Industry · Form 5500 business code 327300
Cement & Concrete Product Mfg: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 184 retirement plans in cement & concrete product mfg with 100 or more participants filed Form 5500: 164 defined contribution and 20 defined benefit. They reported 123,873 participant records and $7.49B in net assets, counting every plan on the form.
The median defined contribution plan held $51,159 per participant, close to the national median of $53,031, and its employer put in $2,277 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $165 per participant against $123 nationally.
Employers contributed $300M and participants $363M during the year, and the plans paid out $1.33B in benefits.
In 2009 the same group numbered 278 plans with $5.15B; by 2024 it was 184 plans (down 34%) and $7.49B (up 45%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $51,159 | $53,031 | $72,657 | $86,234 |
| Employer contributions per active participant | $2,277 | $2,174 | $18,243 | $10,244 |
| Schedule C compensation per participant | $165 | $123 | $383 | $344 |
| Schedule C compensation, share of net assets | 0.30% | 0.26% | 0.56% | 0.42% |
| Administrative expenses per participant | $147 | $116 | $492 | $527 |
Medians across plans with 100 or more participants (152 DC and 20 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $29,273 | $51,159 | $89,216 | 152 |
| Employer contributions per active participant | $1,466 | $2,277 | $4,347 | 148 |
| Schedule C compensation per participant | $83.61 | $165 | $249 | 143 |
| Administrative expenses per participant | $75.89 | $147 | $238 | 149 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 22 | 14,441 | $1.18B | $40.0M | $51.8M | $83,273 | $119 |
| 2024 | 184 | 123,873 | $7.49B | $300M | $363M | $51,159 | $165 |
| 2023 | 190 | 135,048 | $7.53B | $298M | $324M | $48,147 | $134 |
| 2022 | 216 | 144,936 | $7.39B | $269M | $304M | $34,655 | $122 |
| 2021 | 223 | 140,039 | $9.15B | $253M | $279M | $41,566 | $121 |
| 2020 | 222 | 141,384 | $8.78B | $476M | $261M | $38,667 | $107 |
| 2019 | 233 | 142,881 | $7.76B | $424M | $239M | $35,164 | $98.94 |
| 2018 | 217 | 140,219 | $6.39B | $261M | $222M | $30,308 | $83.76 |
| 2017 | 227 | 142,766 | $7.36B | $256M | $202M | $33,059 | $84.86 |
| 2016 | 223 | 122,409 | $5.56B | $216M | $170M | $29,259 | $70.92 |
| 2015 | 231 | 116,670 | $4.89B | $203M | $177M | $27,311 | $55.36 |
| 2014 | 230 | 117,707 | $5.41B | $160M | $158M | $30,913 | $39.11 |
| 2013 | 237 | 125,386 | $5.89B | $202M | $142M | $32,507 | $46.65 |
| 2012 | 233 | 127,015 | $5.23B | $213M | $128M | $28,968 | $42.67 |
| 2011 | 236 | 132,911 | $4.93B | $260M | $132M | $26,403 | $41.67 |
| 2010 | 241 | 140,992 | $5.15B | $201M | $137M | $25,066 | $36.92 |
| 2009 | 278 | 162,030 | $5.15B | $176M | $157M | $21,912 | $43.67 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 184 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 184 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| The Quikrete Companies Profit Sharing and Tax Deferred Plan | The Quikrete Companies, LLC | GA | DC | 13,677 | $622M | $45,486 | $1,542 | $90.10 |
| Heidelberg Materials US Pension Plan | HM US Services, LLC | TX | DB | 6,556 | $518M | $79,066 | $0 | — |
| Smyrna Ready Mix 401(k) Profit Sharing Plan and Trust | Smyrna Ready Mix Concrete, LLC | TN | DC | 4,617 | $120M | $25,974 | $3,595 | $147 |
| Cemex, Inc. Pension Plan | Cemex, Inc. | TX | DB | 3,567 | $9.5M | $2,670 | $61,702 | $741 |
| Eagle Materials, Inc. Retirement Plan | Eagle Materials, Inc. | TX | DC | 3,167 | $329M | $103,762 | $5,039 | $13.10 |
| Cretex Companies, Inc. 401(k) Profit Sharing Plan | Cretex Companies, Inc. | MN | DC | 2,965 | $316M | $106,730 | $6,333 | $62.01 |
| Wells Concrete Products Company Profit Sharing 401(k) and Laborers Union Supplemental Retirement Plan | The Wells Companies | MN | DC | 2,831 | $108M | $38,146 | $1,311 | $26.65 |
| Irving Materials, Inc. Employee Savings 401(k) Plan | Irving Materials, Inc. | IN | DC | 2,740 | $253M | $92,444 | $4,375 | $158 |
| New Enterprise Stone & Lime Co., Inc. 401(k) Savings and Retirement Plan | New Enterprise Stone & Lime Co., Inc. | PA | DC | 2,275 | $242M | $106,510 | $5,435 | $135 |
| Robertson's Ltd. 401(k) Plan | Robertson's Ready Mix, Ltd. | CA | DC | 2,192 | $121M | $55,320 | $2,239 | $219 |
| Calportland Company Thrift & Profit Sharing Plan for Hourly Employees | Calportland Company | NV | DC | 2,112 | $75.3M | $35,640 | $2,443 | $48.04 |
| Edw. C. Levy Co. Capital Accumulation Plan | Edw. C. Levy Co. | MI | DC | 2,025 | $149M | $73,365 | $4,390 | $82.64 |
| Coreslab Structures, Inc. 401(k) Plan | Coreslab Holdings US, Inc. | TX | DC | 2,010 | $79.1M | $39,336 | — | $53.25 |
| Concrete Supply Company Savings Plan | Concrete Supply Company, LLC | NC | DC | 1,875 | $65.1M | $34,722 | $3,039 | $137 |
| Central Processing Corp. Retirement Plan | Central Processing Corp. | WI | DC | 1,799 | $92.6M | $51,458 | $1,737 | $75.26 |
| The GCC 401(k) Plan | GCC of America, Inc. | TX | DC | 1,762 | $100M | $56,885 | $2,437 | $68.60 |
| Mapei Corporation 401(k) Plan | Mapei Corporation | FL | DC | 1,744 | $120M | $68,560 | $4,210 | $151 |
| Thomas Concrete, Inc. 401(k) Profit Sharing Plan | Thomas Concrete Industries, Inc. | GA | DC | 1,503 | $53.0M | $35,290 | $2,153 | $187 |
| Quikrete Companies Retirement Savings Plan for | Forterra Pipe & Precast, LLC | GA | DC | 1,498 | $51.8M | $34,582 | $1,951 | $71.97 |
| Cemstone and TCC Employee Savings Plan | Cemstone Products Company | MN | DC | 1,418 | $145M | $102,503 | $3,605 | $204 |
| Fabcon Companies, LLC. Profit Sharing and 401(k) Plan | Fabcon Companies, LLC | MN | DC | 1,297 | $83.7M | $64,529 | $4,074 | $189 |
| Employers and Cement Masons Local 90 Pension Plan | Employers and Cement Masons Local 90 Pension Plan | IL | DC | 1,273 | $77.3M | $60,754 | $11,370 | $474 |
| Profit Sharing and 401(k) Plan of Nebco, Inc. | Nebco, Inc. | NE | DC | 1,264 | $119M | $94,468 | $3,191 | — |
| Dolese Bros. Co. 401(k) Employees Savings Incentive Plan | Dolese Bros. Co. | OK | DC | 1,262 | $83.6M | $66,216 | $1,874 | $99.50 |
| Jensen Precast 401(k) Profit Sharing Plan | Jensen Enterprises, Inc. DBA Jensen Precast | NV | DC | 1,251 | $50.1M | $40,008 | $812 | $115 |
| Croell, Inc. 401(k) Plan | Croell, Inc. | IA | DC | 1,228 | $50.7M | $41,276 | $1,057 | $194 |
| Dolese Bros. Co. Profit Sharing Plan | Dolese Bros. Co. | OK | DC | 1,203 | $145M | $120,164 | $15,752 | $142 |
| The Retirement Plan for Associates of Metromont LLC | Metromont LLC | SC | DC | 1,143 | $82.2M | $71,915 | $2,830 | $100 |
| Calportland Company Thrift and Profit Sharing Plan for Salaried Employees | Calportland Company | NV | DC | 1,103 | $255M | $231,095 | $14,123 | $69.12 |
| Vcna 401(k) Profit Sharing Plan | Vcna Prairie LLC | IL | DC | 979 | $139M | $141,743 | $4,048 | $142 |
| Calportland Company Retirement Savings Plan | Calportland Company | NV | DC | 917 | $56.2M | $61,272 | $4,932 | $44.59 |
| Kti Inc. 401(k) Profit Sharing Plan and Trust | Kti Inc. | CA | DC | 902 | $28.8M | $31,965 | $2,314 | $170 |
| Superior Ready Mix Concrete, L.P. Profit SHARING/401(K) Plan | Superior Ready Mix Concrete LP | CA | DC | 884 | $92.9M | $105,118 | $8,991 | $126 |
| Buzzi Unicem USA Inc. Retirement Savings Plan for Salaried Employees | Buzzi Unicem USA Inc. | PA | DC | 884 | $125M | $141,345 | $5,396 | $112 |
| Chaney Enterprises Companies 401(k) Profit Sharing Plan | Chaney Materials, LLC | MD | DC | 864 | $70.1M | $81,171 | $3,907 | $185 |
| Alamo Cement Company 401(k) Retirement Savings Plan | Alamo Cement Company | TX | DC | 852 | $50.7M | $59,452 | $1,848 | $108 |
| Ozinga Ready Mix Concrete, Inc. 401(k) Savings Plan | Ozinga Ready Mix Concrete, Inc. | IL | DC | 846 | $23.1M | $27,327 | $0 | $67.25 |
| Ozinga Bros., Inc. Employee's Profit Sharing Plan & Trust | Ozinga Bros., Inc. | IL | DC | 815 | $143M | $175,122 | $12,425 | $169 |
| Buzzi Unicem USA Inc. Hourly Pension Plan | Buzzi Unicem USA Inc. | PA | DB | 809 | $75.3M | $93,072 | — | — |
| Ingram Readymix, Inc. Profit Sharing Plan | Ingram Readymix, Inc. | TX | DC | 784 | $24.5M | $31,280 | $2,080 | $163 |
By plan size
By state
Questions and answers
How many retirement plans are there in cement & concrete product mfg?
184 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 235 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in cement & concrete product mfg?
The median defined contribution plan reported $51,159 in net assets per participant (middle half of plans: $29,273 to $89,216); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in cement & concrete product mfg?
The median defined contribution plan received $2,277 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in cement & concrete product mfg?
Among defined contribution plans that report any Schedule C compensation, the median was $165 per participant and 0.30% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.