Industry · Form 5500 business code 442299
All Other Home Furnishings Stores: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
29 retirement plans in all other home furnishings stores with 100 or more participants filed Form 5500 for plan year 2024 (28 defined contribution, 1 defined benefit). All Form 5500 pension filers in the group reported 76,025 participant records and $1.70B in net assets.
The median defined contribution plan held $30,234 per participant, well below the national median of $53,031, and its employer put in $823 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $77.08 per participant against $123 nationally.
Employers contributed $44.4M and participants $133M during the year, and the plans paid out $199M in benefits.
In 2009 the same group numbered 49 plans with $664M; by 2024 it was 29 plans (down 41%) and $1.70B (up 155%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $30,234 | $53,031 | $11,811 | $86,234 |
| Employer contributions per active participant | $823 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $77.08 | $123 | $70.60 | $344 |
| Schedule C compensation, share of net assets | 0.25% | 0.26% | 0.60% | 0.42% |
| Administrative expenses per participant | $96.27 | $116 | $282 | $527 |
Medians across plans with 100 or more participants (28 DC and 1 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $23,616 | $30,234 | $45,806 | 28 |
| Employer contributions per active participant | $293 | $823 | $2,008 | 25 |
| Schedule C compensation per participant | $38.80 | $77.08 | $135 | 25 |
| Administrative expenses per participant | $51.24 | $96.27 | $176 | 26 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 29 | 76,025 | $1.70B | $44.4M | $133M | $30,234 | $77.08 |
| 2023 | 28 | 41,137 | $1.27B | $44.1M | $109M | $27,896 | $68.71 |
| 2022 | 40 | 88,864 | $1.87B | $54.0M | $155M | $24,019 | $57.29 |
| 2021 | 39 | 85,642 | $2.24B | $49.4M | $141M | $28,283 | $51.23 |
| 2020 | 36 | 85,844 | $2.00B | $38.1M | $120M | $26,164 | $48.78 |
| 2019 | 37 | 95,136 | $1.88B | $38.4M | $125M | $21,488 | $44.66 |
| 2018 | 38 | 99,966 | $1.58B | $21.7M | $123M | $16,364 | $54.61 |
| 2017 | 36 | 101,314 | $1.66B | $35.1M | $115M | $17,390 | $35.77 |
| 2016 | 38 | 101,022 | $1.48B | $33.7M | $109M | $16,287 | $32.92 |
| 2015 | 37 | 98,682 | $1.26B | $30.5M | $99.9M | $14,361 | $23.77 |
| 2014 | 38 | 104,109 | $1.25B | $26.5M | $88.3M | $15,823 | $18.24 |
| 2013 | 36 | 89,653 | $1.16B | $24.2M | $73.9M | $15,341 | $16.38 |
| 2012 | 37 | 85,917 | $912M | $19.7M | $63.6M | $14,860 | $17.04 |
| 2011 | 42 | 85,810 | $836M | $20.8M | $60.9M | $11,707 | $22.48 |
| 2010 | 44 | 82,617 | $790M | $19.4M | $54.2M | $12,858 | $20.39 |
| 2009 | 49 | 83,871 | $664M | $16.7M | $52.4M | $10,760 | $15.41 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 30 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 30 largest by participants of 30 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Michaels Stores, Inc. Employees 401(k) Plan | Michaels Stores, Inc. | TX | DC | 29,442 | $337M | $11,453 | $378 | $21.92 |
| Crate & Barrel Holdings, Inc. Retirement Savings Plan | Euromarket Designs, Inc. D.B.A. Crate & Barrel, CB2, and Hudson Grace | IL | DC | 10,262 | $343M | $33,467 | $1,249 | $122 |
| Mattress Firm, Inc. 401(k) Plan | Mattress Firm, Inc. | TX | DC | 9,860 | $279M | $28,305 | $1,658 | $53.59 |
| The RH 401(k) Plan | Restoration Hardware, Inc. | CA | DC | 7,018 | $191M | $27,180 | $0 | $39.27 |
| World Market 401(k) Plan | World Market, LLC | CA | DC | 6,902 | $91.4M | $13,236 | $411 | $19.90 |
| The Container Store, Inc. 401(k) Plan | The Container Store Inc. | TX | DC | 4,686 | $144M | $30,767 | $273 | $11.76 |
| Lamps Plus 401(k) Plan | Lamps Plus Inc. | CA | DC | 1,164 | $58.6M | $50,338 | $581 | $38.80 |
| Countryside Rentals, Inc. 401(k) Plan | Countryside Rentals, Inc. | OH | DC | 695 | $21.4M | $30,744 | $5,262 | $77.08 |
| Solo Brands 401(k) Plan | Solo Brands, LLC | TX | DC | 586 | $12.1M | $20,606 | $1,545 | $183 |
| Karl's, Inc. 401(k) Plan | Karl's TV & Appliance Inc. | SD | DC | 488 | $5.6M | $11,433 | — | $77.91 |
| Karl's Inc. Employee Stock Ownership Plan and Trust | Karl's, Inc. | SD | DC | 454 | $24.2M | $53,306 | $3,159 | — |
| Mikasa/american Commercial Incorporated Defined Benefit Pension Plan | American Commercial III, LLC | NJ | DB | 403 | $4.8M | $11,811 | — | $70.60 |
| The Everfast, Inc. 401(k) Retirement Plan | Everfast, Inc. | PA | DC | 373 | $39.3M | $105,365 | $278 | $282 |
| CM Management, Inc. 401(k) Plan | CM Management, Inc. | FL | DC | 372 | $11.2M | $30,115 | $0 | $115 |
| Ardmore Home Design, Inc. 401(k) Profit Sharing Plan | Ardmore Home Design, Inc. | CA | DC | 345 | $8.8M | $25,547 | $2,978 | $7.14 |
| Pivot Interiors, Inc. Savings & Investment Plan | Pivot Interiors, Inc. | CA | DC | 322 | $42.2M | $130,908 | $0 | $135 |
| Sunlighten, LLC 401(k) Profit Sharing Plan | Sunlighten, LLC | KS | DC | 321 | $8.0M | $24,816 | $2,604 | $347 |
| Custom Decorators, Inc. 401(k) Plan | Custom Decorators, Inc. | OR | DC | 278 | $11.0M | $39,449 | $928 | $16.24 |
| Cogdall Construction Co. Inc. 401(k) Profit Sharing Plan and Trust | Cogdall Construction Company Inc. | OR | DC | 266 | $10.4M | $39,277 | $2,008 | $335 |
| Artistic Tile Profit Sharing & 401(k) Plan | Artistic Tile, Inc. | NJ | DC | 260 | $7.9M | $30,352 | — | $52.27 |
| Rooms to Go Retirement Plan | Rooms to Go | PR | DC | 225 | $5.3M | $23,620 | $293 | — |
| Metro Mattress 401(k) Retirement Plan | Metro Mattress Corporation | NY | DC | 213 | $5.0M | $23,604 | $713 | $123 |
| Rusmur Floors Inc. 401(k) Profit Sharing Plan & Trust | Rusmur Floors Inc. | PA | DC | 179 | $14.4M | $80,303 | $784 | $352 |
| American Decorative Fabrics LLC 401(k) Plan | American Decorative Fabrics LLC | SC | DC | 177 | $1.6M | $9,080 | — | $50.90 |
| Shades of Light, LLC 401(k) Plan | Shades of Light, LLC | VA | DC | 167 | $4.3M | $25,874 | $1,543 | $126 |
| Nora Lighting, Inc. & Related Co's Profit Sharing Plan | Nora Lighting, Inc. | CA | DC | 167 | $11.0M | $65,621 | $2,488 | $8.53 |
| Stars Intervention Inc. 401(k) Profit Sharing Plan & Trust | Stars Intervention Inc. | CA | DC | 154 | $675K | $4,384 | $216 | — |
| Family Heating Company Inc. 401(k) Profit Sharing Plan & Trust | Family Heating Company Inc. | MI | DC | 141 | $9.2M | $65,015 | $823 | $311 |
| Flores Design Fine Furniture I 401(k) Profit Sharing Plan & Trust | Flores Design Fine Furniture I | CA | DC | 134 | $165K | $1,231 | $176 | — |
| Aegis Hedging Solutions LLC 401(k) Profit Sharing Plan & Trust | Aegis Hedging Solutions LLC | TX | DC | 106 | $4.7M | $44,295 | $3,814 | $75.15 |
By plan size
By state
Questions and answers
How many retirement plans are there in all other home furnishings stores?
29 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 87 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in all other home furnishings stores?
The median defined contribution plan reported $30,234 in net assets per participant (middle half of plans: $23,616 to $45,806); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in all other home furnishings stores?
The median defined contribution plan received $823 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in all other home furnishings stores?
Among defined contribution plans that report any Schedule C compensation, the median was $77.08 per participant and 0.25% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.