Employers › District of Columbia
Employer · plans filed under one EIN
National Railroad Passenger Corporation
Washington, DC · Transportation and warehousing
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
National Railroad Passenger Corporation, based in Washington, District of Columbia, sponsors 3 retirement plans with 100 or more participants: 2 defined contribution and 1 defined benefit. Together they reported 32,777 participant records and $2.23B in net assets.
The largest is Amtrak's Retirement Savings Plan for Agreement Employees, a 401(k) plan with 21,445 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $37.2M and participant contributions $150M in the latest plan years; benefits paid were $192M. Schedule C compensation reported to service provider organisations totalled $2.0M.
Combined net assets moved from $565M in 2009 to $2.23B in 2024 (up 294%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Amtrak's Retirement Savings Plan for Agreement Employees | 401(k) plan | 2024 | 21,445 | $974M | $45,408 | $0 | $921K |
| Retirement Income Plan for the Employees of National Railroad Passenger Corporation | defined benefit pension plan | 2024 | 5,854 | $340M | $58,094 | — | $802K |
| National Railroad Passenger Corporation Savings Plan | 401(k) plan | 2024 | 5,478 | $916M | $167,157 | $8,281 | $269K |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 3 | 32,777 | $2.23B | $37.2M | $150M |
| 2023 | 3 | 32,410 | $2.00B | $47.4M | $127M |
| 2022 | 3 | 29,908 | $1.71B | $41.5M | $105M |
| 2021 | 3 | 27,463 | $2.03B | $20.3M | $88.5M |
| 2020 | 3 | 27,757 | $1.85B | $11.2M | $76.7M |
| 2019 | 3 | 29,248 | $1.77B | $20.8M | $88.4M |
| 2018 | 3 | 30,041 | $1.50B | $19.0M | $83.0M |
| 2017 | 3 | 28,992 | $1.64B | $18.7M | $76.7M |
| 2016 | 2 | 26,792 | $1.01B | $14.0M | $47.1M |
| 2015 | 3 | 31,094 | $1.40B | $29.5M | $73.0M |
| 2014 | 3 | 31,530 | $1.43B | $25.7M | $66.5M |
| 2013 | 3 | 28,911 | $1.39B | $25.0M | $61.5M |
| 2012 | 3 | 28,032 | $1.23B | $43.9M | $56.9M |
| 2011 | 3 | 27,557 | $1.10B | $43.1M | $60.4M |
| 2010 | 3 | 27,578 | $1.10B | $52.1M | $54.8M |
| 2009 | 2 | 10,090 | $565M | $48.7M | $15.7M |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Fidelity Investments Institutional | Participant loan processing | 2 | $1,016,179 |
| Goldman Sachs Asset Managenent | Investment management | 1 | $459,231 |
| JPMorgan Chase Bank. N.A. | Investment management; Actuarial | 1 | $152,000 |
| Aon Consulting Inc. | Actuarial; Consulting (pension) | 1 | $142,371 |
| Strategic Advisors, Inc. | Investment advisory (plan) | 2 | $107,560 |
| Ernst & Young US LLP | Accounting (including auditing) | 2 | $66,000 |
| Ernst & Young US LLP | Accounting (including auditing) | 1 | $33,000 |
| Allspring Global Investments | Investment management | 1 | $15,364 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does National Railroad Passenger Corporation have?
3 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Amtrak's Retirement Savings Plan for Agreement Employees, Retirement Income Plan for the Employees of National Railroad Passenger Corporation and National Railroad Passenger Corporation Savings Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does National Railroad Passenger Corporation contribute to its plans?
$37,238,402 in employer contributions across these plans in their latest plan years, about $1,466 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Fidelity Investments Institutional, Goldman Sachs Asset Managenent, JPMorgan Chase Bank. N.A. and Aon Consulting Inc. and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.