Industry · Form 5500 business code 448210
Shoe Stores: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 38 retirement plans in shoe stores with 100 or more participants filed Form 5500: 32 defined contribution and 6 defined benefit. They reported 106,920 participant records and $2.69B in net assets, counting every plan on the form.
The median defined contribution plan held $24,675 per participant, well below the national median of $53,031, and its employer put in $889 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $85.16 per participant against $123 nationally.
Employers contributed $69.6M and participants $108M during the year, and the plans paid out $300M in benefits.
In 2009 the same group numbered 33 plans with $1.22B; by 2024 it was 38 plans (up 15%) and $2.69B (up 121%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $24,675 | $53,031 | $39,338 | $86,234 |
| Employer contributions per active participant | $889 | $2,174 | $6,566 | $10,244 |
| Schedule C compensation per participant | $85.16 | $123 | $487 | $344 |
| Schedule C compensation, share of net assets | 0.32% | 0.26% | 0.71% | 0.42% |
| Administrative expenses per participant | $77.39 | $116 | $792 | $527 |
Medians across plans with 100 or more participants (31 DC and 6 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $11,963 | $24,675 | $46,709 | 31 |
| Employer contributions per active participant | $320 | $889 | $2,032 | 28 |
| Schedule C compensation per participant | $24.59 | $85.16 | $167 | 29 |
| Administrative expenses per participant | $25.84 | $77.39 | $160 | 28 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 38 | 106,920 | $2.69B | $69.6M | $108M | $24,675 | $85.16 |
| 2023 | 39 | 90,067 | $2.56B | $51.0M | $99.0M | $26,164 | $70.27 |
| 2022 | 45 | 95,227 | $2.45B | $47.5M | $92.9M | $21,651 | $67.41 |
| 2021 | 43 | 93,238 | $3.04B | $37.7M | $80.2M | $26,689 | $52.31 |
| 2020 | 45 | 95,922 | $2.64B | $25.0M | $54.9M | $18,953 | $51.51 |
| 2019 | 44 | 100,507 | $2.34B | $23.5M | $47.6M | $17,002 | $47.98 |
| 2018 | 45 | 110,390 | $2.17B | $76.0M | $49.4M | $15,369 | $43.01 |
| 2017 | 47 | 98,822 | $2.52B | $171M | $50.3M | $15,975 | $42.53 |
| 2016 | 47 | 104,251 | $2.15B | $50.0M | $49.5M | $12,028 | $20.94 |
| 2015 | 43 | 92,544 | $1.59B | $49.6M | $44.5M | $9,686 | $23.78 |
| 2014 | 42 | 87,688 | $1.63B | $25.9M | $41.2M | $9,127 | $31.96 |
| 2013 | 37 | 86,830 | $1.57B | $22.1M | $39.8M | $10,607 | $21.49 |
| 2012 | 40 | 95,808 | $1.48B | $58.6M | $35.5M | $9,712 | $20.91 |
| 2011 | 40 | 99,549 | $1.33B | $53.2M | $35.2M | $7,525 | $12.20 |
| 2010 | 39 | 98,744 | $1.34B | $37.0M | $33.9M | $7,308 | $10.90 |
| 2009 | 33 | 93,308 | $1.22B | $136M | $31.9M | $7,167 | $13.75 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 38 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 38 largest by participants of 38 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Boot Barn 401(k) Plan | Boot Barn, Inc. | CA | DC | 13,219 | $46.2M | $3,497 | $196 | $10.31 |
| Genesco Salary Deferral Plan | Genesco Inc. | TN | DC | 11,770 | $190M | $16,159 | $377 | $7.30 |
| Designer Brands Inc. 401(k) Plan | Designer Brands Inc. | OH | DC | 10,010 | $277M | $27,626 | $742 | $34.36 |
| Foot Locker Retirement Plan | Foot Locker, Inc. | NY | DB | 9,887 | $359M | $36,341 | $6,566 | $180 |
| Caleres, Inc. Retirement Plan | Caleres, Inc. | MO | DB | 7,371 | $312M | $42,335 | — | $318 |
| Crocs, Inc. 401(k) Plan | Crocs, Inc. | CO | DC | 5,762 | $105M | $18,276 | $1,153 | $28.15 |
| Jako Enterprises, LLC 401(k) Profit Sharing Plan | Jako Enterprises, LLC | PA | DC | 5,541 | $15.5M | $2,792 | $177 | $3.59 |
| Caleres, Inc. Hourly 401(k) Savings Plan | Caleres, Inc. | MO | DC | 4,540 | $2.4M | $519 | — | $24.59 |
| Shoe Show Retirement Savings Plan | Shoe Show, Inc. | NC | DC | 3,638 | $48.8M | $13,404 | $285 | $85.16 |
| DTLR, Inc. 401(k) Profit Sharing Plan | DTLR, Inc. | MD | DC | 3,472 | $14.6M | $4,211 | $165 | $7.47 |
| Caleres, Inc. 401(k) Savings Plan | Caleres, Inc. | MO | DC | 3,318 | $290M | $87,318 | $2,504 | $33.13 |
| Shoe Carnival, Inc. Retirement Savings Plan | Shoe Carnival, Inc. | IN | DC | 3,290 | $76.1M | $23,134 | $331 | $14.66 |
| The Deichmann U.S. Retirement Benefit Program | Rack Room Shoes, Inc. | NC | DC | 3,030 | $80.7M | $26,623 | $865 | $67.50 |
| Deckers Outdoor Corporation 401(k) Plan | Deckers Outdoor Corporation | CA | DC | 2,785 | $168M | $60,444 | $2,729 | $110 |
| WSS 401(k) Plan | Eurostar, Inc. | CA | DC | 2,031 | $16.8M | $8,281 | — | $119 |
| Clarks Americas, Inc. Savings Plan | C & J Clark America, Inc. | MA | DC | 1,950 | $70.4M | $36,127 | $961 | $114 |
| Aldo US, Inc. Savings and Investment Plan | Aldo US, Inc. | — | DC | 1,517 | $8.6M | $5,658 | $184 | $35.87 |
| Payless 401(k) Profit Sharing Plan | Payless Shoesource, LLC | FL | DC | 1,376 | $66.3M | $48,184 | $0 | $107 |
| BH Shoe Holdings, Inc. Investment and Retirement Plan (401(K) Plan for Non Union Employees) | BH Shoe Holdings, Inc. | CT | DC | 1,288 | $129M | $100,315 | $2,014 | $170 |
| Shoe Sensation, Inc. 401(k) Plan | Shoe Sensation, Inc. | IN | DC | 1,020 | $5.2M | $5,055 | $418 | $21.73 |
| Road Runner Sports 401(k) Plan | Road Runner Sports, Inc. | CA | DC | 892 | $12.0M | $13,464 | $282 | $87.27 |
| Wolverine World Wide Inc. 401(k) Retirement Savings Plan II | Wolverine World Wide, Inc. | MI | DC | 767 | $27.3M | $35,611 | $913 | $183 |
| C & J Clark Company Pension Plan | Clarks Americas, Inc. | MA | DB | 716 | $94.5M | $132,026 | — | $888 |
| Novus, Inc. Coda Profit Sharing Plan | Novus, Inc. | PR | DC | 663 | $16.4M | $24,675 | $1,467 | $157 |
| The Stride Rite Corporation Retirement Income Plan | The Stride Rite Corporation | MI | DB | 653 | $44.7M | $68,443 | — | $297 |
| Foot Locker Puerto Rico Savings Plan | Foot Locker Retail, Inc. | NY | DC | 541 | $5.7M | $10,521 | $617 | $38.95 |
| Tradehome Shoe Stores, Inc. Profit Sharing Plan | Tradehome Holdings, Inc. | MN | DC | 501 | $36.8M | $73,366 | $1,086 | $169 |
| Christian Louboutin, LLC 401(k) Profit Sharing Plan & Trust | Christian Louboutin, LLC | NY | DC | 496 | $21.7M | $43,659 | $2,532 | $261 |
| Criticalpoint Capital, LLC 401(k) Plan | Criticalpoint Partners, LLC | CA | DC | 477 | $25.2M | $52,775 | $16,598 | $527 |
| Rothy's, Inc. 401(k) Plan | Rothy's, Inc. | CA | DC | 439 | $17.1M | $38,867 | $2,792 | $29.84 |
| Tradehome Shoe Stores, Inc. Employee Stock Ownership Plan and Trust | Tradehome Holdings, Inc. | MN | DC | 433 | $110M | $254,751 | $9,388 | — |
| Saf-Gard Safety Shoe Co., Inc. Retirement Savings Plan | Saf-Gard Safety Shoe Co., Inc. | NC | DC | 412 | $12.7M | $30,718 | $834 | $228 |
| Tod's 401(k) Plan | An.del.usa, Inc. & Subsidiaries | NY | DC | 406 | $6.0M | $14,730 | — | — |
| Shoes for Crews North America, LLC 401(k) Profit Sharing Plan and Trust | Shoes for Crews North America, LLC | FL | DC | 293 | $13.3M | $45,233 | $2,710 | $267 |
| Schuler Shoes, Inc. 401(k) Savings Plan | Schuler Shoes, Inc. | MN | DC | 233 | $18.8M | $80,660 | $1,619 | $430 |
| Bally North America, Inc. Pension Plan | Bally Americas Inc. | CA | DB | 210 | $6.8M | $32,301 | — | $987 |
| Retirement Plan of Local 1102 Retirement Fund | Local 1102 Retirement Fund | NY | DB | 206 | $573K | $2,781 | — | $753 |
| B. G. P., Inc. 401(k) Profit Sharing Plan | B. G. P., Inc. DBA Peltz Famous Brand Shoes | FL | DC | 123 | — | — | — | — |
By plan size
By state
Questions and answers
How many retirement plans are there in shoe stores?
38 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 72 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in shoe stores?
The median defined contribution plan reported $24,675 in net assets per participant (middle half of plans: $11,963 to $46,709); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in shoe stores?
The median defined contribution plan received $889 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in shoe stores?
Among defined contribution plans that report any Schedule C compensation, the median was $85.16 per participant and 0.32% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.