Industry · Form 5500 business code 424930
Flower, Nursery Stock, & Florists' Supplies: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
25 retirement plans in flower, nursery stock, & florists' supplies with 100 or more participants filed Form 5500 for plan year 2024 (25 defined contribution, 0 defined benefit). All Form 5500 pension filers in the group reported 12,819 participant records and $364M in net assets.
The median defined contribution plan held $31,720 per participant, well below the national median of $53,031, and its employer put in $859 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $87.98 per participant against $123 nationally.
Employers contributed $9.3M and participants $18.5M during the year, and the plans paid out $36.1M in benefits.
In 2009 the same group numbered 35 plans with $135M; by 2024 it was 25 plans (down 29%) and $364M (up 169%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $31,720 | $53,031 | — | $86,234 |
| Employer contributions per active participant | $859 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $87.98 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.33% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $116 | $116 | — | $527 |
Medians across plans with 100 or more participants (23 DC and 0 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $19,314 | $31,720 | $64,174 | 23 |
| Employer contributions per active participant | $542 | $859 | $1,290 | 22 |
| Schedule C compensation per participant | $34.55 | $87.98 | $167 | 21 |
| Administrative expenses per participant | $34.55 | $116 | $184 | 21 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 25 | 12,819 | $364M | $9.3M | $18.5M | $31,720 | $87.98 |
| 2023 | 25 | 13,193 | $382M | $10.1M | $19.3M | $32,277 | $63.78 |
| 2022 | 30 | 12,317 | $326M | $9.5M | $19.5M | $27,175 | $77.84 |
| 2021 | 29 | 9,549 | $346M | $7.8M | $14.4M | $31,290 | $82.31 |
| 2020 | 31 | 9,607 | $329M | $7.5M | $12.6M | $32,237 | $67.29 |
| 2019 | 31 | 8,909 | $281M | $6.3M | $11.7M | $31,041 | $66.86 |
| 2018 | 30 | 8,720 | $244M | $4.7M | $10.9M | $25,872 | $66.75 |
| 2017 | 34 | 8,657 | $254M | $4.1M | $9.8M | $27,147 | $55.72 |
| 2016 | 30 | 7,960 | $192M | $3.7M | $8.1M | $22,415 | $57.94 |
| 2015 | 30 | 8,117 | $180M | $3.5M | $8.4M | $20,109 | $48.08 |
| 2014 | 30 | 8,303 | $174M | $3.4M | $7.7M | $21,786 | $67.87 |
| 2013 | 31 | 8,243 | $166M | $3.0M | $7.1M | $20,621 | $26.07 |
| 2012 | 31 | 8,605 | $150M | $2.8M | $7.1M | $17,113 | $18.17 |
| 2011 | 33 | 9,354 | $154M | $2.3M | $7.4M | $15,832 | $32.17 |
| 2010 | 36 | 10,384 | $159M | $2.3M | $7.0M | $14,762 | $37.38 |
| 2009 | 35 | 10,137 | $135M | $2.4M | $6.2M | $13,550 | $34.67 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 24 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 24 largest by participants of 24 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Bell Nursery USA LLC 401(k) Plan | Bell Nursery USA LLC | MD | DC | 1,991 | $19.5M | $9,796 | $350 | $34.55 |
| Moon Valley Nurseries 401(k) Plan | Moon Valley Nurseries Intermediate Holdings, LLC | AZ | DC | 1,858 | $16.6M | $8,922 | $816 | $29.46 |
| Devil Mountain Wholesale Nursery 401(k) Profit Sharing Plan | Devil Mountain Wholesale Nursery | CA | DC | 768 | $21.1M | $27,502 | $817 | $125 |
| Sunshine Bouquet Company 401(k) Plan | Sunshine Bouquet Company | NJ | DC | 746 | $23.7M | $31,720 | $1,049 | $69.54 |
| Olsons Greenhouse Gardens, Inc. 401(k) Profit Sharing Plan | Olsons Greenhouse Gardens, Inc. | UT | DC | 618 | $11.5M | $18,636 | $746 | $134 |
| Olsons Greenhouse Gardens, Inc. 401(k) Profit Sharing Plan | Olsons Greenhouse Gardens, Inc. | UT | DC | 618 | $11.5M | $18,636 | $746 | $134 |
| Bill Doran Company Employee Savings and Retirement Plan | Bill Doran LLC | IL | DC | 540 | $10.8M | $19,992 | $95 | $105 |
| Creekside Nursery 401(k) Retirement Savings Plan | Creekside Nursery, L.L.C. | TX | DC | 518 | $8.0M | $15,380 | $509 | $0.09 |
| Delaware Valley Floral Group, LLC Savings & Investment Plan | Delaware Valley Floral Group, LLC | NJ | DC | 461 | $36.4M | $78,930 | $658 | $43.70 |
| Falcon Farms, Inc. 401(k) Plan | Falcon Farms, Inc. | FL | DC | 453 | $7.6M | $16,827 | $914 | $75.24 |
| Mayesh Wholesale Florist, Inc. 401(k) Plan | Mayesh Wholesale Florist, Inc. | CA | DC | 432 | $29.6M | $68,519 | $1,366 | $10.33 |
| Kennicott Brothers Company Employee Stock Ownership and 401(k) | Kennicott Brothers Company | IL | DC | 428 | $38.8M | $90,764 | $3,875 | $0.03 |
| Kurt Weiss Greenhouses, Inc. 401(k) Savings Plan | Kurt Weiss Greenhouses, Inc. | NY | DC | 384 | $9.7M | $25,230 | $186 | $1.74 |
| Dummen NA, Inc. 401(k) Retirement Plan | Dummen NA, Inc. | OH | DC | 339 | $23.2M | $68,312 | $2,223 | $218 |
| The Denver Wholesale Florists Co. 401(k) Retirement Plan | The Denver Wholesale Florists Co. | CO | DC | 303 | $13.1M | $43,266 | $642 | $188 |
| Van Zyverden, Inc. 401(k) Retirement Plan | Van Zyverden, Inc. | MS | DC | 295 | $18.4M | $62,472 | $1,162 | $167 |
| American Florist Supply, Inc. 401(k) Profit Sharing Plan & Tru | American Florist Supply, Inc. | MA | DC | 264 | $8.6M | $32,686 | $475 | $205 |
| The Denver Wholesale Florists Company Employee Stock Ownership Plan and Trust | The Denver Wholesale Florist Co. | CO | DC | 227 | $15.0M | $65,875 | $4,025 | — |
| Buy Sod USA, LLC 401(k) Plan | Buy Sod USA, LLC | NC | DC | 210 | $4.6M | $21,958 | $1,111 | $191 |
| USA Bouquet LLC 401(k) Plan | USA Bouquet LLC | FL | DC | 192 | $4.5M | $23,349 | $396 | $184 |
| Krueger Wholesale Florist, Inc. 401(k) Profit Sharing Plan | Krueger Wholesale Florist, Inc. | WI | DC | 183 | $16.1M | $87,749 | $1,707 | $409 |
| Pennock Company Employee Stock Ownership Plan | Pennock Company | PA | DC | 139 | $8.0M | $57,494 | — | — |
| The Schulte & Co. Pooled Employer 401(k) PEP | Nesteggs Retirement Plan Services, Inc. | FL | DC | 112 | — | — | — | — |
| Westerlay Orchids, L.P. 401(k) Plan | Westerlay Orchids, L.P. | CA | DC | 104 | — | — | — | — |
By plan size
By state
Questions and answers
How many retirement plans are there in flower, nursery stock, & florists' supplies?
25 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 47 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in flower, nursery stock, & florists' supplies?
The median defined contribution plan reported $31,720 in net assets per participant (middle half of plans: $19,314 to $64,174); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in flower, nursery stock, & florists' supplies?
The median defined contribution plan received $859 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in flower, nursery stock, & florists' supplies?
Among defined contribution plans that report any Schedule C compensation, the median was $87.98 per participant and 0.33% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.