Industry · Form 5500 business code 453210
Office Supplies & Stationery Stores: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 23 retirement plans in office supplies & stationery stores with 100 or more participants filed Form 5500: 22 defined contribution and 1 defined benefit. They reported 81,088 participant records and $4.53B in net assets, counting every plan on the form.
The median defined contribution plan held $54,529 per participant, close to the national median of $53,031, and its employer put in $1,260 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $154 per participant against $123 nationally.
Employers contributed $49.5M and participants $171M during the year, and the plans paid out $560M in benefits.
In 2009 the same group numbered 46 plans with $3.42B; by 2024 it was 23 plans (down 50%) and $4.53B (up 33%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $54,529 | $53,031 | $47,404 | $86,234 |
| Employer contributions per active participant | $1,260 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $154 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.27% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $132 | $116 | $265 | $527 |
Medians across plans with 100 or more participants (21 DC and 1 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $46,850 | $54,529 | $73,831 | 21 |
| Employer contributions per active participant | $816 | $1,260 | $1,864 | 21 |
| Schedule C compensation per participant | $48.85 | $154 | $207 | 19 |
| Administrative expenses per participant | $39.90 | $132 | $214 | 21 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 23 | 81,088 | $4.53B | $49.5M | $171M | $54,529 | $154 |
| 2023 | 23 | 81,871 | $4.27B | $51.7M | $173M | $50,291 | $124 |
| 2022 | 29 | 94,717 | $4.81B | $66.5M | $210M | $41,431 | $134 |
| 2021 | 34 | 102,387 | $6.49B | $65.2M | $214M | $52,502 | $183 |
| 2020 | 32 | 101,447 | $6.06B | $60.1M | $208M | $45,783 | $171 |
| 2019 | 35 | 109,176 | $5.55B | $75.3M | $208M | $38,832 | $163 |
| 2018 | 37 | 107,564 | $4.38B | $69.9M | $204M | $36,400 | $144 |
| 2017 | 33 | 92,211 | $4.79B | $75.1M | $197M | $38,818 | $85.75 |
| 2016 | 34 | 116,259 | $4.26B | $120M | $193M | $36,718 | $106 |
| 2015 | 34 | 138,005 | $4.23B | $71.5M | $190M | $26,414 | $69.22 |
| 2014 | 39 | 120,835 | $4.61B | $70.9M | $175M | $35,796 | $85.08 |
| 2013 | 40 | 126,276 | $4.44B | $87.6M | $171M | $29,631 | $47.11 |
| 2012 | 42 | 130,321 | $3.90B | $79.9M | $164M | $29,960 | $25.52 |
| 2011 | 45 | 133,817 | $3.63B | $61.7M | $158M | $25,907 | $34.20 |
| 2010 | 48 | 141,512 | $3.74B | $41.0M | $144M | $24,467 | $40.00 |
| 2009 | 46 | 140,688 | $3.42B | $119M | $135M | $21,215 | $46.31 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 23 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 23 largest by participants of 23 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| The Odp Corporation Retirement Savings Plan | Odp International, LLC | FL | DC | 24,429 | $1.33B | $54,529 | $816 | $48.54 |
| Staples, Inc. Employees' 401(k) Savings Plan | Staples, Inc. | MA | DC | 18,045 | $1.52B | $83,996 | $1,515 | $52.27 |
| Staples US Retail 401(k) Retirement Plan | Usr Parent Inc. | MA | DC | 12,880 | $405M | $31,414 | $559 | $43.62 |
| Officemax Consolidated Pension Plan | Officemax Inc., a Wholly Owned Subsidiary of the Odp Corporation | FL | DB | 11,626 | $551M | $47,404 | — | — |
| W. B. Mason Company Retirement 401(k) Plan & Trust | W. B. Mason Co. Inc. | MA | DC | 3,984 | $240M | $60,144 | $1 | $95.08 |
| Complete Office 401(k) Plan and Trust | Complete Office, LLC | WI | DC | 1,457 | $73.9M | $50,693 | $1,096 | $9.42 |
| Ubeo 401(k) Retirement Plan | Ubeo, LLC | TX | DC | 1,412 | $79.1M | $55,991 | $1,746 | $49.15 |
| American Solutions for Business Employee Stock Ownership Plan | American Business Forms, Inc. | MN | DC | 1,230 | $46.3M | $37,617 | $1,592 | — |
| American Solutions for Business 401(k) Plan | American Business Forms, Inc. | MN | DC | 1,103 | $53.8M | $48,759 | — | $190 |
| TSRC, Inc. Savings & Investment Plan | TSRC, Inc. | VA | DC | 681 | $39.3M | $57,679 | $481 | $219 |
| Les Olson Company, Inc. Profit Sharing Plan | Les Olson Company, Inc. | UT | DC | 477 | $35.2M | $73,831 | $4,149 | $250 |
| All Copy Products, Inc. 401(k) Profit Sharing Plan | All Copy Products, Inc. | CO | DC | 444 | $22.9M | $51,566 | $954 | $28.80 |
| Kelley Create Co. 401(k) Profit Sharing Plan | Kelley Create Co. | WA | DC | 436 | $19.8M | $45,504 | $2,516 | $165 |
| Storr Office Environments, Inc. 401(k) Profit Sharing Plan | Storr Office Environments, Inc. | NC | DC | 356 | $16.7M | $46,850 | $1,656 | $177 |
| Eakes, Inc. 401(k) Retirement Savings Plan | Eakes, Inc. | NE | DC | 343 | $25.2M | $73,377 | $1,260 | $196 |
| Innovative Office Solutions 401(k) Plan | Innovative Office Solutions | MN | DC | 332 | $18.7M | $56,449 | $770 | $154 |
| The Bay Co. 401(k) Plan | Sfo Forecast, Inc. | CA | DC | 279 | $7.4M | $26,547 | $1,098 | $67.91 |
| Storey-Kenworthy Company 401(k) Profit Sharing Plan and Trust | Storey-Kenworthy Company | IA | DC | 243 | $34.3M | $141,146 | $7,793 | $665 |
| Human Active Technology, LLC. 401(k) Profit Sharing Plan | Human Active Technology, LLC | PA | DC | 204 | $15.7M | $77,081 | $1,864 | $289 |
| Inhealth Systems and Services Employee Stock Ownership Plan | Spinnaker Realty, Inc. | GA | DC | 184 | −$6.0M | — | $14,837 | — |
| Office Depot Puerto Rico, LLC Retirement Savings Plan | Odp International, LLC | FL | DC | 182 | $3.1M | $16,890 | $372 | $37.19 |
| North Country Business Products Associate Stock Ownership Plan | North Country Business Products, Inc. | MN | DC | 174 | $14.0M | $80,373 | $5,342 | — |
| North Country Business Products 401(k) Plan | North Country Business Products, Inc. | MN | DC | 170 | $13.9M | $81,601 | $936 | $295 |
By plan size
By state
Questions and answers
How many retirement plans are there in office supplies & stationery stores?
23 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 57 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in office supplies & stationery stores?
The median defined contribution plan reported $54,529 in net assets per participant (middle half of plans: $46,850 to $73,831); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in office supplies & stationery stores?
The median defined contribution plan received $1,260 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in office supplies & stationery stores?
Among defined contribution plans that report any Schedule C compensation, the median was $154 per participant and 0.27% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.