Missouri › Manufacturing › 1,000 to 4,999 participants
Form 5500 statement · plan year 1 Jul 2024 to 30 Jun 2025
St. Louis Graphic Arts Pension Fund
Sponsored by St. Louis Graphic Arts Pension Fund, Chesterfield, MO
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
St. Louis Graphic Arts Pension Fund of Chesterfield, Missouri sponsors St. Louis Graphic Arts Pension Fund, a defined benefit pension plan. Its Form 5500 for the plan year ending 30 Jun 2025 shows 2,005 participants (0 active) and −$34.5M in net assets. It is a multiemployer plan, maintained under collective bargaining agreements with more than one employer.
Schedule C lists 4 service provider organisations paid $5,000 or more, with reported compensation of $270K: $135 per participant, well below the same-size median of $325. Administrative expenses charged to the plan were $342K. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Across the filings on record, net assets went from $65.1M in 2009 to −$34.5M in 2024 (down 153%), and participants from 3,036 to 2,005 (down 34%).
The independent accountant's opinion on the financial statements was unmodified (unqualified).
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DB plans |
|---|---|---|---|---|
| Net assets per participant | — | $87,935 | $67,961 | $86,221 |
| Employer contributions per active participant | — | $10,593 | $6,915 | $10,244 |
| Schedule C compensation per participant | $135 | $325 | $299 | $344 |
| Schedule C compensation, share of net assets | — | 0.41% | 0.47% | 0.42% |
| Administrative expenses per participant | $171 | $513 | $498 | $527 |
Peer columns are medians for plan year 2024 across defined benefit plans with 100 or more participants: 1,000 to 4,999 participants (1,540 plans), manufacturing (1,532) and all US plans (5,308). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2024 | 2,005 | −$34.5M | −$17,200 | — | — | $270K |
| 2023 | 2,069 | −$23.9M | −$11,539 | — | — | $261K |
| 2022 | 2,137 | −$13.7M | −$6,426 | — | — | $257K |
| 2021 | 2,203 | $2.6M | $1,162 | — | — | $248K |
| 2020 | 2,276 | $4.4M | $1,942 | — | — | $343K |
| 2019 | 2,392 | $15.1M | $6,294 | — | — | $364K |
| 2018 | 2,452 | $25.3M | $10,301 | — | — | $473K |
| 2017 | 2,528 | $34.8M | $13,771 | — | — | $507K |
| 2016 | 2,587 | $42.7M | $16,494 | — | — | $534K |
| 2015 | 2,649 | $47.9M | $18,077 | — | — | $562K |
| 2014 | 2,709 | $59.7M | $22,052 | — | — | $567K |
| 2013 | 2,775 | $68.5M | $24,675 | — | — | $555K |
| 2012 | 2,833 | $69.6M | $24,561 | $9,000 | — | $596K |
| 2011 | 2,911 | $70.5M | $24,221 | $225K | — | $563K |
| 2010 | 2,962 | $74.7M | $25,230 | $808K | — | $598K |
| 2009 | 3,036 | $65.1M | $21,449 | $1.0M | — | $601K |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year−$23,874,759
- Employer contributions—
- Participant contributions—
- Rollovers and other contributions—
- Total contributions$0
- Total income, including investment results$51,002
- Benefits paid$7,911,816
- Administrative expenses$342,049
- Total expenses$10,662,135
- Net income−$10,611,133
- Net transfers$0
- Net assets, end of year−$34,485,892
Participants
- Active participants0
- Retired or separated, receiving benefits1,195
- Retired or separated, entitled to future benefits516
- Total participants, end of year2,005
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| Pension Administrators & Consultant | Contract Administrator; Recordkeeping and information management; Consulting (pension); Other services | $232,298 | $0 |
| Milliman | Actuarial | $18,634 | $0 |
| Sikich CPA LLC | Accounting (including auditing) | $13,500 | $0 |
| Principal Mutual Life Insurance Co. | Contract Administrator | $5,395 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Contract administrator fees$210,120
- Other administrative expenses$78,778
- Actuarial fees$18,634
- IQPA audit fees$13,500
- Legal fees$12,467
- Investment advisory and management fees$5,395
- Trustee and custodial fees$3,155
- Total administrative expenses$342,049
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Cash (interest and non-interest bearing)$2.2M · 90.0%
- Insurance company general account$186K · 7.5%
- Receivables$33K · 1.3%
- Pooled separate accounts$30K · 1.2%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)No
- Accounting firmSikich CPA LLC
- Participant contributions reported as transmitted lateNo
- Covered by a fidelity bondYes, $1,000,000
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
1ABenefits are primarily pay related1IFrozen plan
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 323100: Printing & Related Support Activities.
Similar plans in Missouri
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Leggett & Platt, Incorporated Retirement Plan | Leggett & Platt, Incorporated | 2,560 | $108M | $42,165 |
| St. Louis Teamster Brewery Workers Pension Plan | Joint Bot of the St. Louis Teamster Brewery Workers Pension Plan | 1,526 | $276M | $180,834 |
| Brewery Conference/anheuser-Busch Defined Benefit Pension Plan | Bot of Brewery Conference/anheuser Busch Defined Benefit Pension Plan | 2,715 | $521M | $191,869 |
| Post Holdings, Inc. Retirement Plan | Post Holdings, Inc. | 1,297 | $108M | $83,650 |
| Employees' Retirement Plan of Acf Industries, LLC | Acf Industries, LLC | 2,805 | $132M | $47,208 |
| Hussmann Pension Plan for Certain Active and Inactive Employees | Hussmann Corporation | 1,236 | $107M | $86,289 |
Defined benefit plans in manufacturing closest in size.
Questions and answers
How big is St. Louis Graphic Arts Pension Fund?
2,005 participants at the end of the plan year ending 30 Jun 2025, of whom 0 were active employees, with net assets of −$34,485,892. Among defined benefit plans that places it in the 1,000 to 4,999 participants band, which held 1,540 plans in plan year 2024.
What does St. Louis Graphic Arts Pension Fund contribute per participant?
This filing has no Schedule H financial statement, so employer contributions are not reported here.
What fees does the plan pay and how do they compare?
Schedule C reports $269,827 in compensation to service provider organisations, $135 per participant. The same-size median among plans reporting any Schedule C compensation was $325 per participant. Administrative expenses on Schedule H were $342,049. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is St. Louis Graphic Arts Pension Fund. Recordkeeping or administration: Pension Administrators & Consultant and Principal Mutual Life Insurance Co.. The financial statements were audited by Sikich CPA LLC. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Jul 2024 to 30 Jun 2025, received by the Department of Labor on 15 Apr 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 43-6055751, plan 001, received 15 Apr 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.