Smurfit Westrock Consolidated Pension Plandefined benefit pension plan: employer contributions, fees and assets
2025Form 5500 for plan year 2025
The filing shows no employer contributions for the plan year that ended 31 Dec 2025. Form 5500 does not state the match formula.
- Sponsor
- Westrock Company, Atlanta, GA
- EIN and plan number
- 47-3335141, plan 028
- Plan type
- defined benefit pension. Single-employer plan
- Plan year
- to
- Filing received
What this filing shows
At the end of the plan year that ended 31 Dec 2025, the plan had 43,119 participants.
Net assets were $4,226,385,314 at the end of that plan year.
The employer contributions line of Schedule H is blank. The filing shows no employer contributions for that plan year.
By participants, it was number 10 of 121 defined benefit plans with 100 or more participants and a filing address in Georgia.
By net assets, it was number 9 of 121.
This page gives no change from plan year 2024, because the site has no filing of the plan for that year.
Its administrative expenses for each participant were $80.05 in plan year 2025.
The median of defined benefit plans with 25,000 or more participants was $306 in plan year 2024.
Form 5500 does not state the match formula.
What Form 5500 does not show
- The match formula. The form gives the total of the employer contributions for a plan year.
- Fund expense ratios. The fees on the form are the administrative expenses of the plan and the Schedule C compensation.
- The account of a person. The form gives totals for the plan.
While applicable plans are required to file a Form 5500 or Form 5500-SF annually, multiple filings may exist for a plan’s single form year if a plan amends their original filing or if a duplicate filing was erroneously submitted.
The dataset listed as “Latest” includes only the latest filing received for a plan with a filing status of “FILING_RECEIVED”.
EBSA wrote these sentences. Copied from Employee Benefits Security Administration, Form 5500 Datasets Guide on .
In plain words: this page shows the latest filing on record for each plan. A plan can amend a filing, and an amended filing replaces the earlier one at the next update. Source of the figures: the Form 5500 datasets, filings received through . The Department of Labor received this filing on .
Contributions
Position among plans of the same type and size. The group: 219 defined benefit plans with 25,000 or more participants, plan year 2024. The percentiles set the latest figures of this plan against the group of plan year 2024.
- Employer contributionsPlan year that ended 31 Dec 2025. Cash from employers, Schedule H line 2a(1)(A)
- Line blank
- Active participants31 Dec 2025
- 9,447
- Employer contributions for each active participant
- Line blank
The site gives no percentile for this line.
- Participant contributionsPlan year that ended 31 Dec 2025
- no figure
- Rollovers and other contributions
- no figure
- Participant contributions for each active participant
- no figure
- Total contributionsPlan year that ended 31 Dec 2025. Schedule H line 2a(3)
- $0
The filing shows no employer contributions for the plan year that ended 31 Dec 2025. Form 5500 does not state the match formula.
A percentile gives a position in the group. It does not grade the plan. Groups: plans with 25,000 or more participants, Manufacturing sector.
Fees that the filing shows
The fees on this page are the administrative expenses of the plan and the Schedule C compensation. Fund expense ratios are not in Form 5500.
- Investment advisory and management fees
- $2,182,865
- Other administrative expenses
- $454,629
- Trustee and custodial fees
- $379,609
- Recordkeeping fees
- $218,086
- Actuarial fees
- $204,750
- Contract administrator fees
- $11,739
- Administrative expenses, Schedule HPlan year that ended 31 Dec 2025
- $3,451,678
The plan is at the 3rd percentile of the group. The quartiles of the group are $187, $306 and $554. Among plans of the same sector, the plan is at the 5th percentile.
- Direct compensation
- $3,448,561
- Indirect compensation
- $0
- Schedule C compensation to organisationsPlan year that ended 31 Dec 2025
- $3,448,561
The plan is at the 25th percentile of the group. The quartiles of the group are $81.10, $144 and $280. Among plans of the same sector, the plan is at the 9th percentile.
The group for a fee line has only the plans that report an amount. Guide: how to read Schedule C fees
Assets and participants
- Net assets at the start of the plan year
- $29,577,944
- Total income, with the result of the investments
- $27,722,606
- Benefits paid
- $64,633,863
- Total expenses
- $68,085,541
- Net income
- -$40,362,935
- Net transfers
- $4,237,170,305
- Net assets, 31 Dec 2025
- $4,226,385,314
- Active participants
- 9,447
- Retired or separated, with benefits now
- 15,688
- Retired or separated, with benefits later
- 15,110
- Participants, 31 Dec 2025
- 43,119
The plan is at the 58th percentile of the group. The quartiles of the group are $52,050, $88,040 and $139,081. Among plans of the same sector, the plan is at the 69th percentile.
Net assets for each participant is an average of the plan. Form 5500 has no account balance of a person.
Plan years on file
Plan year 2024 has no column. The site has no filing of this plan for it, or the filing has no figure.
Plan year 2024 has no column. The site has no filing of this plan for it, or the filing has no figure.
| Plan year | Participants | Net assets | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|
| 2025 | 43,119 | $4.23B | no figure | no figure | $3.4M |
| 2023 | 384 | $31.4M | no figure | no figure | $122K |
| 2022 | 398 | $31.4M | no figure | no figure | $130K |
| 2021 | 406 | $41.3M | no figure | no figure | $153K |
| 2020 | 423 | $43.8M | no figure | no figure | $133K |
| 2019 | 439 | $41.9M | no figure | no figure | $134K |
| 2018 | 448 | $37.9M | no figure | no figure | $146K |
| 2017 | 459 | $42.6M | $1.5M | no figure | $114K |
| 2016 | 465 | $39.0M | $1.6M | no figure | $135K |
| 2015 | 474 | $37.0M | $1.2M | no figure | $135K |
| 2014 | 479 | $39.8M | $703K | no figure | $150K |
| 2013 | 536 | $43.7M | $3.2M | no figure | $142K |
| 2012 | 658 | $42.0M | $2.1M | no figure | $136K |
| 2011 | 683 | $37.1M | $1.5M | no figure | $0 |
| 2010 | 688 | $35.1M | $914K | no figure | $0 |
| 2009 | 701 | $32.3M | $1.5M | $0 | $0 |
The site has no filing of this plan for plan year 2024.
Assets by Schedule H category, 31 Dec 2025
- Master trust investment accounts
- $4.23B 100.0%
- Insurance company general account
- $1.1M 0.0%
- Common/collective trusts
- $911K 0.0%
The form shows the type of the investment vehicle. It does not list the funds of the plan.
Service providers on Schedule C
| Organisation | Services in the filing | Direct compensation | Indirect compensation |
|---|---|---|---|
| Goldman Sachs Asset Management | Investment management | $743,626 | $0 |
| Nisa Investment Advisors LLC | Investment management | $496,471 | $0 |
| Lifeworks(us) Ltd. | Consulting (general) | $460,850 | $0 |
| Loomis,sayles & Company | Investment management | $449,146 | $0 |
| Northern Trust Company | Trustee (bank, trust company, or similar financial institution) | $370,273 | $0 |
| Dodge & Cox | Investment management | $299,427 | $0 |
| Alight Solutions | Recordkeeping and information management | $218,086 | $0 |
| Mercer | Actuarial | $145,361 | $0 |
| JP Morgan Investment Management Inc. | Investment management | $135,156 | $0 |
| Aon Trust Company LLC | Actuarial | $59,389 | $0 |
| The Bank of New York Mellon | Recordkeeping and information management; Custodial (other than securities); Trustee (bank, trust company, or similar financial institution) | $59,038 | $0 |
| Aetna Life Insurance Company | Contract Administrator | $6,410 | $0 |
Schedule C lists a provider only when the plan paid it $5,000 or more. The table does not show 1 rows with smaller amounts. The site does not show persons that Schedule C names.
Other answers in the filing
- Opinion of the accountantSchedule H line 3a
- Unmodified
- Accountant performed an ERISA section 103(a)(3)(C) auditSchedule H line 3b
- Yes
- Accounting firmSchedule H line 3c
- Grant Thornton LLP
- Failure to transmit participant contributionsSchedule H line 4a
- No
- Fidelity bondSchedule H line 4d
- Yes, $1,000,000
- Blackout period in the plan yearSchedule H line 4m
- No answer
- 1ABenefits are primarily pay related
- 3HPlan sponsor(s) is (are) a member(s) of a controlled group
Plan characteristics codes of line 8a, with the labels of the Form 5500 instructions. Business code 322100: Pulp, Paper, & Paperboard Mills.
The plan administrator gives these answers on Schedule H. The site shows the answers as filed. It draws no conclusion from them.
Line 3a. The attached opinion of an independent qualified public accountant for this plan is (see instructions):
The form has four choices: unmodified, qualified, disclaimer and adverse. Glossary
Line 4a. Was there a failure to transmit to the plan any participant contributions within the time period described in 29 CFR 2510.3-102? Continue to answer “Yes” for any prior year failures until fully corrected. (See instructions and DOL’s Voluntary Fiduciary Correction Program.)
A “Yes” answer carries an amount. The line does not say why a transfer was late. Glossary
Form text copied from Department of Labor, Schedule H (Form 5500), editions 2024 and 2025 on .
Other plans of Westrock Company
| Plan | Participants | Net assets |
|---|---|---|
| Westrock Company 401(k) Retirement Savings Plan | 42,315 | $5.40B |
Plans of similar size in the same industry
| Plan | Sponsor | Participants |
|---|---|---|
| Pace Industry Union-Management Pension Fund | Pace Industry Union-Management Pension Fund | 59,464 |
| Packaging Corporation of America Hourly Pension Plan | Packaging Corporation of America | 7,157 |
| Retirement Plan of International Paper Company | International Paper Company | 82,723 |
| Boise Paper Holdings, L.L.C. Consolidated Pension Plan | Packaging Corporation of America | 4,441 |
| Usw District 10, Local 286, Pension Plan | Board of Trustees Usw District 10,LOCAL 286, | 3,843 |
| Domtar US Pension Plan | Resolute FP US Inc. | 3,773 |
| Pension Plan for Plant Employees of Green Bay Pack | Green Bay Packaging, Inc. | 3,626 |
| 2018 US Graphic Packaging International Pension Plan | Graphic Packaging International, LLC | 3,033 |
| Billerud Americas Corporation Employee Pension Plan | Billerud Americas Corp. | 2,564 |
| Domtar US Hourly Pension Plan | Domtar Industries LLC | 2,063 |
Official channels
- Form 5500 Filing Search, U.S. Department of Labor, EFAST2
The search of the Department of Labor for filed Form 5500 reports.
To find this plan there, look for: EIN 47-3335141Plan number 028
- EBSA publication about retirement plans, for participants, U.S. Department of Labor, Employee Benefits Security Administration
The publication explains how a retirement plan works.
The links open the sites of the Department of Labor in a new tab. The site confirmed the links on .
Cite this page
My Plan Facts. "Smurfit Westrock Consolidated Pension Plan." https://myplanfacts.com/plan/473335141-028-smurfit-westrock-consolidated-pension-plan/. Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 datasets, filings received through 24 Oct 2026.
Embed the figures
Where this page gets its figures
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 datasets (Form 5500, Schedule H, Schedule C), plan years 2009 to 2025. The datasets are in the public domain. This page shows the latest filing on record for EIN 47-3335141, plan 028. An amended filing replaces it at the next update. The site calculates the figures for each participant, the quartiles and the percentiles. How the figures are made. Report an error.
Questions
Does the filing show the employer match?
No. Form 5500 does not state the match formula. The employer contributions line of Schedule H shows no amount for the plan year that ended 31 Dec 2025.
What fees does the filing show?
The plan reported $3,451,678 of administrative expenses for the plan year that ended 31 Dec 2025. Schedule C shows $3,448,561 of compensation to service providers. Fund expense ratios are not in Form 5500.
Which organisations give services to the plan?
Schedule C of the filing names 13 organisations. The table of service providers on this page gives the names, the services and the amounts. Schedule C lists a provider only when the plan paid it $5,000 or more.
How old are these figures?
The figures are for the plan year from 1 Jan 2025 to 31 Dec 2025. The Department of Labor received the filing on 15 Oct 2026. A filing is due by the last day of the 7th month after the plan year ends. An extension allows up to 9.5 months after the plan year ends.