California › Finance and insurance › 5,000 to 24,999 participants
Form 5500 statement · plan year 1 Jul 2024 to 30 Jun 2025
Capital Retirement Savings Plan
Sponsored by Capital Group Companies, Inc., Los Angeles, CA
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
Capital Group Companies, Inc. of Los Angeles, California sponsors Capital Retirement Savings Plan, a 401(k) plan. Its Form 5500 for the plan year ending 30 Jun 2025 shows 12,306 participants (8,086 active) and $8.15B in net assets.
Net assets came to $662,044 per participant, well above the $64,499 median for defined contribution plans with 5,000 to 24,999 participants and well above the $92,294 median for defined contribution plans in finance and insurance. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
The employer contributed $214M during the year, or $26,412 per active participant against a same-size median of $2,424; participants contributed $91.0M and $24.2M arrived as rollovers and other contributions. Benefits paid out totalled $315M.
Schedule C lists 2 service provider organisations paid $5,000 or more, with reported compensation of $30K: $2.46 per participant, well below the same-size median of $53.38. Administrative expenses charged to the plan were $2,225. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Across the filings on record, net assets went from $295M in 2009 to $8.15B in 2024 (up 2663%), and participants from 7,788 to 12,306 (up 58%).
The independent accountant's opinion on the financial statements was unmodified (unqualified).
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DC plans |
|---|---|---|---|---|
| Net assets per participant | $662,044 | $64,499 | $92,294 | $53,102 |
| Employer contributions per active participant | $26,412 | $2,424 | $3,564 | $2,175 |
| Schedule C compensation per participant | $2.46 | $53.38 | $137 | $123 |
| Schedule C compensation, share of net assets | 0.00% | 0.09% | 0.17% | 0.26% |
| Administrative expenses per participant | $0.18 | $54.85 | $130 | $116 |
Peer columns are medians for plan year 2024 across defined contribution plans with 100 or more participants: 5,000 to 24,999 participants (2,605 plans), finance and insurance (4,391) and all US plans (63,460). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2024 | 12,306 | $8.15B | $662,044 | $214M | $91.0M | $30K |
| 2023 | 12,260 | $7.05B | $575,435 | $190M | $82.0M | $31K |
| 2022 | 12,126 | $6.12B | $504,531 | $186M | $80.8M | $26K |
| 2021 | 11,704 | $5.43B | $463,782 | $180M | $77.8M | $23K |
| 2020 | 10,899 | $6.49B | $595,571 | $161M | $74.6M | $23K |
| 2018 | 10,176 | $4.57B | $449,183 | $135M | $57.9M | $25K |
| 2017 | 9,948 | $4.32B | $434,547 | $129M | $55.8M | $30K |
| 2016 | 9,969 | $3.88B | $389,189 | $129M | $49.3M | $30K |
| 2015 | 9,892 | $3.34B | $337,152 | $123M | $44.4M | $24K |
| 2014 | 9,362 | $3.30B | $352,642 | $110M | $41.3M | $0 |
| 2013 | 9,090 | $3.16B | $348,170 | $119M | $37.7M | $0 |
| 2012 | 7,619 | $479M | $62,897 | — | $34.0M | $0 |
| 2011 | 7,696 | $395M | $51,381 | — | $31.7M | $0 |
| 2010 | 7,653 | $386M | $50,394 | — | $30.2M | $0 |
| 2009 | 7,788 | $295M | $37,866 | $30.3M | — | $0 |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year$7,054,829,342
- Employer contributions$213,566,193
- Participant contributions$90,987,254
- Rollovers and other contributions$24,179,746
- Total contributions$328,733,193
- Total income, including investment results$1,410,511,925
- Benefits paid$315,310,198
- Administrative expenses$2,225
- Total expenses$318,232,954
- Net income$1,092,278,971
- Net transfers$0
- Net assets, end of year$8,147,108,313
Participants
- Active participants8,086
- Retired or separated, receiving benefits38
- Retired or separated, entitled to future benefits4,175
- Participants with account balances12,268
- Total participants, end of year12,306
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| Alight Solutions LLC | Recordkeeping and information management; Participant loan processing | $28,100 | $0 |
| Fidelity Investments | Recordkeeping fees; Account maintenance fees | $2,225 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Recordkeeping fees$2,225
- Total administrative expenses$2,225
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Common/collective trusts$6.03B · 73.9%
- Registered investment companies (mutual funds)$1.83B · 22.5%
- Receivables$225M · 2.8%
- U.S. Government securities$53.8M · 0.7%
- Participant loans$13.6M · 0.2%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)No
- Accounting firmDeloitte & Touche
- Participant contributions reported as transmitted lateYes, $606
- Covered by a fidelity bondYes, $145,000,000
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
2EProfit-sharing plan2FERISA section 404(c) plan2GTotal participant-directed account plan2JCode section 401(k) feature2RParticipant-directed brokerage accounts provided as an investment option under the plan2S401(k) plan or 403(b) plan that provides for automatic enrollment2TTotal or partial participant-directed account plan with a default investment account
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 525990: Other Financial Vehicles (including mortgage REITs & closed-end investment funds).
Similar plans in California
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Visa 401(k) Plan | Visa Inc. | 19,688 | $5.19B | $263,761 |
| LPL Financial LLC Profit Sharing 401(k) Plan | LPL Financial LLC | 10,827 | $940M | $86,787 |
| Northwest Carpenters Individual Account Pension Plan | Board of Trustees, Northwest Carpenters Individual Account Pension Pla | 21,456 | $707M | $32,938 |
| Blue Shield of California Tax Deferred Salary Investment Plan | California Physicians Service, DBA Blue Shield of Ca | 10,619 | $1.68B | $158,484 |
| Directors Guild of America - Producer Pension Plan Supplemental Benefit Plan | Board of Trustees, Directors Guild of America - | 25,726 | $2.30B | $89,400 |
| City National Bank 401(k) Plan | City National Bank | 8,846 | $1.96B | $221,902 |
Defined contribution plans in finance and insurance closest in size.
Questions and answers
How big is Capital Retirement Savings Plan?
12,306 participants at the end of the plan year ending 30 Jun 2025, of whom 8,086 were active employees, with net assets of $8,147,108,313. Among defined contribution plans that places it in the 5,000 to 24,999 participants band, which held 2,605 plans in plan year 2024.
What does Capital Group Companies, Inc. contribute per participant?
The filing reports $213,566,193 in employer contributions for the year, which is $26,412 per active participant; the median for plans of the same type and size was $2,424 in plan year 2024. Form 5500 reports the total only. It does not state the match formula, and the per-participant figure is an average, not any one person's contribution.
What fees does the plan pay and how do they compare?
Schedule C reports $30,325 in compensation to service provider organisations, $2.46 per participant or 0.00% of net assets. The same-size median among plans reporting any Schedule C compensation was $53.38 per participant. Administrative expenses on Schedule H were $2,225. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is Capital Group Companies, Inc.. Recordkeeping or administration: Alight Solutions LLC and Fidelity Investments. The financial statements were audited by Deloitte & Touche. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Jul 2024 to 30 Jun 2025, received by the Department of Labor on 7 Apr 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 86-0206507, plan 002, received 7 Apr 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.