Industry · Form 5500 business code 312130
Wineries: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
55 retirement plans in wineries with 100 or more participants filed Form 5500 for plan year 2024 (52 defined contribution, 3 defined benefit). All Form 5500 pension filers in the group reported 38,986 participant records and $4.31B in net assets.
The median defined contribution plan held $83,656 per participant, well above the national median of $53,031, and its employer put in $2,887 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $179 per participant against $123 nationally.
Employers contributed $111M and participants $167M during the year, and the plans paid out $432M in benefits.
In 2009 the same group numbered 46 plans with $1.23B; by 2024 it was 55 plans (up 20%) and $4.31B (up 250%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $83,656 | $53,031 | $68,059 | $86,234 |
| Employer contributions per active participant | $2,887 | $2,174 | $14,257 | $10,244 |
| Schedule C compensation per participant | $179 | $123 | $357 | $344 |
| Schedule C compensation, share of net assets | 0.25% | 0.26% | 0.57% | 0.42% |
| Administrative expenses per participant | $180 | $116 | $1,093 | $527 |
Medians across plans with 100 or more participants (51 DC and 2 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $53,703 | $83,656 | $114,310 | 51 |
| Employer contributions per active participant | $1,936 | $2,887 | $4,310 | 51 |
| Schedule C compensation per participant | $93.26 | $179 | $250 | 49 |
| Administrative expenses per participant | $85.99 | $180 | $249 | 50 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 55 | 38,986 | $4.31B | $111M | $167M | $83,656 | $179 |
| 2023 | 54 | 40,366 | $3.94B | $116M | $164M | $73,208 | $154 |
| 2022 | 66 | 42,903 | $3.54B | $110M | $159M | $53,707 | $130 |
| 2021 | 62 | 40,195 | $4.07B | $98.6M | $141M | $67,463 | $171 |
| 2020 | 61 | 37,524 | $3.56B | $94.7M | $127M | $64,154 | $122 |
| 2019 | 56 | 36,591 | $3.13B | $86.9M | $119M | $61,336 | $140 |
| 2018 | 51 | 34,866 | $2.60B | $83.3M | $108M | $49,755 | $123 |
| 2017 | 46 | 33,157 | $2.66B | $78.1M | $97.9M | $52,865 | $88.12 |
| 2016 | 48 | 31,325 | $2.32B | $72.1M | $88.5M | $43,350 | $76.50 |
| 2015 | 42 | 29,073 | $2.11B | $103M | $79.9M | $49,475 | $57.01 |
| 2014 | 41 | 27,822 | $2.06B | $61.6M | $72.6M | $53,254 | $63.89 |
| 2013 | 41 | 27,511 | $1.96B | $58.0M | $66.3M | $56,022 | $54.86 |
| 2012 | 40 | 27,098 | $1.67B | $61.8M | $62.3M | $42,977 | $44.29 |
| 2011 | 40 | 26,641 | $1.45B | $55.7M | $50.9M | $37,807 | $29.70 |
| 2010 | 41 | 24,968 | $1.39B | $47.0M | $47.7M | $33,119 | $16.26 |
| 2009 | 46 | 26,611 | $1.23B | $41.8M | $45.1M | $28,779 | $16.95 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 53 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 53 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| E. & J. Gallo Winery Retirement Plan | E. & J. Gallo Winery | CA | DC | 7,155 | $1.75B | $245,013 | $8,871 | $141 |
| California Winery Workers Pension Plan Trust | California Winery Workers Pension Plan Trust | CA | DB | 4,106 | −$40.0M | — | — | $95.37 |
| E. & J. Gallo Winery Union Retirement Plan | E. & J. Gallo Winery | CA | DC | 2,961 | $302M | $101,955 | $3,631 | $122 |
| Jackson Family Enterprises 401(k) Plan | Jackson Family Enterprises Inc. | CA | DC | 2,520 | $229M | $90,843 | $2,887 | $88.76 |
| Sutter Home Winery, Inc. 401(k) and Profit Sharing Plan | Sutter Home Winery, Inc. | CA | DC | 1,677 | $341M | $203,551 | $4,761 | $117 |
| Treasury Wine Estates Retirement Savings Plan | Treasury Wine Estates Americas Company | CA | DC | 1,493 | $129M | $86,686 | $2,365 | $161 |
| Delicato Vineyards Employee Retirement Plan | Delicato Vineyards, LLC, a Delaware Limited Liability Company | CA | DC | 1,416 | $146M | $102,945 | $3,912 | $220 |
| Ste. Michelle Wine Estates LLC 401(k) Plan | Ste. Michelle Wine Estates, LLC | WA | DC | 1,074 | $51.2M | $47,652 | $4,514 | $147 |
| Foley Family Wines 401(k) Plan | Foley Family Wines, Inc. | CA | DC | 1,045 | $47.8M | $45,754 | $2,022 | $183 |
| The Wine Group Retirement & Savings Plan | The Wine Group, Inc. | CA | DC | 925 | $136M | $146,643 | $6,502 | $330 |
| Ste. Michelle Wine Estates LLC Retirement Income Plan | Ste. Michelle Wine Estates LLC | WA | DB | 883 | $58.3M | $66,078 | $14,257 | $357 |
| Bronco Wine Company 401(k) Profit Sharing Plan | Bronco Wine Company | CA | DC | 850 | $110M | $128,834 | $1,640 | $30.79 |
| Duckhorn Wine Company 401(k) Plan | Duckhorn Wine Company | CA | DC | 777 | $82.5M | $106,234 | $9,268 | $245 |
| Wente Family Estates 401(k) Profit Sharing Plan & Trust | Wente Vineyards | CA | DC | 776 | $33.9M | $43,744 | $4,186 | $278 |
| San Antonio Winery, Inc. 401(k) Plan | San Antonio Winery, Inc. | CA | DC | 513 | $34.3M | $66,925 | $6,540 | $205 |
| Gallo Pension Plan for Non-Union Employees | Gallo Vineyards, Inc. | CA | DB | 464 | $32.5M | $70,039 | — | $420 |
| Caymus Vineyards 401(k) and Profit Sharing Plan | Caymus Vineyards | CA | DC | 438 | $53.2M | $121,490 | $9,618 | $331 |
| The Wine Group - Franzia Winery Retirement and Savings Plan | The Wine Group, Inc. | CA | DC | 430 | $17.2M | $40,033 | $1,651 | $141 |
| Boisset Family Estates, Inc. Retirement Savings Plan | Boisset Family Estates, Inc. | CA | DC | 414 | $23.2M | $56,084 | $1,704 | $178 |
| Terlato Wine Group, Ltd. Savings and Retirement Plan | Terlato Wine Group, Ltd. | IL | DC | 392 | $43.8M | $111,700 | $1,505 | $149 |
| New Mexico Wineries Inc. 401(k) Profit Sharing Plan & Trust | New Mexico Wineries Inc. | NM | DC | 378 | $3.5M | $9,301 | $340 | $64.62 |
| The Coppola Companies Retirement Savings Plan | Niebaum-Coppola Estate Winery, LP | CA | DC | 370 | $39.1M | $105,709 | $1,833 | $194 |
| F. Korbel & Bros. 401(k) Retirement Plan | F. Korbel & Bros. | CA | DC | 370 | $100M | $270,419 | $3,989 | $42.71 |
| Bogle Vineyards Inc. 401(k) Retirement Plan | Bogle Vineyards Inc. | CA | DC | 348 | $23.5M | $67,399 | $1,617 | $34.23 |
| Far Niente Wine Estates 401(k) Plan | FN Cellars, LLC | CA | DC | 313 | $22.4M | $71,580 | $3,705 | $190 |
| Fior Di Sole, LLC 401(k) Profit Sharing Plan | Fior Di Sole, LLC | CA | DC | 271 | $5.2M | $19,195 | $1,295 | $133 |
| J. Lohr Employees Retirement Plan | J. Lohr Winery Corporation | CA | DC | 269 | $43.5M | $161,575 | $2,730 | — |
| Precept Brands 401(k) Plan | Precept Brands, LLC | WA | DC | 263 | $12.0M | $45,709 | $2,191 | $22.68 |
| Klein Foods, Inc. 401(k) Plan | Klein Foods, Inc. DBA Rodney Strong Wine Estates | CA | DC | 252 | $23.2M | $92,255 | $2,459 | $233 |
| Silver Oak Cellars 401(k) Profit Sharing Plan | Silver Oak Wine Cellars, LLC | CA | DC | 250 | $47.6M | $190,306 | $2,803 | $432 |
| Willamette Valley Vineyards Inc. 401(k) Profit Sharing Plan and Trust | Willamette Valley Vineyards Inc. | OR | DC | 247 | $5.3M | $21,518 | $1,069 | $217 |
| Roederer USA Retirement Plan | Roederer Estate Inc. | CA | DC | 226 | $43.2M | $191,358 | $7,485 | $53.18 |
| Cline Cellars 401(k) Savings Plan | Cline Cellars, Inc. | CA | DC | 222 | $10.0M | $45,037 | $1,210 | $198 |
| Freixenet Sonoma Caves, Inc. Profit Sharing Plan | Freixenet Sonoma Caves, Inc. | CA | DC | 220 | $19.2M | $87,060 | $2,350 | $580 |
| Joseph Phelps Vineyards 401(k) Profit Sharing Plan | Joseph Phelps Vineyards, LLC | CA | DC | 219 | $18.3M | $83,656 | $5,310 | $289 |
| Canandaigua Wine Company, Inc. Union 401(k) Plan | Constellation Brands U.S. Operations, Inc. | NY | DC | 210 | $21.8M | $103,888 | $3,129 | $62.54 |
| Phillips Farms, LLC 401(k) Plan | Phillips Farms, LLC | CA | DC | 206 | $14.5M | $70,568 | $1,849 | $6.31 |
| Lion Nathan USA, Inc. 401(k) Retirement Plan | Lion Nathan USA, Inc. | KS | DC | 201 | $17.5M | $86,878 | $3,432 | $706 |
| The Hess Collection 401(k) Plan | The Hess Collection Winery | CA | DC | 189 | $22.7M | $119,952 | $4,178 | $244 |
| Paul Hobbs Winery, LP 401(k) Safe Harbor Plan | Paul Hobbs Winery, LP | CA | DC | 184 | $9.7M | $52,981 | $2,037 | $291 |
By plan size
By state
Questions and answers
How many retirement plans are there in wineries?
55 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 109 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in wineries?
The median defined contribution plan reported $83,656 in net assets per participant (middle half of plans: $53,703 to $114,310); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in wineries?
The median defined contribution plan received $2,887 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in wineries?
Among defined contribution plans that report any Schedule C compensation, the median was $179 per participant and 0.25% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.