Employer · plans filed under one EIN
Auto Club Insurance Association
Dearborn, MI · Finance and insurance
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
2 retirement plans with 100 or more participants file Form 5500 under Auto Club Insurance Association's employer identification number (Dearborn, Michigan). Their latest filings total 16,297 participant records and $1.67B in net assets.
The largest is The Auto Club Group 401(k) Plan, a 401(k) plan with 12,814 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $40.8M and participant contributions $58.2M in the latest plan years; benefits paid were $224M. Schedule C compensation reported to service provider organisations totalled $2.2M.
Combined net assets moved from $719M in 2009 to $1.67B in 2024 (up 133%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| The Auto Club Group 401(k) Plan | 401(k) plan | 2024 | 12,814 | $1.18B | $92,084 | $4,173 | $925K |
| The Auto Club Group Cash Value Plan Pension Plan | cash balance pension plan | 2024 | 3,483 | $492M | $141,354 | — | $1.3M |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 2 | 16,297 | $1.67B | $40.8M | $58.2M |
| 2023 | 2 | 16,204 | $1.65B | $41.3M | $56.1M |
| 2022 | 2 | 16,805 | $1.50B | $39.1M | $52.0M |
| 2021 | 2 | 16,062 | $1.85B | $35.0M | $51.5M |
| 2020 | 2 | 15,575 | $1.92B | $45.1M | $43.6M |
| 2019 | 2 | 15,741 | $1.67B | $24.6M | $41.6M |
| 2018 | 2 | 15,595 | $1.44B | $48.7M | $38.7M |
| 2017 | 1 | 6,364 | $761M | $56.0M | $0 |
| 2016 | 2 | 15,939 | $1.33B | $57.9M | $31.9M |
| 2015 | 2 | 15,725 | $1.24B | $41.6M | $30.2M |
| 2014 | 2 | 16,226 | $1.30B | $21.4M | $26.4M |
| 2013 | 2 | 14,006 | $1.12B | $56.6M | $27.7M |
| 2012 | 2 | 13,250 | $989M | $30.9M | $18.9M |
| 2011 | 2 | 11,130 | $815M | $38.6M | $18.1M |
| 2010 | 2 | 11,251 | $803M | $35.9M | $17.7M |
| 2009 | 2 | 11,932 | $719M | $37.5M | $24.6M |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Fidelity Investments Institutional | Participant loan processing | 1 | $325,166 |
| Hewitt Associates | Actuarial; Recordkeeping and information management | 1 | $317,431 |
| Nisa Investment Advisors, LLC | Investment advisory (plan) | 1 | $299,411 |
| Vanguard Group | Recordkeeping and information management; Consulting (general); Participant loan processing | 1 | $268,933 |
| Nepc, LLC | Investment advisory (plan); Consulting (pension) | 2 | $238,398 |
| Financial Engines | Investment advisory (plan) | 1 | $172,194 |
| Principal Trust Company | Trustee (bank, trust company, or similar financial institution) | 1 | $147,397 |
| Monroe Capital Management Advisors, | — | 1 | $139,379 |
| Vanguard Advisers, Inc. | Investment advisory (participants) | 1 | $116,657 |
| Loomis Sayles & Company LP | — | 1 | $52,852 |
| GJC Cpa's & Advisors | Accounting (including auditing) | 2 | $51,467 |
| State Street Global Advisors Trust | Custodial (other than securities); Custodial (securities) | 1 | $37,791 |
| Xponance, Inc. | Investment management | 1 | $14,878 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Auto Club Insurance Association have?
2 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: The Auto Club Group 401(k) Plan and The Auto Club Group Cash Value Plan Pension Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Auto Club Insurance Association contribute to its plans?
$40,838,933 in employer contributions across these plans in their latest plan years, about $3,764 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Fidelity Investments Institutional, Hewitt Associates, Nisa Investment Advisors, LLC and Vanguard Group and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.