Employer · plans filed under one EIN
Plan Compliance Services, Inc.
Clearwater, FL · Finance and insurance
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
Plan Compliance Services, Inc., based in Clearwater, Florida, sponsors 17 retirement plans with 100 or more participants: 17 defined contribution. Together they reported 20,094 participant records and $175M in net assets.
The largest is Risk Strategies Prevailing Wage Retirement Program, a profit-sharing plan with 6,033 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $14.3M and participant contributions $19.8M in the latest plan years; benefits paid were $22.3M. Schedule C compensation reported to service provider organisations totalled $1.7M.
Combined net assets moved from $6.4M in 2021 to $175M in 2024 (up 2632%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Risk Strategies Prevailing Wage Retirement Program | profit-sharing plan | 2024 | 6,033 | $22.9M | $3,792 | $843 | $363K |
| Risk Strategies Pooled Employer Plan for Private Equity Portfolio Co's | 401(k) plan | 2024 | 2,255 | $72.1M | $31,973 | $2,785 | $454K |
| Secure Choice Pooled Employer Plan | 401(k) plan | 2024 | 2,200 | — | — | — | $195K |
| OneDigital Pooled Employer Plan | 401(k) plan | 2024 | 1,656 | $14.0M | $8,456 | $1,438 | $257K |
| Enterprise Select Premier Pooled Employer Plan | 401(k) plan | 2024 | 1,514 | $28.5M | $18,801 | $880 | $93K |
| CPC Retirement Savings Plan | 401(k) plan | 2024 | 1,491 | — | — | — | $0 |
| Secure Choice 401(k) Plan | 401(k) plan | 2024 | 1,114 | $5.1M | $4,616 | $400 | $16K |
| Unison Risk Advisors Pooled Employer Plan | 401(k) plan | 2024 | 748 | $5.0M | $6,668 | $882 | $21K |
| Secure Choice 403(b) Retirement Savings Plan | 401(k) plan | 2024 | 605 | — | — | — | $9,100 |
| Next(k) Retirement Solutions | 401(k) plan | 2024 | 526 | $835K | $1,587 | $395 | $2,066 |
| Qbox Pooled Employer Plan | 401(k) plan | 2024 | 368 | $11.0M | $29,826 | $1,021 | $117K |
| Envision Retirement Savings Plan | 401(k) plan | 2024 | 328 | $4.1M | $12,579 | $1,387 | $79K |
| Ppi 401(k) Retirement Plan | 401(k) plan | 2024 | 323 | — | — | — | $0 |
| Secure Retirement 403(b) Pooled Employer Plan | 401(k) plan | 2024 | 301 | — | — | — | $9,306 |
| Sca Great Lakes Pooled Employer Plan | 401(k) plan | 2024 | 281 | $7.9M | $28,175 | $1,709 | $28K |
| Tag(k) Pooled Employer Plan | 401(k) plan | 2024 | 229 | $3.5M | $15,425 | $3,199 | $42K |
| The Doctor's Retirement Plan | 401(k) plan | 2024 | 122 | — | — | — | $61K |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 17 | 20,094 | $175M | $14.3M | $19.8M |
| 2023 | 14 | 11,073 | $115M | $7.4M | $12.9M |
| 2022 | 8 | 2,880 | $7.3M | $527K | $1.3M |
| 2021 | 2 | 309 | $6.4M | $121K | $467K |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| American Pension Services, LLC | Contract Administrator; Other services | 8 | $629,784 |
| Empower Life & Annuity Insurance | — | 5 | $401,999 |
| Souders Financial Advisors, LLC | Investment advisory (participants) | 4 | $184,977 |
| Securities America Advisors | Investment advisory (plan) | 2 | $133,854 |
| Merit Wealth | — | 1 | $48,670 |
| Highland Consulting | Investment advisory (participants) | 2 | $48,419 |
| Creative Planning LLC | — | 1 | $39,307 |
| Qbox Fiduciary Solutions LLC | Investment advisory (plan) | 1 | $38,539 |
| JDC CPA LLC | Accounting (including auditing) | 1 | $34,300 |
| Cambridge Investment Research Advis | — | 1 | $29,698 |
| OneDigital Investment Advisors LLC | Investment advisory (plan); Investment management | 1 | $24,804 |
| Cetera Investment Advisers LLC | — | 1 | $21,353 |
| Oswald Financial | — | 1 | $20,744 |
| Global Retirement Partners LLC | — | 1 | $16,081 |
| Clear Creek Financial Management | — | 1 | $15,941 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Plan Compliance Services, Inc. have?
17 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Risk Strategies Prevailing Wage Retirement Program, Risk Strategies Pooled Employer Plan for Private Equity Portfolio Co's, Secure Choice Pooled Employer Plan and OneDigital Pooled Employer Plan and others. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Plan Compliance Services, Inc. contribute to its plans?
$14,322,260 in employer contributions across these plans in their latest plan years, about $866 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name American Pension Services, LLC, Empower Life & Annuity Insurance, Souders Financial Advisors, LLC and Securities America Advisors and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.