Employer · plans filed under one EIN
Ryder System, Inc.
Alpharetta, GA · Transportation and warehousing
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
2 retirement plans with 100 or more participants file Form 5500 under Ryder System, Inc.'s employer identification number (Alpharetta, Georgia). Their latest filings total 64,390 participant records and $3.87B in net assets.
The largest is Ryder System, Inc. 401(k) Savings Plan, an ESOP with a 401(k) feature with 51,723 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $106M and participant contributions $108M in the latest plan years; benefits paid were $422M. Schedule C compensation reported to service provider organisations totalled $4.6M.
Combined net assets moved from $1.67B in 2009 to $2.66B in 2025 (up 59%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Ryder System, Inc. 401(k) Savings Plan | ESOP with a 401(k) feature | 2025 | 51,723 | $2.66B | $51,353 | $1,031 | $1.2M |
| Ryder System, Inc. Retirement Plan | defined benefit pension plan | 2024 | 12,667 | $1.21B | $95,770 | $32,017 | $3.3M |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2025 | 1 | 51,723 | $2.66B | $46.1M | $108M |
| 2024 | 2 | 63,878 | $3.54B | $103M | $101M |
| 2023 | 2 | 61,857 | $3.22B | $93.3M | $95.7M |
| 2022 | 2 | 63,091 | $2.82B | $40.4M | $88.6M |
| 2021 | 2 | 57,475 | $3.64B | $37.6M | $77.6M |
| 2020 | 2 | 53,842 | $3.43B | $92.4M | $66.1M |
| 2019 | 2 | 53,784 | $2.96B | $154M | $62.2M |
| 2018 | 2 | 55,420 | $2.45B | $54.4M | $55.5M |
| 2017 | 2 | 52,024 | $2.70B | $58.8M | $49.6M |
| 2016 | 2 | 53,927 | $2.43B | $116M | $47.5M |
| 2015 | 2 | 53,078 | $2.26B | $59.0M | $46.2M |
| 2014 | 2 | 45,809 | $2.40B | $78.7M | $42.2M |
| 2013 | 2 | 56,959 | $2.45B | $162M | $38.9M |
| 2012 | 2 | 57,412 | $2.06B | $91.7M | $38.0M |
| 2011 | 2 | 57,703 | $1.85B | $72.9M | $36.9M |
| 2010 | 2 | 55,700 | $1.86B | $70.3M | $33.5M |
| 2009 | 2 | 56,998 | $1.67B | $118M | $33.4M |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Fidelity Investments Institutional | Participant loan processing; Trustee (directed) | 1 | $1,231,011 |
| Western Asset MGT | Investment advisory (plan) | 1 | $823,717 |
| Fidelity | Trustee (directed); Investment management | 1 | $696,942 |
| Pimco | Investment advisory (plan) | 1 | $503,622 |
| MetLife Investment Management | Investment advisory (plan) | 1 | $435,017 |
| Income Research Management (Irm) | Investment management | 1 | $286,373 |
| Towers Watson Delaware, Inc. | Actuarial | 1 | $273,997 |
| BNY Mellon Asset Servicing | Trustee (bank, trust company, or similar financial institution) | 1 | $234,407 |
| State Street Global Advisors | Custodial (other than securities); Custodial (securities) | 1 | $87,203 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Ryder System, Inc. have?
2 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Ryder System, Inc. 401(k) Savings Plan and Ryder System, Inc. Retirement Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Ryder System, Inc. contribute to its plans?
$106,075,876 in employer contributions across these plans in their latest plan years, about $2,278 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Fidelity Investments Institutional, Western Asset MGT, Fidelity and Pimco and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.