Employer · plans filed under one EIN
American Airlines, Inc. - Retirement
Fort Worth, TX · Transportation and warehousing
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances.
7 retirement plans with 100 or more participants file Form 5500 under American Airlines, Inc. - Retirement's employer identification number (Fort Worth, Texas). Their latest filings total 226,052 participant records and $40.0B in net assets.
The largest is American Airlines, Inc. 401(k) Plan, a 401(k) plan with 114,149 participants. A person can be counted in more than one plan, so the participant total is a count of records rather than of people.
Employer contributions across the plans were $1.31B and participant contributions $1.04B in the latest plan years; benefits paid were $3.82B. Schedule C compensation reported to service provider organisations totalled $18.0M.
Combined net assets moved from $13.8B in 2009 to $40.0B in 2024 (up 191%). Plan mergers and spin-offs show up here as steps in the series.
Plans
| Plan | Kind | Plan year | Participants | Net assets | Per participant | Employer / active | Sch. C compensation |
|---|---|---|---|---|---|---|---|
| American Airlines, Inc. 401(k) Plan | 401(k) plan | 2024 | 114,149 | $16.2B | $141,842 | $4,477 | $9.4M |
| The Retirement Benefit Plan of American Airlines, Inc. for Employees Represented by the Transport Workers Union of America, AFL-CIO | defined benefit pension plan | 2024 | 35,547 | $4.26B | $119,726 | $5,445 | $1.4M |
| The Retirement Benefit Plan of American Airlines, Inc. for Agent, Management, Specialist, Support Personnel and Officers | defined benefit pension plan | 2024 | 24,831 | $2.66B | $107,055 | $15,520 | $2.1M |
| The Retirement Benefit Plan of American Airlines, Inc. for Flight Attendants | defined benefit pension plan | 2024 | 22,717 | $2.55B | $112,089 | $5,809 | $1.8M |
| American Airlines, Inc. 401(k) Plan for Pilots | 401(k) plan | 2024 | 18,671 | $11.7B | $624,467 | $41,334 | $2.4M |
| American Airlines, Inc. Pilot Retirement Benefit Program | defined benefit pension plan | 2024 | 9,973 | $2.71B | $271,315 | $10,605 | $856K |
| American Airlines, Inc. Non-Pilot Variable Plan | money purchase plan | 2024 | 164 | $5.2M | $31,860 | — | $100K |
| US median, plan year 2024: DC plans $53,102 per participant, $2,175 employer contribution per active participant; DB plans $86,221 and $10,244. | |||||||
Trend by plan year
| Plan year | Plans | Participant records | Net assets | Employer contributions | Participant contributions |
|---|---|---|---|---|---|
| 2024 | 7 | 226,052 | $40.0B | $1.31B | $1.04B |
| 2023 | 7 | 233,889 | $37.5B | $1.04B | $898M |
| 2022 | 7 | 229,589 | $33.8B | $816M | $855M |
| 2021 | 7 | 228,136 | $41.4B | $922M | $837M |
| 2020 | 7 | 226,320 | $37.9B | $779M | $812M |
| 2019 | 7 | 225,693 | $34.6B | $1.60B | $854M |
| 2018 | 7 | 224,650 | $28.2B | $1.24B | $823M |
| 2017 | 7 | 221,929 | $29.9B | $1.21B | $773M |
| 2016 | 7 | 221,012 | $24.8B | $967M | $615M |
| 2015 | 7 | 213,507 | $21.4B | $500M | $416M |
| 2014 | 6 | 217,936 | $20.0B | $368M | $341M |
| 2013 | 6 | 218,717 | $19.2B | $1.21B | $303M |
| 2012 | 6 | 217,638 | $16.3B | $470M | $270M |
| 2011 | 6 | 229,113 | $14.8B | $517M | $274M |
| 2010 | 6 | 232,890 | $15.1B | $451M | $284M |
| 2009 | 6 | 239,456 | $13.8B | $287M | $286M |
History of the plans listed above, in the years each filed the full Form 5500 with 100 or more participants. Plans that have since terminated are not included.
Service providers
| Organisation | Services reported | Plans | Compensation reported |
|---|---|---|---|
| Financial Engines | Investment advisory (plan) | 2 | $7,092,185 |
| Fidelity Investments Institutional | Participant loan processing | 2 | $4,679,262 |
| Fidelity | Contract Administrator; Recordkeeping and information management | 4 | $4,261,047 |
| Willis Towers Watson | Actuarial | 4 | $864,019 |
| State Street | Trustee (bank, trust company, or similar financial institution) | 4 | $686,479 |
| Ernst & Young | Accounting (including auditing) | 4 | $135,924 |
| CBIZ CPAS P.C. | Accounting (including auditing) | 5 | $126,587 |
| Newport Trust | — | 1 | $102,500 |
| Fidelity Inv Inst Oper Co. | Contract Administrator; Recordkeeping and information management | 1 | $81,358 |
| Qdro Consultants | Consulting (general); Other services | 2 | $14,850 |
Organisations paid $5,000 or more by any of these plans, from Schedule C. Individuals are not shown.
Questions and answers
How many retirement plans does American Airlines, Inc. - Retirement have?
7 plans with 100 or more participants filed Form 5500 under its employer identification number for the latest plan years: American Airlines, Inc. 401(k) Plan, The Retirement Benefit Plan of American Airlines, Inc. for Employees Represented by the Transport Workers Union of America, AFL-CIO, The Retirement Benefit Plan of American Airlines, Inc. for Agent, Management, Specialist, Support Personnel and Officers and The Retirement Benefit Plan of American Airlines, Inc. for Flight Attendants and others. Smaller plans and plans filed under a subsidiary's number are not grouped here.
How much does American Airlines, Inc. - Retirement contribute to its plans?
$1,308,326,261 in employer contributions across these plans in their latest plan years, about $9,339 per active participant record. Form 5500 reports totals and not the match or accrual formula.
Who provides services to these plans?
Schedule C filings name Financial Engines, Fidelity Investments Institutional, Fidelity and Willis Towers Watson and others. Only organisations paid $5,000 or more by a plan are listed on Schedule C.
Where does this come from?
Form 5500 annual reports filed with the Department of Labor's EFAST2 system, from the EBSA research files, with filings received through 24 Aug 2026. Figures are as filed and may be amended.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files, public domain, with filings received through 24 Aug 2026. Plans are grouped by the sponsor's employer identification number exactly as filed; a company that files under several EINs appears as several employers. See the methodology and corrections.