Missouri › Construction › 5,000 to 24,999 participants
Form 5500 statement · plan year 1 Nov 2024 to 31 Oct 2025
Iron Workers St. Louis District Council Pension Trust
Sponsored by Board of Trustees of Iron Workers St. Louis District Council Pension, Maryland Heights, MO
Form 5500 information is as filed by the plan administrator with the Department of Labor and may be amended. Figures reflect the plan year shown, not current balances. Form 5500 contains no individual account balances. Look up the original filing at EFAST2.
In the plan year ending 31 Oct 2025, Iron Workers St. Louis District Council Pension Trust covered 5,242 participants and held $712M in net assets. The plan is a defined benefit pension plan sponsored by Board of Trustees of Iron Workers St. Louis District Council Pension of Maryland Heights, Missouri. It is a multiemployer plan, maintained under collective bargaining agreements with more than one employer.
Net assets came to $135,751 per participant, well above the $87,623 median for defined benefit plans with 5,000 to 24,999 participants and well above the $100,593 median for defined benefit plans in construction. The figure is an average across everyone in the plan, including former employees with small balances; Form 5500 holds no individual account data.
Employer contributions were $36.0M for the year ($18,609 per active participant) and benefits paid were $53.4M. In a defined benefit plan the employer's contribution follows funding rules rather than a match formula, so it can swing widely from year to year.
Schedule C lists 15 service provider organisations paid $5,000 or more, with reported compensation of $2.0M: $381 per participant, well above the same-size median of $232. Administrative expenses charged to the plan were $3.1M. Schedule C does not capture every cost: fees netted from fund returns and fees the employer pays directly are outside it.
Across the filings on record, net assets went from $378M in 2009 to $712M in 2024 (up 88%), and participants from 5,474 to 5,242 (down 4%).
The independent accountant's opinion on the financial statements was unmodified (unqualified).
Compared with similar plans
| Measure | This plan | Same size | Same industry | All US DB plans |
|---|---|---|---|---|
| Net assets per participant | $135,751 | $87,623 | $100,593 | $86,221 |
| Employer contributions per active participant | $18,609 | $9,468 | $13,292 | $10,244 |
| Schedule C compensation per participant | $381 | $232 | $443 | $344 |
| Schedule C compensation, share of net assets | 0.28% | 0.30% | 0.46% | 0.42% |
| Administrative expenses per participant | $595 | $396 | $596 | $527 |
Peer columns are medians for plan year 2024 across defined benefit plans with 100 or more participants: 5,000 to 24,999 participants (651 plans), construction (655) and all US plans (5,308). Fee medians cover plans that report an amount.
Trend by plan year
| Plan year | Participants | Net assets | Per participant | Employer contributions | Participant contributions | Schedule C compensation |
|---|---|---|---|---|---|---|
| 2024 | 5,242 | $712M | $135,751 | $36.0M | — | $2.0M |
| 2023 | 5,263 | $641M | $121,877 | $34.8M | — | $1.9M |
| 2022 | 5,257 | $554M | $105,420 | $35.3M | — | $2.4M |
| 2021 | 5,232 | $552M | $105,481 | $35.8M | — | $2.4M |
| 2020 | 5,264 | $651M | $123,647 | $30.5M | — | $2.5M |
| 2019 | 5,182 | $525M | $101,264 | $28.8M | — | $2.0M |
| 2018 | 5,222 | $532M | $101,809 | $34.5M | — | $1.8M |
| 2017 | 5,331 | $500M | $93,760 | $32.3M | — | $1.9M |
| 2016 | 5,345 | $507M | $94,895 | $30.6M | — | $2.2M |
| 2015 | 5,250 | $455M | $86,729 | $34.5M | — | $2.2M |
| 2014 | 5,211 | $455M | $87,307 | $31.3M | — | $2.6M |
| 2013 | 5,304 | $457M | $86,067 | $26.7M | — | $2.6M |
| 2012 | 5,363 | $442M | $82,399 | $26.1M | — | $2.5M |
| 2011 | 5,443 | $395M | $72,514 | $24.9M | — | $2.0M |
| 2010 | 5,443 | $382M | $70,103 | $26.5M | — | $2.8M |
| 2009 | 5,474 | $378M | $69,018 | $25.2M | — | $1.8M |
Years in which the plan filed the full Form 5500 with 100 or more participants, from 2009. Plan year is the year in which the plan year began.
Statement for the year
- Net assets, beginning of year$641,440,810
- Employer contributions$35,972,070
- Participant contributions—
- Rollovers and other contributions—
- Total contributions$35,972,070
- Total income, including investment results$126,713,181
- Benefits paid$53,428,058
- Administrative expenses$3,120,018
- Total expenses$56,548,076
- Net income$70,165,105
- Net transfers$0
- Net assets, end of year$711,605,915
Participants
- Active participants1,933
- Retired or separated, receiving benefits2,062
- Retired or separated, entitled to future benefits832
- Total participants, end of year5,242
Fees and service providers
| Organisation | Services reported | Direct | Indirect |
|---|---|---|---|
| Benesys, Inc. | Contract Administrator | $309,676 | $0 |
| Ullico Investment Advisors Inc. | Investment management | $226,671 | $0 |
| Eagle Capital Management, LLC | Investment management | $218,118 | $0 |
| Segal, Bryant & Hamill | Investment management | $159,580 | $0 |
| Amalgatrust | Investment management | $132,648 | $0 |
| Intercontinental Real Estate Corpor | Investment management | $131,819 | $0 |
| Parametric Defensive Equity Fund LL | Investment management | $128,008 | $0 |
| Anders Minkler Huber Helm LLP | Accounting (including auditing) | $117,803 | $0 |
| Loomis Sayles Trust Company | Investment management fees paid directly by plan | $110,995 | $0 |
| Marquette Associates, Inc. | Investment management | $110,126 | $0 |
| Asb Capital Managment | Investment management | $91,940 | $0 |
| State Street Corporation | Investment management | $85,045 | $0 |
Schedule C, Part I line 2: providers that received $5,000 or more, with the form's own service codes. 3 smaller rows are not shown. Individuals named on Schedule C (plan employees, individual trustees) are never shown and their compensation is excluded. Eligible indirect compensation disclosed by formula carries no dollar amount. See how to read Schedule C fees.
Administrative expenses on Schedule H
- Investment advisory and management fees$2,070,184
- Other administrative expenses$361,841
- Actuarial fees$222,654
- Contract administrator fees$217,575
- IQPA audit fees$118,560
- Legal fees$114,089
- Recordkeeping fees$15,115
- Total administrative expenses$3,120,018
Investment structure
Assets at year end by Schedule H category. The form shows the kind of vehicle holding the money, not the funds on the menu.
- Common/collective trusts$343M · 48.1%
- Registered investment companies (mutual funds)$152M · 21.3%
- Partnership/joint venture interests$84.9M · 11.9%
- Corporate stocks$53.9M · 7.6%
- U.S. Government securities$37.4M · 5.3%
- Corporate debt instruments$18.0M · 2.5%
- Pooled separate accounts$9.4M · 1.3%
- Cash (interest and non-interest bearing)$8.7M · 1.2%
- Receivables$4.8M · 0.7%
- Other investments$815K · 0.1%
Audit and compliance answers, as filed
- Accountant's opinionUnmodified (unqualified)
- Audit scope limited under ERISA section 103(a)(3)(C)No
- Participant contributions reported as transmitted lateNo
- Covered by a fidelity bondYes, $5,000,000
- Blackout period during the yearNo
These are the plan administrator's own answers on Schedule H, Part IV. A reported late transmittal is the filer's disclosure of a timing lapse, usually corrected through the Department of Labor's voluntary program; the amount is the total involved, not a loss.
Plan characteristics
1BBenefits are primarily flat dollar (includes dollars per year of service)
Codes entered on Form 5500 line 8a, with the labels from the official instructions. Business code 237990: Other Heavy & Civil Engineering Construction.
Similar plans in Missouri
| Plan | Sponsor | Participants | Net assets | Per participant |
|---|---|---|---|---|
| Plumbers' & Pipefitters' Local Union 562 Pension Fund | Trustees, Plumbers' & Pipefitters' Local Pension Fund | 5,866 | $818M | $139,379 |
| IBEW Local 683 Pension Fund Pension Plan | IBEW Local 683 Board of Trustees | 4,667 | $365M | $78,197 |
| Operating Engineers Local 101 Pension Fund | Board of Trustees of Operating Engineers Local 101 Pension Fund | 7,502 | $968M | $128,972 |
| Local Union No. 124 I. B. E. W. Pension Trust Fund | IBEW Local Union No. 124 Pension Trust Fund | 4,432 | $382M | $86,243 |
| Construction Laborers Pension Trust of Greater St. | Construction Laborers Pension Trust of Greater St. Louis Trustees | 8,261 | $1.16B | $140,768 |
| Greater Kansas City Laborers Pension Plan | Greater Kansas City Laborers Pension Plan | 3,966 | $440M | $110,980 |
Defined benefit plans in construction closest in size.
Questions and answers
How big is Iron Workers St. Louis District Council Pension Trust?
5,242 participants at the end of the plan year ending 31 Oct 2025, of whom 1,933 were active employees, with net assets of $711,605,915. Among defined benefit plans that places it in the 5,000 to 24,999 participants band, which held 651 plans in plan year 2024.
What does Board of Trustees of Iron Workers St. Louis District Council Pension contribute per participant?
The filing reports $35,972,070 in employer contributions for the year, which is $18,609 per active participant; the median for plans of the same type and size was $9,468 in plan year 2024. Form 5500 reports the total only. It does not state the match formula, and the per-participant figure is an average, not any one person's contribution.
What fees does the plan pay and how do they compare?
Schedule C reports $1,998,369 in compensation to service provider organisations, $381 per participant or 0.28% of net assets. The same-size median among plans reporting any Schedule C compensation was $232 per participant. Administrative expenses on Schedule H were $3,120,018. Investment costs deducted inside mutual funds and other pooled vehicles are not itemised on Form 5500, so these figures are a floor rather than a full cost.
Who runs the plan?
The sponsor is Board of Trustees of Iron Workers St. Louis District Council Pension. Recordkeeping or administration: Benesys, Inc.. Investment advisory or management: Ullico Investment Advisors Inc., Eagle Capital Management, LLC and Segal, Bryant & Hamill. Form 5500 also names the plan administrator's signer and other individuals; this site publishes organisations only.
Was the audit opinion unqualified?
The filing reports an unmodified (unqualified) opinion. Unmodified (formerly "unqualified") is the standard clean opinion.
How current is this, and does it show my balance?
This is the Form 5500 for the plan year 1 Nov 2024 to 31 Oct 2025, received by the Department of Labor on 13 Aug 2026. Filings are due seven months after the plan year ends, or nine and a half with an extension, so the public record always runs a year or more behind. It contains plan-level totals only: no individual balances, contributions or names of participants exist in the data.
Provenance
Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 research files (Form 5500, Schedule H, Schedule C) for plan years 2009 to 2025, public domain, with filings received through 24 Aug 2026. This page shows the latest filing on record for EIN 43-6052659, plan 001, received 13 Aug 2026; an amended filing replaces it at the next build. Medians and percentiles are computed by this site; see the methodology. Report an error through corrections.