Providers › Recordkeeping and administration
Service provider · Schedule C, plan year 2024
Creative Retirement Systems, Inc.
Most often reported for recordkeeping and administration
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Schedule C lists only providers a plan paid $5,000 or more, and is filed only by plans with 100 or more participants.
Creative Retirement Systems, Inc. is named as a service provider on the Schedule C of 82 retirement plans with 100 or more participants for plan year 2024, covering 30,209 participant records. Most often it is reported for recordkeeping and administration.
Reported compensation from those plans, direct and indirect, totalled $693K. Per plan, the median was $23.87 per participant, with the middle half of plans between $13.11 and $34.16. These are amounts plans reported paying this organisation, not a price list: they depend on which services each plan buys and on how much is paid through fund expenses instead.
Its client plans are most numerous in Ohio (52), Kentucky (15) and Virginia (3).
In 2009 it appeared on 5 such filings; in 2024, 82. Yearly counts include every filing that names it, so they can run slightly above the number of plans with pages here, and name or EIN changes after mergers can break the series.
Reported compensation per plan
| Across this provider's plans | 25th percentile | Median | 75th percentile |
|---|---|---|---|
| Compensation per participant | $13.11 | $23.87 | $34.16 |
| Compensation as a share of plan net assets | 0.04% | 0.05% | 0.11% |
What each plan reported paying this organisation, not the plan's total cost. For reference, the median US defined contribution plan reported $123 per participant to all Schedule C providers combined.
Plans served by year
Matched by employer identification number. A merger or a change of filing entity starts a new series, so a drop to zero is not a loss of clients by itself.
By state
By plan size
Services reported
Largest plans naming this provider
| Plan | Sponsor | State | Participants | Net assets | Reported to this provider |
|---|---|---|---|---|---|
| Onpoint Industrial Services, LLC 401(k) Plan | Onpoint Industrial Services, LLC | TX | 1,872 | $12.4M | $5,885 |
| Integrity Express 401(k) Profit Sharing Plan | Integrity Express Logistics, LLC | OH | 1,023 | $26.0M | $24K |
| New Vista Behavioral Healthcare, Inc. 401(k) Plan | New Vista Behavioral Healthcare, Inc. | KY | 960 | $10.1M | $18K |
| V-Soft Consulting Group Retirement Plan | V-Soft Consulting Group | KY | 915 | $37.0M | $44K |
| Don Franklin Auto 401(k) Plan | Franklin Management, Inc. | KY | 831 | $18.6M | $8,584 |
| Roosters, Inc. DBA Roosters 401(k) Profit Sharing Plan and Trust | Roosters, Inc. DBA Roosters | OH | 826 | $11.1M | $675 |
| The White Family Companies, Inc. Retirement Savings Plan | The White Family Companies, Inc. | OH | 798 | $53.0M | $23K |
| Inlet Health 401(k) Plan | Inlet Health, Inc. | KY | 789 | $12.3M | $7,436 |
| Broussard Brothers, Inc. 401(k) Profit Sharing Plan | Broussard Brothers, Inc. | LA | 756 | $17.8M | $8,481 |
| The Village Network 403(b) Plan | The Village Network | OH | 649 | $23.5M | $21K |
| Creative Automotive Solutions, Inc. 401(k) Plan | Creative Automotive Solutions, Inc. | KY | 641 | $21.9M | $9,816 |
| Holowicki Enterprises Profit Sharing Plan | Holowicki Enterprises DBA McDonald's | OH | 601 | $4.3M | $1,227 |
| Jake Sweeney Automotive, Inc. 401(k) Plan | Jake Sweeney Automotive, Inc. | OH | 579 | $26.9M | $17K |
| Lifeskills, Inc. 401(k) Plan | Lifeskills, Inc. | KY | 572 | $7.5M | $5,621 |
| The McGregor Retirement Savings Plan | The McGregor Foundation | OH | 550 | $8.2M | $11K |
| Restaurant Management, Inc. Employees' Profit Sharing Plan | Restaurant Management, Inc. | OH | 531 | $5.0M | $2,404 |
| Sigma Technologies, Ltd. 401(k) Plan | Sigma Technologies, Ltd. | OH | 521 | $14.5M | $16K |
| Sawdey Solution Services, Inc. 401(k) Retirement Plan | Sawdey Solution Services, Inc. | OH | 502 | $26.7M | $12K |
| Child Focus, Inc. 403(b) Annuity Plan | Child Focus, Inc. | OH | 494 | $10.7M | $502 |
| Lewis County Primary Care 403(b) Plan | Lewis County Primary Care Center, Inc. | KY | 493 | $18.7M | $5,475 |
| Lifehealth Services 401(k) Plan | Lifeskills Health Services, Inc. | KY | 448 | $6.6M | $12K |
| Fairwood Brands 401(k) Plan | Fairwood Brands, LLC | OH | 442 | $12.3M | $3,838 |
| Able Roofing 401(k) & Profit Sharing Plan | Able Roofing, LLC | OH | 424 | $11.9M | $21K |
| Community Action Committee of Pike County 403(b) Plan | Community Action Committee of Pike County, Inc. | OH | 411 | $7.6M | $721 |
| LNS North America 401(k) Plan | LNS America, Inc. | OH | 397 | $25.6M | $12K |
| Community Action Committee of Pike County Retirement Plan | Community Action Committee of Pike County, Inc. | OH | 382 | $4.8M | $1,940 |
| Primary Care Centers of Eastern Kentucky 401(k) Plan | Primary Care Centers of Eastern Kentucky | KY | 365 | $13.1M | $2,689 |
| Brighton Center, Inc. Employee Pension Plan | Brighton Center, Inc. | KY | 359 | $7.5M | $1,445 |
| Triad Technologies, LLC 401(k) Plan | Triad Technologies, LLC | OH | 352 | $25.5M | $12K |
| Atlantic Waste Services, Inc. 401(k) Retirement Plan | Atlantic Waste Services, Inc. | GA | 342 | $4.1M | $8,759 |
| Branch Financial 401(k) Plan | Branch Financial, Inc. | NH | 338 | $11.2M | $27K |
| TCN Behavioral Health Services, Inc. 401(k) Plan | TCN Behavioral Health Services, Inc. | OH | 326 | $12.1M | $5,671 |
| Heapy Engineering, Inc. Savings Plan | Heapy Engineering | OH | 317 | $38.2M | $6,803 |
| DMS 401(k) Plan | Dealer Management Services, Inc. | OH | 312 | $7.2M | $9,152 |
| Mechanical Services & Design Inc. 401(k) Plan | Mechanical Services & Design Inc. | OH | 311 | $16.3M | $3,823 |
| Elford, Inc. 401(k) Plan | Elford, Inc. | OH | 308 | $22.3M | $9,553 |
| Ridge Corporation 401(k) Profit Sharing Plan and Trust | Ridge Corporation | OH | 292 | $6.5M | $9,754 |
| Abrasive Technology, Inc. Retirement Plan | Abrasive Technology, Inc. | OH | 286 | $16.4M | $5,899 |
| Crown Packaging Corporation Profit Sharing Plan | Crown Packaging Corporation | OH | 272 | $2.9M | $11K |
| Cdo Technologies 401(k) Retirement Plan | Cdo Technologies | OH | 270 | $11.1M | $5,469 |
Questions and answers
How many plans does Creative Retirement Systems, Inc. serve?
82 plans with 100 or more participants named it on Schedule C for plan year 2024. Plans that paid it under $5,000, small plans that file Form 5500-SF, and plans whose filings spell its name without an EIN under a different form are not counted.
What do plans pay Creative Retirement Systems, Inc.?
The median plan reported $23.87 per participant in direct and indirect compensation (82 plans reporting an amount), or 0.05% of plan net assets. Eligible indirect compensation disclosed to the plan by formula is not reported as a dollar amount, so many filings understate what a provider receives.
What services are reported?
The service codes most often attached to it are Recordkeeping and information management (38 plans), Participant loan processing (30 plans), Contract Administrator (25 plans) and Other services (17 plans).
Where does this come from?
Schedule C of Form 5500, Part I line 2, from the EBSA research files with filings received through 24 Aug 2026. Individuals named on Schedule C are excluded from this site.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, Schedule C Part I line 2, public domain, with filings received through 24 Aug 2026. Rows are grouped by the provider's EIN as entered by each plan; rows without an EIN join the EIN most often filed under the same name. Providers named on fewer than 25 plans have no page. See the methodology and corrections.