Employer · plans filed under one EIN
United Airlines, Inc.
Chicago, IL · Transportation and warehousing
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
United Airlines, Inc., based in Chicago, Illinois, sponsors 4 retirement plans with 100 or more participants: 4 defined contribution. Together they reported 142,576 participant records and $32.6B in net assets.
The largest is United Airlines 401(k) Savings Plan, a 401(k) plan with 88,204 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $993M and participant contributions $943M in the latest plan years; benefits paid were $2.18B. Schedule C compensation reported to service provider organisations totalled $27.7M.
Combined net assets moved from $756M in 2009 to $32.6B in 2024 (up 4215%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| United Airlines 401(k) Savings Plan | 401(k) plan | 2024 | 88,204 | $10.3B | $116,607 | $2,404 | $2.8M |
| United Airlines Flight Attendant 401(k) Plan | 401(k) plan | 2024 | 32,849 | $5.32B | $162,103 | $3,067 | $995K |
| United Airlines Pilot Retirement Account Plan | 401(k) plan | 2024 | 20,168 | $16.8B | $833,178 | $42,476 | $23.8M |
| Continental Micronesia, Inc. 401(k) Savings Plan | 401(k) plan | 2024 | 1,355 | $194M | $143,163 | $1,764 | $54K |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 4 | 142,576 | $32.6B | $993M | $943M |
| 2023 | 4 | 130,680 | $28.0B | $830M | $846M |
| 2022 | 4 | 116,058 | $23.2B | $685M | $743M |
| 2021 | 4 | 110,867 | $28.7B | $605M | $653M |
| 2020 | 4 | 100,826 | $25.7B | $608M | $628M |
| 2019 | 4 | 115,953 | $23.2B | $660M | $698M |
| 2018 | 4 | 111,383 | $18.9B | $631M | $662M |
| 2017 | 4 | 109,300 | $19.5B | $604M | $615M |
| 2016 | 3 | 106,045 | $16.4B | $529M | $385M |
| 2015 | 3 | 40,443 | $10.2B | $414M | $249M |
| 2014 | 3 | 39,732 | $10.3B | $246M | $188M |
| 2013 | 3 | 32,476 | $4.39B | $69.6M | $159M |
| 2012 | 2 | 21,981 | $2.50B | $31.6M | $98.5M |
| 2011 | 1 | 5,042 | $828M | $2.1M | $46.8M |
| 2010 | 1 | 4,984 | $844M | $1.7M | $42.4M |
| 2009 | 1 | 4,941 | $756M | $1.5M | $42.9M |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| O'Hagan Group Inc. | Investment advisory (participants) | 1 | $3,524,996 |
| Fid Inv Inst Ops Co. | Participant loan processing | 2 | $2,418,752 |
| United Wealth Management LLC | Investment advisory (participants) | 1 | $1,510,049 |
| Parsons Capital MGMT LLC | Investment advisory (participants) | 1 | $1,244,124 |
| Fisher Investments | Investment advisory (participants) | 1 | $1,076,937 |
| Solitude Financial Services | Investment advisory (participants) | 1 | $1,069,369 |
| Oarsman Capital Inc. | Investment advisory (participants) | 1 | $921,776 |
| Aviator Financial Consulting L | Investment advisory (participants) | 1 | $912,606 |
| Symphony Financial Ltd. Co. | Investment advisory (participants) | 1 | $851,293 |
| Mountain Capital Investment Ad | Investment advisory (participants) | 1 | $757,849 |
| Creative Planning LLC | Investment advisory (participants) | 1 | $757,292 |
| Act Wealth Management LLC | Investment advisory (participants) | 1 | $723,860 |
| Charles Schwab & Co., Inc. | Securities brokerage | 1 | $709,366 |
| Learnlux Inc. | Consulting (general) | 2 | $613,323 |
| United Airlines, Inc. | Plan Administrator | 1 | $385,369 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does United Airlines, Inc. have?
4 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: United Airlines 401(k) Savings Plan, United Airlines Flight Attendant 401(k) Plan, United Airlines Pilot Retirement Account Plan and Continental Micronesia, Inc. 401(k) Savings Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does United Airlines, Inc. contribute to its plans?
$993,127,303 in employer contributions across these plans in their latest plan years, about $8,642 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name O'Hagan Group Inc., Fid Inv Inst Ops Co., United Wealth Management LLC and Parsons Capital MGMT LLC and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.