Industry · Form 5500 business code 441210
Recreational Vehicle Dealers: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
35 retirement plans in recreational vehicle dealers with 100 or more participants filed Form 5500 for plan year 2024 (35 defined contribution, 0 defined benefit). All Form 5500 pension filers in the group reported 39,231 participant records and $977M in net assets.
The median defined contribution plan held $31,834 per participant, well below the national median of $53,031, and its employer put in $1,292 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $158 per participant against $123 nationally.
Employers contributed $17.2M and participants $95.1M during the year, and the plans paid out $122M in benefits.
In 2009 the same group numbered 27 plans with $127M; by 2024 it was 35 plans (up 30%) and $977M (up 669%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $31,834 | $53,031 | — | $86,234 |
| Employer contributions per active participant | $1,292 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $158 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.43% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $124 | $116 | — | $527 |
Medians across plans with 100 or more participants (34 DC and 0 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $19,517 | $31,834 | $51,854 | 34 |
| Employer contributions per active participant | $617 | $1,292 | $2,137 | 31 |
| Schedule C compensation per participant | $64.85 | $158 | $260 | 32 |
| Administrative expenses per participant | $64.94 | $124 | $218 | 32 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 35 | 39,231 | $977M | $17.2M | $95.1M | $31,834 | $158 |
| 2023 | 32 | 36,458 | $849M | $19.8M | $93.8M | $21,879 | $121 |
| 2022 | 40 | 38,060 | $699M | $17.4M | $103M | $16,896 | $87.11 |
| 2021 | 36 | 31,887 | $697M | $15.5M | $87.5M | $20,507 | $82.39 |
| 2020 | 36 | 29,389 | $553M | $12.3M | $64.2M | $19,276 | $102 |
| 2019 | 39 | 30,819 | $462M | $8.5M | $58.8M | $15,121 | $64.57 |
| 2018 | 39 | 29,494 | $360M | $7.6M | $53.4M | $12,832 | $69.91 |
| 2017 | 33 | 24,193 | $348M | $6.8M | $43.6M | $16,337 | $61.94 |
| 2016 | 32 | 22,202 | $271M | $7.3M | $34.8M | $12,019 | $74.86 |
| 2015 | 31 | 19,722 | $247M | $6.8M | $31.7M | $13,256 | $64.47 |
| 2014 | 29 | 16,702 | $235M | $5.9M | $25.0M | $13,218 | $76.32 |
| 2013 | 26 | 18,047 | $214M | $4.0M | $20.8M | $13,127 | $43.53 |
| 2012 | 24 | 14,910 | $175M | $1.6M | $15.8M | $13,704 | $46.02 |
| 2011 | 23 | 13,788 | $149M | $980K | $11.6M | $13,212 | $37.19 |
| 2010 | 24 | 12,450 | $130M | $1.1M | $10.9M | $12,119 | $41.72 |
| 2009 | 27 | 13,181 | $127M | $932K | $10.4M | $12,645 | $49.66 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 34 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 34 largest by participants of 34 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Freedomrewards 401(k) Plan | CWGS Group, LLC | IL | DC | 18,855 | $342M | $18,120 | — | $62.95 |
| RV Retailer, LLC 401(k) Plan | RV Retailer, LLC | FL | DC | 2,749 | $12.9M | $4,691 | $16 | $25.54 |
| LDRV Holdings Corp. 401(k) Plan | LDRV Holdings Corp. | FL | DC | 2,135 | $34.6M | $16,204 | $774 | $90.66 |
| General RV 401(k) Plan & Trust | General RV Centers, Inc. | MI | DC | 2,016 | $77.4M | $38,413 | $1,733 | $146 |
| Campers Inn, Inc. 401(k) Profit Sharing Plan and Trust | Campers Inn Holding Corporation | FL | DC | 1,401 | $27.0M | $19,268 | $496 | $65.48 |
| La Mesa RV Center, Inc. Employees 401(k) Retirement Plan | La Mesa RV Center, Inc. | CA | DC | 1,248 | $31.8M | $25,452 | — | $204 |
| Alliance RV 401(k) and Profit Sharing Plan | Alliance RV, LLC | IN | DC | 1,051 | $8.5M | $8,078 | $489 | $59.02 |
| Fun Town RV Retirement Savings Plan | Fun Town RV, LP | TX | DC | 1,020 | $11.1M | $10,924 | $1,493 | $90.90 |
| Bish's RV 401(k) Plan | Bish's RV, LLC | ID | DC | 811 | $19.9M | $24,484 | $2,141 | $99.21 |
| Rocky Mountain Atv, Inc. 401(k) Plan | Rocky Mountain Atv, Inc. | UT | DC | 685 | $13.9M | $20,264 | $844 | — |
| Rocky Mountain Atv, Inc. Employee Stock Ownership Plan | Rocky Mountain Atv, Inc. | UT | DC | 598 | $108M | $181,363 | $2,268 | — |
| National Indoor RV Centers 401(k) Plan | National Indoor RV Centers, LLC | TX | DC | 515 | $9.6M | $18,601 | $1,299 | $170 |
| Garv 401(k) Plan | Dixie Motors LLC | LA | DC | 416 | $9.5M | $22,869 | $435 | $208 |
| RV Country, Inc. 401(k) Plan | RV Country, Inc. | CA | DC | 371 | $6.9M | $18,727 | $421 | $185 |
| Pete's RV Center 401(k) Plan | Mactaw, Inc. | VT | DC | 319 | $10.4M | $32,655 | $2,740 | $259 |
| Pleasureland Inc. Profit Sharing Plan | Pleasureland Inc. | MN | DC | 318 | $15.5M | $48,653 | $697 | $257 |
| The Bretz Companies Inc. 401(k) Profit Sharing Plan & Trust | The Bretz Companies Inc. | MT | DC | 314 | $13.0M | $41,273 | $1,038 | $55.83 |
| Wilkins Recreational Vehicles, Inc. Profit Sharing Plan | Wilkins Recreational Vehicles, Inc. | NY | DC | 308 | $13.7M | $44,374 | $1,615 | $6.14 |
| Holiday World Retirement Savings Plan | Holiday World of Houston, LP | TX | DC | 299 | $7.8M | $26,232 | $794 | $104 |
| Grask Truck Group, Inc. 401(k) Plan | Cedar Rapids Truck Center, Inc. | IA | DC | 261 | $10.5M | $40,128 | $1,292 | $47.44 |
| RVR Employee Stock Ownership Plan | RVR, Inc. | AZ | DC | 253 | $60.9M | $240,790 | $19,639 | $203 |
| Recreation World, Inc. 401(k) Plan and Trust | Recreation World, Inc. | FL | DC | 251 | $2.5M | $9,912 | $0 | $40.89 |
| Giant RV 401(k) Plan | Giant Inland Empire RV Center, Inc. | CA | DC | 238 | $8.8M | $36,768 | — | $67.91 |
| RV Direct DBA Johnson RV Sales 401(k) Plan | R.V. Direct, LLC DBA Johnson R.V. Sales | OR | DC | 215 | $6.0M | $28,062 | $2,031 | $60.12 |
| Pierce Companies 401(k) Plan | Pierce's Flooring, Inc. | MT | DC | 187 | $16.2M | $86,805 | $2,658 | $326 |
| R N R Holiday RV Inc. 401(k) Retirement Plan | R N R Holiday RV Inc. | WA | DC | 175 | $10.5M | $59,781 | $937 | $408 |
| The Farber Companies 401(k) Profit Sharing Plan | Farber Specialty Vehicles, Inc. | OH | DC | 169 | $15.2M | $89,839 | $2,732 | $564 |
| RCD Sales Company Profit Sharing Plan & Trust | RCD Sales Company | OH | DC | 165 | $12.4M | $74,853 | $2,616 | $304 |
| Alpin Haus Ski Shop, Inc. 401(k) Profit Sharing Plan | Alpin Haus Ski Shop, Inc. | NY | DC | 164 | $11.5M | $70,380 | $377 | $236 |
| A.C. Nelsen Enterprises, Inc. Savings Plan | A.C. Nelsen Enterprises, Inc. | NE | DC | 148 | $6.6M | $44,371 | $2,132 | $348 |
| Curtis Trailers, Inc. 401(k) Plan | Curtis Trailers, Inc. | OR | DC | 145 | $9.6M | $65,878 | $2,145 | $319 |
| Hilltop Trailer Sales, Inc. Profit Sharing Plan | Hilltop Trailer Sales, Inc. | MN | DC | 135 | $4.8M | $35,606 | $856 | $269 |
| Bankston Motor Homes Inc. 401(k) Plan | Bankston Motor Homes Inc. | AL | DC | 120 | $2.8M | $23,296 | $2,011 | $87.78 |
| Apache Camping Center Inc. 401(k) Profit Sharing Plan & Trust | Apache Camping Center Inc. | OR | DC | 102 | — | — | — | — |
By plan size
By state
Questions and answers
How many retirement plans are there in recreational vehicle dealers?
35 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 63 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in recreational vehicle dealers?
The median defined contribution plan reported $31,834 in net assets per participant (middle half of plans: $19,517 to $51,854); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in recreational vehicle dealers?
The median defined contribution plan received $1,292 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in recreational vehicle dealers?
Among defined contribution plans that report any Schedule C compensation, the median was $158 per participant and 0.43% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.