My Plan Facts

SSP America, Inc. 401(k) Savings Plan401(k) plan: employer contributions, fees and assets

Form 5500 for plan year 2025

The filing shows $376 of employer contributions for each active participant in the plan year that ended 31 Dec 2025. Form 5500 does not state the match formula.

Sponsor
SSP America, Inc., Ashburn, VA
EIN and plan number
33-0169494, plan 001
Plan type
401(k), profit sharing. Single-employer plan
Plan year
to
Filing received

What this filing shows

At the end of the plan year that ended 31 Dec 2025, the plan had 8,344 participants.

Net assets were $48,691,615 at the end of that plan year.

Employer contributions were $376 for each active participant in that plan year.

Participant contributions were $828 for each active participant.

By participants, it was number 81 of 2,153 defined contribution plans with 100 or more participants and a filing address in Virginia.

By net assets, it was number 601 of 2,058.

This page gives no change from plan year 2024, because the site has no filing of the plan for that year.

Its net assets for each participant were $5,836 in plan year 2025.

The median of defined contribution plans with 5,000 to 24,999 participants was $64,499 in plan year 2024.

Form 5500 does not state the match formula.

What Form 5500 does not show

  • The match formula. The form gives the total of the employer contributions for a plan year.
  • Fund expense ratios. The fees on the form are the administrative expenses of the plan and the Schedule C compensation.
  • The account of a person. The form gives totals for the plan.

Guide: what Form 5500 shows and does not show

While applicable plans are required to file a Form 5500 or Form 5500-SF annually, multiple filings may exist for a plan’s single form year if a plan amends their original filing or if a duplicate filing was erroneously submitted.

The dataset listed as “Latest” includes only the latest filing received for a plan with a filing status of “FILING_RECEIVED”.

EBSA wrote these sentences. Copied from Employee Benefits Security Administration, Form 5500 Datasets Guide on .

In plain words: this page shows the latest filing on record for each plan. A plan can amend a filing, and an amended filing replaces the earlier one at the next update. Source of the figures: the Form 5500 datasets, filings received through . The Department of Labor received this filing on .

Contributions

Position among plans of the same type and size. The group: 2,605 defined contribution plans with 5,000 to 24,999 participants, plan year 2024. The percentiles set the latest figures of this plan against the group of plan year 2024.

Employer contributionsPlan year that ended 31 Dec 2025. Cash from employers, Schedule H line 2a(1)(A)
$3,057,878
Active participants31 Dec 2025
8,123
Employer contributions for each active participant
$376
Among plans of the same type and size$376plan year 2024

The plan is at the 15th percentile of the group. The quartiles of the group are $843, $2,424 and $4,828. Among plans of the same sector, the plan is at the 41st percentile.

Participant contributionsPlan year that ended 31 Dec 2025
$6,722,939
Rollovers and other contributions
$979,350
Participant contributions for each active participant
$828
Among plans of the same type and size$828plan year 2024

The plan is at the 12th percentile of the group of 2,407 plans. The quartiles of the group are $2,178, $5,020 and $8,172. Among plans of the same sector, the plan is at the 31st percentile.

Total contributionsPlan year that ended 31 Dec 2025. Schedule H line 2a(3)
$10,760,167

A percentile gives a position in the group. It does not grade the plan. Groups: plans with 5,000 to 24,999 participants, Accommodation and food services sector.

Fees that the filing shows

The fees on this page are the administrative expenses of the plan and the Schedule C compensation. Fund expense ratios are not in Form 5500.

Contract administrator fees
$135,058
Investment advisory and management fees
$76,116
Administrative expenses, Schedule HPlan year that ended 31 Dec 2025
$211,174
Administrative expenses for each participant$25.31plan year 2024

The plan is at the 19th percentile of the group. The quartiles of the group are $31.20, $54.89 and $86.25. Among plans of the same sector, the plan is at the 28th percentile.

Direct compensation
$211,174
Indirect compensation
$0
Schedule C compensation to organisationsPlan year that ended 31 Dec 2025
$211,174
Schedule C compensation for each participant$25.31plan year 2024

The plan is at the 20th percentile of the group. The quartiles of the group are $29.85, $53.38 and $82.74. Among plans of the same sector, the plan is at the 27th percentile.

The group for a fee line has only the plans that report an amount. Guide: how to read Schedule C fees

Assets and participants

Net assets at the start of the plan year
$36,248,497
Total income, with the result of the investments
$17,561,337
Benefits paid
$4,883,689
Total expenses
$5,118,219
Net income
$12,443,118
Net transfers
$0
Net assets, 31 Dec 2025
$48,691,615
Active participants
8,123
Retired or separated, with benefits now
0
Retired or separated, with benefits later
220
Participants with an account balance
1,764
Participants, 31 Dec 2025
8,344
Net assets for each participant$5,836plan year 2024

The plan is at the 8th percentile of the group. The quartiles of the group are $23,583, $64,499 and $125,540. Among plans of the same sector, the plan is at the 29th percentile.

Net assets for each participant is an average of the plan. Form 5500 has no account balance of a person.

Plan years on file

Net assets at the end of the plan year
$1.1M$48.7M20092025

Plan year 2024 has no column. The site has no filing of this plan for it, or the filing has no figure.

Participants at the end of the plan year
2,2939,0548,34420092025

Plan year 2024 has no column. The site has no filing of this plan for it, or the filing has no figure.

SSP America, Inc. 401(k) Savings Plan: figures of each plan year on fileA plan year has the number of the year in which it started.
Plan yearParticipantsNet assetsEmployer contributionsParticipant contributionsSchedule C compensation
20258,344$48.7M$3.1M$6.7M$211K
20236,314$26.1M$1.8M$4.1M$104K
20224,632$19.2M$1.0M$2.4M$89K
20213,769$21.0M$802K$1.7M$199K
20205,707$17.9M$781K$1.6M$181K
20199,054$15.1M$1.3M$2.6M$80K
20184,894$8.4M$568K$1.6M$45K
20174,772$6.6M$221K$1.0M$48K
20163,549$4.7M$175K$739K$32K
20153,632$2.8M$117K$496K$16K
20142,620$2.3M$76K$317K$36K
20132,637$2.2M$68K$285K$27K
20122,281$1.8M$77K$306K$24K
20112,741$1.4M$75K$289K$21K
20102,372$1.3M$66K$267K$20K
20092,293$1.1M$62K$264K$16K

The site has no filing of this plan for plan year 2024.

Assets by Schedule H category, 31 Dec 2025

Common/collective trusts
$35.2M 72.3%
Registered investment companies (mutual funds)
$12.3M 25.3%
Participant loans
$1.2M 2.4%

The form shows the type of the investment vehicle. It does not list the funds of the plan.

Service providers on Schedule C

Organisations that SSP America, Inc. 401(k) Savings Plan paid $5,000 or morePlan year that ended 31 Dec 2025. Service codes and amounts as filed.
OrganisationServices in the filingDirect compensationIndirect compensation
John Hancock Retirement Plan SVCSRecordkeeping and information management; Participant loan processing$135,058$0
Mma SecuritiesInvestment advisory (plan)$76,116$0

Schedule C lists a provider only when the plan paid it $5,000 or more. The site does not show persons that Schedule C names.

Other answers in the filing

Opinion of the accountantSchedule H line 3a
Unmodified
Accountant performed an ERISA section 103(a)(3)(C) auditSchedule H line 3b
Yes
Accounting firmSchedule H line 3c
Baker Tilly
Failure to transmit participant contributionsSchedule H line 4a
No
Fidelity bondSchedule H line 4d
Yes, $1,000,000
Blackout period in the plan yearSchedule H line 4m
No
  • 2EProfit-sharing plan
  • 2FERISA section 404(c) plan
  • 2GTotal participant-directed account plan
  • 2JCode section 401(k) feature
  • 2KCode section 401(m) arrangement
  • 2TTotal or partial participant-directed account plan with a default investment account
  • 3DPre-approved pension plan
  • 3HPlan sponsor(s) is (are) a member(s) of a controlled group

Plan characteristics codes of line 8a, with the labels of the Form 5500 instructions. Business code 722300: Special Food Services (including food service contractors & caterers).

The plan administrator gives these answers on Schedule H. The site shows the answers as filed. It draws no conclusion from them.

Line 3a. The attached opinion of an independent qualified public accountant for this plan is (see instructions): The form has four choices: unmodified, qualified, disclaimer and adverse. Glossary

Line 4a. Was there a failure to transmit to the plan any participant contributions within the time period described in 29 CFR 2510.3-102? Continue to answer “Yes” for any prior year failures until fully corrected. (See instructions and DOL’s Voluntary Fiduciary Correction Program.) A “Yes” answer carries an amount. The line does not say why a transfer was late. Glossary

Form text copied from Department of Labor, Schedule H (Form 5500), editions 2024 and 2025 on .

Other plans of SSP America, Inc.

Plans that file under EIN 33-0169494
PlanParticipantsNet assets
SSP America, Inc. Union San Diego Plan434$1.7M

The employer page of SSP America, Inc.

Plans of similar size in the same industry

Plans with the same plan type and business code, nearest in number of participantsThe list is for navigation. Its order is not a rank.
PlanSponsorParticipants
Food & Beverage Workers Union Local 23 & Employers Pension PlanThe Board of Trustees of the Food & Beverage Workers Union 23 & Emp. P8,402
Gate Gourmet, Inc. Bargained Employees' 401(k) PlanGate Gourmet, Inc.7,984
Anchor Point Management Group Employee Benefit PlanAnchor Point Management Group, LLC8,841
Manna Development Group, LLC 401(k) PlanManna Development Group, LLC7,057
Metz Culinary Management, LLC 401(k) PlanMetz Culinary Management, LLC9,362
Meritage Hospitality Group 401(k)Meritage Hospitality Group6,730
Southwest Foodservice Excellence 401(k) PlanSfe Intermediate Holdco, LLC.11,079
Avi Foodsystems, Inc. 401(k) Retirement Savings PlanAvi Foodsystems Inc.6,350
Zaxby's Franchising, LLC 401(k) PlanZaxby's Franchising LLC11,093
Desert de Oro Foods, Inc. 401(k) PlanDesert de Oro Foods, Inc.5,377

Official channels

The links open the sites of the Department of Labor in a new tab. The site confirmed the links on .

Cite this page

My Plan Facts. "SSP America, Inc. 401(k) Savings Plan." https://myplanfacts.com/plan/330169494-001-ssp-america-inc-401-k-savings-plan/. Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 datasets, filings received through 24 Oct 2026.

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Where this page gets its figures

Source: U.S. Department of Labor, Employee Benefits Security Administration, Form 5500 datasets (Form 5500, Schedule H, Schedule C), plan years 2009 to 2025. The datasets are in the public domain. This page shows the latest filing on record for EIN 33-0169494, plan 001. An amended filing replaces it at the next update. The site calculates the figures for each participant, the quartiles and the percentiles. How the figures are made. Report an error.

Questions

Does the filing show the employer match?

No. Form 5500 does not state the match formula. The filing shows total employer contributions of $3,057,878 for the plan year that ended 31 Dec 2025. Participants contributed $6,722,939 in total in that plan year.

What fees does the filing show?

The plan reported $211,174 of administrative expenses for the plan year that ended 31 Dec 2025. Schedule C shows $211,174 of compensation to service providers. Fund expense ratios are not in Form 5500.

Which organisations give services to the plan?

Schedule C of the filing names 2 organisations. The table of service providers on this page gives the names, the services and the amounts. Schedule C lists a provider only when the plan paid it $5,000 or more.

How old are these figures?

The figures are for the plan year from 1 Jan 2025 to 31 Dec 2025. The Department of Labor received the filing on 7 Oct 2026. A filing is due by the last day of the 7th month after the plan year ends. An extension allows up to 9.5 months after the plan year ends.