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Industry · Form 5500 business code 522298
All Other Nondepository Credit Intermediation: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
69 retirement plans in all other nondepository credit intermediation with 100 or more participants filed Form 5500 for plan year 2024 (63 defined contribution, 6 defined benefit). All Form 5500 pension filers in the group reported 177,910 participant records and $25.5B in net assets.
The median defined contribution plan held $61,321 per participant, above the national median of $53,031, and its employer put in $3,267 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $95.24 per participant against $123 nationally.
Employers contributed $770M and participants $1.03B during the year, and the plans paid out $2.11B in benefits.
In 2009 the same group numbered 78 plans with $8.73B; by 2024 it was 69 plans (down 12%) and $25.5B (up 192%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $61,321 | $53,031 | $61,662 | $86,234 |
| Employer contributions per active participant | $3,267 | $2,174 | $13,072 | $10,244 |
| Schedule C compensation per participant | $95.24 | $123 | $232 | $344 |
| Schedule C compensation, share of net assets | 0.17% | 0.26% | 0.25% | 0.42% |
| Administrative expenses per participant | $105 | $116 | $361 | $527 |
Medians across plans with 100 or more participants (61 DC and 6 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $40,952 | $61,321 | $120,368 | 61 |
| Employer contributions per active participant | $1,942 | $3,267 | $5,514 | 57 |
| Schedule C compensation per participant | $31.28 | $95.24 | $233 | 58 |
| Administrative expenses per participant | $53.17 | $105 | $245 | 59 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2025partial | 13 | 63,677 | $15.9B | $490M | $583M | $108,880 | $90.65 |
| 2024 | 69 | 177,910 | $25.5B | $770M | $1.03B | $61,321 | $95.24 |
| 2023 | 71 | 184,597 | $22.4B | $747M | $993M | $51,606 | $79.63 |
| 2022 | 76 | 192,217 | $18.8B | $651M | $960M | $36,203 | $66.51 |
| 2021 | 75 | 186,749 | $24.0B | $583M | $796M | $42,166 | $78.61 |
| 2020 | 79 | 183,416 | $21.9B | $551M | $741M | $35,724 | $82.98 |
| 2019 | 72 | 196,817 | $19.4B | $550M | $719M | $30,729 | $76.80 |
| 2018 | 73 | 200,928 | $16.2B | $548M | $697M | $27,256 | $57.85 |
| 2017 | 70 | 197,188 | $16.8B | $600M | $626M | $30,142 | $44.57 |
| 2016 | 69 | 197,574 | $14.7B | $476M | $591M | $38,521 | $43.65 |
| 2015 | 67 | 205,807 | $13.8B | $485M | $542M | $32,997 | $46.08 |
| 2014 | 69 | 198,560 | $14.1B | $429M | $486M | $31,055 | $38.86 |
| 2013 | 66 | 194,282 | $13.5B | $447M | $457M | $27,032 | $25.77 |
| 2012 | 72 | 196,363 | $11.5B | $400M | $439M | $22,504 | $35.39 |
| 2011 | 70 | 202,709 | $10.4B | $479M | $414M | $22,651 | $20.32 |
| 2010 | 71 | 185,337 | $9.53B | $398M | $364M | $22,386 | $20.52 |
| 2009 | 78 | 194,052 | $8.73B | $323M | $366M | $14,849 | $18.36 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 69 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 69 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| American Express Retirement Savings Plan | American Express Company and Its Participating Subsidiaries | NY | DC | 39,763 | $10.4B | $260,405 | $11,156 | $359 |
| American Express Retirement Plan | American Express Company and Its Participating Subsidiaries | NY | DB | 16,121 | $1.01B | $62,481 | — | $157 |
| Ally Financial Inc. Retirement Savings Plan | Ally Financial Inc. | MI | DC | 15,192 | $2.88B | $189,282 | $10,518 | $57.90 |
| Mastercard Savings Plan | Mastercard International Incorporated | NY | DC | 14,852 | $4.61B | $310,357 | $15,328 | $125 |
| Onemain 401(k) Plan | Onemain General Services Corporation | IN | DC | 10,951 | $651M | $59,414 | $2,120 | $80.54 |
| Equifax Inc. 401(k) Plan | Equifax, Inc. | GA | DC | 9,989 | $1.47B | $147,442 | $5,802 | $73.12 |
| Bread Financial 401(k) Plan | Bread Financial Payments, Inc. | OH | DC | 9,012 | $932M | $103,416 | $5,897 | $4.77 |
| Experian Personal Investment Plan | Experian, Inc. | CA | DC | 8,781 | $1.69B | $192,448 | $5,514 | $50.10 |
| GBT 401(k) Plan | GBT US LLC | NY | DC | 5,983 | $471M | $78,673 | $2,548 | $78.37 |
| Equifax Inc. U.S. Retirement Income Plan | Equifax, Inc. | GA | DB | 5,625 | $342M | $60,843 | — | $125 |
| Springleaf Financial Services Retirement Plan | Onemain General Services Corporation | IN | DB | 4,629 | $261M | $56,452 | — | $256 |
| Cit Group, Inc. Retirement Plan | First Citizens Bank & Trust Company | NC | DB | 3,432 | $314M | $91,365 | — | $232 |
| Credit Acceptance Corporation 401(k) Plan and Trust | Credit Acceptance Corporation | MI | DC | 3,083 | $337M | $109,440 | $4,854 | $72.61 |
| Dovenmuehle Mortgage, Inc. Savings and Retirement Plan | Dovenmuehle Mortgage, Inc. | IL | DC | 2,470 | $64.1M | $25,947 | $867 | $8.18 |
| Affirm, Inc. 401(k) Plan | Affirm, Inc. | CA | DC | 2,413 | $212M | $88,027 | $4,612 | $9.66 |
| Hyundai Capital America Profit Sharing Retirement Plan | Hyundai Capital America | CA | DC | 2,165 | $307M | $141,968 | $4,011 | $28.20 |
| Standard Chartered Bank Employees Capital Accumulation Plan | Standard Chartered Bank | NJ | DC | 1,848 | $407M | $220,416 | $12,735 | $105 |
| SP Holding Enterprises Corp. 401(k) Retirement Savings Plan | SP Holding Enterprises Corp. | UT | DC | 1,725 | $72.8M | $42,197 | $1,350 | $97.52 |
| The Axcess Financial 401(k) Plan | Axcess Financial Services, Inc. | OH | DC | 1,598 | $51.8M | $32,427 | $1,581 | $127 |
| Dolfintech 401(k) Plan | Barri Financial Group, LLC (DBA Dolfintech) | TX | DC | 1,400 | $9.4M | $6,705 | $381 | $13.17 |
| American Credit Acceptance, LLC 401(k) Plan | American Credit Acceptance, LLC | SC | DC | 1,210 | $26.6M | $22,001 | $2,193 | $75.05 |
| Paysafe Partners 401(k) Profit Sharing Plan | Paysafe Direct, LLC | FL | DC | 942 | $47.0M | $49,886 | $2,570 | $129 |
| Concora Credit Inc. 401(k) Plan | Concora Credit Inc. | OR | DC | 762 | $51.6M | $67,727 | $2,966 | $290 |
| Libra Solutions 401(k) Savings Plan | Oasis Legal Finance Operating Company, LLC | IL | DC | 688 | $18.4M | $26,731 | $1,942 | $105 |
| Gordon Brothers Profit-Sharing Plan | Gordon Brothers Group, LLC | MA | DC | 672 | $121M | $180,446 | $7,548 | $15.75 |
| Antares Capital LP 401(k) Plan | Antares Capital LP | IL | DC | 651 | $176M | $269,594 | $16,228 | $5.23 |
| Greenpath, Inc. 403(b) Retirement Plan | Greenpath, Inc. | MI | DC | 613 | $50.5M | $82,394 | $2,928 | $279 |
| Opportunity Financial, LLC 401(k) Plan | Opportunity Financial, LLC | IL | DC | 608 | $27.9M | $45,811 | $3,267 | $149 |
| Continental Currency Services, Inc. 401(k) Retirement Plan | Continental Currency Services, Inc. | CA | DC | 566 | $21.3M | $37,640 | $797 | $170 |
| Dollar Financial Group Retirement Plan | Dollar Financial Group, Inc. | PA | DC | 527 | $27.6M | $52,389 | $1,311 | $93.15 |
| Commoloco Retirement Plan | Commoloco, Inc. | IN | DB | 518 | $8.4M | $16,210 | — | $254 |
| Ascendium Education Group, Inc. 401(k) Plan | Ascendium Education Group, Inc. | WI | DC | 477 | $119M | $249,918 | $7,547 | $0.52 |
| Bluevine Inc. 401(k) Plan | Bluevine Inc. | NJ | DC | 442 | $19.8M | $44,804 | $4,714 | $60.88 |
| Lending Solutions 401(k) Plan | Lending Solutions, Inc. | IL | DC | 433 | $20.9M | $48,224 | $1,524 | $206 |
| Momentus Capital Retirement Plan | Capital Impact Partners | VA | DC | 422 | $69.9M | $165,584 | $11,437 | $92.95 |
| Otr Solutions 401(k) Plan | Otr Capital DBA Otr Solutions | GA | DC | 380 | $11.7M | $30,698 | $2,409 | $118 |
| The Impac Mortgage Corp. 401(k) Savings Plan | Impac Mortgage Holdings, Inc. | CA | DC | 372 | $21.7M | $58,430 | $3,389 | $334 |
| Intermex Wire Transfer LLC 401(k) Plan | Intermex Wire Transfer, LLC | FL | DC | 345 | $10.1M | $29,263 | $715 | $83.21 |
| Atlas SP Partners LP 401(k) Plan | Atlas SP Partners LP | NY | DC | 339 | $29.6M | $87,393 | $1,147 | $20.14 |
| Lendistry 401(k) Profit Sharing Plan | B.S.D. Capital, Inc. | CA | DC | 327 | $9.3M | $28,574 | $3,256 | $242 |
By plan size
By state
Questions and answers
How many retirement plans are there in all other nondepository credit intermediation?
69 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 111 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in all other nondepository credit intermediation?
The median defined contribution plan reported $61,321 in net assets per participant (middle half of plans: $40,952 to $120,368); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in all other nondepository credit intermediation?
The median defined contribution plan received $3,267 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in all other nondepository credit intermediation?
Among defined contribution plans that report any Schedule C compensation, the median was $95.24 per participant and 0.17% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.