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Industry · Form 5500 business code 448190

Other Clothing Stores: retirement plans

Plans whose sponsor entered this principal business activity code on Form 5500.

Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.

33 retirement plans in other clothing stores with 100 or more participants filed Form 5500 for plan year 2024 (31 defined contribution, 2 defined benefit). All Form 5500 pension filers in the group reported 80,562 participant records and $3.03B in net assets.

The median defined contribution plan held $38,542 per participant, well below the national median of $53,031, and its employer put in $1,002 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $71.94 per participant against $123 nationally.

Employers contributed $71.8M and participants $156M during the year, and the plans paid out $317M in benefits.

In 2009 the same group numbered 52 plans with $767M; by 2024 it was 33 plans (down 37%) and $3.03B (up 295%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.

33plans with 100+ participants, plan year 202431 DC · 2 DB
$3.03Bnet assets, all Form 5500 pension filers80,562 participant records
$38,542median DC plan assets per participantUS $53,031
$71.94median Schedule C compensation per participant (DC)US $123

Medians compared with all US plans

Median plan, plan year 2024Industry: DCUS: DCIndustry: DBUS: DB
Net assets per participant$38,542$53,031$43,006$86,234
Employer contributions per active participant$1,002$2,174$16,000$10,244
Schedule C compensation per participant$71.94$123$268$344
Schedule C compensation, share of net assets0.27%0.26%0.77%0.42%
Administrative expenses per participant$60.50$116$716$527

Medians across plans with 100 or more participants (31 DC and 2 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.

Distribution of DC plans

Measure25th percentileMedian75th percentilePlans
Net assets per participant$16,276$38,542$50,37831
Employer contributions per active participant$414$1,002$1,93430
Schedule C compensation per participant$31.84$71.94$14329
Administrative expenses per participant$31.22$60.50$14031

Trend by plan year

2009: $767M2010: $852M2011: $863M2012: $1.50B2013: $1.76B2014: $1.83B2015: $1.88B2016: $2.00B2017: $2.25B2018: $2.18B2019: $2.62B2020: $2.87B2021: $3.11B2022: $2.35B2023: $2.71B2024: $3.03B$767M$3.11B$3.03B20092012201620202024
Net assets, all Form 5500 pension filers
2009: 522010: 402011: 412012: 372013: 402014: 392015: 452016: 472017: 492018: 462019: 472020: 442021: 442022: 442023: 332024: 33523320092012201620202024
Plans with 100 or more participants
Plan yearPlans 100+ParticipantsNet assetsEmployer contributionsParticipant contributionsMedian DC assets / participantMedian DC Sch. C / participant
20243380,562$3.03B$71.8M$156M$38,542$71.94
20233376,554$2.71B$87.4M$149M$30,088$63.98
20224479,510$2.35B$58.6M$143M$22,557$87.30
20214481,336$3.11B$81.6M$128M$30,590$99.24
20204474,925$2.87B$68.6M$109M$25,370$79.48
20194778,855$2.62B$86.6M$120M$19,910$57.38
20184676,543$2.18B$78.0M$110M$16,763$66.10
20174981,517$2.25B$70.1M$103M$17,624$63.43
20164780,314$2.00B$65.1M$99.0M$14,804$37.99
20154570,406$1.88B$45.6M$92.1M$15,196$31.09
20143974,557$1.83B$41.6M$86.9M$14,004$21.51
20134076,862$1.76B$38.4M$80.6M$13,648$35.00
20123766,757$1.50B$35.2M$71.5M$10,521$40.63
20114150,388$863M$39.3M$30.5M$11,411$41.23
20104044,894$852M$33.3M$29.0M$13,660$41.09
20095251,129$767M$52.4M$29.8M$11,954$38.89

Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.

Provider share

Service provider organisations named most often on the Schedule C of the 34 plans on this page's list, by number of plans. A plan usually names several providers.

ADP, Inc.4 · 12%

Largest plans

The 34 largest by participants of 34 plans with a page on this site.

PlanSponsorStateTypeParticipantsNet assetsPer participantEmployer / activeSch. C / participant
Lululemon Savings PlanLululemon Athletica Inc.DEDC19,862$218M$10,995$822$30.59
The Neiman Marcus Group LLC Retirement Savings PlanThe Neiman Marcus Group LLCTXDC14,661$1.39B$95,093$2,781$52.80
Tillys 401(k) PlanTillysCADC8,593$46.9M$5,461$0$4.82
The Talbots Retirement Savings 401(k) PlanThe Talbots LLCMADC6,140$237M$38,542$500$96.28
The Realreal 401(k) PlanThe RealrealCADC5,712$60.8M$10,651$174$60.50
The Neiman Marcus Group LLC Retirement PlanThe Neiman Marcus Group LLCTXDB5,552$328M$59,112$16,000$220
Z.I.P.Zumiez Inc.WADC2,755$76.9M$27,906$431$52.95
Hugo Boss U.S.A, 401(k) Savings PlanHugo Boss USANYDC2,268$51.2M$22,575$1,013$38.95
Giorgio Armani 401(k)Giorgio Armani CorporationNYDC2,029$86.3M$42,534$404$115
Vuori 401(k) PlanVuori, Inc.CADC1,829$10.8M$5,920$487$20.25
Hermes of Paris, Inc. Retirement and Savings PlanHermes of Paris, Inc.NYDC1,791$178M$99,591$4,705$100
Thredup 401(k) PlanThredup Inc.CADC1,728$18.5M$10,732$0$38.27
Vince Holding Corp. 401(k)Vince Holding Corp.NYDC1,324$27.8M$20,972$990$53.95
Local 108 Retirement PlanBoard of Trustees Local 108 Retirement PlanNJDB1,058$28.5M$26,900—$317
True Religion Apparel, Inc. 401(k) PlanTrue Religion Apparel, Inc.CADC991$20.0M$20,169$27$83.19
Allsaints USA Limited 401(k) PlanAllsaints, USA LimitedCADC586$1.7M$2,937$179$45.79
Mitchells Employee Savings & Retirement PlanEd Mitchell, Inc.CTDC505$77.0M$152,443$1,722$416
Black & McDonald, Inc. 401(k) PlanBlack & McDonald, Inc.MODC490$15.5M$31,562$2,508$167
Uniform Advantage 401(k) PlanZier, Inc. DBA Uniform AdvantageFLDC378$18.3M$48,360$1,246$124
Ashley Stewart, Inc. 401(k) PlanAshley Stewart, Inc.NJDC374$11.0M$29,386$0—
Mashburn 401(k) PlanMashburn, LLCGADC326$4.9M$14,924$1,848$9.75
Kenneth Cole Productions, Inc. 401(k) Profit Sharing PlanKenneth Cole Productions, Inc.NYDC303$34.0M$112,058$5,310$132
Chef Works 401(k) Profit Sharing PlanChef Works, Inc.CADC293$20.4M$69,707$1,506$239
Overland Sheepskin Co. 401(k) PlanOverland Sheepskin Co., Inc.IADC275$14.0M$50,851$1,962$14.64
Work'n Gear 401(k) Savings PlanWork'n Gear LLCMADC250$5.6M$22,210$0$133
Flynn & O'Hara Retirement PlanFlynn & O'Hara Uniforms, Inc.PADC250$12.4M$49,709$835$143
Name Brands, Inc. Employees Profit Sharing PlanName Brands, Inc.OKDC232$25.0M$107,802$1,203$6.29
Kleinfeld Associates 401(k) PlanKleinfeld Bridal Corp.NYDC225$4.0M$17,628—$1.28
Fat Face Inc. 401(k) PlanFat Face Inc.DEDC206$400K$1,943$800$147
Mother LLC 401(k) Profit Sharing Plan & TrustMother LLCCADC172$6.6M$38,656$3,056$71.94
Boyds, L.P. 401(k) & Profit Sharing PlanBoyds, L.P.PADC153$7.6M$49,905$2,238—
Sharpe Dry Goods of Checotah 401(k) PlanSharpe Dry Goods Company of Checotah, LLCOKDC149$5.8M$38,592$1,707$262
Signal Products, LLC. Profit Sharing PlanSignal Products, LLCCADC123$15.4M$125,164$2,358$52.29
Q4 Designs LLC 401(k) Profit Sharing Plan & TrustQ4 Designs LLCNYDC117$5.6M$48,208$292$208

By plan size

By state

Questions and answers

How many retirement plans are there in other clothing stores?

33 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 82 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.

What is the typical 401(k) balance in other clothing stores?

The median defined contribution plan reported $38,542 in net assets per participant (middle half of plans: $16,276 to $50,378); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.

What do employers contribute in other clothing stores?

The median defined contribution plan received $1,002 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.

What are average 401(k) fees in other clothing stores?

Among defined contribution plans that report any Schedule C compensation, the median was $71.94 per participant and 0.27% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.

Where does this come from?

Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.

Provenance

Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.