Texas › Health care and social assistance › 250 to 499 participants
Form 5500 statement · plan year 1 Jul 2022 to 30 Jun 2023
403(b) Thrift Plan of Community Health Centers of South Central Texas, Inc.
Sponsored by 403(b) Thrift Plan of Community Health Centers of South Central Texas,, Gonzales, TX
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
403(b) Thrift Plan of Community Health Centers of South Central Texas, of Gonzales, Texas sponsors 403(b) Thrift Plan of Community Health Centers of South Central Texas, Inc., a 403(b) plan. Its Form 5500 for the plan year ending 30 Jun 2023 shows 299 participants (277 active) and $1.8M in net assets.
Net assets came to $5,940 per participant, well below the $48,746 median for defined contribution plans with 250 to 499 participants and well below the $30,764 median for defined contribution plans in health care and social assistance. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
The employer contributed $0 during the year, or $0 per active participant against a same-size median of $2,017; participants contributed $109K. Benefits paid out totalled $126K.
Schedule C lists 1 service provider organisation paid $5,000 or more, with reported compensation of $362: $1.21 per participant, well below the same-size median of $141. Administrative expenses charged to the plan were $362. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Across the filings on record, net assets went from $763K in 2013 to $1.8M in 2025 (up 133%), and participants from 143 to 299 (up 109%).
The independent accountant's opinion on the financial statements was disclaimer, from an audit whose scope was limited under ERISA section 103(a)(3)(C) to exclude investment information certified by a bank or insurer.
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DC plans |
|---|---|---|---|---|
| Net assets per participant | $5,940 | $48,746 | $30,764 | $53,102 |
| Employer contributions per active participant | $0 | $2,017 | $1,536 | $2,175 |
| Schedule C compensation per participant | $1.21 | $141 | $93.85 | $123 |
| Schedule C compensation, share of net assets | 0.02% | 0.30% | 0.31% | 0.26% |
| Administrative expenses per participant | $1.21 | $133 | $86.53 | $116 |
Peer columns are medians for plan year 2024 across defined contribution plans with 100 or more participants: 250 to 499 participants (17,456 plans), health care and social assistance (9,402) and all US plans (63,460). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2025 | 299 | $1.8M | $5,940 | $0 | $109K | $0 |
| 2023 | 278 | $1.9M | $6,748 | $0 | $113K | $1,000 |
| 2013 | 143 | $763K | $5,336 | $0 | $80K | $4,000 |
| 2012 | 141 | — | — | — | — | — |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year$1,658,987
- Employer contributions$0
- Participant contributions$109,156
- Rollovers and other contributions$0
- Total contributions$109,156
- Total income, including investment results$243,595
- Benefits paid$126,306
- Administrative expenses$362
- Total expenses$126,668
- Net income$116,927
- Net transfers$0
- Net assets, end of year$1,775,914
Participants
- Active participants277
- Retired or separated, receiving benefits4
- Retired or separated, entitled to future benefits18
- Participants with account balances83
- Total participants, end of year299
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| Mutual of America Investment Corp. | Claims processing; Recordkeeping and information management; Participant loan processing | $362 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Investment advisory and management fees$362
- Total administrative expenses$362
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Registered investment companies (mutual funds)$1.0M · 58.5%
- Insurance company general account$734K · 41.3%
- Common/collective trusts$2,997 · 0.2%
Audit and compliance answers, as filed
- Accountant's opinionDisclaimer
- Audit scope limited under ERISA section 103(a)(3)(C)Yes
- Accounting firmAafcpas, Inc.
- Participant contributions reported as transmitted lateNo
- Covered by a fidelity bondYes, $500,000
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
2FERISA section 404(c) plan2GTotal participant-directed account plan2LCode section 403(b)(1) arrangement (annuity contracts)2MCode section 403(b)(7) accounts (custodial accounts for regulated investment company stock)2TTotal or partial participant-directed account plan with a default investment account3DPre-approved pension plan
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 621410: Family Planning Centers.
Similar plans in Texas
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Rolling Plains Management Corporation of Baylor, Cottle, Foard, Hardeman & Wilbarger Counties 401(k) Plan | Rolling Plains Management Corp. | 300 | $3.9M | $13,157 |
| Emergency Hospital Systems 401(k) Plan | Emergency Hospital Systems, LLC | 298 | $2.1M | $7,041 |
| Adc Physicians, P.A. 401(k) Profit Sharing Plan | Adc Physicians, P.A. | 304 | $89.4M | $294,186 |
| Atc 401(k) Profit Sharing Plan | Autism Treatment Center | 296 | $4.2M | $14,346 |
| Capitol Pain Institute 401(k) Plan | Capitol Pain Institute | 310 | $5.9M | $19,012 |
| Nuestra Clinica del Valle Inc. Employees Retirement Plan | Nuestra Clinica del Valle Inc. | 295 | $10.8M | $36,747 |
Defined contribution plans in health care and social assistance closest in size.
Questions and answers
How big is 403(b) Thrift Plan of Community Health Centers of South Central Texas, Inc.?
299 participants at the end of the plan year ending 30 Jun 2023, of whom 277 were active employees, with net assets of $1,775,914. Among defined contribution plans that places it in the 250 to 499 participants band, which held 17,456 plans in plan year 2024.
What does 403(b) Thrift Plan of Community Health Centers of South Central Texas, contribute per participant?
The filing reports $0 in employer contributions for the year, which is $0 per active participant; the median for plans of the same type and size was $2,017 in plan year 2024. Form 5500 reports the total only. It does not state the match formula, and the per-participant figure is an average, not any one person's contribution.
What fees does the plan pay and how do they compare?
Schedule C reports $362 in compensation to service provider organisations, $1.21 per participant or 0.02% of net assets. The same-size median among plans reporting any Schedule C compensation was $141 per participant. Administrative expenses on Schedule H were $362. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is 403(b) Thrift Plan of Community Health Centers of South Central Texas,. Recordkeeping or administration: Mutual of America Investment Corp.. The financial statements were audited by Aafcpas, Inc.. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an disclaimer opinion from a limited-scope audit, in which the accountant did not audit investment information certified by a bank or insurance company. A disclaimer of opinion was the usual result of a limited-scope audit under the rules in force before 2021 and is not by itself a finding about the plan.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Jul 2022 to 30 Jun 2023, received by the Department of Labor on 1 Jul 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 74-1548089, plan 001, received 1 Jul 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.