Industry · Form 5500 business code 453990
All Other Miscellaneous Store Retailers (including tobacco, candle, & trophy shops): retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
182 retirement plans in all other miscellaneous store retailers (including tobacco, candle, & trophy shops) with 100 or more participants filed Form 5500 for plan year 2024 (180 defined contribution, 2 defined benefit). All Form 5500 pension filers in the group reported 267,513 participant records and $11.8B in net assets.
The median defined contribution plan held $45,046 per participant, below the national median of $53,031, and its employer put in $1,652 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $119 per participant against $123 nationally.
Employers contributed $375M and participants $623M during the year, and the plans paid out $1.05B in benefits.
In 2009 the same group numbered 206 plans with $3.26B; by 2024 it was 182 plans (down 12%) and $11.8B (up 263%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $45,046 | $53,031 | $69,858 | $86,234 |
| Employer contributions per active participant | $1,652 | $2,174 | $3,511 | $10,244 |
| Schedule C compensation per participant | $119 | $123 | $332 | $344 |
| Schedule C compensation, share of net assets | 0.31% | 0.26% | 12.3% | 0.42% |
| Administrative expenses per participant | $102 | $116 | $371 | $527 |
Medians across plans with 100 or more participants (174 DC and 2 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $23,996 | $45,046 | $78,894 | 174 |
| Employer contributions per active participant | $755 | $1,652 | $2,755 | 167 |
| Schedule C compensation per participant | $48.12 | $119 | $227 | 153 |
| Administrative expenses per participant | $37.65 | $102 | $226 | 162 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 26 | 68,199 | $2.11B | $59.4M | $133M | $77,832 | $97.42 |
| 2024 | 182 | 267,513 | $11.8B | $375M | $623M | $45,046 | $119 |
| 2023 | 183 | 252,289 | $10.5B | $376M | $585M | $45,662 | $105 |
| 2022 | 228 | 257,381 | $9.56B | $354M | $609M | $30,117 | $104 |
| 2021 | 231 | 262,781 | $11.0B | $307M | $520M | $38,884 | $111 |
| 2020 | 227 | 258,496 | $9.86B | $281M | $455M | $36,700 | $96.60 |
| 2019 | 227 | 281,199 | $8.60B | $253M | $426M | $31,120 | $81.37 |
| 2018 | 228 | 272,348 | $7.12B | $239M | $395M | $27,144 | $71.27 |
| 2017 | 218 | 268,929 | $7.32B | $241M | $360M | $31,957 | $58.61 |
| 2016 | 214 | 262,478 | $6.33B | $203M | $321M | $29,948 | $51.02 |
| 2015 | 206 | 244,337 | $5.55B | $184M | $296M | $27,573 | $39.35 |
| 2014 | 202 | 234,504 | $5.21B | $164M | $253M | $29,613 | $42.28 |
| 2013 | 207 | 236,070 | $5.18B | $167M | $249M | $23,919 | $40.17 |
| 2012 | 198 | 228,386 | $4.25B | $136M | $223M | $21,027 | $38.52 |
| 2011 | 191 | 215,386 | $3.72B | $134M | $209M | $19,105 | $33.93 |
| 2010 | 190 | 197,900 | $3.73B | $133M | $194M | $20,443 | $40.14 |
| 2009 | 206 | 198,504 | $3.26B | $114M | $194M | $16,843 | $30.12 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 181 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 181 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Bj's Wholesale Club, Inc. 401(k) Savings Plan | Bj's Wholesale Club Inc. | MA | DC | 37,391 | $661M | $17,679 | $442 | $22.27 |
| Williams-Sonoma, Inc. 401(k) Plan | Williams-Sonoma, Inc. | CA | DC | 22,777 | $883M | $38,749 | $614 | $28.65 |
| Harbor Freight Tools Retirement Savings Plan | HFT Holdings, Inc. | CA | DC | 21,572 | $474M | $21,970 | $1,350 | $31.96 |
| FedEx Office and Print Services, Inc. 401(k) Retirement Savings Plan | FedEx Office and Print Services, Inc. | TX | DC | 20,488 | $1.42B | $69,365 | $3,861 | $29.95 |
| Nutrien 401(k) Retirement Plan | Nutrien US LLC | CO | DC | 16,683 | $1.96B | $117,510 | $6,904 | $99.91 |
| Victra 401(k) Plan | ABC Phones of North Carolina, Inc. | NC | DC | 10,974 | $61.7M | $5,618 | $413 | $18.92 |
| Clark Associates Multiple Employer 401(k) Plan | Clark Core Services, LLC | PA | DC | 8,807 | $258M | $29,312 | $964 | $105 |
| Gamestop, Corp. Employees' Savings Plan | Gamestop, Corp. | TX | DC | 8,082 | $153M | $18,962 | $0 | $60.85 |
| The Leslie's Poolmart, Inc. 401(k) Savings Plan | Leslie's Poolmart, Inc. & Affiliates | AZ | DC | 5,036 | $79.9M | $15,867 | $287 | $4.67 |
| Lakeshore Learning Materials 401(k) Plan | Lakeshore Learning Materials, LLC | CA | DC | 4,959 | $200M | $40,255 | $1,170 | $51.86 |
| Richemont North America, Inc. Retirement Plan | Richemont North America, Inc. | CT | DC | 4,889 | $457M | $93,376 | $5,756 | $76.79 |
| Build-A-Bear Workshop, Inc. Employee Savings Trust | Build-A-Bear Workshop, Inc. | MO | DC | 3,248 | $44.0M | $13,550 | $396 | $44.23 |
| Ziegler Inc. Voluntary Retirement Savings Plan | Ziegler Inc. | MN | DC | 3,045 | $387M | $127,128 | $4,226 | $10.56 |
| Titan Machinery Inc. 401(k) Profit Sharing Plan | Titan Machinery, Inc. | ND | DC | 3,026 | $289M | $95,480 | $2,886 | $97.42 |
| Weisiger Group 401(k) Plan | Weisiger Group Inc. | NC | DC | 2,620 | $167M | $63,716 | $2,148 | $119 |
| Dick Blick Profit Sharing Plan | Dick Blick Holdings, Inc. | IL | DC | 2,505 | $120M | $48,021 | $2,334 | $55.13 |
| Uiu-Newspaper Guild of Greater Philadelphia Pension Fund | Uiu-Newspaper Guild of Greater Philadelphia Pension Fund | NJ | DB | 2,400 | $334M | $139,298 | $3,511 | $563 |
| Little General Store, Inc. 401(k) Plan | Little General Store, Inc. | WV | DC | 2,323 | $8.2M | $3,515 | $112 | $0.61 |
| Ho-Chunk, Inc. 401(k) Plan | Ho-Chunk, Inc. | NE | DC | 2,308 | $81.9M | $35,501 | $2,781 | $166 |
| DFS Retirement Plan | DFS Group Limited | HI | DC | 2,142 | $230M | $107,263 | $3,420 | $33.24 |
| Ufcw-Cannabis Industry Individual Account Plan | The Board of Trustees of the Ufcw- Cannabis Industry Individual Accoun | AZ | DC | 1,998 | $363K | $182 | $675 | — |
| Mustang Employees' 401(k) Plan | Mustang Machinery Company, LLC. | TX | DC | 1,781 | $91.1M | $51,176 | $1,932 | $158 |
| Armstrong Garden Centers, Inc. 401(k) Plan | Armstrong Garden Centers, Inc. | CA | DC | 1,716 | $30.1M | $17,563 | $75 | $71.14 |
| Palm Beach Tan Inc. 401(k) Plan | Palm Beach Tan Inc. | TX | DC | 1,708 | $11.3M | $6,624 | $176 | $35.25 |
| Norco, Inc. 401(k) Savings Plan | Norco, Inc. | ID | DC | 1,634 | $100M | $61,314 | $1,086 | $80.22 |
| Duty Free Americas, Inc. Retirement Savings Plan | Duty Free Americas, Inc. | FL | DC | 1,543 | $30.3M | $19,641 | $273 | $52.12 |
| Golden Hippo Employee Stock Ownership Plan | Golden Hippo Holdco, Inc. | CA | DC | 1,539 | $149M | $96,789 | $965 | — |
| Ag-Pro Companies 401(k) Plan | Ag-Pro, LLC | GA | DC | 1,498 | $45.2M | $30,184 | $931 | $99.83 |
| Country Supplier 401(k) Savings Plan | Country Supplier LLC | ID | DC | 1,452 | $10.4M | $7,169 | $631 | $28.46 |
| Fabick 401(k) Profit Sharing Plan | John Fabick Tractor Company | MO | DC | 1,444 | $181M | $125,481 | $2,478 | $48.12 |
| Metro Builders Supply, Inc. Employee Stock Ownership Plan | Metro Builders Supply, Inc. | OK | DC | 1,425 | $162M | $113,433 | $3,740 | — |
| Norco, Inc. Employee Stock Ownership Plan | Norco, Inc. | ID | DC | 1,393 | $196M | $140,820 | $7,304 | — |
| Batteries Plus, LLC 401(k) Plan | Batteries Plus, LLC | WI | DC | 1,284 | $41.1M | $32,024 | $1,453 | $84.48 |
| Jars Holdings LLC 401(k) Plan | Jars Holdings LLC | MI | DC | 1,282 | $1.5M | $1,165 | $0 | — |
| Atwood Distributing 401(k) Profit Sharing Plan | Atwood Distributing, L.P. | OK | DC | 1,272 | $14.4M | $11,313 | $382 | $64.22 |
| Marshall Retail Group 401(k) Retirement Plan | The Marshall Retail Group, LLC | NV | DC | 1,243 | $10.8M | $8,660 | $341 | $118 |
| C&B Operations, LLC Retirement Savings Plan | C&B Operations, LLC | SD | DC | 1,188 | $68.9M | $57,958 | $4,772 | $365 |
| Lymi Inc. 401(k) Profit Sharing Plan & Trust | Lymi Inc. | CA | DC | 1,175 | $16.5M | $14,084 | $1,591 | $58.24 |
| Arizona Machinery Group Employees' Profit Sharing Retirement Plan | Arizona Machinery Group, Inc. | AZ | DC | 1,124 | $68.9M | $61,311 | $3,137 | $74.77 |
| Heritage Capital Corporation 401(k) Plan | Heritage Capital Corporation | TX | DC | 1,119 | $56.1M | $50,170 | $0 | $17.08 |
By plan size
By state
Questions and answers
How many retirement plans are there in all other miscellaneous store retailers (including tobacco, candle, & trophy shops)?
182 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 626 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in all other miscellaneous store retailers (including tobacco, candle, & trophy shops)?
The median defined contribution plan reported $45,046 in net assets per participant (middle half of plans: $23,996 to $78,894); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in all other miscellaneous store retailers (including tobacco, candle, & trophy shops)?
The median defined contribution plan received $1,652 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in all other miscellaneous store retailers (including tobacco, candle, & trophy shops)?
Among defined contribution plans that report any Schedule C compensation, the median was $119 per participant and 0.31% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.