District of Columbia › Other services › 1,000 to 4,999 participants
Form 5500 statement · plan year 1 Jul 2024 to 30 Jun 2025
AFL-CIO Staff Retirement Plan
Sponsored by AFL-CIO Staff Retirement Plan Congress of Industrial Organizations, Washington, DC
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
In the plan year ending 30 Jun 2025, AFL-CIO Staff Retirement Plan covered 4,555 participants and held $775M in net assets. The plan is a defined benefit pension plan sponsored by AFL-CIO Staff Retirement Plan Congress of Industrial Organizations of Washington, District of Columbia. It is a multiemployer plan, maintained under collective bargaining agreements with more than one employer.
Net assets came to $170,105 per participant, well above the $87,935 median for defined benefit plans with 1,000 to 4,999 participants and well above the $110,377 median for defined benefit plans in other services. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
Employer contributions were $48.8M for the year ($41,300 per active participant) and benefits paid were $54.9M. In a defined benefit plan the employer's contribution follows funding rules rather than a match formula, so it can swing widely from year to year.
Schedule C lists 9 service provider organisations paid $5,000 or more, with reported compensation of $2.5M: $547 per participant, well above the same-size median of $325. Administrative expenses charged to the plan were $4.1M. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Across the filings on record, net assets went from $225M in 2009 to $775M in 2024 (up 245%), and participants from 1,764 to 4,555 (up 158%).
The independent accountant's opinion on the financial statements was unmodified (unqualified).
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DB plans |
|---|---|---|---|---|
| Net assets per participant | $170,105 | $87,935 | $110,377 | $86,221 |
| Employer contributions per active participant | $41,300 | $10,593 | $13,001 | $10,244 |
| Schedule C compensation per participant | $547 | $325 | $486 | $344 |
| Schedule C compensation, share of net assets | 0.32% | 0.41% | 0.44% | 0.42% |
| Administrative expenses per participant | $909 | $513 | $662 | $527 |
Peer columns are medians for plan year 2024 across defined benefit plans with 100 or more participants: 1,000 to 4,999 participants (1,540 plans), other services (226) and all US plans (5,308). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2024 | 4,555 | $775M | $170,105 | $48.8M | — | $2.5M |
| 2023 | 4,292 | $712M | $165,967 | $27.4M | — | $2.5M |
| 2022 | 4,246 | $676M | $159,254 | $24.8M | — | $2.2M |
| 2021 | 4,156 | $685M | $164,888 | $24.6M | — | $2.2M |
| 2020 | 4,114 | $743M | $180,663 | $26.2M | — | $1.8M |
| 2019 | 4,089 | $605M | $147,925 | $23.1M | — | $1.5M |
| 2017 | 4,099 | $604M | $147,369 | $24.0M | — | $2.4M |
| 2016 | 4,020 | $572M | $142,246 | $37.9M | — | $2.0M |
| 2015 | 3,996 | $507M | $126,961 | $25.9M | — | $2.0M |
| 2014 | 3,886 | $498M | $128,207 | $26.4M | — | $1.9M |
| 2013 | 3,804 | $477M | $125,314 | $29.2M | — | $2.1M |
| 2012 | 3,836 | $412M | $107,310 | $29.4M | — | $2.0M |
| 2011 | 2,227 | $269M | $120,837 | $21.2M | — | $1.4M |
| 2010 | 1,911 | $266M | $139,130 | $20.7M | — | $1.4M |
| 2009 | 1,764 | $225M | $127,502 | $17.6M | — | $1.4M |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year$712,332,337
- Employer contributions$48,816,760
- Participant contributions—
- Rollovers and other contributions—
- Total contributions$48,816,760
- Total income, including investment results$121,494,139
- Benefits paid$54,859,286
- Administrative expenses$4,138,958
- Total expenses$58,998,244
- Net income$62,495,895
- Net transfers$0
- Net assets, end of year$774,828,232
Participants
- Active participants1,182
- Retired or separated, receiving benefits2,021
- Retired or separated, entitled to future benefits1,126
- Total participants, end of year4,555
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| The Segal Group | Actuarial; Consulting (general) | $897,861 | $0 |
| Ullico Investment Advisors Inc. | Investment management | $678,618 | $0 |
| Zenith American Solutions | Contract Administrator | $337,153 | $0 |
| Dana Investment Advisors, Inc. | Investment management | $333,861 | $0 |
| Calibre CPA Group LLC | Accounting (including auditing) | $81,039 | $0 |
| American Realty Advisors | Investment management | $73,510 | $0 |
| Amalgamated Bank of Chicago | Consulting (pension) | $47,809 | $0 |
| BNY Mellon | Investment management fees paid directly by plan; Investment management fees paid indirectly by plan | $23,423 | $0 |
| Invesco Trust Company | Investment management | $18,977 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Investment advisory and management fees$1,994,298
- Actuarial fees$772,861
- Other administrative expenses$749,534
- Contract administrator fees$343,466
- Legal fees$169,272
- IQPA audit fees$78,385
- Trustee and custodial fees$23,233
- Recordkeeping fees$7,909
- Total administrative expenses$4,138,958
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Common/collective trusts$422M · 54.4%
- Pooled separate accounts$83.2M · 10.7%
- Registered investment companies (mutual funds)$73.0M · 9.4%
- 103-12 investment entities$60.8M · 7.8%
- Corporate stocks$55.6M · 7.2%
- Partnership/joint venture interests$52.0M · 6.7%
- Cash (interest and non-interest bearing)$19.6M · 2.5%
- Receivables$9.5M · 1.2%
- Insurance company general account$192K · 0.0%
- Other investments$56K · 0.0%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)No
- Accounting firmCalibre CPA Group PLLC
- Participant contributions reported as transmitted lateNo
- Covered by a fidelity bondYes, $1,000,000
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
1ABenefits are primarily pay related
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 813930: Labor Unions and Similar Labor Organizations.
Similar plans in District of Columbia
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Pension Plan for Employees of the Service Employee Int'l Union | Service Employees Intl Union | 4,654 | $371M | $79,631 |
| Employees' Retirement Plan of the National Education Association | The National Education Association | 2,972 | $901M | $303,217 |
| Afscme Employees Pension Plan | American Federation of State, County and Municipal Employees | 4,659 | $1.64B | $350,946 |
| Finra Employees Retirement Plan | Finra | 2,254 | $519M | $230,088 |
| Aarp Employees' Pension Plan | Aarp | 5,813 | $1.57B | $270,431 |
| Iubac - Local Union Officers & Employees Pension Plan | BD of Trustees Iubac Local Union Officer & Empl Pension Plan | 1,213 | $160M | $131,777 |
Defined benefit plans in other services closest in size.
Questions and answers
How big is AFL-CIO Staff Retirement Plan?
4,555 participants at the end of the plan year ending 30 Jun 2025, of whom 1,182 were active employees, with net assets of $774,828,232. Among defined benefit plans that places it in the 1,000 to 4,999 participants band, which held 1,540 plans in plan year 2024.
What does AFL-CIO Staff Retirement Plan Congress of Industrial Organizations contribute per participant?
The filing reports $48,816,760 in employer contributions for the year, which is $41,300 per active participant; the median for plans of the same type and size was $10,593 in plan year 2024. Form 5500 reports the total only. It does not state the match formula, and the per-participant figure is an average, not any one person's contribution.
What fees does the plan pay and how do they compare?
Schedule C reports $2,492,251 in compensation to service provider organisations, $547 per participant or 0.32% of net assets. The same-size median among plans reporting any Schedule C compensation was $325 per participant. Administrative expenses on Schedule H were $4,138,958. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is AFL-CIO Staff Retirement Plan Congress of Industrial Organizations. Recordkeeping or administration: Zenith American Solutions. Investment advisory or management: Ullico Investment Advisors Inc., Dana Investment Advisors, Inc. and American Realty Advisors. The financial statements were audited by Calibre CPA Group PLLC. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Jul 2024 to 30 Jun 2025, received by the Department of Labor on 10 Apr 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 53-0228172, plan 001, received 10 Apr 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.