Industry · Form 5500 business code 445299
All Other Specialty Food Stores: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 56 retirement plans in all other specialty food stores with 100 or more participants filed Form 5500: 55 defined contribution and 1 defined benefit. They reported 444,088 participant records and $8.92B in net assets, counting every plan on the form.
The median defined contribution plan held $12,518 per participant, well below the national median of $53,031, and its employer put in $449 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $59.17 per participant against $123 nationally.
Employers contributed $240M and participants $515M during the year, and the plans paid out $608M in benefits.
In 2009 the same group numbered 83 plans with $1.30B; by 2024 it was 56 plans (down 33%) and $8.92B (up 586%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $12,518 | $53,031 | — | $86,234 |
| Employer contributions per active participant | $449 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $59.17 | $123 | $296 | $344 |
| Schedule C compensation, share of net assets | 0.51% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $44.96 | $116 | $332 | $527 |
Medians across plans with 100 or more participants (47 DC and 0 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $4,517 | $12,518 | $26,672 | 47 |
| Employer contributions per active participant | $165 | $449 | $837 | 44 |
| Schedule C compensation per participant | $18.83 | $59.17 | $104 | 39 |
| Administrative expenses per participant | $19.94 | $44.96 | $88.77 | 45 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 56 | 444,088 | $8.92B | $240M | $515M | $12,518 | $59.17 |
| 2023 | 57 | 451,379 | $7.63B | $221M | $474M | $12,637 | $37.39 |
| 2022 | 94 | 463,180 | $6.37B | $274M | $399M | $9,883 | $51.65 |
| 2021 | 97 | 454,129 | $7.41B | $195M | $411M | $10,789 | $42.75 |
| 2020 | 94 | 403,881 | $6.27B | $276M | $324M | $9,775 | $44.22 |
| 2019 | 98 | 401,858 | $5.31B | $255M | $291M | $8,148 | $29.77 |
| 2018 | 94 | 349,157 | $4.17B | $229M | $267M | $8,225 | $28.99 |
| 2017 | 92 | 328,012 | $4.16B | $214M | $231M | $9,496 | $24.75 |
| 2016 | 90 | 317,611 | $3.46B | $190M | $215M | $7,781 | $24.18 |
| 2015 | 88 | 299,204 | $3.05B | $158M | $192M | $7,271 | $19.37 |
| 2014 | 90 | 278,578 | $2.94B | $157M | $162M | $7,753 | $16.79 |
| 2013 | 95 | 266,756 | $2.68B | $161M | $142M | $6,543 | $14.02 |
| 2012 | 84 | 251,162 | $1.97B | $152M | $117M | $6,087 | $18.31 |
| 2011 | 76 | 240,797 | $1.69B | $133M | $107M | $5,882 | $15.58 |
| 2010 | 75 | 225,583 | $1.61B | $119M | $87.9M | $6,803 | $16.28 |
| 2009 | 83 | 230,606 | $1.30B | $102M | $79.7M | $5,906 | $17.05 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 56 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 56 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Starbucks Corporation 401(k) Plan | Starbucks Corporation | WA | DC | 299,619 | $4.89B | $16,324 | $832 | $12.08 |
| Trader Joe's Company Retirement Plan | Trader Joe's Company | CA | DC | 73,118 | $3.20B | $43,801 | $457 | $8.48 |
| Red Robin International, Inc. 401(k) Savings Plan | Red Robin International, Inc. | CO | DC | 12,987 | $68.8M | $5,299 | $259 | $13.95 |
| Papa John's International, Inc. 401(k) Plan | Papa John's International, Inc. | GA | DC | 8,171 | $136M | $16,654 | $690 | $39.81 |
| Peet's Coffee & Tea, LLC Savings & Retirement Plan | Peet's Coffee & Tea, LLC | CA | DC | 4,982 | $130M | $26,147 | $795 | $34.79 |
| The Honey Baked Ham Company, LLC 401(k) Plan and Trust | The Honey Baked Ham Company, LLC | GA | DC | 4,553 | $37.4M | $8,217 | $318 | $9.66 |
| Huddle House Inc. 401(k) Profit Sharing Plan | Huddle House Inc. | GA | DC | 4,019 | $23.9M | $5,946 | $271 | $92.64 |
| New Seasons Market LLC 401(k) Plan | New Seasons Market LLC | OR | DC | 3,579 | $69.5M | $19,429 | $641 | $74.96 |
| Pay and Save Inc. 401(k) Plan | Pay and Save Inc. | TX | DC | 3,174 | $63.8M | $20,110 | $773 | $99.31 |
| W.H. Braum, Inc. Profit Sharing Plus Plan | W.H. Braum, Inc. | OK | DC | 2,912 | $55.2M | $18,967 | $375 | $19.15 |
| Coal Brick Oven Pizzeria, Inc. 401(k) Plan | Coal Brick Oven Pizzeria, Inc. | AZ | DC | 2,561 | $2.0M | $799 | — | $28.94 |
| Five Guys Enterprises, LLC 401(k) Plan | Five Guys Enterprises LLC | VA | DC | 2,334 | $43.5M | $18,642 | $830 | $49.30 |
| Fgny Parentco. LLC 401(k) Profit Sharing Plan & Trust | Fgny Parentco. LLC | NY | DC | 1,692 | — | — | — | — |
| Philz Coffee 401(k) Plan | Philz Coffee, Inc. | CA | DC | 1,522 | $6.6M | $4,321 | $131 | $14.89 |
| The Deters Company Inc. Profit Sharing Plan | The Deters Company Inc. | KY | DC | 1,282 | $2.0M | $1,587 | $18 | $16.42 |
| Subs Island Development Inc. Retirement Savings Plan | Subs Island Development Inc. | PR | DC | 1,135 | $960K | $846 | $152 | — |
| Rottinghaus Company 401(k) Savings Plan | Rottinghaus Company, Inc. | WI | DC | 873 | $23.7M | $27,197 | $474 | $59.17 |
| Hungry Cats, Inc. Profit Sharing 401(k) Plan and Trust | Hungry Cats, Inc. | KS | DC | 711 | $3.6M | $5,127 | $440 | $25.89 |
| Cafua Management 401(k) Savings Plan | Cafua Management Company LLC | MA | DC | 695 | $6.7M | $9,626 | $320 | $66.86 |
| Thistle Health Inc. 401(k) Plan | Thistle Health Inc. | CA | DC | 676 | $2.0M | $2,927 | $33 | $50.34 |
| Zingermans Community of Businesses Employees 401(k) Plan | Zingermans Community of Businesses | MI | DC | 658 | $18.5M | $28,143 | $326 | $168 |
| Toojay's Retirement Savings Plan | TJ Management Holdco, LLC | FL | DC | 614 | — | — | — | — |
| Smoothie King 401(k) Plan & Trust | Smoothie King Franchises, Inc. | TX | DC | 599 | $11.8M | $19,745 | $1,990 | $116 |
| Al Copeland Investments, L. L. C. 401(k) Plan | Al Copeland Investments, L.L.C. | LA | DC | 538 | $13.3M | $24,633 | $853 | $160 |
| Etai's Food 401(k) Profit Sharing Plan & Trust | Etai's Food, Inc. | CO | DC | 536 | $2.2M | $4,024 | — | $29.32 |
| M & J Management Group Employees 401(k) Plan | M & J Management Corporation | PA | DC | 510 | $5.4M | $10,512 | — | $99.07 |
| Millennial Restaurant Group 401(k) Retirement Savings Plan | Millennial Restaurant Group, LLC | KY | DC | 464 | $2.3M | $5,016 | $207 | $2.99 |
| Team Carolinas Inc. 401(k) Plan | Team Carolinas, Inc. | NC | DC | 413 | $1.7M | $4,110 | $205 | $64.19 |
| Outpost Natural Foods Cooperative 401(k) Plan and Trust | Outpost Natural Foods Cooperative | WI | DC | 400 | $13.7M | $34,252 | $333 | $88.77 |
| Hard Way Inc. 401(k) Profit Sharing Plan & Trust | Hard Way Inc. | TX | DC | 380 | $782K | $2,058 | $0 | — |
| MP Management #3 401(k) Savings Plan | MP Management 3, LLC | OH | DC | 376 | — | — | — | — |
| Performance Foods Corporation 401(k) Profit Sharing Plan & Trust | Performance Foods Corporation | OH | DC | 369 | $309K | $836 | $0 | $20.61 |
| Gold Coast Baking Company, Inc. 401(k) Profit Sharing Plan | Gold Coast Baking Company, Inc. | CA | DC | 354 | $4.4M | $12,376 | $165 | $74.51 |
| Leeann Chin, Inc. 401(k) Plan | Leeann Chin, Inc. | MN | DC | 340 | $7.2M | $21,290 | $163 | $9.67 |
| Praseks Hillje Smokehouse 401(k) Plan | Prasek's Hillje Smokehouse, Inc. | TX | DC | 331 | — | — | — | — |
| Bewley's USA Savings Plan | Campbell Bewley, Inc. | MA | DC | 325 | $4.1M | $12,518 | $871 | $337 |
| Aurify Brands LLC 401(k) Profit Sharing Plan & Trust | Aurify Brands LLC | NY | DC | 258 | — | — | — | — |
| Westborn Market Employees Profit Sharing Plan | Westborn, Inc. | MI | DC | 250 | $9.6M | $38,465 | $1,099 | $248 |
| White Gold Inc. 401(k) Profit Sharing Plan & Trust | White Gold Inc. | OR | DC | 249 | $1.1M | $4,400 | $0 | — |
| D & M Holdings Inc. 401(k) Profit Sharing Plan & Trust | D & M Holdings Inc. | CA | DC | 248 | $274K | $1,105 | $0 | — |
By plan size
By state
Questions and answers
How many retirement plans are there in all other specialty food stores?
56 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 251 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in all other specialty food stores?
The median defined contribution plan reported $12,518 in net assets per participant (middle half of plans: $4,517 to $26,672); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in all other specialty food stores?
The median defined contribution plan received $449 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in all other specialty food stores?
Among defined contribution plans that report any Schedule C compensation, the median was $59.17 per participant and 0.51% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.