New York › Manufacturing › 500 to 999 participants
Form 5500 statement · plan year 1 Jan 2025 to 31 Dec 2025
Pepsico Puerto Rico Savings and Retirement Plan
Sponsored by Pepsico, Inc., Purchase, NY
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
In the plan year ending 31 Dec 2025, Pepsico Puerto Rico Savings and Retirement Plan covered 568 participants and held $12.1M in net assets. The plan is a profit-sharing plan sponsored by Pepsico, Inc. of Purchase, New York.
Net assets came to $17,085 per participant in plan year 2024, well below the $46,267 median for defined contribution plans with 500 to 999 participants and well below the $62,303 median for defined contribution plans in manufacturing. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
The employer contributed $1.1M during the year, or $2,262 per active participant against a same-size median of $1,934; participants contributed $860K and $206K arrived as rollovers and other contributions. Benefits paid out totalled $1.3M.
The filing reports no service provider compensation on Schedule C. That is common where fees are paid by the employer or taken from investment returns, neither of which appears there. Administrative expenses charged to the plan were $0.
Across the filings on record, net assets went from $559K in 2013 to $12.1M in 2025 (up 2072%), and participants from 126 to 568 (up 351%).
The independent accountant's opinion on the financial statements was unmodified (unqualified), from an audit whose scope was limited under ERISA section 103(a)(3)(C) to exclude investment information certified by a bank or insurer.
Compared with similar plans
| Measure, plan year 2024 | This plan | Same size | Same industry | All US DC plans |
|---|---|---|---|---|
| Net assets per participant | $17,085 | $46,267 | $62,303 | $53,102 |
| Employer contributions per active participant | $2,134 | $1,934 | $2,187 | $2,175 |
| Schedule C compensation per participant | — | $113 | $136 | $123 |
| Schedule C compensation, share of net assets | — | 0.25% | 0.24% | 0.26% |
| Administrative expenses per participant | — | $109 | $131 | $116 |
Peer columns are medians for plan year 2024 across defined contribution plans with 100 or more participants: 500 to 999 participants (10,588 plans), manufacturing (11,377) and all US plans (63,460). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2025 | 568 | $12.1M | $21,375 | $1.1M | $860K | $0 |
| 2024 | 551 | $9.4M | $17,085 | $999K | $851K | $0 |
| 2023 | 556 | $7.0M | $12,565 | $882K | $824K | $0 |
| 2022 | 553 | $4.6M | $8,251 | $797K | $763K | $0 |
| 2021 | 564 | $5.1M | $8,982 | $183K | $696K | $0 |
| 2020 | 578 | $3.7M | $6,429 | $122K | $599K | $0 |
| 2019 | 563 | $3.4M | $6,092 | $85K | $550K | $0 |
| 2018 | 340 | $2.4M | $7,141 | $178K | $716K | $0 |
| 2017 | 330 | $3.2M | $9,661 | $169K | $653K | $0 |
| 2016 | 290 | $2.0M | $7,045 | $123K | $508K | $0 |
| 2015 | 230 | $1.3M | $5,778 | $90K | $376K | $0 |
| 2014 | 218 | $965K | $4,427 | $51K | $307K | $0 |
| 2013 | 126 | $559K | $4,437 | $23K | $228K | $0 |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year$9,413,681
- Employer contributions$1,122,142
- Participant contributions$860,397
- Rollovers and other contributions$206,032
- Total contributions$2,188,571
- Total income, including investment results$4,046,857
- Benefits paid$1,319,337
- Administrative expenses$0
- Total expenses$1,319,337
- Net income$2,727,520
- Net transfers$0
- Net assets, end of year$12,141,201
Participants
- Active participants496
- Retired or separated, receiving benefits0
- Retired or separated, entitled to future benefits71
- Participants with account balances513
- Total participants, end of year568
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| Fidelity Investments Instl Ops Co. | Recordkeeping fees | $0 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Common/collective trusts$12.0M · 98.7%
- Cash (interest and non-interest bearing)$138K · 1.1%
- Registered investment companies (mutual funds)$19K · 0.2%
- Receivables$1,392 · 0.0%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)Yes
- Accounting firmKPMG LLP
- Participant contributions reported as transmitted lateYes, $72,150
- Covered by a fidelity bondYes, $50,000,000
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
3CPlan not intended to be qualified2EProfit-sharing plan2GTotal participant-directed account plan2FERISA section 404(c) plan2TTotal or partial participant-directed account plan with a default investment account3HPlan sponsor(s) is (are) a member(s) of a controlled group
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 311400: Fruit & Vegetable Preserving & Specialty Food Mfg.
Other plans of Pepsico, Inc.
| Plan | Participants | Net assets |
|---|---|---|
| The Pepsico Savings Plan | 161,067 | $16.7B |
| Pepsico, Inc. Employees Retirement Plan H | 85,189 | $4.20B |
| Pepsico Employees Retirement Plan I | 55,326 | $6.82B |
Similar plans in New York
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Kari-Out 401(k) Plan | Kari-Out LLC | 572 | $19.0M | $33,284 |
| Ames Goldsmith Corp. 401(k) Profit Sharing Plan | Ames Goldsmith Corp. | 567 | $36.8M | $64,944 |
| Buckingham Manufacturing Company, Inc. 401(k) Retirement Plan | Buckingham Manufacturing Company, Inc. | 575 | $22.3M | $38,813 |
| Great Neck Tools, Inc. 401(k) Plan | Great Neck Tools, Inc. 401(k) Plan | 565 | $20.5M | $36,278 |
| Sumitomo Rubber USA LLC Employee Savings Plan for Salaried Employees | Sumitomo Rubber USA, LLC | 578 | $69.0M | $119,392 |
| Rubies II, LLC 401(k) Retirement Plan | Rubies II, LLC | 555 | $37.8M | $68,126 |
Defined contribution plans in manufacturing closest in size.
Questions and answers
How big is Pepsico Puerto Rico Savings and Retirement Plan?
568 participants at the end of the plan year ending 31 Dec 2025, of whom 496 were active employees, with net assets of $12,141,201. Among defined contribution plans that places it in the 500 to 999 participants band, which held 10,588 plans in plan year 2024.
What does Pepsico, Inc. contribute per participant?
The filing reports $1,122,142 in employer contributions for the year, which is $2,262 per active participant; the median for plans of the same type and size was $1,934 in plan year 2024. Form 5500 reports the total only. It does not state the match formula, and the per-participant figure is an average, not any one person's contribution.
What fees does the plan pay and how do they compare?
Schedule C reports no provider compensation for the year. Administrative expenses on Schedule H were $0. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is Pepsico, Inc.. Recordkeeping or administration: Fidelity Investments Instl Ops Co.. The financial statements were audited by KPMG LLP. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion from a limited-scope audit, in which the accountant did not audit investment information certified by a bank or insurance company. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Jan 2025 to 31 Dec 2025, received by the Department of Labor on 26 Jun 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 13-1584302, plan 207, received 26 Jun 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.