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Industry · Form 5500 business code 624100
Individual & Family Services: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 1,335 retirement plans in individual & family services with 100 or more participants filed Form 5500: 1,309 defined contribution and 26 defined benefit. They reported 825,674 participant records and $17.9B in net assets, counting every plan on the form.
The median defined contribution plan held $22,378 per participant, well below the national median of $53,031, and its employer put in $1,208 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $86.02 per participant against $123 nationally.
Employers contributed $707M and participants $1.10B during the year, and the plans paid out $1.96B in benefits.
In 2009 the same group numbered 1,270 plans with $4.89B; by 2024 it was 1,335 plans (up 5%) and $17.9B (up 266%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $22,378 | $53,031 | $42,967 | $86,234 |
| Employer contributions per active participant | $1,208 | $2,174 | $8,764 | $10,244 |
| Schedule C compensation per participant | $86.02 | $123 | $196 | $344 |
| Schedule C compensation, share of net assets | 0.39% | 0.26% | 0.44% | 0.42% |
| Administrative expenses per participant | $75.88 | $116 | $349 | $527 |
Medians across plans with 100 or more participants (1,292 DC and 26 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $13,610 | $22,378 | $34,196 | 1,292 |
| Employer contributions per active participant | $628 | $1,208 | $2,008 | 1,230 |
| Schedule C compensation per participant | $21.82 | $86.02 | $163 | 1,207 |
| Administrative expenses per participant | $18.20 | $75.88 | $142 | 1,271 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 131 | 68,584 | $2.02B | $78.9M | $117M | $26,906 | $95.59 |
| 2024 | 1,335 | 825,674 | $17.9B | $707M | $1.10B | $22,378 | $86.02 |
| 2023 | 1,353 | 787,741 | $16.1B | $682M | $1.01B | $20,259 | $69.19 |
| 2022 | 1,574 | 791,479 | $14.1B | $637M | $940M | $16,292 | $66.67 |
| 2021 | 1,570 | 738,669 | $15.5B | $611M | $839M | $18,497 | $71.42 |
| 2020 | 1,573 | 733,887 | $14.7B | $547M | $747M | $17,445 | $57.97 |
| 2019 | 1,557 | 750,388 | $12.5B | $487M | $680M | $14,593 | $50.74 |
| 2018 | 1,511 | 720,937 | $10.7B | $472M | $608M | $13,349 | $44.36 |
| 2017 | 1,504 | 718,900 | $11.1B | $452M | $548M | $13,750 | $36.39 |
| 2016 | 1,479 | 685,732 | $9.72B | $405M | $492M | $12,708 | $31.87 |
| 2015 | 1,449 | 677,922 | $8.91B | $378M | $454M | $11,704 | $27.60 |
| 2014 | 1,404 | 635,015 | $8.84B | $360M | $411M | $12,396 | $26.63 |
| 2013 | 1,380 | 602,260 | $8.36B | $347M | $376M | $12,127 | $23.50 |
| 2012 | 1,348 | 575,181 | $7.14B | $341M | $351M | $10,831 | $24.57 |
| 2011 | 1,336 | 557,704 | $6.28B | $342M | $335M | $9,911 | $24.10 |
| 2010 | 1,296 | 535,805 | $5.85B | $332M | $304M | $9,465 | $22.19 |
| 2009 | 1,270 | 514,765 | $4.89B | $336M | $279M | $8,305 | $20.11 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 1,316 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 1,316 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Hah Holdings, LLC 401(k) Plan | Hah Holdings, LLC | IL | DC | 46,675 | $32.9M | $705 | $1 | $7.91 |
| Sevita 401(k) Plan | National Mentor Holdings, LLC | MN | DC | 41,694 | $347M | $8,328 | $201 | $26.89 |
| Retirement Plan for Employees of Uja-Federation | United Jewish Appeal-Federation of Jewish Philanthropies of NY | NY | DB | 13,750 | $577M | $41,938 | $5,253 | $170 |
| House Works LLC 401(k) Plan | House Works LLC | MA | DC | 11,951 | $7.2M | $603 | $1 | $5.52 |
| Southwest Key Programs, Inc. 401(k) Retirement Plan | Southwest Key Programs, Inc. | TX | DC | 10,772 | $277M | $25,728 | $3,564 | $93.94 |
| Ro Health 401(k) Plan | Ro Health, Inc. | WA | DC | 6,607 | $7.5M | $1,138 | $88 | $1.31 |
| Merakey 403(b) Plan | Merakey USA | PA | DC | 6,564 | $155M | $23,657 | $416 | $90.31 |
| The Children's Aid Society Voluntary Retirement Plan | The Children's Aid Society | NY | DC | 5,146 | $67.1M | $13,032 | $1,054 | $41.70 |
| Yai Network Affiliates 403(b) Plan | Young Adult Institute, Inc. | NY | DC | 4,912 | $57.7M | $11,751 | $510 | $64.50 |
| 403(b) Retirement Plan for Ighl & CDD | Independent Group Home Living Program, Inc. | NY | DC | 4,888 | $57.2M | $11,709 | $366 | $94.39 |
| RHD Investors Choice 403(b) Plan | Resources for Human Development, Inc. | PA | DC | 4,657 | $23.8M | $5,105 | $141 | — |
| Inperium & Family of Services 401(k) Plan | Inperium, Inc. | PA | DC | 4,611 | $37.4M | $8,106 | $0 | $67.28 |
| Pathways 401(k) Plan | Pathways Health & Community Supp | VA | DC | 4,487 | $56.2M | $12,524 | $310 | $20.41 |
| Vinfen 403(b) Employee Retirement Savings Plan | Vinfen Corporation | MA | DC | 4,093 | $42.6M | $10,416 | — | $17.60 |
| Vinfen 401(a) Company Defined Contribution Retirement Plan | Vinfen Corporation | MA | DC | 4,009 | $78.0M | $19,466 | $1,560 | $48.71 |
| Easterseals Southern California Retirement Plan | Easter Seals Southern California, Inc. | CA | DC | 3,667 | $91.7M | $25,009 | $1,940 | $53.36 |
| Independent Support Services, Inc. 403(b) Plan | Independent Support Services, Inc. | NY | DC | 3,627 | $17.9M | $4,942 | $267 | — |
| Family Endeavors 401(k) Plan | Family Endeavors, Inc. DBA Endeavors | TX | DC | 3,411 | $18.1M | $5,320 | $816 | $70.53 |
| National Youth Advocate Program 401(k) Plan | National Youth Advocate Program | OH | DC | 3,301 | $25.9M | $7,839 | $529 | $48.76 |
| Keystone Human Services 401(k) Retirement Plan | Keystone Human Services | PA | DC | 3,247 | $59.5M | $18,313 | $324 | $105 |
| Pine Rest Christian Mental Health Services Savings and Retirement Plan | Pine Rest Christian Mental Health Services | MI | DC | 3,209 | $116M | $36,190 | $908 | $91.24 |
| Employee Benefit Plan of Rising Ground, Inc. | Rising Ground, Inc. | NY | DC | 3,202 | $34.0M | $10,615 | $874 | $4.19 |
| Lutheran Services Florida Retirement Plan | Lutheran Services Florida Inc. | FL | DC | 3,164 | $23.7M | $7,480 | $573 | $86.77 |
| Youth Advocate Programs, Inc. 403(b) Plan | Youth Advocate Programs, Inc. | PA | DC | 3,057 | $11.6M | $3,781 | $144 | $21.26 |
| 403(b) Thrift Plan for Employees of Institute for Community Living, Inc. | Institute for Community Living, Inc. | NY | DC | 2,893 | $19.8M | $6,848 | $326 | $12.39 |
| Tax Deferred Annuity Plan of Adapt Community Network | United Cerebral Palsy of New | NY | DC | 2,800 | $60.2M | $21,509 | $0 | $46.27 |
| Family Residences Retirement & 401(k) Savings Plan | Family Residences & Essential Enterprises, Inc. | NY | DC | 2,708 | $78.0M | $28,821 | $2,264 | $80.33 |
| Resource Center for Independent Living, Inc. Retirement Plan and Trust | Resource Center for Independent Living, Inc. | NY | DC | 2,661 | $23.7M | $8,893 | $451 | $8.83 |
| Upstate Caring Partners 403(b) Retirement Plan | Upstate Cerebral Palsy DBA Upstate Caring Partners | NY | DC | 2,644 | $76.6M | $28,960 | $1,183 | $36.61 |
| Hillside Children's Center 403(b) Plan | Hillside Children's Center | NY | DC | 2,580 | $105M | $40,880 | $1,257 | $99.10 |
| Servicenet Employee Retirement Plan | Servicenet, Inc. | MA | DC | 2,452 | $30.7M | $12,526 | $547 | $85.90 |
| Center for Family Support, Inc. Retirement Plan | The Center for Family Support | NY | DC | 2,439 | $38.6M | $15,839 | $694 | $10.01 |
| 403(b) Plan for Employees of Lutheran Social Services of Illinois | Lutheran Social Services of Illinois | IL | DC | 2,419 | $28.4M | $11,741 | $897 | $37.59 |
| Acld, Inc. 401(k) Retirement Plan | Acld, Inc. | NY | DC | 2,392 | $59.9M | $25,056 | $1,917 | $111 |
| Catholic Charities of Santa Clara County 401(k) Plan | Catholic Charities of Santa Clara County | CA | DC | 2,331 | $38.8M | $16,655 | $1,736 | $58.75 |
| Center for Human Development DC Retirement Plan | Center for Human Development, Inc. | MA | DC | 2,284 | $42.1M | $18,437 | $1,122 | $14.37 |
| Eliot Community Human Services, Inc. 401(k) Plan | Eliot Community Human Services, Inc. | MA | DC | 2,215 | $41.0M | $18,512 | $389 | $84.11 |
| Northern Rivers Family Services, Inc. and Member Agencies Retirement Plan | Northern Rivers Family Services, Inc. | NY | DC | 2,214 | $61.1M | $27,600 | $2,382 | $104 |
| Bethany Christian Services Tax Sheltered Savings Retirement Plan | Bethany Christian Services, Inc. | MI | DC | 2,189 | $73.6M | $33,635 | $1,843 | $143 |
| Seneca Family of Agencies 403(b) Retirement Plan | Seneca Family of Agencies | CA | DC | 2,167 | $58.7M | $27,096 | $1,563 | $25.14 |
By plan size
By state
Questions and answers
How many retirement plans are there in individual & family services?
1,335 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 1,590 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in individual & family services?
The median defined contribution plan reported $22,378 in net assets per participant (middle half of plans: $13,610 to $34,196); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in individual & family services?
The median defined contribution plan received $1,208 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in individual & family services?
Among defined contribution plans that report any Schedule C compensation, the median was $86.02 per participant and 0.39% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.