Industry · Form 5500 business code 423200
Furniture & Home Furnishings: retirement plans
Plans whose sponsor entered this principal business activity code on Form 5500.
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. The business code is chosen by the filer from the list in the Form 5500 instructions.
For plan year 2024, 80 retirement plans in furniture & home furnishings with 100 or more participants filed Form 5500: 78 defined contribution and 2 defined benefit. They reported 35,283 participant records and $2.01B in net assets, counting every plan on the form.
The median defined contribution plan held $51,435 per participant, close to the national median of $53,031, and its employer put in $1,543 per active participant (national: $2,174). Among plans reporting Schedule C compensation the median was $160 per participant against $123 nationally.
Employers contributed $50.0M and participants $94.0M during the year, and the plans paid out $183M in benefits.
In 2009 the same group numbered 82 plans with $581M; by 2024 it was 80 plans (down 2%) and $2.01B (up 247%). From plan year 2023 the 100-participant line counts participants with account balances, which moved many plans to the short form.
Medians compared with all US plans
| Median plan, plan year 2024 | Industry: DC | US: DC | Industry: DB | US: DB |
|---|---|---|---|---|
| Net assets per participant | $51,435 | $53,031 | $76,630 | $86,234 |
| Employer contributions per active participant | $1,543 | $2,174 | $6,740 | $10,244 |
| Schedule C compensation per participant | $160 | $123 | $397 | $344 |
| Schedule C compensation, share of net assets | 0.33% | 0.26% | 0.30% | 0.42% |
| Administrative expenses per participant | $152 | $116 | $793 | $527 |
Medians across plans with 100 or more participants (74 DC and 2 DB plans with a Schedule H here). Fee medians cover plans reporting an amount. DC: defined contribution, such as 401(k) and 403(b). DB: defined benefit pension.
Distribution of DC plans
| Measure | 25th percentile | Median | 75th percentile | Plans |
|---|---|---|---|---|
| Net assets per participant | $31,197 | $51,435 | $79,366 | 74 |
| Employer contributions per active participant | $833 | $1,543 | $2,840 | 69 |
| Schedule C compensation per participant | $97.43 | $160 | $277 | 66 |
| Administrative expenses per participant | $69.71 | $152 | $240 | 70 |
Trend by plan year
| Plan year | Plans 100+ | Participants | Net assets | Employer contributions | Participant contributions | Median DC assets / participant | Median DC Sch. C / participant |
|---|---|---|---|---|---|---|---|
| 2024 | 80 | 35,283 | $2.01B | $50.0M | $94.0M | $51,435 | $160 |
| 2023 | 80 | 34,859 | $1.74B | $51.9M | $88.9M | $41,510 | $145 |
| 2022 | 90 | 36,933 | $1.59B | $47.6M | $90.2M | $29,844 | $138 |
| 2021 | 87 | 36,427 | $1.81B | $44.7M | $83.0M | $39,648 | $131 |
| 2020 | 89 | 35,014 | $1.72B | $48.4M | $76.6M | $38,450 | $125 |
| 2019 | 85 | 33,464 | $1.34B | $40.1M | $67.8M | $30,265 | $111 |
| 2018 | 81 | 31,217 | $1.15B | $40.0M | $61.9M | $26,956 | $88.25 |
| 2017 | 81 | 29,704 | $1.21B | $42.0M | $55.6M | $31,879 | $72.37 |
| 2016 | 78 | 28,721 | $1.09B | $39.7M | $55.0M | $30,647 | $71.64 |
| 2015 | 77 | 28,149 | $1.02B | $40.0M | $52.2M | $29,821 | $34.42 |
| 2014 | 74 | 25,833 | $959M | $38.2M | $42.2M | $30,742 | $32.43 |
| 2013 | 71 | 22,863 | $804M | $28.1M | $32.5M | $30,517 | $39.17 |
| 2012 | 70 | 22,389 | $680M | $27.1M | $30.0M | $26,845 | $55.31 |
| 2011 | 71 | 22,373 | $629M | $20.4M | $29.4M | $23,669 | $52.68 |
| 2010 | 75 | 23,781 | $643M | $17.5M | $27.9M | $22,419 | $40.59 |
| 2009 | 82 | 28,692 | $581M | $16.7M | $30.2M | $17,500 | $41.14 |
Plan year is the year in which the plan year began. The drop in large plans from 2023 follows a rule change: the 100-participant line now counts participants with account balances, so many plans moved to the short form.
Provider share
Service provider organisations named most often on the Schedule C of the 79 plans on this page's list, by number of plans. A plan usually names several providers.
Largest plans
The 40 largest by participants of 79 plans with a page on this site.
| Plan | Sponsor | State | Type | Participants | Net assets | Per participant | Employer / active | Sch. C / participant |
|---|---|---|---|---|---|---|---|---|
| Tempur Sealy 401(k) Retirement Plan | Tempur-Pedic Management, LLC | KY | DC | 5,727 | $328M | $57,293 | $1,417 | $30.49 |
| Local Union 786 Building Material Pension Fund | Trustees of Local Union 786 Ibt Material Pension | IL | DB | 2,985 | $394M | $132,066 | $11,781 | $397 |
| Polywood 401(k) Profit Sharing Plan | Polywood | IN | DC | 1,279 | $25.0M | $19,554 | $1,847 | $139 |
| Le Creuset of America, Inc. 401(k) Savings Plan | Le Creuset of America, Inc. | SC | DC | 1,165 | $27.2M | $23,320 | $1,273 | $128 |
| Jupiter I, L.L.C. 401(k) Plan | Jupiter I, L.L.C. | CO | DC | 1,062 | $35.5M | $33,407 | $951 | $146 |
| Lifetime Brands, Inc. 401(k) Savings Plan | Lifetime Brands, Inc. | NY | DC | 999 | $93.3M | $93,436 | — | $201 |
| Safavieh Group, LLC 401(k) Plan | Safavieh | NY | DC | 756 | $7.6M | $10,102 | $543 | $4.00 |
| Four Hands, LLC 401(k) Profit Sharing Plan | Four Hands, LLC | TX | DC | 718 | $30.0M | $41,839 | $2,021 | $103 |
| Casper Sleep Inc. 401(k) Plan | Casper Sleep Inc. | NY | DC | 617 | $16.5M | $26,815 | $0 | $13.27 |
| Bob Mills Furniture Co. LLC 401(k) PSP | Bob Mills Furniture Company LLC | OK | DC | 580 | $12.9M | $22,217 | $585 | $111 |
| Porven, Ltd. 401(k) Retirement Savings Plan | Porven, Ltd. | NJ | DC | 571 | $30.2M | $52,963 | $1,302 | $14.60 |
| Arona Corporation 401(k) Plan | Arona Corporation | IA | DC | 561 | $14.9M | $26,573 | $708 | $95.53 |
| All Surfaces, Inc. 401(k) Plan | All Surfaces, Inc. | IL | DC | 559 | $34.4M | $61,579 | $1,498 | $129 |
| Ivan Smith Furniture Company, LLC 401(k) Plan | Ivan Smith Furniture Company, LLC | LA | DC | 549 | $11.5M | $21,038 | $0 | $59.61 |
| Evergreen Enterprises, LLC 401(k) Profit Sharing Plan | Evergreen Enterprises of Virginia, LLC | VA | DC | 494 | $38.1M | $77,132 | $1,195 | $212 |
| Surya Carpet, Inc. 401(k) Plan | Surya Carpet, Inc. | GA | DC | 488 | $10.4M | $21,387 | $833 | $35.28 |
| The Inside Source, Inc. 401(k) Profit Sharing Plan | The Inside Source, Inc. | CA | DC | 478 | $34.9M | $73,048 | $6,108 | $297 |
| Retirement Savings Plan of Hy Cite Enterprises, LLC | Hy Cite Enterprises, LLC | WI | DC | 450 | $59.6M | $132,391 | $6,793 | $37.32 |
| Consolidated Supply Co., Inc. Employee Retirement Plan | Consolidated Supply Co., Inc. | NE | DC | 429 | $22.2M | $51,638 | $682 | $163 |
| Gabriella White, LLC 401(k) Plan | Gabriella White, LLC | AL | DC | 403 | $13.4M | $33,247 | $1,522 | $194 |
| Coaster Company Retirement Savings Plan | Coa, Inc. DBA Coaster Company of America | CA | DC | 393 | $35.7M | $90,871 | $1,802 | $371 |
| HC Employee Stock Ownership Plan | Hy Cite Corporation | — | DC | 386 | $20.7M | $53,595 | $562 | — |
| Dancker 401(k) Plan | Arena 3D Holdings | NJ | DC | 369 | $40.9M | $110,973 | $1,343 | $56.30 |
| David Sutherland LLC 401(k) Plan | David Sutherland, LLC | TX | DC | 361 | $18.5M | $51,231 | $3,089 | $333 |
| Consolidated Supply Employee Stock Ownership Plan | Consolidated Supply Co., Inc. | NE | DC | 348 | $34.8M | $99,911 | $6,079 | — |
| Varidesk, LLC 401(k) Plan | Varidesk, LLC | TX | DC | 332 | $13.3M | $40,016 | $1,364 | $243 |
| Gibson Overseas, Inc. 401(k) Plan | Gibson Overseas, Inc. | CA | DC | 319 | $14.5M | $45,303 | — | $122 |
| E & E 401(k) & Profit Sharing Plan | E & E Co., Ltd. | CA | DC | 316 | $39.7M | $125,549 | $2,715 | $219 |
| Southern Diversified Distributors, Inc. 401(k) | Southern Diversified Distributors, Inc. | SC | DC | 309 | $24.4M | $78,905 | $1,911 | $261 |
| Workplace Elements 401(k) Savings Plan | Workplace Elements | CO | DC | 304 | $22.2M | $73,134 | $2,012 | $504 |
| Robinson Export Import Corporation Profit Sharing Plan | Robinson Export Import Corporation | VA | DC | 301 | $31.6M | $105,134 | $1,225 | $540 |
| Test Rite Products Corp. 401(k) Plan | Test Rite Products Corp. | CA | DC | 289 | $11.4M | $39,474 | $585 | $308 |
| Steve Silver Company Employee Stock Ownership Plan | Steve Silver Company | TX | DC | 281 | $2.1M | $7,485 | — | — |
| Karndean International LLC 401(k) Plan | Karndean International LLC | PA | DC | 261 | $20.8M | $79,813 | $4,959 | $187 |
| Norman International, Inc. 401(k) Profit Sharing Plan | Norman International, Inc. | CA | DC | 261 | $22.9M | $87,637 | $2,198 | $618 |
| American Interiors 401(k) Retirement Plan | American Interiors, Inc. | OH | DC | 251 | $13.3M | $52,994 | $1,692 | $177 |
| Norwalk Furniture Inc. 401(k) Plan | Norwalk Furniture Inc. | OH | DC | 251 | $4.3M | $17,281 | $672 | $152 |
| Norwalk Furniture, Inc. Employee Stock Ownership Plan | Norwalk Furniture, Inc. | OH | DC | 235 | −$11.3M | — | $2,840 | — |
| Elements International Group, LLC 401(k) Plan | Elements International Group, LLC | TX | DC | 232 | $7.4M | $31,857 | $1,401 | $83.77 |
| S.V. International Corp. 401(k) Profit Sharing Plan | S.V. International Corp. | NC | DC | 228 | $2.2M | $9,555 | — | $4.63 |
By plan size
By state
Questions and answers
How many retirement plans are there in furniture & home furnishings?
80 plans with 100 or more participants filed Form 5500 for plan year 2024, out of 145 pension plans on the full form. Smaller plans file Form 5500-SF and are counted separately where shown.
What is the typical 401(k) balance in furniture & home furnishings?
The median defined contribution plan reported $51,435 in net assets per participant (middle half of plans: $31,197 to $79,366); nationally it was $53,031. This is a plan-level average that includes former employees, not a typical person's balance.
What do employers contribute in furniture & home furnishings?
The median defined contribution plan received $1,543 in employer contributions per active participant, against $2,174 nationally. Plans with no employer contribution are included at zero.
What are average 401(k) fees in furniture & home furnishings?
Among defined contribution plans that report any Schedule C compensation, the median was $160 per participant and 0.33% of net assets (nationally $123 and 0.26%). Schedule C leaves out fund expense ratios and fees the employer pays, so it understates total cost.
Where does this come from?
Form 5500 annual reports in the EBSA research files, with filings received through 24 Aug 2026. Medians are computed by this site across plans with 100 or more participants.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Totals count every pension plan on the full form; medians and the plan list cover plans with 100 or more participants. See the methodology.