My Plan Facts

District of Columbia › Other services › 1,000 to 4,999 participants

Form 5500 statement · plan year 1 Jan 2025 to 31 Dec 2025

Afscme Employees Salary Savings Plan

Sponsored by American Federation of State, County and Municipal Employees, Washington, DC

401(k) plancollectively bargainedplan year 2025 filing

Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.

$205Mnet assets, end of plan year+5% on the year
1,561participants1,046 active
$131,113net assets per participantsame-size median $50,295
$186employer contributions per active participantsame-size median $2,045

Afscme Employees Salary Savings Plan is a 401(k) plan sponsored by American Federation of State, County and Municipal Employees of Washington, District of Columbia. For the plan year ending 31 Dec 2025 it reported 1,561 participants, 1,046 of them active, and net assets of $205M. It is a multiple-employer plan covering the employees of more than one employer.

Net assets came to $122,719 per participant in plan year 2024, well above the $50,295 median for defined contribution plans with 1,000 to 4,999 participants and well above the $40,686 median for defined contribution plans in other services. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.

The employer contributed $195K during the year, or $186 per active participant against a same-size median of $2,045; participants contributed $6.9M and $474K arrived as rollovers and other contributions. Benefits paid out totalled $19.9M.

Schedule C lists 2 service provider organisations paid $5,000 or more, with reported compensation of $49K: $31.16 per participant, well below the same-size median of $82.08. Administrative expenses charged to the plan were $31K. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.

Across the filings on record, net assets went from $113M in 2009 to $205M in 2025 (up 82%), and participants from 2,010 to 1,561 (down 22%).

The independent accountant's opinion on the financial statements was unmodified (unqualified).

Compared with similar plans

Measure, plan year 2024This planSame sizeSame industryAll US DC plans
Net assets per participant$122,719$50,295$40,686$53,102
Employer contributions per active participant$770$2,045$2,024$2,175
Schedule C compensation per participant$30.89$82.08$113$123
Schedule C compensation, share of net assets0.03%0.17%0.30%0.26%
Administrative expenses per participant$20.57$82.20$99.73$116

Peer columns are medians for plan year 2024 across defined contribution plans with 100 or more participants: 1,000 to 4,999 participants (10,207 plans), other services (2,675) and all US plans (63,460). Fee medians cover plans that report an amount.

Trend by plan year

2009: $113M2010: $126M2011: $128M2012: $141M2013: $161M2014: $162M2015: $157M2016: $157M2017: $173M2018: $162M2019: $184M2020: $209M2021: $230M2022: $195M2023: $212M2024: $195M2025: $205M$113M$230M$205M200920122016202020242025
Net assets at year end
2009: 2,0102010: 2,0322011: 2,0192012: 2,0062013: 2,0232014: 1,9882015: 1,9922016: 1,9262017: 1,9272018: 1,8992019: 1,8892020: 1,8602021: 1,8722022: 1,8642023: 1,8652024: 1,5912025: 1,5612,0102,0321,561200920122016202020242025
Participants at year end
Plan yearParticipantsNet assetsPer participantEmployer contributionsParticipant contributionsSchedule C compensation
20251,561$205M$131,113$195K$6.9M$49K
20241,591$195M$122,719$835K$6.6M$49K
20231,865$212M$113,629$243K$7.9M$51K
20221,864$195M$104,582$191K$7.8M$51K
20211,872$230M$122,876$214K$7.8M$50K
20201,860$209M$112,151$233K$7.7M$41K
20191,889$184M$97,603$225K$7.8M$48K
20181,899$162M$85,457$226K$8.0M$42K
20171,927$173M$89,557$230K$7.8M$33K
20161,926$157M$81,656$241K$8.4M$31K
20151,992$157M$79,028$228K$8.5M$31K
20141,988$162M$81,572$232K$8.9M$29K
20132,023$161M$79,413$253K$9.7M$27K
20122,006$141M$70,294$259K$9.5M$26K
20112,019$128M$63,443$9.9M$259K$26K
20102,032$126M$62,123$257K$9.6M$24K
20092,010$113M$56,000$247K$10.4M$24K

Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.

Statement for the year

  • Net assets, beginning of year$195,245,513
  • Employer contributions$194,831
  • Participant contributions$6,863,588
  • Rollovers and other contributions$474,286
  • Total contributions$7,532,705
  • Total income, including investment results$29,505,623
  • Benefits paid$19,924,586
  • Administrative expenses$31,333
  • Total expenses$20,083,541
  • Net income$9,422,082
  • Net transfers$0
  • Net assets, end of year$204,667,595

Participants

  • Active participants1,046
  • Retired or separated, receiving benefits131
  • Retired or separated, entitled to future benefits353
  • Participants with account balances1,517
  • Total participants, end of year1,561

Fees and service providers

$49KSchedule C compensation to organisations$49K direct · $0 indirect
$31.16per participantsame-size median $82.08
0.02%of net assetssame-size median 0.17%
$31Kadministrative expenses charged to the plan$20.07 per participant
OrganisationServices reportedDirectIndirect
Empower Annuity Insurance CompanyRecordkeeping fees; Direct payment from the plan$42,559$0
Eberts & Harrison, Inc.Other fees; Direct payment from the plan$6,080$0

Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.

Administrative expenses on Schedule H

  • Contract administrator fees$31,333
  • Total administrative expenses$31,333

Investment structure

Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.

  • Pooled separate accounts$151M · 73.8%
  • Insurance company general account$51.1M · 24.9%
  • Participant loans$2.0M · 1.0%
  • Receivables$389K · 0.2%
  • Cash (interest and non-interest bearing)$300K · 0.1%

Audit and compliance answers, as filed

  • Accountant's opinionUnmodified (unqualified)
  • Audit scope limited under ERISA section 103(a)(3)(C)No
  • Accounting firmWithumsmith+brown
  • Participant contributions reported as transmitted lateNo
  • Covered by a fidelity bondYes, $500,000
  • Blackout period during the yearNo

These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.

Plan characteristics

  • 2EProfit-sharing plan
  • 2FERISA section 404(c) plan
  • 2GTotal participant-directed account plan
  • 2JCode section 401(k) feature
  • 2KCode section 401(m) arrangement
  • 2XMultiple-employer defined contribution pension plan not under codes 2U, 2V or 2W

Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 813930: Labor Unions and Similar Labor Organizations.

Other plans of American Federation of State, County and Municipal Employees

PlanParticipantsNet assets
Afscme Employees Pension Plan4,659$1.64B

Similar plans in District of Columbia

PlanSponsorParticipantsNet assetsPer participant
IBEW Employees' 401(k) PlanInternational Brotherhood of Electrical Workers1,586$165M$104,296
Hillel the Foundation for Jewish Campus Life 403(b) Dc-TdaHillel the Foundation for Jewish Campus Life1,437$113M$78,672
Associated Builders and Contractors, Inc. Retirement & Savings PlanAssociated Builders and Contractors, Inc.1,691$83.6M$49,411
TIAA-CREF Retirement Plan for All Employees of the Aspen Inst.The Aspen Institute1,368$219M$160,185
AFL-CIO Deferred Compensation PlanTrustee & Board of Directors of AFL-CIO Deferred Compensation Plan1,747$155M$88,511
American Association for the Advancement of Science Defined Contribution PlanAmerican Association for the Advancement of Science1,355$257M$189,455

Defined contribution plans in other services closest in size.

Questions and answers

How big is Afscme Employees Salary Savings Plan?

1,561 participants at the end of the plan year ending 31 Dec 2025, of whom 1,046 were active employees, with net assets of $204,667,595. Among defined contribution plans that places it in the 1,000 to 4,999 participants band, which held 10,207 plans in plan year 2024.

What does American Federation of State, County and Municipal Employees contribute per participant?

The filing reports $194,831 in employer contributions for the year, which is $186 per active participant; the median for plans of the same type and size was $2,045 in plan year 2024. Form 5500 reports the total only. It does not state the match formula, and the per-participant figure is an average, not any one person's contribution.

What fees does the plan pay and how do they compare?

Schedule C reports $48,639 in compensation to service provider organisations, $31.16 per participant or 0.02% of net assets. The same-size median among plans reporting any Schedule C compensation was $82.08 per participant. Administrative expenses on Schedule H were $31,333. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.

Who runs the plan?

The sponsor is American Federation of State, County and Municipal Employees. Recordkeeping or administration: Empower Annuity Insurance Company. The financial statements were audited by Withumsmith+brown. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.

Was the audit opinion unqualified?

The filing reports an unmodified (unqualified) opinion. Unmodified (formerly "unqualified") is the standard clean opinion.

How current is this, and does it show my balance?

This is the Form 5500 for the plan year 1 Jan 2025 to 31 Dec 2025, received by the Department of Labor on 31 Jul 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.

Provenance

Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 53-0237789, plan 002, received 31 Jul 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.