Industry · Form 5500 business code 448150
Clothing Accessories Stores: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
22 retirement plans in clothing accessories stores with 100 or more participants filed Form 5500 for plan year 2024 (22 defined contribution, 0 defined benefit). All Form 5500 pension filers in the group reported 44,161 participant records and $804M in net assets.
The median defined contribution plan held $20,037 per participant, well below the national median of $53,031, and its employer put in $1,563 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $68.35 per participant against $123 nationally.
Employers contributed $29.2M and participants $65.4M during the year, and the plans paid out $97.3M in benefits.
In 2009 the same group numbered 13 plans with $74.2M; by 2024 it was 22 plans (up 69%) and $804M (up 984%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $20,037 | $53,031 | — | $86,234 |
| Employer contributions per active participant | $1,563 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $68.35 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.35% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $69.26 | $116 | — | $527 |
Medians across plans with 100 or more participants (21 DC and 0 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $6,793 | $20,037 | $40,715 | 21 |
| Employer contributions per active participant | $680 | $1,563 | $2,995 | 19 |
| Schedule C compensation per participant | $32.28 | $68.35 | $100 | 19 |
| Administrative expenses per participant | $30.66 | $69.26 | $103 | 21 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 22 | 44,161 | $804M | $29.2M | $65.4M | $20,037 | $68.35 |
| 2023 | 22 | 38,383 | $702M | $27.5M | $62.0M | $17,454 | $38.74 |
| 2022 | 21 | 38,026 | $568M | $23.5M | $58.9M | $10,035 | $48.33 |
| 2021 | 20 | 30,175 | $619M | $20.1M | $45.7M | $12,539 | $41.02 |
| 2020 | 23 | 28,280 | $538M | $15.0M | $38.1M | $13,848 | $52.19 |
| 2019 | 21 | 30,796 | $481M | $17.7M | $40.4M | $16,582 | $30.38 |
| 2018 | 20 | 28,032 | $386M | $15.0M | $36.8M | $14,625 | $38.64 |
| 2017 | 20 | 24,501 | $375M | $14.4M | $29.6M | $19,899 | $25.75 |
| 2016 | 17 | 21,687 | $303M | $11.5M | $26.2M | $21,371 | $34.82 |
| 2015 | 16 | 18,982 | $264M | $11.2M | $24.6M | $19,139 | $20.08 |
| 2014 | 15 | 21,891 | $253M | $9.9M | $21.7M | $21,619 | $13.29 |
| 2013 | 14 | 16,158 | $150M | $5.1M | $13.9M | $19,653 | $14.49 |
| 2012 | 14 | 13,804 | $110M | $3.4M | $9.3M | $17,651 | $21.14 |
| 2011 | 14 | 16,785 | $94.7M | $2.9M | $8.9M | $15,005 | $25.78 |
| 2010 | 13 | 18,692 | $93.0M | $2.6M | $8.0M | $18,480 | $21.97 |
| 2009 | 13 | 12,796 | $74.2M | $2.0M | $6.4M | $14,944 | $37.33 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 22 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 22 largest by participants of 22 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Claire's Stores Inc. 401(k) Savings and Retirement Plan | Claire's Stores, Inc. | IL | DC | 10,233 | $52.1M | $5,094 | $115 | $1.06 |
| Kering Americas, Inc. Retirement and Savings Plan | Kering Americas, Inc. | NJ | DC | 7,406 | $345M | $46,573 | $2,891 | $30.51 |
| Torrid 401(k) Plan | Torrid LLC | CA | DC | 6,304 | $29.2M | $4,640 | $140 | $7.63 |
| Hot Topic 401(k) Plan | Hot Topic, Inc. | CA | DC | 6,168 | $41.9M | $6,793 | $191 | $34.05 |
| Tory Burch, LLC 401(k) Plan | Tory Burch, LLC | NY | DC | 5,039 | $118M | $23,367 | $1,236 | $39.46 |
| Cosa Nova Holdings, Inc. 401(k) Plan | A & M (2015) LLC | NJ | DC | 1,863 | $11.4M | $6,114 | — | $68.35 |
| Lids 401(k) Salary Deferral Plan | Lids Holdings Inc. | IN | DC | 1,753 | $14.5M | $8,282 | $840 | $76.10 |
| Rainbow/marianne Puerto Rico 401(k) Plan | The New 5-7-9 & Beyond, Inc. | NY | DC | 946 | $1.5M | $1,569 | $96 | $10.48 |
| Cole Haan Retirement Plan | Cole Haan LLC | NH | DC | 945 | $84.7M | $89,634 | $3,395 | $24.48 |
| Beeline Group 401(k) Plan | Beeline Import and Services LLC | GA | DC | 621 | $8.8M | $14,216 | $767 | $139 |
| Dolce & Gabbana USA, Inc. 401(k) Plan | Dolce & Gabbana USA, Inc. | NY | DC | 610 | $24.4M | $40,022 | $2,116 | $87.81 |
| Fila USA, Inc. 401(k) Retirement Savings Plan | Fila U.S.A., Inc. | MD | DC | 404 | $36.5M | $90,302 | $2,409 | $19.44 |
| Grunt Style, LLC 401(k) Profit Sharing Plan | Grunt Style, LLC | TX | DC | 357 | $5.2M | $14,566 | $942 | $75.48 |
| Nobull, LLC 401(k) Plan | Nobull, LLC | MA | DC | 318 | $6.4M | $20,037 | $4,494 | — |
| Balmain (USA), LLC 401(k) Retirement Plan | Balmain (USA), LLC | NY | DC | 161 | — | — | — | — |
| Hirshleifers, Inc. 401(k) Profit Sharing Plan and Trust | Hirshleifers, Inc. | NY | DC | 157 | $12.2M | $77,889 | $1,966 | $135 |
| Gymshark USA Inc. 401(k) Profit Sharing Plan & Trust | Gymshark USA Inc. | CO | DC | 150 | $2.0M | $13,164 | $3,378 | $113 |
| Ripple Junction Design Co., Inc. 401(k) Profit Sharing Plan | Ripple Junction Design Co., Inc. | OH | DC | 141 | $15.4M | $108,932 | $3,449 | $378 |
| Feature LLC 401(k) Profit Sharing Plan and Trust | Feature LLC | NV | DC | 139 | $1.2M | $8,730 | $1,716 | $98.76 |
| Aries Freight Systems LP 401(k) Profit Sharing Plan and Trust | Aries Freight Systems LP | TX | DC | 138 | $3.1M | $22,708 | $592 | $209 |
| Nabfly Inc. DBA Bespoke Post 401(k) Plan | Nabfly Inc. DBA Bespoke Post | NY | DC | 125 | $5.1M | $40,715 | $4,516 | — |
| Cuyana 401(k) Plan | Cuyana, Inc. | CA | DC | 120 | $3.4M | $27,963 | — | $71.05 |
By plan size
By state
Questions and answers
How many retirement plans are there in clothing accessories stores?
22 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 33 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in clothing accessories stores?
The median defined contribution plan reported $20,037 in net assets per participant (middle half of plans: $6,793 to $40,715); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in clothing accessories stores?
The median defined contribution plan received $1,563 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in clothing accessories stores?
Among defined contribution plans that report any Schedule C compensation, the median was $68.35 per participant and 0.35% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.