Industry · Form 5500 business code 442210
Floor Covering Stores: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 22 retirement plans in floor covering stores with 100 or more participants filed Form 5500: 22 defined contribution and 0 defined benefit. They reported 21,612 participant records and $524M in net assets, counting every plan on the form.
The median defined contribution plan held $48,053 per participant, below the national median of $53,031, and its employer put in $1,244 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $176 per participant against $123 nationally.
Employers contributed $16.2M and participants $54.5M during the year, and the plans paid out $105M in benefits.
In 2009 the same group numbered 39 plans with $194M; by 2024 it was 22 plans (down 44%) and $524M (up 170%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $48,053 | $53,031 | — | $86,234 |
| Employer contributions per active participant | $1,244 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $176 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.41% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $190 | $116 | — | $527 |
Medians across plans with 100 or more participants (20 DC and 0 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $41,423 | $48,053 | $59,578 | 20 |
| Employer contributions per active participant | $975 | $1,244 | $1,805 | 17 |
| Schedule C compensation per participant | $117 | $176 | $286 | 20 |
| Administrative expenses per participant | $160 | $190 | $289 | 19 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 22 | 21,612 | $524M | $16.2M | $54.5M | $48,053 | $176 |
| 2023 | 26 | 25,048 | $579M | $21.2M | $59.7M | $40,708 | $162 |
| 2022 | 34 | 24,987 | $537M | $21.8M | $61.8M | $35,787 | $156 |
| 2021 | 36 | 24,258 | $683M | $20.4M | $59.9M | $50,236 | $173 |
| 2020 | 41 | 23,301 | $633M | $18.3M | $53.0M | $42,022 | $116 |
| 2019 | 42 | 23,151 | $554M | $16.9M | $51.0M | $41,392 | $108 |
| 2018 | 44 | 22,378 | $446M | $15.0M | $46.4M | $32,336 | $92.51 |
| 2017 | 43 | 19,839 | $433M | $14.2M | $40.0M | $33,421 | $85.93 |
| 2016 | 35 | 18,599 | $318M | $9.1M | $32.6M | $31,751 | $61.39 |
| 2015 | 29 | 16,164 | $257M | $7.0M | $26.3M | $28,385 | $42.74 |
| 2014 | 28 | 14,197 | $250M | $5.5M | $21.5M | $28,732 | $41.14 |
| 2013 | 33 | 13,294 | $246M | $6.0M | $19.2M | $29,051 | $48.90 |
| 2012 | 34 | 12,765 | $248M | $4.1M | $18.2M | $26,730 | $79.00 |
| 2011 | 31 | 11,187 | $201M | $3.3M | $13.5M | $24,290 | $76.35 |
| 2010 | 32 | 11,407 | $213M | $2.8M | $13.2M | $24,465 | $56.66 |
| 2009 | 39 | 14,520 | $194M | $2.5M | $14.7M | $22,043 | $53.70 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 22 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 22 largest by participants of 22 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Floor and Decor Outlets of America, Inc. 401(k) Retirement Plan | Floor and Decor Outlets of America, Inc. | GA | DC | 12,113 | $202M | $16,668 | $810 | $67.44 |
| The Tile Shop 401(k) Retirement Plan | The Tile Shop, LLC | MN | DC | 1,626 | $55.4M | $34,045 | $1,234 | $95.84 |
| LL Flooring Holdings, Inc. 401(k) & Profit Sharing Plan | LL Flooring Holdings Inc. | DE | DC | 757 | $41.1M | $54,332 | $67,138 | $21.31 |
| Natco Products Corporation 401(k) Plan | Natco Products Corporation | RI | DC | 641 | $31.1M | $48,473 | $1,043 | $124 |
| Bentley 401(k) Plan | Bentley Mills, Inc. | CA | DC | 459 | $32.9M | $71,751 | $975 | $412 |
| Sovereign Distributors, Inc. T/a Avalon Flooring 401(k) Plan | Sovereign Distributors, Inc. T/a Avalon Flooring | NJ | DC | 440 | $27.2M | $61,804 | $0 | $268 |
| Renu Contracting and Restoration Inc. 401(k) Profit Sharing Plan | Renu Contracting & Restoration, Inc. | NY | DC | 383 | $17.8M | $46,360 | $5,495 | $206 |
| Stanton Carpet Corp. 401(k) Plan | Stanton Carpet Corp. | NY | DC | 316 | $18.6M | $58,836 | $586 | $190 |
| RW Supply and Design, LLC 401(k) Profit Sharing Plan | RW Supply and Design, LLC | MO | DC | 296 | $13.1M | $44,328 | $2,347 | $169 |
| H. J. Martin & Son, Inc. Profit Sharing and Retirement Savings Plan | H.J. Martin & Son, Inc. | WI | DC | 289 | $30.4M | $105,333 | $1,958 | $276 |
| Brewer Carpet & Design Center 401(k) Profit Sharing Plan & Trust | Brewer Carpet and Design Center, Inc. | OK | DC | 286 | $10.2M | $35,548 | $1,244 | $167 |
| Elite Floor Design INC.401(K) Profit Sharing Plan & Trust | Elite Floor Design Inc. | GA | DC | 277 | $13.2M | $47,632 | $1,262 | $34.18 |
| Air Base Carpet Mart, Inc. 401(k) Plan | Air Base Carpet Mart, Inc. | DE | DC | 261 | — | — | — | — |
| 31st Street Capital Retirement Plan | 31st Capital Inc. | NE | DC | 253 | $8.2M | $32,491 | $2,149 | $147 |
| Macco's Floor Covering Center Employees' Savings and Retirement Plan | Macco's Floor Covering Center, Inc. | WI | DC | 252 | $9.2M | $36,642 | $1,323 | $182 |
| The Mosaic Tile Company of Virginia Inc. 401(k) Profit Sharing Plan | The Mosaic Tile Company of Virginia | VA | DC | 190 | $20.1M | $105,535 | $1,154 | $23.87 |
| K W Flooring 401(k) Plan | KW Floorcoverings Inc. | OH | DC | 163 | $13.0M | $79,754 | $823 | $530 |
| Employees' Profit Sharing and Salary Reduction Plan of the Blakley Corporation | The Blakley Corporation | IN | DC | 158 | $9.1M | $57,511 | $1,515 | $355 |
| Cap Carpet, Inc. 401(k) Plan | Cap Carpet, Inc. | KS | DC | 146 | $8.4M | $57,539 | — | $212 |
| S & G Discount Outlet Inc. 401(k) Savings Plan | S & G Discount Outlet Inc. | CA | DC | 138 | $6.7M | $48,494 | — | $343 |
| Hagopian & Sons 401(k) Plan | Hagopian & Sons, Inc. | MI | DC | 133 | $6.2M | $46,743 | — | $422 |
| Floor King, Inc. 401(k) Profit Sharing Plan & Trust | Floor King, Inc. | TX | DC | 110 | — | — | — | — |
By plan size
By state
Questions and answers
How many retirement plans are there in floor covering stores?
22 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 108 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in floor covering stores?
The median defined contribution plan reported $48,053 in net assets per participant (middle half of plans: $41,423 to $59,578); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in floor covering stores?
The median defined contribution plan received $1,244 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in floor covering stores?
Among defined contribution plans that report any Schedule C compensation, the median was $176 per participant and 0.41% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.