Employer · plans filed under one EIN
Plan Fiduciary Services, Inc.
Clearwater, FL · Finance and insurance
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
Plan Fiduciary Services, Inc., based in Clearwater, Florida, sponsors 5 retirement plans with 100 or more participants: 5 defined contribution. Together they reported 23,910 participant records and $295M in net assets.
The largest is The Platinum 401(k) Retirement Savings Plan, a 401(k) plan with 12,711 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $17.8M and participant contributions $33.7M in the latest plan years; benefits paid were $36.7M. Schedule C compensation reported to service provider organisations totalled $2.5M.
Combined net assets moved from $165M in 2021 to $295M in 2024 (up 79%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| The Platinum 401(k) Retirement Savings Plan | 401(k) plan | 2024 | 12,711 | $97.4M | $7,664 | $700 | $1.1M |
| OneDigital Open Pooled Employer Plan | 401(k) plan | 2024 | 5,757 | $93.6M | $16,250 | $885 | $936K |
| Enterprise Select Pooled Employer Plan | 401(k) plan | 2024 | 4,868 | $76.5M | $15,717 | $1,287 | $316K |
| New Frontier Pooled Employer Plan | 401(k) plan | 2024 | 438 | $7.1M | $16,118 | $734 | $34K |
| Great West Affiliated Employers Retirement Savings Plan | 401(k) plan | 2024 | 136 | $20.5M | $150,503 | $4,462 | $115K |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 5 | 23,910 | $295M | $17.8M | $33.7M |
| 2023 | 5 | 21,866 | $327M | $21.8M | $45.6M |
| 2022 | 5 | 8,244 | $180M | $7.5M | $21.7M |
| 2021 | 3 | 6,266 | $165M | $4.1M | $15.0M |
| 2011 | 1 | 115 | $0 | $0 | $0 |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| American Pension Services, LLC | Consulting (pension); Participant loan processing; Contract Administrator; Other services | 4 | $1,318,438 |
| OneDigital Investments | Investment advisory (participants); Investment advisory (plan); Contract Administrator | 5 | $242,027 |
| Empower Annuity Insurance Company | — | 2 | $213,237 |
| Souders Financial Advisors LLC | Investment advisory (participants); Investment advisory (plan) | 2 | $162,017 |
| PFS Investments Inc. | — | 1 | $131,340 |
| John Hancock Life Insurance Company | Recordkeeping and information management | 1 | $55,688 |
| Cambridge Investment | Investment advisory (plan) | 1 | $53,383 |
| Resources Investments Advisors, LLC | Investment management | 1 | $52,578 |
| LPL Financial LLC - RPCP | Investment advisory (participants) | 1 | $43,017 |
| Raymond James & Associates | Investment advisory (participants) | 1 | $38,951 |
| Massachusetts Mutual Life Insurance | — | 1 | $30,405 |
| Sigma Financial Corporation | — | 1 | $27,497 |
| Thurston Springer Advisors LLC | Investment advisory (plan) | 1 | $26,066 |
| Brighton Jones, LLC | — | 1 | $24,475 |
| Morgan Stanley Smith Barney LLC | — | 1 | $19,767 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Plan Fiduciary Services, Inc. have?
5 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: The Platinum 401(k) Retirement Savings Plan, OneDigital Open Pooled Employer Plan, Enterprise Select Pooled Employer Plan and New Frontier Pooled Employer Plan and others. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Plan Fiduciary Services, Inc. contribute to its plans?
$17,760,493 in employer contributions across these plans in their latest plan years, about $878 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name American Pension Services, LLC, OneDigital Investments, Empower Annuity Insurance Company and Souders Financial Advisors LLC and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.