Employer · plans filed under one EIN
Equitable Financial Life Insurance Company
Syracuse, NY · Finance and insurance
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
2 retirement plans with 100 or more participants file Form 5500 under Equitable Financial Life Insurance Company's employer identification number (Syracuse, New York). Their latest filings total 27,411 participant records and $4.37B in net assets.
The largest is Equitable Retirement Plan, a cash balance pension plan with 14,409 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $60.1M and participant contributions $94.8M in the latest plan years; benefits paid were $418M. Schedule C compensation reported to service provider organisations totalled $11.5M.
Combined net assets moved from $2.13B in 2010 to $4.37B in 2024 (up 105%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| Equitable Retirement Plan | cash balance pension plan | 2024 | 14,409 | $1.72B | $119,411 | — | $10.4M |
| The Equitable 401(k) Plan | 401(k) plan | 2024 | 13,002 | $2.65B | $203,728 | $7,966 | $1.1M |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 2 | 27,411 | $4.37B | $60.1M | $94.8M |
| 2023 | 1 | 14,958 | $1.79B | $0 | $0 |
| 2022 | 1 | 15,500 | $1.82B | $0 | $0 |
| 2021 | 2 | 29,736 | $5.02B | $64.7M | $80.7M |
| 2020 | 2 | 32,838 | $4.72B | $49.0M | $73.9M |
| 2019 | 1 | 17,369 | $2.17B | $0 | $0 |
| 2018 | 1 | 18,007 | $1.99B | $0 | $0 |
| 2017 | 2 | 38,515 | $4.46B | $31.2M | $68.1M |
| 2016 | 1 | 23,150 | $2.20B | $0 | $0 |
| 2015 | 1 | 24,057 | $2.23B | $0 | $0 |
| 2014 | 1 | 24,801 | $2.38B | $0 | $0 |
| 2013 | 1 | 25,920 | $2.32B | $0 | $0 |
| 2012 | 1 | 26,371 | $2.32B | $26K | $0 |
| 2011 | 1 | 27,004 | $2.29B | $260M | $0 |
| 2010 | 1 | 27,542 | $2.13B | $727M | $0 |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Alliance Bernstein L.P. | Plan Administrator; Investment management | 1 | $3,759,793 |
| Morgan Stanley | Investment management | 1 | $3,727,595 |
| Milliman, Inc. | Actuarial | 1 | $1,217,027 |
| Highbridge | Investment management | 1 | $523,004 |
| Equitable | Other services | 2 | $458,952 |
| Fidelity Investments Institutional | Participant loan processing | 1 | $363,862 |
| NP Railcar Investments II LLC | Investment management | 1 | $322,191 |
| Lbi Software Engineering | Consulting (general) | 1 | $300,000 |
| Asf VII B L.P | Other services | 1 | $298,391 |
| PricewaterhouseCoopers, LLP | Accounting (including auditing) | 2 | $223,000 |
| The Northern Trust Company | Other services | 1 | $183,845 |
| Kilpatrick Townsend LLP | Legal | 2 | $81,368 |
| Alight Solutions | Consulting (pension) | 1 | $32,141 |
| Lbi Software, Inc. | Consulting (pension) | 1 | $18,400 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does Equitable Financial Life Insurance Company have?
2 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: Equitable Retirement Plan and The Equitable 401(k) Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does Equitable Financial Life Insurance Company contribute to its plans?
$60,131,831 in employer contributions across these plans in their latest plan years, about $6,139 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Alliance Bernstein L.P., Morgan Stanley, Milliman, Inc. and Highbridge and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.