Employer · plans filed under one EIN
Pentegra Services, Inc.
White Plains, NY · Finance and insurance
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
Pentegra Services, Inc., based in White Plains, New York, sponsors 10 retirement plans with 100 or more participants: 10 defined contribution. Together they reported 18,145 participant records and $376M in net assets.
The largest is The 401(k) Plan, a 401(k) plan with 9,376 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $12.4M and participant contributions $33.6M in the latest plan years; benefits paid were $40.1M. Schedule C compensation reported to service provider organisations totalled $1.7M.
Combined net assets moved from $10.4M in 2022 to $376M in 2024 (up 3520%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| The 401(k) Plan | 401(k) plan | 2024 | 9,376 | $192M | $20,490 | $709 | $752K |
| The Baldwin Group PEP | 401(k) plan | 2024 | 2,401 | $5.5M | $2,306 | $42 | $98K |
| Strategic Retirement Program | 401(k) plan | 2024 | 1,835 | $49.5M | $26,998 | $959 | $124K |
| The Retiresmart PEP | 401(k) plan | 2024 | 1,800 | $25.5M | $14,156 | $757 | $167K |
| Smart Retirement PEP | 401(k) plan | 2024 | 760 | $13.5M | $17,730 | $789 | $104K |
| The TSG PEP | 401(k) plan | 2024 | 624 | $19.0M | $30,371 | $1,433 | $83K |
| Key 401(k) Pooled Employer Plan | 401(k) plan | 2024 | 553 | $11.4M | $20,607 | $672 | $21K |
| The Gratitude PEP | 401(k) plan | 2024 | 525 | $35.6M | $67,782 | $2,263 | $230K |
| Seligman Group Retirement Plan | 401(k) plan | 2024 | 143 | $13.9M | $97,470 | $4,200 | $93K |
| The 401(k) Group Purchase Plan | 401(k) plan | 2024 | 128 | $9.8M | $76,466 | $132 | $0 |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 10 | 18,145 | $376M | $12.4M | $33.6M |
| 2023 | 6 | 4,682 | $123M | $7.4M | $10.6M |
| 2022 | 3 | 1,282 | $10.4M | $259K | $344K |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Pentegra Services Inc. | Contract Administrator; Recordkeeping and information management; Participant loan processing | 9 | $864,857 |
| NFP Retirement Inc. | Investment advisory (plan) | 1 | $239,181 |
| Biddle Capital Managerment | Investment advisory (plan) | 1 | $113,909 |
| Transamerica Retirement Solutions | Recordkeeping and information management; Participant loan processing | 2 | $86,477 |
| Empower Annuity Insurance Company | — | 6 | $71,769 |
| World Investment Advisors LLC | Investment advisory (plan) | 1 | $54,146 |
| Mmlis | Investment advisory (plan) | 2 | $49,087 |
| Capital Asset Advisory Services, LL | Investment advisory (plan) | 1 | $40,028 |
| Farther Finance Advisors LLC | Investment advisory (plan) | 1 | $30,677 |
| Benefit Trust Company | Contract Administrator; Trustee (directed); Investment advisory (plan) | 5 | $24,767 |
| Osaic Fa Inc. | — | 1 | $19,181 |
| Shepherd Financial Investment Advis | Investment advisory (plan) | 1 | $12,401 |
| The Baldwin Group Wealth Advisors | Investment advisory (plan) | 1 | $11,728 |
| Global Retirement Partners LLC | Investment advisory (plan) | 1 | $10,763 |
| Equitable Advisors LLC | Investment advisory (plan) | 1 | $10,094 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Pentegra Services, Inc. have?
10 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: The 401(k) Plan, The Baldwin Group PEP, Strategic Retirement Program and The Retiresmart PEP and others. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Pentegra Services, Inc. contribute to its plans?
$12,411,756 in employer contributions across these plans in their latest plan years, about $737 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Pentegra Services Inc., NFP Retirement Inc., Biddle Capital Managerment and Transamerica Retirement Solutions and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.