Industry · Form 5500 business code 425110
Business to Business Electronic Markets: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 28 retirement plans in business to business electronic markets with 100 or more participants filed Form 5500: 28 defined contribution and 0 defined benefit. They reported 9,224 participant records and $712M in net assets, counting every plan on the form.
The median defined contribution plan held $79,722 per participant, well above the national median of $53,031, and its employer put in $3,033 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $193 per participant against $123 nationally.
Employers contributed $18.0M and participants $48.1M during the year, and the plans paid out $66.7M in benefits.
In 2011 the same group numbered 12 plans with $452M; by 2024 it was 28 plans (up 133%) and $712M (up 57%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $79,722 | $53,031 | — | $86,234 |
| Employer contributions per active participant | $3,033 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $193 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.36% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $201 | $116 | — | $527 |
Medians across plans with 100 or more participants (27 DC and 0 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $30,369 | $79,722 | $106,091 | 27 |
| Employer contributions per active participant | $1,449 | $3,033 | $4,083 | 27 |
| Schedule C compensation per participant | $113 | $193 | $301 | 25 |
| Administrative expenses per participant | $106 | $201 | $301 | 25 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 28 | 9,224 | $712M | $18.0M | $48.1M | $79,722 | $193 |
| 2023 | 26 | 9,042 | $600M | $19.6M | $47.6M | $66,884 | $127 |
| 2022 | 26 | 8,932 | $478M | $15.6M | $41.9M | $51,726 | $136 |
| 2021 | 27 | 7,803 | $516M | $21.6M | $52.4M | $52,258 | $117 |
| 2020 | 28 | 11,133 | $1.34B | $33.8M | $69.3M | $53,775 | $103 |
| 2019 | 25 | 11,252 | $1.17B | $35.6M | $69.2M | $41,627 | $138 |
| 2018 | 25 | 10,679 | $944M | $30.0M | $61.7M | $32,675 | $95.36 |
| 2017 | 23 | 9,155 | $999M | $27.0M | $56.0M | $41,802 | $82.40 |
| 2016 | 22 | 8,835 | $856M | $29.4M | $52.4M | $35,513 | $33.65 |
| 2015 | 22 | 8,657 | $776M | $26.6M | $49.0M | $33,758 | $27.54 |
| 2014 | 20 | 7,762 | $751M | $27.7M | $44.5M | $38,167 | $19.08 |
| 2013 | 19 | 8,515 | $712M | $22.3M | $39.9M | $29,593 | $22.21 |
| 2012 | 15 | 7,909 | $579M | $25.0M | $37.1M | $34,847 | $18.22 |
| 2011 | 12 | 7,432 | $452M | $21.8M | $30.9M | $29,865 | $10.14 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 28 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 28 largest by participants of 28 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| TRACE3 401(k) Plan | TRACE3, LLC | CA | DC | 1,708 | $173M | $101,457 | $3,512 | $201 |
| Rochester Electronics, LLC 401(k) Profit Sharing Plan | Rochester Electronics, LLC | MA | DC | 863 | $74.3M | $86,113 | $2,895 | $130 |
| 365 Retail Markets, LLC 401(k) Plan | 365 Retail Markets, LLC | MI | DC | 632 | $28.6M | $45,327 | $2,839 | $187 |
| Information Systems & Networks 401(k) Plan | Information Systems & Networks Corporation | MD | DC | 443 | $6.9M | $15,485 | $841 | $113 |
| Rohm Semiconductor USA, LLC Shared Savings Plan | Rohm Semiconductor USA, LLC. | CA | DC | 353 | $72.5M | $205,472 | $3,619 | — |
| CDM, Inc. 401(k) Profit Sharing Plan | CDM, Inc. | NJ | DC | 330 | $8.9M | $26,866 | $1,181 | $98.25 |
| Encore Repair Services LLC 401(k) Plan | Encore Repair Services, LLC | IL | DC | 325 | $2.8M | $8,554 | $980 | $5.08 |
| Ingenico, Inc. 401(k) Plan | Ingenico, Inc. | GA | DC | 320 | $35.9M | $112,193 | $2,608 | $273 |
| E Block, Corp. 401(k) Plan | E Block, Corp. | MI | DC | 314 | $5.2M | $16,563 | $1,221 | $301 |
| Honorbuilt, LLC 401 K Profit Sharing Plan and Trust | Honorbuilt, LLC | GA | DC | 270 | $5.9M | $21,794 | $1,676 | $49.47 |
| Surf Opco 401(k) Plan | Surf Opco LLC | TX | DC | 270 | $8.7M | $32,370 | $647 | $212 |
| Exostar LLC 401(k) Savings Plan | Exostar LLC | VA | DC | 256 | $41.6M | $162,618 | $3,427 | $63.07 |
| Car-Part.com 401(k) Plan | Used-Car-Parts.com, Inc. | KY | DC | 237 | $17.9M | $75,451 | $1,145 | $403 |
| High Point Networks, LLC 401(k) & Profit Sharing Plan | High Point Networks, LLC | ND | DC | 209 | $20.8M | $99,704 | $4,383 | $432 |
| Hikvision USA Inc. 401(k) Plan | Hikvision USA Inc. | CA | DC | 203 | $16.2M | $79,722 | $4,909 | $52.87 |
| Powerrail Team Employee Stock Ownership Plan | Powerrail Holdings, Inc. | PA | DC | 190 | $8.9M | $46,713 | $6,094 | — |
| Index Exchange USA, LLC 401(k) Plan | Index Exchange USA, LLC | NY | DC | 175 | $15.7M | $89,839 | $9,132 | $362 |
| Roland Dga Corporation 401(k) Savings and Investment Plan | Roland Dga Corporation | CA | DC | 174 | $25.1M | $144,032 | $3,051 | $248 |
| Elektrobit Automotive Americas Inc. 401(k) Plan | Elektrobit Automotive Americas | MI | DC | 164 | $18.2M | $110,725 | $2,861 | $563 |
| Intellicentrics Savings & Retirement Plan | Intellicentrics, Inc. | TX | DC | 164 | $3.2M | $19,493 | $679 | $174 |
| WPG Americas, Inc. 401(k) Plan | WPG Americas, Inc. | CA | DC | 152 | $10.2M | $67,125 | $3,033 | $144 |
| Odu-Usa Inc. 401(k) Profit Sharing Plan and Trust | Odu-Usa Inc. | CA | DC | 148 | $9.7M | $65,470 | $3,740 | $301 |
| Concentrus, Inc. 401(k) Plan | Concentrus, Inc. | CA | DC | 147 | $13.5M | $91,511 | $4,763 | $421 |
| Idec Corporation Profit Sharing and Shared Savings Plan | Idec Corporation | CA | DC | 139 | $22.4M | $161,016 | $3,783 | $571 |
| Enpro Incorporated Profit Sharing and 401(k) Savings Plan | Enpro Incorporated | IL | DC | 136 | $51.1M | $375,458 | $6,260 | $150 |
| 97th Floor 401(k) Plan | 97th Floor LLC | UT | DC | 127 | $3.6M | $28,368 | $2,197 | $30.27 |
| PCH 401(k) Plan | PCH International USA, Inc. | CA | DC | 111 | $10.7M | $96,025 | $9,324 | $193 |
| Chairish, Inc. 401(k) Plan | Chairish, Inc. | CA | DC | 107 | — | — | — | — |
By plan size
By state
Questions and answers
How many retirement plans are there in business to business electronic markets?
28 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 56 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in business to business electronic markets?
The median defined contribution plan reported $79,722 in net assets per participant (middle half of plans: $30,369 to $106,091); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in business to business electronic markets?
The median defined contribution plan received $3,033 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in business to business electronic markets?
Among defined contribution plans that report any Schedule C compensation, the median was $193 per participant and 0.36% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.