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Industry · Form 5500 business code 111400
Greenhouse, Nursery, & Floriculture Production: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 87 retirement plans in greenhouse, nursery, & floriculture production with 100 or more participants filed Form 5500: 87 defined contribution and 0 defined benefit. They reported 51,738 participant records and $1.86B in net assets, counting every plan on the form.
The median defined contribution plan held $34,123 per participant, well below the national median of $53,031, and its employer put in $1,439 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $137 per participant against $123 nationally.
Employers contributed $57.0M and participants $110M during the year, and the plans paid out $200M in benefits.
In 2009 the same group numbered 124 plans with $558M; by 2024 it was 87 plans (down 30%) and $1.86B (up 234%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $34,123 | $53,031 | — | $86,234 |
| Employer contributions per active participant | $1,439 | $2,174 | — | $10,244 |
| Schedule C compensation per participant | $137 | $123 | — | $344 |
| Schedule C compensation, share of net assets | 0.46% | 0.26% | — | 0.42% |
| Administrative expenses per participant | $131 | $116 | — | $527 |
Medians across plans with 100 or more participants (79 DC and 0 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $21,788 | $34,123 | $59,687 | 79 |
| Employer contributions per active participant | $892 | $1,439 | $2,268 | 78 |
| Schedule C compensation per participant | $80.46 | $137 | $229 | 67 |
| Administrative expenses per participant | $53.32 | $131 | $220 | 76 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 17 | 13,226 | $816M | $24.1M | $47.1M | $47,349 | $131 |
| 2024 | 87 | 51,738 | $1.86B | $57.0M | $110M | $34,123 | $137 |
| 2023 | 89 | 55,466 | $1.69B | $54.0M | $105M | $30,119 | $132 |
| 2022 | 126 | 61,589 | $1.52B | $53.9M | $107M | $23,052 | $92.70 |
| 2021 | 127 | 57,404 | $1.77B | $47.4M | $96.0M | $27,002 | $84.64 |
| 2020 | 119 | 54,711 | $1.55B | $43.0M | $84.3M | $23,085 | $69.68 |
| 2019 | 116 | 54,933 | $1.33B | $36.8M | $74.7M | $20,881 | $69.05 |
| 2018 | 110 | 51,653 | $1.10B | $35.1M | $63.9M | $18,327 | $61.80 |
| 2017 | 109 | 48,481 | $1.15B | $32.3M | $57.3M | $20,658 | $52.60 |
| 2016 | 102 | 46,300 | $975M | $27.7M | $40.6M | $18,684 | $34.67 |
| 2015 | 104 | 46,738 | $883M | $27.7M | $47.0M | $18,015 | $38.14 |
| 2014 | 106 | 45,124 | $894M | $24.1M | $40.7M | $17,604 | $34.60 |
| 2013 | 110 | 41,515 | $751M | $19.6M | $31.0M | $18,597 | $36.65 |
| 2012 | 113 | 42,623 | $649M | $19.6M | $29.3M | $15,083 | $28.35 |
| 2011 | 116 | 44,387 | $617M | $19.7M | $29.0M | $15,241 | $35.16 |
| 2010 | 118 | 44,870 | $616M | $14.9M | $27.8M | $15,505 | $41.90 |
| 2009 | 124 | 46,814 | $558M | $10.0M | $28.5M | $13,609 | $36.36 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 87 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 87 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Siteone Savings and Investment Plan | Siteone Landscape Supply Inc. | GA | DC | 8,972 | $603M | $67,224 | $2,253 | $58.42 |
| Altman Specialty Plants LLC 401(k) Retirement Plan | Altman Specialty Plants LLC | CA | DC | 5,661 | $17.1M | $3,026 | $0 | $28.65 |
| Costa Farms, LLC 401(k) Plan | Costa Farms, LLC | FL | DC | 4,459 | $41.2M | $9,233 | $519 | $20.37 |
| Mastronardi Produce - USA 401(k) Plan | Mastronardi Produce - USA Inc. | MI | DC | 2,907 | $17.3M | $5,952 | $192 | $35.04 |
| Treesap Farms, LLC 401(k) Plan | Treesap Farms, LLC | TX | DC | 1,703 | $9.4M | $5,536 | $0 | $33.96 |
| Driscoll's 401(k) Employee Savings Plan | Driscoll's, Inc. | CA | DC | 1,366 | $170M | $124,512 | $4,821 | $28.65 |
| Monrovia Nursery 401(k) Retirement Plan | Monrovia Nursery Company | OR | DC | 1,319 | $45.0M | $34,123 | $1,394 | $101 |
| Bailey Nurseries, Inc. 401(k) Profit Sharing Plan | Bailey Nurseries, Inc. | MN | DC | 995 | $84.1M | $84,512 | $578 | $86.83 |
| Metrolina Greenhouses, Inc. Profit Sharing Plan | Metrolina Greenhouses, Inc. | NC | DC | 879 | $83.0M | $94,405 | $5,051 | $171 |
| Greenleaf Nursery Co. 401(k) Profit Sharing Plan | Greenleaf Nursery Co. | OK | DC | 843 | $35.8M | $42,441 | $322 | $67.60 |
| Green Circle Growers, Inc. 401(k) Retirement Plan | Green Circle Growers, Inc. | OH | DC | 825 | $37.1M | $44,925 | $1,864 | $259 |
| The Lanco, Inc. Profit Sharing 401(k) Plan | Lanco, Inc. | OH | DC | 812 | $25.0M | $30,837 | $181 | $78.45 |
| Driscoll's 401(k) Seasonal Employee Savings Plan | Driscoll's, Inc. | CA | DC | 790 | $8.7M | $11,011 | $2,338 | $6.33 |
| Burton Flower & Garden, Inc. 401(k) Profit Sharing Plan | BFG Supply Co., LLC | OH | DC | 738 | $40.9M | $55,447 | $1,138 | $235 |
| Prides Corner Farms, Inc. Employees Profit Sharing Plan | Prides Corner Farms, Inc. | CT | DC | 632 | $9.0M | $14,271 | $208 | $120 |
| Gotham Greens 401(k) | Gotham Greens Butterhead, LLC | NY | DC | 631 | $6.9M | $10,919 | $746 | $140 |
| Soli Organic 401(k) Plan | Soli Organic, Inc. | VA | DC | 617 | $5.9M | $9,565 | $885 | $56.44 |
| Virginia Green 401(k) Plan | G. Grattan, LLC DBA Virginia Green Lawn Care | VA | DC | 575 | $13.4M | $23,389 | $3,384 | — |
| Cavicchio Greenhouses Retirement Savings Plan | Cavicchio Greenhouses Inc. | MA | DC | 538 | $18.6M | $34,604 | $1,315 | $123 |
| Smith Gardens 401(k) Plan | Smith Gardens, Inc. | WA | DC | 536 | $13.1M | $24,512 | $596 | $149 |
| Flowerwood Nursery, Inc. and Affiliates Profit Sharing Plan and Trust | Flowerwood Nursery, Inc. | AL | DC | 509 | $14.3M | $28,054 | $1,203 | $189 |
| Oakland Nursery, Inc. Employee 401(k) Retirement Plan and Trust | Oakland Nursery, Inc. | OH | DC | 499 | $26.8M | $53,654 | $1,358 | — |
| Dca Outdoor, Inc. 401(k) Plan | Dca Outdoor, Inc. | MO | DC | 464 | $7.4M | $15,929 | $1,258 | $119 |
| Patten Seed Company 401(k) Retirement Savings Plan | Patten Seed Company | SC | DC | 410 | $12.7M | $31,092 | $1,638 | $95.34 |
| Sunflower Landscaping and Maintenance, Inc. Employee Stock Ownership Plan | Sunflower Landscaping and Maintenance, Inc. | FL | DC | 408 | $24.9M | $61,083 | $6,128 | — |
| Sakata Employee Profit Sharing & Savings Plan | Sakata Seed America, Inc. | CA | DC | 397 | $76.9M | $193,683 | $9,438 | $191 |
| Village Farms, L.P. 401(k) Retirement Saving Plan | Village Farms, L.P. | FL | DC | 391 | $12.8M | $32,653 | $1,454 | $186 |
| America's Gardening Resource, Inc. Employee Stock Ownership Plan | America's Gardening Resource, Inc. | VT | DC | 363 | $2.1M | $5,861 | $3,076 | — |
| Lucas Tree 401(k) Plan | John Lucas Tree Expert Co. | ME | DC | 363 | $16.6M | $45,674 | $1,660 | $192 |
| Plenty 401(k) Plan | Plenty Unlimited Inc. | WY | DC | 348 | $21.5M | $61,659 | $3,329 | $129 |
| Griffin Greenhouse Supplies, Inc. Profit Sharing Plan and Trust | Griffin Greenhouse Supplies, Inc. | MA | DC | 346 | $35.0M | $101,081 | $2,979 | $466 |
| Norman's Nursery 401(k) Plan | Norman's Nursery, Inc. | CA | DC | 342 | $6.6M | $19,319 | $179 | — |
| Masterpiece Flower Company, LLC 401(k) Retirement Plan | Masterpiece Flower Company, LLC | MI | DC | 339 | $19.3M | $57,077 | $1,030 | $148 |
| J. Frank Schmidt & Son Co. 401(k) Profit Sharing Plan | J. Frank Schmidt & Son Co. | OR | DC | 331 | $13.7M | $41,419 | $1,744 | $180 |
| Len Busch Roses 401(k) Retirement Plan | Distinctive Floral Co. DBA Len Busch Roses | MN | DC | 316 | $12.2M | $38,652 | $474 | $260 |
| Plantel Nurseries, Inc. 401(k) Profit Sharing Plan | Plantel Nurseries, Inc. | CA | DC | 314 | $12.4M | $39,555 | $1,870 | $265 |
| Monterey Peninsula Horticulture, Inc. 401(k) Plan | Monterey Peninsula Horticulture, Inc. | CA | DC | 290 | $7.7M | $26,579 | $334 | $143 |
| Sierra Gold Nurseries 401(k) Plan | Sierra Gold Nurseries Inc. | CA | DC | 266 | $6.5M | $24,430 | $946 | $102 |
| Bordine Nursery Ltd. 401(k) Profit Sharing Plan & Trust | Bordine Nursery Ltd. | MI | DC | 262 | $9.1M | $34,638 | $185 | $154 |
| The Plug Connection Retirement Savings Plan | Plug Connection, LLC | CA | DC | 250 | $3.8M | $15,277 | $347 | $114 |
By plan size
By state
Questions and answers
How many retirement plans are there in greenhouse, nursery, & floriculture production?
87 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 146 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in greenhouse, nursery, & floriculture production?
The median defined contribution plan reported $34,123 in net assets per participant (middle half of plans: $21,788 to $59,687); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in greenhouse, nursery, & floriculture production?
The median defined contribution plan received $1,439 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in greenhouse, nursery, & floriculture production?
Among defined contribution plans that report any Schedule C compensation, the median was $137 per participant and 0.46% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.