Employer · plans filed under one EIN
BJC Health System
St. Louis, MO · Health care and social assistance
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
BJC Health System, based in St. Louis, Missouri, sponsors 3 retirement plans with 100 or more participants: 2 defined contribution and 1 defined benefit. Together they reported 89,204 participant records and $5.39B in net assets.
The largest is BJC 401(k) Plan, a 401(k) plan with 43,409 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $197M and participant contributions $197M in the latest plan years; benefits paid were $494M. Schedule C compensation reported to service provider organisations totalled $5.3M.
Combined net assets moved from $1.44B in 2009 to $5.39B in 2024 (up 273%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| BJC 401(k) Plan | 401(k) plan | 2024 | 43,409 | $2.27B | $52,231 | $1,349 | $675K |
| BJC Pension Plan | defined benefit pension plan | 2024 | 42,843 | $2.64B | $61,702 | $6,579 | $4.5M |
| BJC 403(b) Plan | 401(k) plan | 2024 | 2,952 | $481M | $163,096 | $5,084 | $82K |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 3 | 89,204 | $5.39B | $197M | $197M |
| 2023 | 3 | 90,537 | $5.22B | $141M | $172M |
| 2022 | 3 | 85,808 | $4.73B | $189M | $157M |
| 2021 | 3 | 82,498 | $5.86B | $199M | $142M |
| 2020 | 3 | 82,925 | $5.13B | $167M | $134M |
| 2019 | 3 | 79,545 | $4.57B | $138M | $127M |
| 2018 | 3 | 78,744 | $3.91B | $159M | $118M |
| 2017 | 3 | 73,464 | $3.87B | $219M | $107M |
| 2016 | 3 | 68,438 | $3.21B | $223M | $92.5M |
| 2015 | 3 | 72,419 | $2.91B | $147M | $83.8M |
| 2014 | 3 | 70,211 | $2.84B | $127M | $69.7M |
| 2013 | 3 | 69,335 | $2.60B | $139M | $70.5M |
| 2012 | 3 | 69,131 | $2.20B | $121M | $67.6M |
| 2011 | 3 | 67,422 | $1.84B | $92.3M | $63.5M |
| 2010 | 3 | 65,919 | $1.73B | $75.0M | $60.6M |
| 2009 | 3 | 66,111 | $1.44B | $69.7M | $58.0M |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Lifeworks (US) Ltd. | Consulting (general) | 1 | $1,867,519 |
| Northern Trust Company | Trustee (bank, trust company, or similar financial institution) | 1 | $1,119,025 |
| Nisa Investment Advisors L.L.C. | Investment advisory (plan) | 1 | $684,430 |
| Commerce Trust Company | Securities brokerage | 1 | $531,314 |
| Fidelity Investments Institutional | Participant loan processing | 2 | $389,163 |
| Strategic Advisors, Inc. | Investment advisory (plan) | 2 | $262,922 |
| Ernst & Young US LLP | Accounting (including auditing) | 1 | $164,969 |
| Mercer | Actuarial; Recordkeeping and information management | 1 | $160,586 |
| CAPTRUST | Consulting (general) | 1 | $105,000 |
| Asset Consulting Group LLC | Investment management | 1 | $16,667 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does BJC Health System have?
3 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: BJC 401(k) Plan, BJC Pension Plan and BJC 403(b) Plan. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does BJC Health System contribute to its plans?
$197,373,973 in employer contributions across these plans in their latest plan years, about $3,529 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Lifeworks (US) Ltd., Northern Trust Company, Nisa Investment Advisors L.L.C. and Commerce Trust Company and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.