Industry · Form 5500 business code 453910
Pet & Pet Supplies Stores: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
21 retirement plans in pet & pet supplies stores with 100 or more participants filed Form 5500 for plan year 2024 (21 defined contribution, 0 defined benefit). All Form 5500 pension filers in the group reported 105,201 participant records and $1.58B in net assets.
The median defined contribution plan held $16,217 per participant, well below the national median of $53,031, and its employer put in $1,011 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $78.42 per participant against $123 nationally.
Employers contributed $52.8M and participants $148M during the year, and the plans paid out $156M in benefits.
In 2009 the same group numbered 15 plans with $236M; by 2024 it was 21 plans (up 40%) and $1.58B (up 568%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $16,217 | $53,031 | — | $86,234 |
| Employer contributions per active participant | $1,011 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $78.42 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.27% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $57.83 | $116 | — | $527 |
Medians across plans with 100 or more participants (20 DC and 0 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $11,892 | $16,217 | $24,339 | 20 |
| Employer contributions per active participant | $449 | $1,011 | $2,073 | 21 |
| Schedule C compensation per participant | $30.00 | $78.42 | $152 | 16 |
| Administrative expenses per participant | $28.39 | $57.83 | $83.16 | 19 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 21 | 105,201 | $1.58B | $52.8M | $148M | $16,217 | $78.42 |
| 2023 | 21 | 106,758 | $1.32B | $53.8M | $140M | $13,776 | $47.17 |
| 2022 | 24 | 103,987 | $1.02B | $45.9M | $123M | $12,318 | $37.32 |
| 2021 | 22 | 102,290 | $1.08B | $36.6M | $99.2M | $13,001 | $39.39 |
| 2020 | 23 | 88,927 | $877M | $28.6M | $77.2M | $8,816 | $29.63 |
| 2019 | 20 | 95,765 | $694M | $25.8M | $64.1M | $8,724 | $41.54 |
| 2018 | 16 | 78,368 | $530M | $18.1M | $53.4M | $7,448 | $18.41 |
| 2017 | 14 | 74,365 | $519M | $14.1M | $45.3M | $7,286 | $17.06 |
| 2016 | 16 | 67,262 | $434M | $14.0M | $39.7M | $6,188 | $41.69 |
| 2015 | 16 | 57,641 | $394M | $13.0M | $36.7M | $6,876 | $7.40 |
| 2014 | 17 | 72,168 | $569M | $23.2M | $59.0M | $10,168 | $22.18 |
| 2013 | 16 | 67,583 | $505M | $20.2M | $51.2M | $9,394 | $27.40 |
| 2012 | 13 | 64,572 | $379M | $17.1M | $43.5M | $9,088 | $28.75 |
| 2011 | 12 | 60,145 | $302M | $11.8M | $37.7M | $6,579 | $30.60 |
| 2010 | 13 | 74,572 | $290M | $11.6M | $35.4M | $7,301 | $19.19 |
| 2009 | 15 | 69,239 | $236M | $10.3M | $32.7M | $6,678 | $17.14 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 21 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 21 largest by participants of 21 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Petsmart, Inc. Savesmart 401(k) Plan | Petsmart, LLC | AZ | DC | 49,074 | $773M | $15,760 | $350 | $20.35 |
| Petco Animal Supplies Stores, Inc. 401(k) Plan | Petco Animal Supplies Stores, Inc. | CA | DC | 24,846 | $368M | $14,814 | $493 | $6.92 |
| Chewy 401(k) Plan | Chewy, Inc. | FL | DC | 18,769 | $315M | $16,783 | $902 | $31.91 |
| Pet Supermarket 401(k) Plan | Pet Supermarket, Inc. | FL | DC | 3,253 | $24.3M | $7,480 | $449 | $55.13 |
| Hollywood Feed 401(k) Plan | Hollywood Feed, LLC | TN | DC | 1,224 | $6.7M | $5,487 | $386 | $24.27 |
| Pet Food Express 401(k) Plan | Pet Food Express, LLC | CA | DC | 1,149 | $24.0M | $20,888 | $479 | $133 |
| Independent Pet Partners 401(k) Plan | Ipp Buyer Acquisition, LLC | MN | DC | 716 | $6.9M | $9,706 | $320 | $102 |
| Whisker 401(k) Plan | Whisker Holdings, Inc. | MI | DC | 615 | $9.6M | $15,651 | $2,208 | $36.96 |
| Mud Bay Retirement Plan | Mud Bay, Inc. | WA | DC | 535 | $6.2M | $11,629 | $1,318 | $110 |
| Mud Bay, Inc. Employee Stock Ownership Plan and Trust | Mud Bay, Inc. | WA | DC | 534 | $6.4M | $11,980 | $1,011 | — |
| Barrett Petfood 401(k) Plan | Barrett AG Service, Inc. | MN | DC | 464 | $6.4M | $13,795 | $1,233 | — |
| Uckele Health & Nutrition 401(k) Plan | Uckele Health & Nutrition, Inc. | MI | DC | 275 | $5.6M | $20,433 | $155 | $183 |
| Aperture Pet & Life 401(k) Plan | Aquatic Sales Solutions, LLC | MN | DC | 230 | $10.8M | $46,944 | $2,388 | $141 |
| Mini Pet Mart, Inc. 401(k) Profit Sharing Plan | Mini Pet Mart, Inc. | OR | DC | 208 | $6.4M | $30,964 | $2,073 | $45.20 |
| Best Friends Pet Care Holdings, Inc. Employee Stock Ownership Plan | Best Friends Pet Care Holdings, Inc. | CT | DC | 197 | −$4.7M | — | $5,760 | — |
| CT Gardens 401(k) Plan | CT Gardens, LLC | CT | DC | 182 | $3.4M | $18,878 | $1,388 | $0.10 |
| Seaco National Corp. Employee Stock Ownership Plan | Seaco National Corp. | GA | DC | 179 | $46.2M | $257,987 | $4,495 | $382 |
| K & K Veterinary Supply, Inc. 401(k) Profit Sharing Plan | K & K Veterinary Supply, Inc. | AR | DC | 173 | $49.8M | $287,577 | $24,255 | $568 |
| The Pet Club Profit Sharing Plan II | Lee's Pet Club, Inc. | CA | DC | 165 | $11.6M | $70,174 | $0 | — |
| All the Best Pet Care Inc. 401(k) Profit Sharing Plan & Trust | All the Best Pet Care Inc. | WA | DC | 154 | $701K | $4,551 | $1,426 | — |
| Southeast Pet 401(k) Profit Sharing Plan | Seaco National Corp. DBA Southeast Pet | GA | DC | 152 | $3.4M | $22,130 | $672 | $195 |
By plan size
By state
Questions and answers
How many retirement plans are there in pet & pet supplies stores?
21 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 163 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in pet & pet supplies stores?
The median defined contribution plan reported $16,217 in net assets per participant (middle half of plans: $11,892 to $24,339); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in pet & pet supplies stores?
The median defined contribution plan received $1,011 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in pet & pet supplies stores?
Among defined contribution plans that report any Schedule C compensation, the median was $78.42 per participant and 0.27% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.