83B | $73.5M | $255M | $22,867 | $76.04 |
| 2019 | 137 | 132,497 | $3.22B | $70.0M | $246M | $21,624 | $77.92 |
| 2018 | 131 | 122,834 | $2.54B | $63.4M | $204M | $18,797 | $74.00 |
| 2017 | 125 | 116,694 | $2.54B | $53.4M | $174M | $20,195 | $59.10 |
| 2016 | 112 | 107,616 | $2.03B | $50.4M | $141M | $17,855 | $51.98 |
| 2015 | 111 | 105,770 | $1.80B | $44.9M | $125M | $16,888 | $41.19 |
| 2014 | 104 | 104,837 | $1.75B | $41.5M | $106M | $18,430 | $23.07 |
| 2013 | 91 | 108,243 | $1.56B | $39.1M | $92.9M | $18,350 | $23.05 |
| 2012 | 88 | 107,773 | $1.25B | $34.3M | $82.4M | $13,933 | $25.33 |
| 2011 | 88 | 111,667 | $1.03B | $47.2M | $76.2M | $12,539 | $34.47 |
| 2010 | 88 | 119,285 | $941M | $50.0M | $70.2M | $13,112 | $26.91 |
| 2009 | 92 | 145,714 | $829M | $53.0M | $77.3M | $10,913 | $26.89 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 178 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 178 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Heartland Dental 401(k) and Stock Participation Plan | Heartland Dental, LLC | IL | DC | 27,923 | $1.14B | $40,709 | — | $47.08 |
| Tag the Aspen Group 401(k) Plan | Team Tag Services, LLC | NY | DC | 23,630 | $597M | $25,261 | $1,424 | $26.37 |
| Onesmile 401(k) Plan and Trust | Onesmile, LLC | CA | DC | 9,768 | $349M | $35,698 | $0 | $53.93 |
| Western Dental Services, Inc. 401(k) Plan | Western Dental Services, Inc. | CA | DC | 7,088 | $154M | $21,711 | — | $17.99 |
| Dental Care Alliance 401(k) Plan | Dental Care Alliance | FL | DC | 5,529 | $184M | $33,249 | — | $120 |
| Smile Doctors Retirement Plan | Smile Doctors LLC | TX | DC | 3,883 | $51.5M | $13,267 | $304 | $37.44 |
| Totalmed Staffing, Inc. 401(k) Profit Sharing Plan and Trust | Totalmed Staffing, Inc. | WI | DC | 3,696 | $37.3M | $10,102 | $642 | $55.97 |
| North American Dental Management, LLC 401(k) Plan | North American Dental Management, LLC | PA | DC | 3,506 | $72.5M | $20,684 | $148 | $58.06 |
| Great Expressions Dental Centers Employee Retirement Plan | Adg, LLC | MI | DC | 3,473 | $98.4M | $28,345 | $0 | $86.60 |
| Affordable Care, LLC Multiple Employer 401(k) Plan | Affordable Care, LLC | NC | DC | 3,382 | $235M | $69,558 | $3,524 | $135 |
| D4C Dental Brands, Inc. 401(k) Plan | D4C Dental Brands, Inc. | GA | DC | 3,307 | $45.5M | $13,745 | $0 | $119 |
| U.S. Oral Surgery Management, LLC Retirement Plan | U.S. Oral Surgery Management, LLC | TX | DC | 3,106 | $238M | $76,601 | $3,846 | $60.74 |
| Specialty Dental Brands 401(k) Plan | Vardiman Black Holdings, LLC DBA Specialty Dental Brands | TN | DC | 2,855 | $71.1M | $24,890 | $2,130 | $180 |
| Interdent Service Corporation 401(k) Plan | Interdent Service Corporation | CA | DC | 2,581 | $100M | $38,775 | $708 | $163 |
| Specialized Dental Partners 401(k) Plan | Specialized Dental Partners, LLC | TN | DC | 2,570 | $59.6M | $23,181 | $1 | $55.73 |
| Mortenson Dental Partners 401(k) Plan | Mortenson Family Dental Holdings, Inc. | KY | DC | 2,373 | $61.9M | $26,065 | — | $90.54 |
| Mortenson Dental Partners Employee Stock Ownership Plan | Mortenson Family Dental Holdings, Inc. | KY | DC | 2,220 | $70.9M | $31,926 | $1,218 | $82.71 |
| SDG MGMT Company, LLC 401(k) Plan | SDG MGMT Company, LLC | NY | DC | 2,174 | $76.6M | $35,228 | $2,142 | $96.41 |
| SPECIALTY1 Partners 401(k) Plan | ENDO1 Partners DBA SPECIALTY1 Partners LLC | TX | DC | 2,168 | $63.5M | $29,270 | $1,132 | $85.95 |
| DENTAL365 401(k) Plan | Premier Care Dental Management, LLC | NY | DC | 2,085 | $54.7M | $26,224 | $2,075 | $107 |
| 42 North Dental, LLC 401(k) Plan | 42 North Dental, LLC | MA | DC | 2,064 | $60.4M | $29,258 | $0 | $58.05 |
| Paradigm Oral Health 401(k) Profit Sharing Plan | Ois Management Services, LLC d/b/a Paradigm Oral Health | NE | DC | 1,997 | $46.1M | $23,084 | $1,751 | $36.92 |
| Lightwave Dental Retirement Plan | Light Wave Dental Management, LLC | VA | DC | 1,939 | $53.7M | $27,700 | $1,673 | $90.95 |
| Eassist Dental Solutions 401(k) Plan | Eassist Dental Solutions, Inc. | UT | DC | 1,888 | $2.2M | $1,170 | $138 | $31.19 |
| Sage Dental 401(k) Plan | Sage Dental Management, LLC | FL | DC | 1,846 | $15.7M | $8,517 | $3 | $70.61 |
| Redwood Dental Group 401(k) Profit Sharing Plan and Trust | Redwood Dental Group | MI | DC | 1,810 | $28.4M | $15,684 | $478 | $44.78 |
| Park Dental Partners 401(k) Plan | Park Dental Partners, Inc. | MN | DC | 1,675 | $199M | $118,558 | $2,805 | $118 |
| Imagen Dental Partners MEP 401(k) Plan | Imagen Dental Partners Association I | AZ | DC | 1,648 | $34.1M | $20,665 | $1,296 | $57.44 |
| Retirement Income Security Plan-Nuvia Dental Implant Center | Nuvia Mso, LLC | UT | DC | 1,648 | $6.7M | $4,080 | $521 | $50.40 |
| Willamette Dental Group, P.C. 401(k) Savings Plan | Willamette Dental Group, P.C. | OR | DC | 1,637 | $182M | $111,182 | $3,639 | $127 |
| Ideal People Services 401(k) Plan | Ideal People Services LLC | TX | DC | 1,573 | $15.1M | $9,630 | — | $59.59 |
| Sga Dental Partners Opco LLC 401(k) Profit Sharing Plan | Sga Dental Partners Opco LLC | GA | DC | 1,450 | $14.2M | $9,812 | $0 | $37.90 |
| Dental Care Alliance Group 401(k) Plan | Dental Care Alliance | FL | DC | 1,410 | $51.0M | $36,142 | — | $125 |
| Jefferson Dental Clinics 401(k) Profit Sharing Plan | JDC Healthcare, PLLC DBA Jefferson Dental Clinics | TX | DC | 1,407 | $8.4M | $5,997 | $0 | $9.23 |
| RCS 401(k) Retirement Savings Plan | Riccobene Central Services, Inc. | NC | DC | 1,381 | $13.5M | $9,766 | $258 | $60.23 |
| Advantage Dental Plus 401(k) Plan | Dentaquest Care Group Management, LLC | OR | DC | 1,365 | $27.9M | $20,431 | $841 | $28.39 |
| Beacon Oral Specialists 401(k) Plan | Beacon Oral Specialists Management LLC | TX | DC | 1,287 | $54.0M | $41,935 | $2,107 | $251 |
| Spring Dental 401(k) Plan | Spring Dental | OK | DC | 1,249 | $3.8M | $3,050 | — | $65.92 |
| Oral Surgery Partners Mso, LLC 401(k) Profit Sharing Plan and Trust | Oral Surgery Partners Mso, LLC | MO | DC | 1,242 | $50.3M | $40,500 | $7,380 | $138 |
| Chord 401(k) Plan | Cdha Holdings, LLC | TN | DC | 1,193 | $22.3M | $18,664 | $1,643 | $10.26 |
By plan size
By state
Questions and answers
How many retirement plans are there in offices of dentists?
182 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 1,367 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in offices of dentists?
The median defined contribution plan reported $28,524 in net assets per participant (middle half of plans: $16,677 to $45,882); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in offices of dentists?
The median defined contribution plan received $1,532 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in offices of dentists?
Among defined contribution plans that report any Schedule C compensation, the median was $108 per participant and 0.36% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.